8B
8B is a Singapore-based B2B fintech infrastructure provider connecting payment service providers, banks, fintechs, airlines, e-commerce, education, and gaming companies to local payment methods and government-backed QR networks across 20+ emerging APAC and Central Asian markets through a single API, with licensed entities in the UK, UAE, Kazakhstan, and Canada.
- Company typePrivate
- Founded2022
- HeadquartersSingapore, Singapore
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What 8B does
8B is a Singapore-based B2B fintech infrastructure company, incorporated as 8B WORLD PTE. LTD. and founded in 2022, that operates a cross-border payment platform connecting payment service providers, banks, fintechs, e-commerce platforms, airlines, education platforms, and gaming companies to local payment methods, government-backed QR payment networks, and instant payment rails across 20+ emerging markets in Southeast Asia, Central Asia, and beyond. The platform's core technology is a unified REST API with OAuth 2.0 authentication that exposes endpoints for payment acceptance, refunds, disbursements, reporting, webhooks, and FX rate retrieval, enabling a single integration to access payment ecosystems including UPI (India), WeChat Pay (China), QRIS (Indonesia), VietQR (Vietnam), QR Ph (Philippines), and Pix (Brazil). The architecture routes through licensed entities in the UK, UAE, Kazakhstan, and Canada, and partners with locally licensed payment organizations such as Zesta LLP in Kazakhstan, providing regulatory-ready compliance per market.
The product surface is organized around three core products — Accept Payments (local fiat and crypto collections with upfront FX rates), Send Disbursements (cross-border fund transfers to local accounts, wallets, or cards), and QR Payments / Scan-to-Pay (cross-border QR acceptance across Asia) — complemented by a Settlement & FX Services add-on and industry-specific solutions for Airlines/Travel, Education, Gaming, and Financial Services. 8B monetizes through transaction fees on cross-border payments, disbursements, and QR payments, plus FX spreads on multi-currency settlement, operating on an enterprise quote-based pricing model with pay-as-you-go billing cadence; pricing is not publicly disclosed and credentials are issued via direct contact with the support team.
The go-to-market motion is API-first, combining direct enterprise field sales for PSPs, banks, and large platforms with self-serve developer onboarding through a documented developer hub (developerhub.8b.world). Recent strategic activity has been concentrated on Central Asia, particularly Kazakhstan, where 8B launched QR payment services in 2025, Weixin Pay acceptance for merchants in March 2026 (via Zesta LLP), and a strategic partnership with PayU in April 2026 to extend UPI and Indian payment methods into Kazakhstan, Uzbekistan, and Kyrgyzstan — corridors driven by surging Chinese and Indian tourism and bilateral trade flows. The company employs 51-100 people, operates without disclosed funding or revenue figures, and has no disclosed AI/ML capabilities, patents, or awards in the available source material.
8B firmographics
Firmographics- Name
- 8B
- Legal name
- 8B WORLD PTE. LTD.
- Website
- https://8b.world
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- 8B is a Singapore-based B2B fintech infrastructure provider connecting payment service providers, banks, fintechs, airlines, e-commerce, education, and gaming companies to local payment methods and government-backed QR networks across 20+ emerging APAC and Central Asian markets through a single API, with licensed entities in the UK, UAE, Kazakhstan, and Canada.
- Ownership category
- akta.pro rank
8B industry classification
Industry- Product category
- Cross-Border Payment Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- SME & Business Cross-Border Payments (B2B) (FSAMAIAB)
Keywords
Where 8B is headquartered
LocationHeadquarters
- HQ city
- Singapore
- HQ country
- Singapore
- HQ region
- Asia
Offices1 record
Markets served
8B business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales
Revenue model
- API/Transaction Fees: Revenue generated through transaction fees for processing cross-border payments, disbursements, and QR payments through the platform infrastructure.
- Settlement and FX Services: Revenue from foreign exchange services and multi-currency settlement infrastructure for businesses operating across emerging markets.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Enterprise quote-based pricing |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
8B product offering
Product offeringCore offering
8B provides a unified cross-border payment infrastructure that connects PSPs, banks, fintechs, e-commerce platforms, airlines, travel, education, and gaming companies to local payment methods, government-backed QR networks, digital wallets, and instant payment rails across 20+ emerging markets through a single REST API. Its core offerings include cross-border payment acceptance, disbursements to local accounts/wallets/cards, interoperable QR scan-to-pay, and multi-currency settlement and FX services, supported by licensed entities in the UK, UAE, Kazakhstan, and Canada.
