What Tower MSA Partners does

Tower MSA Partners is a Delray Beach, Florida-based provider of Medicare Secondary Payer (MSP) compliance services, founded in 2011 and operating as a portfolio company of Boston-based private investment firm Ambler Brook. The company specializes in three core service lines for workers' compensation and liability claims: Medicare Set-Aside (MSA) arrangements (CMS-approved MSAs, pre-MSA triage, non-submit MSAs, physician peer review, pharmaceutical clinical oversight, physician follow-up, MSA second opinions, and Liability MSAs); lien resolution (Medicare conditional payment resolution, Medicare Advantage Plan and Medicaid lien investigation, integrated conditional payment resolution, Social Security/Medicare beneficiary checks); and Section 111 mandatory reporting (audit and ongoing reporting). Customers are self-insured enterprises, insurance carriers, and third-party administrators (TPAs), with named logos spanning American Airlines (aerospace), Tyson Foods (food production), Aramark (food service), Acuity Insurance, Key Risk, and CPC Logistics. The company reports SOC 2 Type 2 certification for security and confidentiality.

The operating model combines clinical engagement (physician peer review, pharmaceutical clinical oversight, CMS alignment controls) with a Section 111 reporting platform that integrates with client claims systems. Disclosed 2022–2025 performance data shows CMS-approved Workers' Compensation MSAs (WCMSAs) averaging $67,692 against a $86,169 CMS national average (23% below benchmark), an $18,477 average savings differential per file, 33–64% annual reduction in projected MSA amounts via clinical intervention, 84–90% of submissions avoiding development letters, 82% of conditional payment demands reduced to $0 in 2025, and $9–12 million in annual MSA-related savings generated for clients. Tower MSA Partners reports 11–50 employees and one U.S. headquarters; pricing is custom, quote-based, and structured around multi-year contracts, with revenue derived from professional-services engagements supplemented by recurring Section 111 reporting subscriptions. Go-to-market is sales-led, direct to enterprise.

In February 2026, Tower MSA Partners was integrated with Claimify (another Ambler Brook portfolio company serving the disability insurance industry) to form a combined platform at the intersection of disability and workers' compensation, explicitly citing AI and automation expansion. This followed an April 2025 funding round led by Ambler Brook with Eagle Private Capital and Resolute Capital Partners, and an April 2025 acquisition of Axiom National.

Name

Tower MSA Partners

Legal name

Tower MSA Partners

Website

https://towermsa.com

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

11–50 employees

Short description

Tower MSA Partners provides Medicare Secondary Payer compliance services—Medicare Set-Asides, lien resolution, and Section 111 reporting—for workers' compensation and liability claims, serving self-insured enterprises, insurance carriers, and third-party administrators including American Airlines and Tyson Foods.

Ownership category

akta.pro rank

Product category

Medicare Secondary Payer Compliance Services

NAICS

Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Medicare Plan Administration & Third-Party Services (TPA/BPO, Enrollment, Billing) (FSAIAGAI)

akta.pro secondary industry

Medigap Fraud, Waste & Abuse (FWA) & Payment Integrity (HLAEADAI)

Keywords

• Medicare set-aside services
• MSP compliance solutions
• Workers compensation settlements
• Section 111 reporting
• Lien resolution services

Headquarters

HQ city

Delray Beach

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. MSA Services: Medicare Set-Aside arrangement services including CMS-approved MSAs, Pre-MSA Triage, Non-Submit MSAs, Physician Peer Review, Pharmaceutical Clinical Oversight, Physician Follow-up, MSA 2nd Opinions, and Liability Medicare Set-Asides
2. Lien Resolution Services: Medicare conditional payment resolution, Medicare Advantage Plan lien investigation, Medicaid lien investigation, integrated conditional payment resolution, and Social Security and Medicare Beneficiary checks
3. Section 111 Reporting: Section 111 reporting services including audit and ongoing reporting capabilities
4. Legacy Claims Settlement: Resolution services for legacy claims backlog
5. Medical Cost Projections: Projections for medical costs related to settlements

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Tower MSA Partners provides Medicare Secondary Payer (MSP) compliance services and Medicare Set-Aside (MSA) settlement solutions for workers' compensation and liability claims. The company's core offerings include CMS-approved MSAs, pre-MSA triage, physician peer review, pharmaceutical clinical oversight, lien resolution, and Section 111 mandatory reporting for self-insured enterprises, insurance carriers, and third-party administrators.

