What OneShare Health does

OneShare Health, LLC is a privately held Christian Health Care Sharing Ministry (HCSM) headquartered in Irving, Texas, that facilitates voluntary monthly contributions among its 175,500+ members to share eligible medical expenses in lieu of traditional health insurance. The company is 501(c)(3) tax-exempt and ACA-exempt under 26 U.S.C. §5000A(d)(2)(B), distinguishing it from regulated insurance carriers. Its core products are the Classic and Catastrophic sharing programs, supplemented by add-on modules including Telemedicine/Virtual Urgent Care, 24/7 Mental Health Support, prescription discount programs (Rx Valet, Clever Rx), WellCard Savings, and Child Only Memberships, the last launched in August 2025. Members access care through First Health Network, which provides access to nearly one million providers, with additional telehealth and pharmacy services delivered through third-party partners Clever Health and Access One Consumer Health. The platform comprises a member portal for account management and a self-service enrollment flow with Spanish translation and next-day activation.

The business model centers on recurring subscription-style monthly member contributions, with pricing that varies by state, age, demographics, program, and tier (starting as low as $50.99 per agent marketing materials). Revenue is recognized as contributions flow in, while the cost of revenue is the eligible medical expenses shared back to members; the May 2026 monthly run-rate of $4.65M in regular member contributions versus $2.27M in eligible expenses shared indicates a substantial gross retention margin. Trailing-12-month contributions totaled $65.4M with $27.9M in eligible expenses shared. Distribution is hybrid: direct-to-consumer via onesharehealth.com with a 5-minute enrollment flow, augmented by a nationwide Producer (licensed insurance agent) network that earns level lifetime commissions, a member referral program, and church/faith-community partnerships under the Mission in Motion banner. The company is accredited by HCSAB and the Better Business Bureau, holds a GuideStar Gold Seal of Transparency valid through 2026, and is a partner of AHCSM. It restricts enrollment in Washington, Vermont, Wisconsin, Maryland, and New Mexico.

Name

OneShare Health

Legal name

OneShare Health, LLC

Website

https://onesharehealth.com

Company type

Private

Operating status

Operating

Headcount range

51–100 employees

Short description

OneShare Health is an ACA-exempt, faith-based Health Care Sharing Ministry that facilitates voluntary monthly contributions among its 175,500+ Christian members to share eligible medical expenses, offering Classic and Catastrophic programs with nationwide provider access via First Health Network.

Ownership category

akta.pro rank

Headquarters

HQ city

Irving

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel

Revenue model

1. Member Contributions: Voluntary monthly sharing contributions from members that facilitate the sharing of medical expenses among the community of members. Contributions vary based on state, member age, demographics, program, and tier selected.
2. Producer/Agent Commissions: Level commissions paid to Producers (agents) for the life of the membership they enroll

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels11 records

Core offering

OneShare Health is a Christian Health Care Sharing Ministry that facilitates voluntary sharing of medical expenses among members who share common biblical beliefs. The company offers two primary sharing programs (Classic and Catastrophic) as an ACA-exempt alternative to traditional health insurance, with supplementary services including telemedicine, mental health support, prescription discounts, and child-only memberships. Members access care through the First Health Network of nearly one million providers.

Product overview

OneShare Health is a Christian Health Care Sharing Ministry offering faith-based, ACA-exempt medical expense sharing programs. The portfolio consists of two main sharing programs (Classic and Catastrophic) supplemented with additional membership features including telemedicine, mental health support, prescription discounts, and child-only memberships. Members access care through the First Health Network of nearly one million providers, with additional services like Virtual Primary Care, Rx Valet, and WellCard Savings provided through third-party partners Clever Health and Access One Consumer Health.

Differentiator

Problem solved

Functional benefit

Products and services

• Classic Program

Quantifiable outcome

• Over $291 million in total medical expenses shared among members
• +3 more outcomes

Named customers5 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

Feature6 records

Partnerships

Six partnerships are on record, tiered core and minor.