Product overview
8B is a cross-border payment infrastructure company offering a unified platform that connects businesses to local payment methods, national QR payment networks, and instant payment rails across emerging markets in Southeast Asia, Central Asia, and beyond. The core platform consists of three main products: Accept Payments (for collecting local fiat and crypto with upfront FX rates), Send Disbursements (for cross-border fund transfers to local accounts/wallets/cards), and QR Payments/Scan-to-Pay (for cross-border QR acceptance across Asia). These are complemented by Settlement & FX Services for multi-currency management. The platform covers 20+ markets including Kazakhstan, Uzbekistan, Kyrgyzstan, Vietnam, Indonesia, Philippines, and India, supporting payment ecosystems such as UPI, WeChat Pay, QRIS, VietQR, QR Ph, and Pix. Industry-specific solutions target Airlines/Travel, Education/EdTech, Gaming, and Financial Services sectors. Access is provided via REST API through the Developer Hub. The company operates through licensed entities in the UK, UAE, Kazakhstan, and Canada.
Differentiator
Problem solved
Functional benefit
Products and services
- Accept Payments Core payment acceptance solution that enables local fiat and crypto collections with clear, upfront exchange rates. Connects businesses to government-backed QR payment networks, digital wallets, bank transfer systems, and real-time payment rails across emerging markets, targeted at PSPs, banks, fintechs, e-commerce platforms, and travel platforms.
- Send Disbursements Cross-border fund transfer service that enables payments to local accounts, wallets, or cards with fast settlement. Supports multi-currency accounts and automated FX management for businesses operating across multiple markets, including payout eligibility verification through the API.
- QR Payments (Scan-to-Pay) Cross-border scan-to-pay solution enabling real-time QR payments across Asia by connecting to regional QR networks through a single integration. Supports interoperable QR payments for banks and fintech, including UPI, WeChat Pay, QRIS, VietQR, QR Ph, and Pix.
- Local Payment Methods Access to local payment methods and government-backed QR payment networks through trusted partnerships across emerging markets, including UPI (India), WeChat Pay/Weixin Pay (China), QRIS (Indonesia), VietQR (Vietnam), QR Ph / InstaPay (Philippines), and Pix (Brazil).
- Settlement & FX Services Cross-border settlement, payouts, and foreign exchange services through infrastructure built for regulated payment businesses. Simplifies expansion across multiple jurisdictions with local currency settlement and automated FX management.
- Airlines, Travel & Hospitality Solutions Scalable payment infrastructure for airlines, OTAs, hotels, and travel platforms operating across APAC and Central Asia, enabling high-volume international transactions with local payment method acceptance and multi-currency settlement for ticket and booking payments.
- Education Solutions Cross-border tuition payment infrastructure for education platforms, EdTech companies, and universities across APAC and Central Asia, accepting payments from students via local payment methods with multi-currency accounts and per-market compliance.
- Gaming Solutions Payment infrastructure for gaming companies and platforms, providing wallet load payments via local e-wallets, QR codes, and bank transfers across APAC with high-volume, low-latency transaction support for in-game purchases and digital currency flows.
- Financial Services Solutions Local payment rails and network access for payment service providers and banks needing to reach local payment networks across Asia through a single API with 20+ market coverage, regulatory-ready compliance, and licensed-entity access in UK, UAE, Kazakhstan, and Canada.
- 8B API / Developer Hub REST API platform providing programmatic access to 8B's payment infrastructure, including OAuth 2.0 authentication with 30-minute access tokens and 35-minute refresh tokens, endpoints for payments, refunds, disbursements, transaction and settlement reporting, webhook notifications, FX rate retrieval, and 3DS v1 and v2 support.
Quantifiable outcome
- Kazakhstan received 250,000 Indian tourists in 2025 (up from 146,000 in 2024) enabled by UPI payment acceptance through 8B-PayU partnership
- +2 more outcomes
Companies that use 8B
Customer profileNamed customers2 records
Segments5 records
Ideal customer profiles5 records
8B technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration9 records
Feature5 records
8B partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and minor.
- PayUcore8B partnered with PayU, India's diversified fintech platform, to integrate UPI and other Indian payment methods into 8B's merchant network across Kazakhstan, Uzbekistan, and Kyrgyzstan. The partnership enables Indian tourists and businesses to pay Central Asian merchants directly through UPI, net banking, and Indian cards. The collaboration addresses payment infrastructure gaps driven by surging Indian tourism (250,000 visitors to Kazakhstan in 2025, up from 146,000 in 2024) and supports bilateral trade reaching $923.3 million. Zesta LLP serves as the locally licensed payment organization in Kazakhstan for regulatory compliance.
- Zesta LLPcore8B integrated Weixin Pay for merchants in Kazakhstan through Zesta LLP, a licensed local payment organization. Chinese tourist arrivals exceeded 876,000 in first 11 months of 2025, contributing an estimated $500 million to Kazakhstan's economy. The integration is being rolled out in tourism, retail, HoReCa, and transportation sectors, starting with travel and transportation in Almaty and Astana, positioning Kazakhstani merchants within the Weixin/WeChat ecosystem of 1.4 billion users.
- SCAT AirlinesminorSCAT Airlines signed as an implementation partner for 8B's QR payment services launch in Kazakhstan. The partnership enables airline ticket payments through local payment methods and supports cross-border payment integration across tourism, outbound travel, and digital content sectors.