Product overview

Tower MSA Partners offers a unified platform for Medicare Secondary Payer (MSP) compliance and Medicare Set-Aside settlement services. The core product portfolio centers on three main service lines: Medicare Set-Asides (MSAs) including CMS-approved MSAs, Pre-MSA Triage, Non-Submit MSAs, Physician Peer Review, Pharmaceutical Clinical Oversight, Physician Follow-up, MSA 2nd Opinions, and Liability MSAs; Lien Resolution encompassing complete Medicare conditional payment resolution, Medicare Advantage Plan lien investigation, Medicaid lien investigation, integrated conditional payment resolution, and Social Security/Medicare beneficiary checks; and Section 111 Services including audit and reporting capabilities. The company also offers supplementary modules for Legacy Claims Settlement, Liability Settlement Solutions, and Medical Cost Projections. The integrated model combines clinical engagement, disciplined allocation methodology, CMS alignment controls, pharmacy mitigation strategies, and aggressive conditional payment resolution to deliver measurable MSA reductions.

Differentiator

Problem solved

Functional benefit

Products and services

• Medicare Set-Asides (MSAs) Medicare Set-Aside settlement service that calculates and manages MSA amounts required to protect Medicare's interests in workers' compensation and liability settlements. Includes CMS-approved MSAs, pre-MSA triage, non-submit MSAs, physician peer review, pharmaceutical clinical oversight, physician follow-up, MSA second opinions, and liability Medicare set-asides.
• Lien Resolution Comprehensive lien resolution services including complete Medicare conditional payment resolution, Medicare Advantage Plan lien investigation, Medicaid lien investigation, integrated conditional payment resolution, and Social Security and Medicare beneficiary checks to identify and resolve all Medicare-related obligations prior to settlement.
• Section 111 Services Section 111 mandatory reporting services including audit and reporting capabilities for workers' compensation and liability claims, ensuring timely, complete, and accurate reporting to meet federal compliance requirements.
• Legacy Claims Settlement Specialized services for resolving backlogged legacy claims, helping payers reduce open claim inventories through structured review and settlement optimization.
• Liability Settlement Solutions Comprehensive Medicare Secondary Payer compliance solutions specifically designed for liability settlements, including LMSA (Liability Medicare Set-Aside) calculations and conditional payment resolution.
• Medical Cost Projections Projection services that forecast future medical costs associated with claims to assist in accurate reserving and settlement planning.

Quantifiable outcome

• 23% lower CMS-approved MSAs compared to CMS national averages
• +6 more outcomes

Named customers6 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

One partnership is on record.

• ClaimifycoreTechnology or Integration · 24 February 2026As part of an Ambler Brook investment, Claimify (a tech-enabled disability insurance solutions provider) will integrate with Tower MSA Partners to form a combined platform serving self-insured enterprises, insurance carriers, and third-party administrators at the intersection of disability and workers' compensation. The partnership aims to accelerate innovation in AI and automation while expanding technology capabilities across both industries.

Scale indicators9 records

Recent moves4 records

Expansion highlights5 records

Direct peers

• ISO Claims Partners (Verisk): ISO Claims Partners, now part of Verisk, is a direct competitor offering Medicare Set-Aside allocation, conditional payment resolution, and Section 111 reporting services to workers' comp carriers, self-insureds, and TPAs — directly overlapping Tower's core MSA and MSP compliance stack.
• Genex Services: Genex provides managed care and medical cost containment for workers' comp and disability, including MSA-related clinical and case management services that overlap with Tower's physician peer review and pharmaceutical oversight offerings.
• Helios Settlement Services: Helios is a specialist MSA and Medicare compliance settlement firm serving carriers, TPAs, and self-insureds — a direct niche competitor with overlapping workers' comp MSA, liability MSA, and conditional payment resolution services.
• Premier MSA: Premier MSA is a focused Medicare Set-Aside allocation and consulting firm for workers' compensation and liability claims, competing head-to-head with Tower on CMS-approved MSAs and MSP compliance services.
• Davies Group: Davies provides claims handling, MSP compliance, and MSA allocation services to US and UK insurance markets — a comparable specialist competing for the same carrier, TPA, and self-insured buyer segments.

Broad incumbents

• CorVel Corporation: CorVel is a national managed care services company serving workers' compensation carriers and employers with claims management, medical case management, and bill review — competing with Tower where MSA services are bundled into broader workers' comp programs.
• Sedgwick: Sedgwick is a large global claims management provider offering workers' comp claims administration, managed care, and increasingly MSP compliance services — a broad incumbent whose bundled offerings compete with Tower's specialist approach.
• PMSI (Conduent): PMSI, now part of Conduent, historically delivered workers' comp PBM, medical bill review, and MSA-adjacent clinical management services — a broad incumbent with overlapping capabilities to Tower's pharmaceutical oversight and MSA stack.
• Mitchell International: Mitchell provides workers' comp claims automation, medical cost containment, and pharmacy management solutions — overlapping with Tower's Section 111 reporting and pharmacy mitigation services from a technology-led incumbent angle.
• ExamWorks (now part of Genex/Davies): ExamWorks is a medical evaluation and peer review services company with workers' comp and liability exposure — competing with Tower's physician peer review and clinical oversight capabilities as part of a broader IME-driven portfolio.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/TowerMSAPartner
• Facebookfacebook.com/TowerMSAPartners

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds2 records

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tower MSA Partners