DaoPay
DaoPay is an Austrian-licensed payment service provider founded in 2001, offering 80+ payment methods via a single API to online merchants in gaming, e-commerce, social media, and digital content across 60+ countries, with a patented phone-payment rail.
- Company typePrivate
- Founded2001
- HeadquartersVienna, Austria
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What DaoPay does
DaoPay GmbH is an Austrian-licensed payment service provider founded in 2001 in Vienna by Peter Krapfl, operating exclusively in the B2B segment as a payment gateway and alternative payment method (APM) aggregator. The platform exposes 80+ payment methods — including credit cards (Visa, Mastercard, Diners), e-wallets (PayPal, Paysera, Paysafecard), regional bank transfers (SEPA Direct Debit across 34 European countries, iDEAL, Przelewy24, BLIK, Bancontact, eps, Trustly, PayU, MyBank, PostFinance, POLi, Multibanco) — through a single contract and a REST API, supplemented by a WooCommerce plugin. Its defining technical asset is DaoPay Phone Payments, a patented pay-by-call / SMS / direct carrier-billing solution (international patent issued 2006) operating in 60+ countries, acquired partly through the 2015 purchase of Boku's Pay-by-Call payment business.
DaoPay's customer base is horizontal across online merchants in gaming and virtual goods, e-commerce, social media and digital content, fundraising/donations, and telecom service providers. Distribution is sales-led with direct onboarding supported by a self-service online registration portal; the platform is integrated into thousands of online platforms reaching more than 2 billion consumers in 72+ countries, and processes millions of transactions daily. The company holds a payment service provider licence from the Austrian Financial Market Authority (FMA) under ZaDiG 2018, with Christoph Lamprecht designated as Data Protection Officer for GDPR/PSD2 compliance.
The revenue model is transaction-based, monetising through take rates on payment processing, APM aggregation, and (since June 2022) card acquiring delivered jointly with PXP Financial Limited via a phased strategic partnership originally formed as a payment-facilitator relationship in 2017. The company is bootstrapped and founder-owned: Peter Krapfl remains CEO, Oliver Jura serves as COO, and no institutional funding rounds appear in the disclosures. The service footprint is global with European concentration, including an extended sales office in Larnaca (Cyprus), a marketing presence in Barcelona, and country-specific support desks across more than fifteen markets.
DaoPay firmographics
Firmographics- Name
- DaoPay
- Legal name
- DaoPay GmbH
- Website
- https://daopay.com
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- DaoPay is an Austrian-licensed payment service provider founded in 2001, offering 80+ payment methods via a single API to online merchants in gaming, e-commerce, social media, and digital content across 60+ countries, with a patented phone-payment rail.
- Ownership category
- akta.pro rank
DaoPay industry classification
Industry- Product category
- Online Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- akta.pro primary industry
- Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)
Keywords
Where DaoPay is headquartered
LocationHeadquarters
- HQ city
- Vienna
- HQ country
- Austria
- HQ region
- Europe
Offices1 record
Markets served
DaoPay business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Payment Processing & Transaction Fees: DaoPay charges merchants transaction fees for processing payments across 80+ payment methods. As a licensed payment service provider, the company earns a take rate (percentage or fixed fee) on each completed transaction. The company facilitates credit card, mobile, e-wallet, bank transfer, and phone-based payments.
- Alternative Payment Method (APM) Aggregation: Through the partnership with PXP Financial, DaoPay offers APM aggregation services, enabling merchants to access over 100 payment methods through a single contract and API, generating revenue from aggregated transaction volume.
- Card Acquiring Services: Via the strategic partnership with PXP Financial (launched June 2022), DaoPay provides card acquiring services including Visa, Mastercard, and Diners, generating revenue from card payment processing.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Custom merchant pricing based on payment methods, volume, and target market |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels7 records
DaoPay product offering
Product offeringCore offering
DaoPay is a licensed B2B payment service provider that enables online merchants to accept 80+ payment methods through a single REST API and a single contract, including a proprietary patented phone-payment stack (voice call, SMS, and direct carrier billing) in 60+ countries. The service aggregates credit cards, e-wallets, bank transfers, and alternative payment methods for e-commerce, gaming, digital content, social media, and fundraising platforms. The offering also includes card acquiring via a strategic partnership with PXP Financial, SEPA Direct Debit across 34 European SEPA countries, subscription billing, and a Merchant Portal for transaction management.
