Abacus Finance Group
Abacus Finance Group is a New York-based specialty private credit firm providing cash-flow-based senior secured loans of up to $60 million to private equity- and family office-backed lower middle-market companies with $2–15 million EBITDA. Founded in 2011, the firm manages $1.4 billion in AUM across 120+ portfolio companies.
- Company typePrivate
- Founded2011
- HeadquartersNew York, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Abacus Finance Group does
Abacus Finance Group is a New York-based specialty private credit firm founded in 2011 that provides cash-flow-based senior secured loans to private equity- and family office-backed lower middle-market companies. The firm's investment criteria target portfolio companies with $2–15 million in EBITDA, offering senior credit facilities up to $60 million for leveraged buyouts, refinancings, recapitalizations, growth equity, and add-on acquisitions. Abacus originated more than $3.9 billion in private debt across 120+ platform investments and 70+ add-on financings since inception, and reports $1.4 billion in assets under management as of early 2026. It is affiliated with New York Private Bank & Trust (founded 1850), which provides institutional backing.
The firm operates a relationship-driven direct origination model in which senior professionals are personally involved in every transaction from sourcing through close, and Abacus acts as Administrative Agent and Lead Arranger on 100% of its deals. Its service methodology — branded as the Total Partnership Approach™ — centers on a 72-hour term-sheet turnaround (FastTrack Review), flexible loan structuring, certainty-of-close commitments, and ongoing portfolio monitoring. Revenue is generated through interest income on senior secured loans, origination and arrangement fees at transaction close, recurring management fees on the newly established $262.5 million SBIC Fund I (closed October 2025), and equity co-investment returns alongside selected debt financings.
Abacus maintains 200+ private equity sponsor relationships, with flagship repeat partnerships including WestView Capital Partners (20+ deals since 2011) and LongueVue Capital (12+ deals). In 2024–2025 the firm obtained SBA SBIC licensing and closed the inaugural SBIC Fund I at its $262.5M hard cap, materially expanding deployable capital. Operations are split between a New York headquarters and a Portsmouth, New Hampshire office, with a 12-person investment and administration team. There is no proprietary technology platform; competitive advantage derives from senior human capital, the SBA regulatory license, and the embedded PE sponsor network.
Abacus Finance Group firmographics
Firmographics- Name
- Abacus Finance Group
- Legal name
- Abacus Finance Group, LLC
- Website
- https://abacusfinance.com
- Company type
- Private
- Founded year
- 2011
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Abacus Finance Group is a New York-based specialty private credit firm providing cash-flow-based senior secured loans of up to $60 million to private equity- and family office-backed lower middle-market companies with $2–15 million EBITDA. Founded in 2011, the firm manages $1.4 billion in AUM across 120+ portfolio companies.
- Ownership category
- akta.pro rank
Abacus Finance Group industry classification
Industry- Product category
- Private Credit Lending
- NAICS
- Credit Intermediation and Related Activities (522), Other Financial Vehicles (52599)
- SIC
- Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Asset-Based Lending (ABL) (FSANADAD)
- akta.pro secondary industry
- SBIC Venture Debt Funds (FSANAIAD)
Keywords
Where Abacus Finance Group is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
Abacus Finance Group business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others
Revenue model
- Interest Income on Senior Secured Loans: Abacus Finance generates primary revenue from interest accruing on its senior secured cash-flow-based loans extended to PE-backed lower middle-market companies. Loans are structured as senior credit facilities and typically carry floating or fixed interest rates based on a spread over a benchmark rate.
- Loan Origination and Arrangement Fees: The firm earns one-time fees at the origination and closing of each financing transaction, typically when acting as Administrative Agent and Lead Arranger on senior secured credit facilities. These fees are earned at transaction close.
- Management Fees on SBIC Fund: Following the close of the inaugural SBIC Fund I at $262.5 million in October 2025, Abacus earns management fees on the assets under management of the licensed Small Business Investment Company fund.
