First Bank Texas
First Bank Texas is a family-owned community bank founded in 1880, headquartered in Baird, Texas, serving personal and business customers across North Texas through branches in Abilene, Fort Worth, and Grapevine plus mobile and digital banking channels.
- Company typePrivate
- Founded1880
- HeadquartersBaird, United States
- Headcount251–500
- GTM typeB2B and B2C
- OfferingServices
What First Bank Texas does
First Bank Texas is a family-owned community bank, founded in 1880 and headquartered in Baird, Texas, operating three physical branches across the Greater Abilene, West Fort Worth, and Grapevine areas of North Texas with 251-500 employees. The bank offers a full-service retail and commercial banking franchise including personal checking, savings, IRA, mortgages, vehicle loans, personal loans, and Platinum Visa credit cards, alongside business banking products such as commercial loans, SBA loans, farm and ranch loans, commercial real estate loans, business checking and savings, and a Business Platinum Visa. Adjacent fee-based services include treasury management, positive pay fraud protection, point-of-sale solutions, remote deposit capture, a business purchasing card, and integrated Autobooks invoicing/payments for SMB customers, plus a wealth management offering for high-net-worth individuals.
The bank's technology stack consists of standard digital banking infrastructure: a third-party online banking platform, native iOS and Android mobile applications, Interactive Teller Machines (ITM) for remote live-teller service, mobile branch service for geographically dispersed customers, and electronic payment systems. No proprietary AI/ML capabilities, custom models, or technology partnerships beyond the Autobooks integration are evident. Distribution combines physical branches, mobile branch, ITMs, online/mobile channels, and active social media presence on Facebook, Instagram, and LinkedIn, alongside a Spanish-language version of the corporate website.
The business model is a traditional community bank revenue mix: net interest income from lending across consumer, commercial, SBA, agricultural, and CRE categories; deposit account fees; credit card interchange and interest; treasury management fees; and wealth management fees. Pricing is not publicly disclosed and is negotiated relationship-by-relationship, consistent with a community banking model that competes on local decision-making, personal service, and 145-year community trust rather than on rate transparency or digital differentiation.
First Bank Texas firmographics
Firmographics- Name
- First Bank Texas
- Legal name
- First Bank Texas
- Website
- https://go2fbt.com
- Company type
- Private
- Founded year
- 1880
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- First Bank Texas is a family-owned community bank founded in 1880, headquartered in Baird, Texas, serving personal and business customers across North Texas through branches in Abilene, Fort Worth, and Grapevine plus mobile and digital banking channels.
- Ownership category
- akta.pro rank
First Bank Texas industry classification
Industry- Product category
- Community Banking
- NAICS
- Commercial Banking (52211), Depository Credit Intermediation (5221)
- SIC
- State Commercial Banks (6022)
- akta.pro primary industry
- Retail Lending (Personal Loans, Auto, Credit Lines) (FSABAAAB)
- akta.pro secondary industries
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA), Small Business Banking (Microbusiness/Sole Proprietor) (FSABAAAI), Credit Cards & Revolving Credit (FSABAAAC), Bank Branch / Retail Purchase Mortgages (FSALAAAA), Private Banking Lending (Securities-Backed, Real Estate, Structured Credit) (FSABADAE)
Keywords
Where First Bank Texas is headquartered
LocationHeadquarters
- HQ city
- Baird
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
First Bank Texas business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others
Revenue model
- Interest Income from Lending: Traditional bank revenue from interest charged on loan products including mortgages, vehicle loans, personal loans, commercial loans, SBA loans, farm and ranch loans, and commercial real estate loans.
- Deposit Account Fees: Fees generated from personal and business checking and savings accounts, including potential monthly maintenance fees, transaction fees, and service charges.
- Credit Card Revenue: Revenue from Platinum Visa card products for both personal and business customers including interchange fees and interest on balances.
- Treasury Management Services: Fee-based business services including cash management, remote deposit, positive pay, and other treasury solutions.
- Wealth Management: Private banking and wealth management services for high-net-worth individuals.
Go-to-market motion1 record
Distribution channels4 records
Marketing channels6 records
First Bank Texas product offering
Product offeringCore offering
First Bank Texas is a family-owned community bank providing personal and business banking services to North Texas customers. Core offerings include deposit products (checking, savings, IRAs), consumer loans (mortgages, vehicle, personal), commercial lending (commercial loans, SBA loans, farm and ranch loans, commercial real estate), credit cards, treasury management, fraud protection services, and digital banking through online and mobile platforms. The bank emphasizes relationship-based, local decision-making across its physical branches in Abilene, West Fort Worth, and Grapevine.
Product overview
First Bank Texas is a community bank offering a unified suite of personal and business banking products and services. The portfolio includes core deposit products (checking, savings, IRA accounts) alongside lending products (mortgages, vehicle loans, personal loans, commercial loans, SBA loans, and Farm & Ranch loans). Business services include treasury management, point of sale solutions, positive pay fraud protection, and remote deposit capture. Digital banking is delivered through online and mobile platforms with features including payment/transfer services, interactive teller machines (ITM), and an Autobooks accounting integration. Wealth management and financial planning tools round out the offering. The bank primarily serves North Texas communities in the Greater Abilene, West Fort Worth, and Grapevine areas.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Checking
Companies that use First Bank Texas
Customer profileSegments4 records
Ideal customer profiles1 record
First Bank Texas technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
First Bank Texas partnerships and signals
Strategic signalScale indicators2 records
Recent moves5 records
Expansion highlights4 records
First Bank Texas competitors and assessment
Company assessmentMarket position
Strengths6 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
First Bank Texas social profiles
Digital presenceFirst Bank Texas financial estimates
Financial estimateRevenue estimate
Valuation estimate
First Bank Texas leadership team
Management profileNumber of profiles
Profiles2 records
First Bank Texas funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
First Bank Texas M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about First Bank Texas
What does First Bank Texas do?
First Bank Texas is a family-owned community bank providing personal and business banking services to North Texas customers. Core offerings include deposit products (checking, savings, IRAs), consumer loans (mortgages, vehicle, personal), commercial lending (commercial loans, SBA loans, farm and ranch loans, commercial real estate), credit cards, treasury management, fraud protection services, and digital banking through online and mobile platforms. The bank emphasizes relationship-based, local decision-making across its physical branches in Abilene, West Fort Worth, and Grapevine.
Is First Bank Texas a public or private company?
First Bank Texas is a private company. It is classified as family owned and is currently operating.
When was First Bank Texas founded?
First Bank Texas was founded in 1880. It employs 251 to 500 people.
Where is First Bank Texas based?
First Bank Texas is headquartered in Baird, United States, in the North America region.
How does First Bank Texas make money?
Five revenue lines are on record. Interest Income from Lending is the primary driver. The others are deposit Account Fees, credit Card Revenue, treasury Management Services and wealth Management.
Does First Bank Texas have an API?
No public API is recorded for First Bank Texas.
What industry is First Bank Texas in?
First Bank Texas's product category is Community Banking. Its primary akta.pro industry code is FSABAAAB, Retail Lending (Personal Loans, Auto, Credit Lines), with a secondary code of FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings). Its NAICS code is 52211 and its SIC code is 6022.