Product overview
DaoPay is an all-in-one licensed payment service provider offering 80+ payment solutions globally through a single API and contract. The core product is DaoPay Phone Payments, a patented phone-based payment system supporting voice calls, SMS, and direct carrier billing across 70+ countries. The platform also offers traditional payment methods including credit cards (Visa, Mastercard), e-wallets (PayPal, Paysera), and regional bank transfers (SEPA, iDEAL, Przelewy24, BLIK, Trustly, Bancontact, eps, PayU, MyBank, PostFinance, POLi, Multibanco). DaoPay provides a REST API for integration, a WooCommerce plugin for e-commerce stores, a Merchant Portal for transaction management, and the DaoPoints loyalty rewards program. The company operates as B2B-only, serving e-commerce, gaming, social media, and digital content platforms.
Differentiator
Problem solved
Functional benefit
Products and services
- DaoPay Payment Processing Platform An all-in-one licensed payment-service offering for online merchants, aggregating credit cards, e-wallets, bank transfers and alternative payment methods behind a single API and single contract. Used by e-commerce, gaming, social media, digital content and fundraising merchants globally.
- DaoPay Phone Payments Patented phone-based payment solution enabling end-customers to pay via landline or mobile phone calls, premium SMS (MO and MT), or direct carrier billing. Supports time-based billing (per second), event-based drop calls, and web/wap billing in 60+ countries, allowing merchants to reach consumers without credit cards or bank accounts.
- DaoPay REST API REST API (v1.2) exposing create-transaction, refund, status and webhook endpoints over HTTP(S) GET/POST to integrate DaoPay's payment methods into merchant systems. Authentication via Appcode signing and Secret Key authorisation; documentation, Postman collections, and Java/PHP SDKs are provided.
- DaoPay Subscription Payments Recurring-billing capability built on the DaoPay REST API, supporting createsubscription, cancelsubscription, rebillsubscription, checksubscriptionstatus, and importExistingSubscription endpoints. Lets merchants run subscription or rebill flows through DaoPay or via merchant-side rebilling.
- DaoPay Card Acquiring Service (with PXP Financial) Card acquiring service for Visa, Mastercard and Diners delivered through the strategic partnership with PXP Financial, which processes EUR 21.5B+ annually. Provides merchants with unified card acquiring plus alternative-payment-method aggregation under a single source.
- DaoPay Merchant Portal Self-service web portal (business.daopay.com / portal.daopay.com) where merchants register, manage transactions, configure price points and payment methods, access API credentials, and set up webhook notifications.
- DaoPoints Loyalty Program Consumer rewards programme at my.daopay.com that awards 100 DaoPoints per EUR 1 spent via DaoPay, with welcome bonus up to 1,500 points, retrospective accrual for 100 days and a 50,000-point monthly ceiling; points are redeemable for rewards through the DaoPayer account.
Quantifiable outcome
- Over 2 billion consumers reached across 72+ countries
- +2 more outcomes
Companies that use DaoPay
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles4 records
DaoPay technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature3 records
DaoPay partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- PXP Financial LimitedcoreDaoPay and PXP Financial announced a next-phase strategic partnership in June 2022, building on a relationship dating to 2017 when DaoPay acted as PXP Financial's payment facilitator. The partnership delivers a joint payment services solution throughout Europe, combining PXP Financial's acquiring services (Visa, Mastercard, Diners card payments) with DaoPay's 100+ alternative payment methods and APM aggregation. The solution is deployed in phases: Phase 1 provides card acquiring; Phase 2 adds APM aggregation. Both companies' customers benefit from unified services from a single source, reduced administrative burden, greater flexibility, and less friction in the payment process. PXP Financial processes EUR 21.5 billion annually through its unified gateway. CEOs Kamran Hedjri (PXP Financial) and Peter Krapfl (DaoPay) jointly commented on the partnership's strategic importance for European merchant expansion.
Scale indicators6 records
Recent moves8 records
Expansion highlights6 records
DaoPay competitors and assessment
Company assessmentDirect peers
- Trust Payments: Multi-jurisdiction PSP providing card acquiring and APM aggregation for online merchants. Comparable to DaoPay in offering single-integration multi-method processing to gaming, retail, and digital content verticals.