- Equity Co-Investment Returns: Abacus makes equity co-investments alongside debt financing in certain transactions (e.g., Benefits All In, Apex Dental Laboratories Group, Saelens, Hoist Global Tech Solutions, Marcy Laboratories, Senproco and Groomer's Choice). These equity positions generate realized and unrealized investment returns as a secondary revenue stream.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Senior Secured Credit Facilities — Custom Tailored Financing |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels8 records
Abacus Finance Group product offering
Product offeringCore offering
Abacus Finance Group is a specialty finance company that provides cash-flow-based senior secured loans to private-equity- and family-office-backed lower middle-market companies, typically those with $2–15 million of EBITDA, with senior credit facilities of up to $60 million. The firm selectively co-invests equity alongside its debt financings, acts as Administrative Agent and Lead Arranger on 100% of its transactions, and operates SBIC Fund I (closed at $262.5 million in October 2025). Financing is delivered via a direct enterprise field sales model underpinned by the trademarked Total Partnership Approach™ methodology with a 72-hour term-sheet turnaround promise.
Product overview
Abacus Finance Group operates as a single unified offering - a specialized private credit lender providing cash-flow-based senior secured financing solutions to lower middle-market companies. Their core product is senior debt financing complemented by the Total Partnership Approach™ service methodology, which combines fast execution (72-hour turnaround), flexible structuring, and ongoing client support. The firm also manages SBIC Fund I, their inaugural Small Business Investment Company fund launched in 2025. Additional services include equity co-investments and FastTrack Review capability. The company focuses on companies with EBITDA between $2 million and $15 million, offering financing up to $60 million.
Differentiator
Problem solved
Functional benefit
Brands
- Total Partnership Approach™: The firm's comprehensive methodology combining cash-flow financing expertise, deep industry knowledge, 72-hour turnaround time, and exceptional client service over the investment lifecycle
- Count on Us™
- FastTrack Review
- SBIC Fund I
Products and services
- Cash Flow-Based Senior Secured Loans Cash-flow-based senior secured credit facilities of up to $60 million for PE- and family-office-backed lower middle-market companies with $2–15 million EBITDA; Abacus acts as Administrative Agent and Lead Arranger on 100% of transactions, with 72-hour term-sheet turnaround and certainty-of-close commitment.
- SBIC Fund I
Quantifiable outcome
- 72-hour turnaround promise on term sheets (FastTrack Review)
- +5 more outcomes
Companies that use Abacus Finance Group
Customer profileNamed customers12 records
Ideal customer profiles2 records
Abacus Finance Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Abacus Finance Group partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Small Business Investment Company (SBIC) Program — U.S. Small Business AdministrationcoreAbacus Finance SBIC Fund I, L.P. is a licensed Small Business Investment Company operating under the U.S. SBA's SBIC program, which provides government-backed leverage to enhance the fund's capacity to support growing small businesses. Abacus successfully closed SBIC Fund I at $262.5 million (hard cap), oversubscribed, with support from a diverse investor base including banks, endowments, and insurance companies. The fund focuses on debt financing and equity co-investments in small and medium-sized businesses across various sectors, primarily investing in companies with EBITDA of $2–15 million and financing up to $60 million. Seth Friedman serves on the SBIA Board of Governors as Northeast Regional Chair, representing SBIC interests in the Northeast region.
Scale indicators12 records
Recent moves7 records
Expansion highlights6 records
Abacus Finance Group competitors and assessment
Company assessmentDirect peers
- Trinity Capital: Trinity Capital is a specialty finance company providing senior secured loans and equipment financing to growth-stage and PE-backed middle-market companies. Overlaps with Abacus in PE-backed lower middle-market lending and asset management-style franchise.
- Monroe Capital: Monroe Capital is a direct lending and private credit manager focused on senior secured loans to U.S. middle-market companies, frequently serving PE-sponsored borrowers. It is one of the closest comparables to Abacus in segment, structure, and sponsor-driven origination model.
- WhiteHorse Capital: WhiteHorse Capital (a BDC and credit manager) provides senior secured loans to PE-sponsored lower middle-market borrowers. Directly comparable segment, structure, and underwriting philosophy to Abacus.
