Transamerica Retirement Solutions
Transamerica Retirement Solutions, a U.S. subsidiary of Aegon Group, delivers retirement accounts, life insurance, annuities, mutual funds, ETFs, and group benefits to individuals, employers, and licensed financial professionals through separate insurance, broker-dealer, and RIA entities.
- Company typePrivate
- Founded2011
- HeadquartersLos Angeles, United States
- Headcount1,001–5,000
- GTM typeB2B
- OfferingServices
What Transamerica Retirement Solutions does
Transamerica Retirement Solutions, LLC is a U.S. financial services company that delivers retirement, life insurance, annuity, investment, and employee-benefit products to individuals, employers, and licensed financial professionals. It operates as a wholly owned subsidiary of Aegon Group (NYSE: Aeg) and is the marketing brand for a stack of separately licensed legal entities headquartered at 6400 C Street SW, Cedar Rapids, Iowa, including Transamerica Life Insurance Company, Transamerica Financial Life Insurance Company, Transamerica Casualty Insurance Company, and FINRA-member broker-dealers Transamerica Capital and Transamerica Investors Securities. The product portfolio covers Rollover IRAs, index universal, term, whole, and final expense life insurance, registered index-linked annuities (RILAs), variable annuities, a customer-direct annuity, mutual funds, ETFs, and group benefits (critical illness, disability, group universal life, hospital indemnity, and supplemental medical expense insurance), supported by registered investment advisors Transamerica Financial Advisors and Transamerica Retirement Advisors, plus a dedicated health-savings subsidiary.
The business runs three differentiated distribution channels: a direct-to-consumer individual portal for retail retirement and insurance products, an employer portal for group benefits administration, and a financial-professional network for advisor-led sales. Revenue mechanics are recurring and fee-/premium-based across the in-force policy and participant base, with no public pricing or revenue disclosure. Underlying technology is not described in available sources; the platform is organized around segment-specific login experiences, a Resource Center organized by retirement phase (saving, planning, living), product-specific landing pages, and compliance infrastructure tied to multi-entity state insurance and FINRA licensing.
The go-to-market model is a hybrid: enterprise-style field distribution to employer plan sponsors and advisors paired with self-serve direct-to-consumer access for individuals. Distribution advantage is reinforced by Transamerica's federally registered Pyramid trademarks and the Aegon parent affiliation. No AI/ML capabilities, APIs, or proprietary technology platforms are disclosed.
Transamerica Retirement Solutions firmographics
Firmographics- Name
- Transamerica Retirement Solutions
- Legal name
- Transamerica Retirement Solutions, LLC
- Website
- https://trsretire.com
- Company type
- Private
- Founded year
- 2011
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- Transamerica Retirement Solutions, a U.S. subsidiary of Aegon Group, delivers retirement accounts, life insurance, annuities, mutual funds, ETFs, and group benefits to individuals, employers, and licensed financial professionals through separate insurance, broker-dealer, and RIA entities.
- Ownership category
- akta.pro rank
Transamerica Retirement Solutions industry classification
Industry- Product category
- Retirement and Insurance Services
- NAICS
- Direct Life, Health, and Medical Insurance Carriers (52411), Direct Life Insurance Carriers (524113), Direct Health and Medical Insurance Carriers (524114), Insurance Carriers (5241), Insurance Agencies and Brokerages (524210)
- SIC
- Life Insurance (6311), Accident & Health Insurance (6321), Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Annuities & Investment-Linked Insurance Solutions (Retail) (FSAAAAAM)
- akta.pro secondary industries
- Annuity & Insurance-Based Retirement Solutions Advisory (FSAEABAH), Group Annuities (Employer/Institutional) (FSAIACAI), Group Life Portability & Conversion Products (FSAIADAH)
Keywords
Where Transamerica Retirement Solutions is headquartered
LocationHeadquarters
- HQ city
- Los Angeles
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Transamerica Retirement Solutions business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Products and Services: Transamerica generates revenue through insurance products including life insurance policies (index universal life, term life, whole life, final expense), annuities (registered index-linked annuities, variable annuities), and employee benefits (critical illness insurance, disability insurance, group universal life, hospital indemnity insurance, supplemental medical expense insurance). Products are underwritten and distributed by Transamerica Life Insurance Company, Cedar Rapids, IA; Transamerica Financial Life Insurance Company, Harrison, NY; and Transamerica Casualty Insurance Company, Cedar Rapids, IA.
