BLOX

What BLOX does

BLOX (legal entity Bloxcross Inc.) is a Delaware-incorporated private company founded in 2021 that operates a unified digital assets infrastructure platform spanning cross-border payments, institutional treasury management, and AI agent autonomous payments. The platform serves three primary customer segments: institutional digital asset managers (family offices, hedge funds, enterprises managing $10M+ in digital assets) requiring multi-chain custody and compliance; enterprises executing cross-border mass payouts across fiat, crypto, and stablecoins in 40+ countries and 150+ currencies; and AI agent developers needing wallets, budgets, and policy engines for machine-to-machine transactions.

The technology stack is built on Micronaut, Next.js, Spring Boot, PostgreSQL, and Redis, with multi-chain coverage spanning 18+ blockchain networks. Differentiated proprietary components include a Smart Routing Engine that saves 20-40% on cross-border fees by evaluating payments against multiple rails in real-time; HTLC-based atomic swap escrow; a 152-currency FX engine with 0.5% spreads; and Akamira, an ML-powered threat intelligence system screening 1M+ indicators from 29 sources. The AI agent payment layer introduces novel primitives — Agent Budget Accounts with 10 policy types, per-second streaming payments, sub-cent metered billing, agent-to-agent settlement, and KYA (Know Your Agent) identity — purpose-built for autonomous economic actors. Access is provided via REST API with HMAC signing, Python and TypeScript SDKs, and Model Context Protocol (MCP) integration with Claude Desktop and Cursor IDE.

Revenue is generated through a hybrid model: tiered subscriptions (free Treasury tier with 5 wallets; $99/month Professional with 25 wallets plus AI features; custom Enterprise), transaction-based fees (0.1% batch settlement, 0.5% FX spread, ~$0.12 per payout), and custom enterprise contracts. Distribution combines an API-first product-led growth motion (free Agent Pay tier with 1,000 transactions/month, no credit card required) with direct enterprise sales for large organizations and an emerging channel partner program offering white-label capabilities and revenue sharing. Compliance posture includes SOC 2 Type II readiness, GDPR, CCPA, daily OFAC sanctions screening, and adherence to EU/UK/UN sanctions frameworks.

Name

BLOX

Legal name

Bloxcross Inc.

Website

https://blox.global

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Short description

BLOX (Bloxcross Inc.) provides a unified digital assets infrastructure platform for cross-border mass payments, institutional digital treasury management, and AI agent autonomous payments, serving enterprises, institutional asset managers, and AI developers across 40+ countries and 150+ currencies.

Ownership category

akta.pro rank

Product category

Digital Assets Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Finance Services (6199), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)

akta.pro secondary industries

On-Chain Payments & Stablecoin Infrastructure (Issuance, Rails, Treasury) (FSAGAMAD), B2B Crypto Payouts, Mass Payments & Treasury Disbursements (FSADAIAF), Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)

Keywords

• Cross-border payments
• Digital treasury
• AI agent finance
• Institutional custody
• Blockchain infrastructure

Headquarters

HQ city

Lewes

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales, Others

Revenue model

1. Treasury Platform Subscription: Tiered subscription model for digital treasury services. Starter tier free with 5 wallets, Professional tier at $99/month for 25 wallets + AI features, Enterprise tier with custom pricing including unlimited wallets and SLA guarantees.
2. Agent Pay Transaction Fees: Free tier includes 1,000 transactions/month. Batch settlement fees of 0.1% for settlement batches to BANK, CRYPTO, or STABLECOIN destinations.
3. FX Conversion Spread: 152 currency pairs via FX engine with 0.5% spread on conversions.
4. Mass Payments Processing: Transaction-based fees for processing digital asset payments across fiat, crypto, and stablecoins. Average cost per payout approximately $0.12.
5. Enterprise Custom Contracts: Custom enterprise agreements with dedicated support, white-glove onboarding, and custom infrastructure configurations for organizations managing $10M+ in digital assets.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels5 records

Core offering

BLOX operates a unified digital assets infrastructure platform comprising three integrated products: Mass Payments for cross-border fiat, crypto, and stablecoin payouts across 150+ currencies and 40 countries; Digital Treasury for institutional multi-chain custody, smart escrow, and AI-powered threat intelligence; and Blox Agent Pay for autonomous AI agent wallets, budgets, and policy-gated spending. All three products share a single distributed financial operating system core with built-in compliance, cryptographic security, and real-time settlement.

Product overview

BLOX is a unified digital assets infrastructure platform comprising three core products: Mass Payments for cross-border digital asset transfers and batch payouts, Digital Treasury for institutional custody, monitoring, and compliance, and Blox Agent Pay for autonomous AI agent financial operations. All three products share a common distributed financial operating system core with built-in compliance, cryptographic security, and real-time settlement capabilities.