- NXT Capital: NXT Capital is a private credit manager providing senior-secured, stretch senior, and unitranche loans to PE-backed U.S. middle-market companies. Comparable to Abacus in deal size, target customer, and PE sponsor-driven origination approach.
- MidCap Financial: MidCap Financial provides senior debt to PE-backed middle-market companies, including unitranche and stretch senior facilities. Overlapping target borrower profile (PE-sponsored lower middle-market) and senior-secured focus make it a direct comparable to Abacus.
- PennantPark Floating Rate Capital: PennantPark is a BDC focused on senior secured floating-rate loans to PE-backed middle-market companies. Comparable in product structure (senior secured) and PE-sponsor origination model to Abacus, though at greater scale.
- Stellus Capital Investment Corp: Stellus Capital is a BDC providing senior secured loans to PE-sponsored middle-market companies. Directly comparable in segment, structure, and target customer to Abacus Finance.
- Capitala Group: Capitala Group is a private credit manager focused on lower middle-market direct lending, mezzanine, and SBIC funds. Strong overlap with Abacus on SBIC fund vehicle, lower middle-market segment, and senior secured lending to PE-backed borrowers.
- Crescent Capital Group: Crescent Capital is a private credit manager providing senior secured loans to PE-backed U.S. middle-market companies. Comparable product (senior secured direct lending) and target customer (PE-sponsored borrowers), though with broader product breadth.
Broad incumbents
- Golub Capital: Golub Capital is one of the largest middle-market direct lenders with multi-strategy senior lending, BDCs, and a broad LP base. It is a much larger incumbent operating in the same lower middle-market PE-backed lending segment, with overlapping sponsor relationships but at materially greater scale.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Abacus Finance Group social profiles
Digital presenceAbacus Finance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Abacus Finance Group leadership team
Management profileNumber of profiles
Profiles12 records
Abacus Finance Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Abacus Finance Group M&A and investment
M&A and investmentM&A
Investments13 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Abacus Finance Group
What does Abacus Finance Group do?
Abacus Finance Group is a specialty finance company that provides cash-flow-based senior secured loans to private-equity- and family-office-backed lower middle-market companies, typically those with $2–15 million of EBITDA, with senior credit facilities of up to $60 million. The firm selectively co-invests equity alongside its debt financings, acts as Administrative Agent and Lead Arranger on 100% of its transactions, and operates SBIC Fund I (closed at $262.5 million in October 2025). Financing is delivered via a direct enterprise field sales model underpinned by the trademarked Total Partnership Approach™ methodology with a 72-hour term-sheet turnaround promise.
Is Abacus Finance Group a public or private company?
Abacus Finance Group is a private company. It is classified as corporate owned and is currently operating.
When was Abacus Finance Group founded?
Abacus Finance Group was founded in 2011. It employs 11 to 50 people.
Where is Abacus Finance Group based?
Abacus Finance Group is headquartered in New York, United States, in the North America region.
How does Abacus Finance Group make money?
Four revenue lines are on record. Interest Income on Senior Secured Loans are the primary driver. The others are loan Origination and Arrangement Fees, management Fees on SBIC Fund and equity Co-Investment Returns.
Who are Abacus Finance Group's main competitors?
Direct peers on record are Trinity Capital, Monroe Capital, WhiteHorse Capital, NXT Capital, MidCap Financial, PennantPark Floating Rate Capital, Stellus Capital Investment Corp, Capitala Group and Crescent Capital Group. Golub Capital is listed as a broad incumbent.
Does Abacus Finance Group have an API?
No public API is recorded for Abacus Finance Group.
What industry is Abacus Finance Group in?
Abacus Finance Group's product category is Private Credit Lending. Its primary akta.pro industry code is FSANADAD, Asset-Based Lending (ABL), with a secondary code of FSANAIAD, SBIC Venture Debt Funds. Its NAICS code is 522 and its SIC code is 6159.