• First Health NetworkcoreTechnology or IntegrationFirst Health Network provides OneShare Health members with access to nearly one million healthcare providers and facilities across the country, both in-person and online. This partnership is fundamental to member value proposition.
• Clever HealthcoreTechnology or IntegrationClever Health provides Mental Health Support services and Clever Rx prescription discount program to OneShare Health members. Available 24/7/365 for mental health chat support.
• Alliance of Health Care Sharing Ministries (AHCSM)coreStrategic or Co-development PartnerOneShare Health is a proud partner of AHCSM, an alliance that advances the mission of health care sharing ministries. AHCSM supports policy advocacy and industry standards for member organizations.
• Healthcare Sharing Accreditation Board (HCSAB)coreStrategic or Co-development PartnerHCSAB provides accreditation for health care sharing ministries. OneShare Health maintains accreditation demonstrating adherence to industry standards.
• GuideStar/CandidminorStrategic or Co-development PartnerGuideStar (now Candid) awards Gold Seal of Transparency to OneShare Health, recognizing organizational transparency and public accountability.
• Various Charity Partners (Mission in Motion)minorStrategic or Co-development PartnerOneShare Health partners with various charitable organizations through its Mission in Motion program to support underserved communities. Partners include organizations aligned with Christian values and community outreach.

Scale indicators12 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Molina Healthcare: Large publicly traded managed care insurer operating across Medicaid, Medicare, and Marketplace. Not a direct competitor (it is regulated insurance, not an HCSM), but a relevant comparable for the addressable member population that sits just outside the HCSM-capable segment.
• Centene Corporation: Large managed care company (Medicaid/Medicare marketplace leader) where OneShare COO Kristie Geist previously held executive leadership; serves as a benchmark for managed-care scale and represents the regulated insurance structure OneShare sits adjacent to.

Direct peers

• Samaritan Ministries International: One of the original Christian HCSMs, with a member-to-member monthly share model similar to OneShare's. Targets the same evangelical/Christian demographic and serves as a direct substitute product.
• Sedera: Modern faith-aligned medical cost-sharing community with comparable program tiers and member-experience focus, often positioned slightly more tech-forward. Competes for the same faith-conscious, ACA-exempt-seeking consumer.
• Liberty HealthShare: Faith-based HCSM offering ACA-exempt medical cost sharing for Christians, with comparable program structures and a similar value proposition of community sharing versus traditional insurance — direct head-to-head competitor for the same member profile.
• Christian Care Ministry (Medi-Share): Medi-Share is the largest U.S. Christian health care sharing ministry and the closest direct competitor to OneShare, offering nearly identical faith-based, ACA-exempt monthly medical-expense sharing programs marketed through similar producer/agent channels.
• Zion HealthShare: Christian HCSM with member-to-member sharing programs that overlap directly with OneShare's Classic offering and serve as a close substitute within the same faith-based buyer persona.
• Christian Healthcare Ministries: Long-established Christian health care sharing ministry offering Gold, Silver, and Bronze program tiers that map almost directly to OneShare's Classic/Catastrophic structure, serving members who share biblical beliefs.

Emerging players

• Aliera Healthcare: Alternative health sharing/care model that has historically positioned in the faith-adjacent ACA-exempt space; overlapping customer intent (cost-conscious consumers seeking alternatives to traditional insurance) with partial product overlap.

Others

• Alliance of Health Care Sharing Ministries (AHCSM): Industry trade association of which OneShare is a partner member; analogous to a peer-set ecosystem body rather than a competitor — relevant context for understanding HCSM industry structure and policy advocacy posture.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xtwitter.com/OneShareHealth
• YouTubeyoutube.com/channel/UClRsU3XL9sGPaETD-67wc1g
• Facebookfacebook.com/OneShareHealthMinistry
• LinkedInlinkedin.com/company/onesharehealth
• Instagraminstagram.com/onesharehealth

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about OneShare Health