Differentiator

Problem solved

Functional benefit

Products and services

• Blox Agent Pay Financial infrastructure layer for autonomous AI agents, providing custodial multi-currency digital asset wallets, real-time budget enforcement, policy-based spending controls, and instant agent-to-agent settlement for machine-scale transactions. Designed for developers building autonomous AI agents that need wallets, budgets, and policy engines for machine-to-machine transactions.
• Mass Payments Cross-border mass payment infrastructure enabling batch payouts of up to 50,000 recipients in a single API call, with intelligent multi-rail routing across fiat, crypto, and stablecoins in 150+ currencies across 40 countries. Includes Smart Routing Engine that saves 20-40% on cross-border fees.
• Digital Treasury Institutional-grade digital treasury platform combining multi-chain wallet monitoring across 18+ blockchains, AI-powered Akamira threat intelligence, smart escrow with HTLC-based atomic swaps, and compliance automation for organizations managing significant digital assets. Includes 152-currency FX engine with 0.5% spread.

Quantifiable outcome

• 50,000 payouts processed in under 3 minutes
• +4 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

AI capability4 records

Feature11 records

Partnerships

Four partnerships are on record, tiered core.

• Distribution Partners (unspecified)coreChannel Partner/ Reseller/ DistributorActively seeking distribution partners across payments, treasury, and AI agent infrastructure. Offering white-label capabilities, revenue sharing, and dedicated partner engineering support. Target partners include financial institutions, fintechs, and AI companies with existing relationships.
• Technology Partners (unspecified)coreTechnology or IntegrationSeeking technology partners building complementary products including blockchain infrastructure providers, compliance platforms, AI agent frameworks, and enterprise software companies. Integration partnerships that bring mutual value to client bases.
• Claude Desktop (Anthropic)coreTechnology or IntegrationMCP (Model Context Protocol) integration exposing 9 tools for Claude Desktop: list/get agents, budgets, payments, create payment, screen addresses, list blacklists and quarantine.
• Cursor IDEcoreTechnology or IntegrationMCP (Model Context Protocol) integration for Cursor IDE, exposing tools for agent management, wallet tracking, payment history, policy configuration, and budget monitoring.

Scale indicators9 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Fireblocks: Fireblocks is a leading institutional digital asset custody, treasury, and payments platform serving banks, hedge funds, and fintechs. It is a direct peer to Blox's Digital Treasury and Mass Payments products, competing on multi-chain custody, smart contract treasury, and secure transfer infrastructure.
• BitGo: BitGo provides institutional digital asset custody, trading, and lending with qualified custody across many of the same chains Blox supports. It directly competes for the institutional digital asset manager segment with similar multi-chain wallet monitoring and compliance capabilities.
• Circle: Circle issues USDC and operates cross-border payments and treasury APIs that overlap directly with Blox's stablecoin settlement and FX engine. As the dominant regulated stablecoin issuer, it competes head-on for enterprise cross-border and treasury use cases.
• Anchorage Digital: Anchorage is a federally chartered digital asset bank offering institutional custody, trading, and staking. It targets the same institutional digital asset manager segment as Blox Treasury with comparable compliance-grade infrastructure.
• BVNK: BVNK provides cross-border payments infrastructure combining stablecoins and local rails for enterprise payouts, directly competing with Blox's Mass Payments product across multi-currency, multi-country settlement.

Broad incumbents

• Coinbase Prime: Coinbase Prime offers institutional custody, trading, and financing as part of Coinbase's broader crypto exchange and ecosystem. It overlaps with Blox Treasury and Payments but as a wider portfolio offering rather than a specialized cross-border payments or agent-economy platform.
• Stripe: Stripe is a global payments incumbent that has expanded into stablecoin and crypto rails (acquiring Bridge). It competes with Blox Payments at the enterprise cross-border level and could move into AI agent payments via its developer ecosystem.

Emerging players

• Bridge (Stripe): Bridge provides stablecoin API infrastructure for businesses and is now part of Stripe. It overlaps with Blox's stablecoin payment and treasury settlement primitives and represents the kind of API-first, developer-led competitor that could pressure pricing.
• Crossmint: Crossmint provides APIs for stablecoin payments, wallets, and agentic commerce, including AI agent payment primitives. It is an emerging competitor in the AI agent payment infrastructure category where Blox is positioning Agent Pay.

Others

• Chainalysis: Chainalysis provides blockchain compliance, AML, and threat intelligence tooling that is complementary to — and partly substitutable for — Blox's Akamira threat intelligence engine. It is an ecosystem partner and indirect competitor for the compliance layer of digital asset operations.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/BLOX_globe
• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/bloxglobal

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BLOX