- Securities and Investment Products: Securities offered through Transamerica Investors Securities, LLC and Transamerica Capital, LLC. Revenue generated from distribution of variable products and mutual funds, including investment advisory services focused on retirees and retirement plans offered through Transamerica Retirement Advisors, LLC.
- Investment Advisory Services: Investment advisory services focused on unique needs of individual retirees, retirement plans, and their participants offered by Transamerica Retirement Advisors, LLC, a Registered Investment Advisor. Additional services include health savings products through Transamerica Health Savings Solutions, LLC.
Go-to-market motion2 records
Distribution channels3 records
Marketing channels4 records
Transamerica Retirement Solutions product offering
Product offeringCore offering
Transamerica Retirement Solutions provides retirement plans, annuities, life insurance, and investment products to individuals, employers, and financial professionals. The company distributes retirement accounts (Rollover IRA), multiple annuity types (RILA, variable, customer direct), life insurance (term, whole, index universal, final expense), mutual funds and ETFs, and group employee benefits (critical illness, disability, group life, hospital indemnity, supplemental medical). Products are underwritten by Transamerica Life Insurance Company, Transamerica Financial Life Insurance Company, and Transamerica Casualty Insurance Company, with securities distributed through Transamerica Capital, LLC and Transamerica Investors Securities, LLC.
Product overview
Transamerica Retirement Solutions is a comprehensive financial services company offering a multi-product portfolio spanning retirement planning, life insurance, annuities, investments, and employee benefits. The core offering includes retirement accounts (Rollover IRA), various life insurance products (Term, Whole, Index Universal, and Final Expense), multiple annuity types (Registered Index-Linked Annuities, Variable Annuities, and Direct Annuities), investment products (Mutual Funds and ETFs), and employee benefit insurance products (Critical Illness, Disability, Group Universal Life, Hospital Indemnity, and Supplemental Medical Expense Insurance). These products serve individuals, employers, and financial professionals through integrated access across the Transamerica platform, with the company operating as part of the Aegon Group.
Differentiator
Problem solved
Functional benefit
Products and services
- Rollover IRA Individual Retirement Account option allowing individuals to roll over funds from previous employer-sponsored retirement plans into a personal IRA with continued tax-advantaged growth.
- Index Universal Life Insurance
- Term Life Insurance
- Whole Life Insurance
- Final Expense Life Insurance
- Registered Index-Linked Annuities (RILA)
- Variable Annuities
- Customer Direct Annuity
- Mutual Funds
- Exchange-Traded Funds (ETFs)
- Critical Illness Insurance
- Disability Insurance
- Group Universal Life Insurance
- Hospital Indemnity Insurance
- Group Supplemental Medical Expense Insurance
Companies that use Transamerica Retirement Solutions
Customer profileSegments3 records
Ideal customer profiles3 records
Transamerica Retirement Solutions technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Transamerica Retirement Solutions partnerships and signals
Strategic signalScale indicators1 record
Recent moves4 records
Expansion highlights3 records
Transamerica Retirement Solutions competitors and assessment
Company assessmentDirect peers
- Prudential Financial: Prudential's US retirement and individual life insurance businesses directly compete with Transamerica across annuities, group retirement plans, and life insurance. Both serve the same employer and individual retirement markets with overlapping product suites.
- Lincoln Financial Group: Lincoln Financial operates a comparable mix of individual retirement annuities, employer-sponsored retirement plans, and group life/disability benefits — directly competing with Transamerica in the mid-to-large employer and individual retirement segments.
