What Credimax does

Credimax is a privately held, for-profit credit counseling and intermediation company headquartered in Aveiro, Portugal, founded in 2022. The firm specializes in credit intermediation and consultancy services, functioning as an intermediary/advisor between borrowers and credit providers — a role that in Portugal typically requires registration with the Banco de Portugal as a credit intermediary (intermediário de crédito). The company's stated headcount band is 11-50 employees, placing it in the small-business category.

The input data provides no substantive detail on Credimax's product suite, underlying technology, pricing model, target customer segments, distribution channels, or partnerships. The company website (credimax.pt) returned only a loading/verification page at the time of data capture, yielding no product descriptions, no service tiers, no fee disclosures, and no client testimonials. As a result, the operational mechanics — how cases are sourced, how revenue is generated (commission on intermediated credit, flat consultancy fees, retainer, or hybrid), and what customer segments are served (consumer borrowers, SMEs, mortgage seekers, distressed debtors) — cannot be confirmed from the source material.

From a business-model standpoint, credit intermediation in Portugal is generally a low-margin, volume-driven business with revenue tied to loan origination commissions or advisory fees. Without disclosed financials, customer logos, or case volume, the company's commercial scale and unit economics remain unverified. Strategic positioning, geographic scope (domestic-only versus cross-border Iberian activity), and any technology-enabled differentiation are similarly undocumented. The evidence base is sufficient only to characterize Credimax as a small, early-stage Portuguese credit advisory firm; deeper analytical conclusions about its competitive position, traction, or growth profile are not supportable from the available data.

Name

Credimax

Website

https://credimax.pt

Company type

Private

Founded year

2022

Headcount range

11–50 employees

Short description

Credimax is a Portugal-based credit counseling and intermediation firm, founded in 2022 in Aveiro, serving borrowers and likely SMEs with credit advisory and consultancy services across the Portuguese market.

Ownership category

akta.pro rank

Product category

Credit Counseling & Advisory Services

NAICS

Activities Related to Credit Intermediation (5223), Other Activities Related to Credit Intermediation (522390)

SIC

Loan Brokers (6163), Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Real Estate Private Credit (CRE Debt) (FSANADAG)

Keywords

• Credit intermediation
• Credit consulting
• Financial advisory
• Credit counseling
• Financial consultancy

Headquarters

HQ city

Aveiro

HQ country

Portugal

HQ region

Europe

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations

Core offering

Credimax is a credit counseling company that specializes in credit intermediation and consultancy services. Based in Aveiro, Portugal, the firm was founded in 2022 and offers advisory support on credit-related matters for both individual consumers and business clients in the Portuguese market.

Differentiator

Problem solved

Functional benefit

Products and services

• Credit Intermediation Services
• Credit Consultancy Services

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Emerging players

• Younited Credit: European consumer credit platform intermediating between borrowers and institutional lenders. Comparable as a credit intermediation fintech serving European consumers with advisory and matching services.
• LendingTree: Online credit marketplace connecting consumers with multiple lenders and credit products. Comparable as a credit intermediation platform that facilitates borrower-lender matching and consumer advisory flows.
• Klarna: European-origin fintech providing consumer credit, payment solutions, and financial guidance. Comparable as a digital-first credit intermediation and advisory provider operating across European markets.

Broad incumbents

• Experian: Global credit bureau and consumer credit information provider. Comparable as a broad incumbent offering credit data, analytics, and advisory-adjacent services used by lenders and consumers.
• Equifax: Global consumer credit reporting agency providing credit information and risk services. Comparable as a credit information incumbent operating in the same credit intermediation ecosystem.
• CRIF: Global credit bureau and credit information services company with operations across Europe including Portugal. Comparable as a credit information and intermediation services provider serving the same end market.

Direct peers

• DECO Proteste: Portuguese consumer association providing independent credit counseling, financial comparison, and debt advisory services to households. Directly comparable as a Portugal-based consumer credit advisory and intermediation provider.
• Cofidis Portugal: Portuguese subsidiary of Cofidis Group offering consumer credit and advisory services. Comparable as a credit intermediation player serving Portuguese consumers with both lending and guidance offerings.

Regional players

• UNICRE: Portuguese credit institution issuing credit cards and providing consumer credit. Comparable as a Portugal-based credit intermediary operating in the same regulatory and customer environment as Credimax.
• Banco CTT: Portuguese retail bank owned by CTT that offers consumer credit products and advisory services. Comparable as a Portugal-anchored credit provider with intermediation and counseling touchpoints.

Market position

Strengths3 records

Weaknesses3 records

Competitive moat2 records

Key risks4 records

Key highlights3 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Credimax