- Buckaroo: Dutch PSP offering 30+ payment methods through a single checkout. Closely comparable mid-market European PSP with overlapping APM coverage (iDEAL, Bancontact, SEPA, credit cards).
- PXP Financial: UK/EU-licensed payment gateway and acquirer that processes EUR 21.5B+ annually. Strategic partner and direct comparable to DaoPay as a European PSP/acquirer with card acquiring and APM aggregation under a single API.
- Mollie: Amsterdam-based PSP offering multi-method payment processing via a single API across Europe. Closely comparable to DaoPay in targeting European mid-market merchants with a unified payment-method stack.
- Boku: Global carrier-billing and mobile payment platform; DaoPay acquired Boku's Pay-by-Call business in 2015, making Boku the most direct competitor and historical counter-party in the voice/SMS billing category.
- DIMOCO: Austrian-headquartered carrier-billing and digital payments PSP. Direct competitor to DaoPay's phone-payment business with similar geographic coverage and focus on telco-billed microtransactions.
Broad incumbents
- Stripe: Global payment orchestration platform with single API for cards and APMs. Comparable to DaoPay at the product-architecture level (one API, many methods) but vastly larger scale; competes for the same online merchants DaoPay targets.
- Adyen: Global unified payments platform processing cards and APMs through a single integration. Comparable to DaoPay's single-API, multi-method proposition at the enterprise tier; significant competitive threat for large merchants.
- Worldline: Europe's largest payment processor, providing acquiring, merchant services, and digital payments. Comparable to DaoPay in the European acquiring/PSP layer but at significantly larger scale with broader portfolio.
Emerging players
- Optile (ACI Worldwide): Payment orchestration platform (now part of ACI Worldwide) offering multi-method routing and APM aggregation. Comparable to DaoPay on payment-orchestration/infrastructure layer, enabling merchants to plug in 100+ payment options through one integration.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
DaoPay social profiles
Digital presenceDaoPay compliance and trust
Trust signalCompliance1 record
DaoPay financial estimates
Financial estimateRevenue estimate
Valuation estimate
DaoPay leadership team
Management profileNumber of profiles
Profiles3 records
DaoPay funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
DaoPay M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about DaoPay
What does DaoPay do?
DaoPay is a licensed B2B payment service provider that enables online merchants to accept 80+ payment methods through a single REST API and a single contract, including a proprietary patented phone-payment stack (voice call, SMS, and direct carrier billing) in 60+ countries. The service aggregates credit cards, e-wallets, bank transfers, and alternative payment methods for e-commerce, gaming, digital content, social media, and fundraising platforms. The offering also includes card acquiring via a strategic partnership with PXP Financial, SEPA Direct Debit across 34 European SEPA countries, subscription billing, and a Merchant Portal for transaction management.
Is DaoPay a public or private company?
DaoPay is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was DaoPay founded?
DaoPay was founded in 2001. It employs 11 to 50 people.
Where is DaoPay based?
DaoPay is headquartered in Vienna, Austria, in the Europe region.
How does DaoPay make money?
Three revenue lines are on record. Payment Processing & Transaction Fees are the primary driver. The others are alternative Payment Method (APM) Aggregation and card Acquiring Services.
Who are DaoPay's main competitors?
Direct peers on record are Trust Payments, Buckaroo, PXP Financial, Mollie, Boku and DIMOCO. Broad incumbents are Stripe, Adyen and Worldline. Optile (ACI Worldwide) is listed as an emerging player.
Does DaoPay have an API?
Yes. DaoPay offers a REST API for payment processing, supporting payment creation, transaction status checks, refunds, subscription management, and webhooks (PSNs). API v1.2 endpoints include createsubscription, cancelsubscription, rebillsubscription, checksubscriptionstatus, importExist ingSubscription, refund, and create_transaction. Available via HTTP(S) GET and POST. Authentication uses Appcode for signing requests and Secret Key for authorization. Two environments: STAGE (stage.api.daopay.com) and PROD (api.daopay.com). Supports ISO country codes, currency codes (ISO 4217), and language codes (ISO 639-1). Developer documentation is at daopay.com/docs/api.
What industry is DaoPay in?
DaoPay's product category is Online Payment Processing. Its primary akta.pro industry code is FSAGABAE, Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure. Its NAICS code is 522320.