- MetLife: MetLife's US retirement and income solutions and group benefits businesses directly overlap with Transamerica's employer benefits and individual retirement product lines, including annuities, group life, and disability insurance.
- Voya Financial: Voya is a focused retirement and benefits provider with strong positions in 401(k)/403(b) recordkeeping, individual retirement, and group benefits — competing head-to-head with Transamerica Retirement Solutions in the employer retirement plan market.
- Empower Retirement: Empower is the second-largest retirement plan recordkeeper in the US, directly competing with Transamerica in 401(k) recordkeeping, participant experience, and retirement income solutions for employers of all sizes.
- Nationwide Financial: Nationwide offers individual retirement annuities, group retirement plans, and life insurance products that directly overlap with Transamerica's core suite, including variable annuities and employer-sponsored retirement solutions.
- Jackson National Life: Jackson is a leading US variable and fixed annuity provider, directly competing with Transamerica's RILA and variable annuity offerings in the individual retirement income market.
- Fidelity Investments: Fidelity operates the largest US 401(k) recordkeeping platform and IRA business, directly competing with Transamerica across retirement accounts, mutual funds, and ETFs in both employer and individual channels.
- TIAA: TIAA is a retirement-focused organization offering 403(b)/401(k) recordkeeping, IRAs, and retirement income annuities — directly competing with Transamerica in academic, nonprofit, and healthcare employer retirement markets.
Others
- Aegon USA (parent): Aegon is the parent conglomerate of Transamerica Retirement Solutions and operates parallel life and pension businesses globally; included as an ecosystem peer to contextualize Transamerica's positioning within the broader corporate group.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Transamerica Retirement Solutions social profiles
Digital presenceTransamerica Retirement Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
Transamerica Retirement Solutions leadership team
Management profileNumber of profiles
Transamerica Retirement Solutions funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Transamerica Retirement Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Transamerica Retirement Solutions
What does Transamerica Retirement Solutions do?
Transamerica Retirement Solutions provides retirement plans, annuities, life insurance, and investment products to individuals, employers, and financial professionals. The company distributes retirement accounts (Rollover IRA), multiple annuity types (RILA, variable, customer direct), life insurance (term, whole, index universal, final expense), mutual funds and ETFs, and group employee benefits (critical illness, disability, group life, hospital indemnity, supplemental medical). Products are underwritten by Transamerica Life Insurance Company, Transamerica Financial Life Insurance Company, and Transamerica Casualty Insurance Company, with securities distributed through Transamerica Capital, LLC and Transamerica Investors Securities, LLC.
Is Transamerica Retirement Solutions a public or private company?
Transamerica Retirement Solutions is a private company. It is classified as corporate owned and is currently operating.
When was Transamerica Retirement Solutions founded?
Transamerica Retirement Solutions was founded in 2011. It employs 1,001 to 5,000 people.
Where is Transamerica Retirement Solutions based?
Transamerica Retirement Solutions is headquartered in Los Angeles, United States, in the North America region.
How does Transamerica Retirement Solutions make money?
Three revenue lines are on record. Insurance Products and Services are the primary driver. The others are securities and Investment Products and investment Advisory Services.
Who are Transamerica Retirement Solutions's main competitors?
Direct peers on record are Prudential Financial, Lincoln Financial Group, MetLife, Voya Financial, Empower Retirement, Nationwide Financial, Jackson National Life, Fidelity Investments and TIAA. Aegon USA (parent) is listed as an others.
Does Transamerica Retirement Solutions have an API?
No public API is recorded for Transamerica Retirement Solutions.
What industry is Transamerica Retirement Solutions in?
Transamerica Retirement Solutions's product category is Retirement and Insurance Services. Its primary akta.pro industry code is FSAAAAAM, Annuities & Investment-Linked Insurance Solutions (Retail), with a secondary code of FSAEABAH, Annuity & Insurance-Based Retirement Solutions Advisory. Its NAICS code is 52411 and its SIC code is 6311.