Stockmens Bank

What Stockmens Bank does

Stockmens Bank is a community bank operating since 1897 and headquartered at 25 North Cascade Avenue, Suite 100 in Colorado Springs, Colorado. It serves consumer, commercial, and agricultural customers across Colorado, Nebraska, and Missouri through a network of 11 full-service branches, supplemented by a mobile banking application with P2P payment functionality via Zelle and web-based online banking. Core deposit products include checking, savings, and certificates of deposit, while lending products span consumer loans, commercial loans, agricultural loans (equipment, real estate, livestock, crop financing), and mortgage origination.

The company operates as a subsidiary of First Bancshares, Inc., a publicly traded multi-bank holding company; Robert M. Alexander serves as Chairman and CEO and Brady J. Nachtrieb as President of the parent. Underlying technology is a standard community banking platform supporting core banking, mobile banking with Zelle integration, and mortgage lending through NMLS-licensed originators (Natalie Crawford, Katie Wynn, Bianca Alpiche) using the external Blink Mortgage Platform.

Revenue is generated through traditional banking mechanics: net interest income on the loan portfolio (commercial, consumer, agricultural, mortgage), deposit-related fees and service charges, and mortgage origination fees. Stockmens Bank grows through a combination of organic community presence and an active M&A program, including a 2017 merger with seven Missouri banks, branch acquisitions in Hartville MO (2021) and Akron CO (2022), and 2026 moves into Hugo and Westcliffe, Colorado. As of Q1 2026, the parent holding company reported total assets of $590.5 million, loan balances of $496.8 million, stockholders' equity of $68.3 million, and Q1 net income of $2.12 million.

Name

Stockmens Bank

Legal name

Stockmens Bank

Website

https://thestockmensbank.com

Company type

Private

Founded year

1897

Operating status

Operating

Headcount range

51–100 employees

Short description

Stockmens Bank is a community bank operating since 1897, headquartered in Colorado Springs, Colorado. It provides consumer, commercial, and agricultural deposit and loan products across Colorado, Nebraska, and Missouri through 11 branches and a mobile banking platform.

Ownership category

akta.pro rank

Headquarters

HQ city

Colorado Springs

HQ country

United States

HQ region

North America

Offices12 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Interest Income: Traditional community bank revenue from interest earned on loans including consumer, commercial, and agricultural lending.
2. Deposit Products: Revenue from deposit account services including checking, savings, and CD accounts.
3. Mortgage Lending: Mortgage origination and lending through NMLS-licensed loan originators, generating revenue from mortgage originations and servicing.
4. Dividends to Shareholders: Parent company First Bancshares pays annual cash dividend of $0.50 per share to common stockholders.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Stockmens Bank is a community bank offering deposit products (checking, savings, CDs), consumer loans, commercial loans, and agricultural lending. The bank also provides mortgage origination services through NMLS-licensed loan originators and digital banking access via a mobile app with Zelle P2P payments and a secure online banking platform, operating across 11 branches in Colorado, Nebraska, and Missouri.

Product overview

Stockmens Bank is a locally owned and operated community bank headquartered in Colorado Springs, Colorado. The company operates as a single unified banking platform offering a full range of deposit and loan products to support both commercial and consumer customers. The core banking products include personal banking services (checking, savings, CDs), business banking services, and agricultural loans (equipment, real estate, livestock, crop financing). Mortgage services are offered through three designated mortgage loan originators using an external platform. Digital banking access is provided through a mobile banking app (featuring Zelle P2P payments) and online banking services. The bank operates eight branches in Southwest Missouri, branches in Colorado (Akron, Hugo, Westcliffe), and one branch in Bartley, Nebraska.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• Total assets grew 9.4% year-over-year to $590.5 million
• +3 more outcomes

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Scale indicators6 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Heartland Financial USA: Multi-state community bank holding company operating independent community bank charters across the Midwest, Southwest, and West — broader portfolio but a directly analogous decentralized community banking model.

Direct peers

• Mercantile Bank Corporation: Michigan community bank with a mix of commercial, consumer, and mortgage lending and a similar focus on relationship banking — comparable size and product suite.
• Glacier Bancorp: Multi-state community bank holding company operating across the Mountain West and Midwest, with an explicit strategy of acquiring and operating community banks under a decentralized model — almost identical operating playbook to First Bancshares/Stockmens.
• Great Southern Bancorp: Springfield, Missouri-based community bank holding company focused on commercial, consumer, and mortgage lending — directly comparable geography (Southwest Missouri) and similar mix of community banking products.
• Byline Bancorp: Chicago-area community bank holding company built through small-bank acquisitions — directly comparable size, M&A-driven growth model, and community banking product set.
• S&T Bancorp: Pennsylvania-based community bank holding company with consumer, commercial, and mortgage lending — comparable scale, branch-based distribution, and full-service community banking products.
• Community Trust Bancorp: Kentucky/Tennessee/West Virginia community bank with consumer, commercial, and mortgage products — comparable size, regional community banking focus, and product mix.
• First Mid Bancshares: Illinois-based community bank holding company that has built scale through community bank acquisitions — closely comparable to Stockmens' M&A-driven multi-county expansion model.
• German American Bancorp: Indiana/Kentucky community bank holding company that has grown via organic and acquired community bank franchises — comparable scale, full-service community product set, and roll-up acquisition strategy.
• Stock Yards Bancorp: Kentucky/Indiana-based community bank holding company with commercial, mortgage, and wealth management lines — comparable mid-size community banking franchise with similar geographic concentration and product mix.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/stockmens-bank

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Stockmens Bank