Collectius
Collectius is a Singapore-headquartered debt buyer and credit management firm that purchases distressed debt portfolios from financial institutions and recovers balances through a digital Customer Portal across seven Asian markets, serving both commercial creditors and individual debtors.
- Company typePrivate
- Founded2014
- HeadquartersSingapore, Singapore
- Headcount501–1,000
- GTM typeB2B and B2C
- OfferingServices
What Collectius does
Collectius is a Singapore-headquartered, privately held multinational credit management and asset management company founded in 2014 that purchases distressed debt portfolios from financial institutions and consumer-facing businesses and recovers outstanding balances through a digitally enabled collection platform. Operating across seven Asian markets — Singapore, Malaysia, Thailand, Indonesia, the Philippines, India, and Vietnam — the firm manages $7bn+ USD of debt under management, has acquired 100+ portfolios, serves 200+ commercial and consumer clients, and has engaged with 7m+ individual debtors through an 850+ employee organization with local branch presence in each market.
The company's core product is a multi-channel Customer Portal that supports self-service account verification, payment plan setup, and digital payments. Customer engagement is conducted through an integrated stack spanning the portal, social media, webchat, phone, email, and in-person branch visits, with a stated 24-hour response commitment on weekdays from 9am-6pm. Trained mediators structure personalized installment or full-balance payment plans based on each customer's financial situation, with the platform positioning itself around an empathetic "second chance" philosophy that contrasts with traditional aggressive collection tactics.
Collectius operates a hybrid revenue model with two principal streams: (1) purchasing distressed debt portfolios at a discount to face value and collecting on them directly, capturing the spread between acquisition price and recovery; and (2) providing fee- or revenue-share-based debt collection services on behalf of creditors. The go-to-market motion is correspondingly dual — a sales-led B2B motion for portfolio acquisition targeting banks, credit card issuers, telecom operators, and utility providers, combined with a direct-to-consumer motion through the digital portal and branch network for individual debt resolution. The company is led by co-founder and CEO Gustav A. Eriksson, with Tibor Veres as Chairman and Timothy James as CFO, and has been backed by Formica Capital and the International Finance Corporation across disclosed funding rounds.
Collectius firmographics
Firmographics- Name
- Collectius
- Website
- https://collectius.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Short description
- Collectius is a Singapore-headquartered debt buyer and credit management firm that purchases distressed debt portfolios from financial institutions and recovers balances through a digital Customer Portal across seven Asian markets, serving both commercial creditors and individual debtors.
- Ownership category
- akta.pro rank
Collectius industry classification
Industry- Product category
- Debt Collection and Credit Management Services
- NAICS
- Collection Agencies (561440), Collection Agencies (56144)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Debt Buying & Portfolio Acquisition (Charged-Off Receivables) (FSAKAJAC)
- akta.pro secondary industries
- Third-Party Collection Agencies (Consumer) (FSAKAJAB), Debt Buying / Portfolio Acquisition & Recovery (Debt Purchasers) (BPAAAEAG), Third-Party Debt Collection Agencies (Consumer & Commercial) (BPAAAEAB)
Keywords
Where Collectius is headquartered
LocationHeadquarters
- HQ city
- Singapore
- HQ country
- Singapore
- HQ region
- Asia
Offices7 records
Markets served
Collectius business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure, Others
Revenue model
- Debt Portfolio Purchasing: Purchase distressed debt portfolios from commercial and consumer clients at discounted values, then collect payments from debtors through the platform. Revenue generated from the difference between face value of debt purchased and amounts collected.
- Debt Collection Services: Provide debt collection and management services for creditors, collecting on their behalf for a fee or revenue share arrangement.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Outcome Based/ Performance | Pay-as-you-go | Individual payment arrangements based on customer financial assessment |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels4 records
Collectius product offering
Product offeringCore offering
Collectius purchases distressed debt portfolios at a discount from financial institutions and commercial creditors, then recovers outstanding balances from individual debtors through its digital collection platform. It also provides third-party debt collection agency services for creditors. Resolution occurs via a self-service Customer Portal, webchat, phone, and email, supported by trained mediators who structure personalized payment plans (full balance or installment) tailored to each customer's financial situation.
Product overview
Collectius offers a digitally enabled debt collection platform focused on providing customers with a second chance at financial freedom. The company's core offering centers on its Customer Portal, which enables account management, payment plan setup, and debt resolution through flexible payment options including full balance payment or installments.
Differentiator
Problem solved
Functional benefit
Products and services
- Customer Portal
Quantifiable outcome
- $7bn+ USD debt under management
- +2 more outcomes
Companies that use Collectius
Customer profileNamed customers2 records
Segments3 records
Ideal customer profiles2 records
Collectius technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Collectius partnerships and signals
Strategic signalScale indicators6 records
Recent moves5 records
Expansion highlights5 records
Collectius competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Collectius financial estimates
Financial estimateRevenue estimate
Valuation estimate
Collectius leadership team
Management profileNumber of profiles
Profiles3 records
Collectius funding detail
Funding detailFunding overview
Funding rounds3 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Collectius M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Collectius
What does Collectius do?
Collectius purchases distressed debt portfolios at a discount from financial institutions and commercial creditors, then recovers outstanding balances from individual debtors through its digital collection platform. It also provides third-party debt collection agency services for creditors. Resolution occurs via a self-service Customer Portal, webchat, phone, and email, supported by trained mediators who structure personalized payment plans (full balance or installment) tailored to each customer's financial situation.
Is Collectius a public or private company?
Collectius is a private company. It is classified as venture growth investor backed and is currently operating.
When was Collectius founded?
Collectius was founded in 2014. It employs 501 to 1,000 people.
Where is Collectius based?
Collectius is headquartered in Singapore, Singapore, in the Asia region.
How does Collectius make money?
Two revenue lines are on record. Debt Portfolio Purchasing is the primary driver. The others are debt Collection Services.
Does Collectius have an API?
No public API is recorded for Collectius.
What industry is Collectius in?
Collectius's product category is Debt Collection and Credit Management Services. Its primary akta.pro industry code is FSAKAJAC, Debt Buying & Portfolio Acquisition (Charged-Off Receivables), with a secondary code of FSAKAJAB, Third-Party Collection Agencies (Consumer). Its NAICS code is 561440 and its SIC code is 7320.