Scale indicators5 records
Recent moves8 records
Expansion highlights6 records
8B competitors and assessment
Company assessmentDirect peers
- dLocal: dLocal provides cross-border payment infrastructure specifically focused on emerging markets, connecting global merchants to local payment methods across 40+ countries. It is the most directly comparable peer to 8B in terms of product offering and target customer base of merchants/PSPs needing emerging market local payment access.
- Nium: Nium is a real-time cross-border payments infrastructure platform serving banks, fintechs, and corporates with multi-currency accounts, payouts, and local payment rails. It directly competes with 8B in the B2B cross-border payments infrastructure space, with comparable multi-jurisdictional licensing and developer-first API model.
- Verto: Verto is a B2B cross-border payments platform serving emerging markets with multi-currency business accounts, FX, and local payment method access. It is comparable to 8B in serving businesses operating across emerging markets with local payment rail access and multi-currency settlement.
- PayU: PayU is a global fintech operating in emerging markets with payment processing, especially strong in India (UPI) and Latin America. It is both an 8B partner and a partial competitor, offering overlapping cross-border payment infrastructure for emerging markets, particularly relevant given the 2026 partnership with 8B for Central Asia.
Broad incumbents
- Payoneer: Payoneer is a large cross-border B2B payments platform with multi-currency accounts, mass payouts, and marketplace payment services. While it has a broader product portfolio and serves global SMBs, it overlaps with 8B in cross-border B2B payment flows and emerging market local currency settlement.
- Stripe: Stripe is a global payment infrastructure platform with cross-border capabilities and growing emerging market payment method support through its API. It competes broadly with 8B for enterprise payment infrastructure spend, though it lacks 8B's depth in Central Asia and niche emerging market QR rail coverage.
- Adyen: Adyen is a global enterprise payment platform offering unified cross-border commerce solutions with local payment method coverage. It competes with 8B for enterprise payment processing in emerging markets, with substantially greater scale and global bank relationships.
- Worldline: Worldline is a major European payment processor with growing emerging market and cross-border payment capabilities. It serves a similar merchant and PSP customer base as 8B, with substantially greater scale, though with less depth in Central Asia specifically.
Regional players
- 2C2P: 2C2P is an APAC-focused payment platform offering acceptance of local payment methods across Southeast Asia. It is comparable to 8B's Southeast Asia vertical (Vietnam, Indonesia, Philippines) and competes for the same PSP and merchant customers in those markets.
- AsiaPay: AsiaPay is a digital payment service provider specializing in APAC markets with local payment method support and cross-border capabilities. It competes with 8B's APAC business, particularly in markets like the Philippines and Vietnam where both offer QR and local payment integrations.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
8B social profiles
Digital presence8B financial estimates
Financial estimateRevenue estimate
Valuation estimate
8B leadership team
Management profileNumber of profiles
8B funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
8B M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about 8B
What does 8B do?
8B provides a unified cross-border payment infrastructure that connects PSPs, banks, fintechs, e-commerce platforms, airlines, travel, education, and gaming companies to local payment methods, government-backed QR networks, digital wallets, and instant payment rails across 20+ emerging markets through a single REST API. Its core offerings include cross-border payment acceptance, disbursements to local accounts/wallets/cards, interoperable QR scan-to-pay, and multi-currency settlement and FX services, supported by licensed entities in the UK, UAE, Kazakhstan, and Canada.
Is 8B a public or private company?
8B is a private company. It is classified as unknown and is currently operating.
When was 8B founded?
8B was founded in 2022. It employs 51 to 100 people.
Where is 8B based?
8B is headquartered in Singapore, Singapore, in the Asia region.
How does 8B make money?
Two revenue lines are on record. API/Transaction Fees are the primary driver. The others are settlement and FX Services.
Who are 8B's main competitors?
Direct peers on record are dLocal, Nium, Verto and PayU. Broad incumbents are Payoneer, Stripe, Adyen and Worldline. Regional players are 2C2P and AsiaPay.
Does 8B have an API?
Yes. 8B provides a REST API enabling cross-border payment processing, disbursements, and settlement across 20+ markets in APAC and Central Asia. The API supports OAuth 2.0 authentication with access tokens (30-minute validity) and refresh tokens (35-minute validity). Key features include: Intent and Payment management, Payment Authorization/Capturing with 3DS v1 and v2 support, Refund processing, Disbursements with payout eligibility verification, Transaction and Settlement reporting, Webhook notifications for transaction status changes, and FX rate retrieval. Sandbox and production credentials are issued separately. Documentation available at developerhub.8b.world with endpoints for payments, refunds, disbursements, reports, and webhooks. Developer documentation is at developerhub.8b.world/docs/quick-start-guide.
What industry is 8B in?
8B's product category is Cross-Border Payment Infrastructure. Its primary akta.pro industry code is FSAMAIAB, SME & Business Cross-Border Payments (B2B). Its NAICS code is 522320 and its SIC code is 6199.