CPOS

What CPOS does

CPOS is a private, Ottawa-based technology company founded in 2014, operating with a headcount of 11-50 employees. The company's firmographic positioning describes it as an integrated platform for small and medium businesses (SMBs) intended to consolidate three to five SaaS tools into a single stack for streamlined operations and efficiency. The current public-facing product focus, as evidenced by the company website (cpos.com), is a "Tap to Pay" solution that transforms a compatible smartphone into a contactless card reader, enabling merchants to accept card payments without dedicated point-of-sale hardware. The technology leverages the smartphone's native NFC capabilities to function as a payment acceptance device, positioning ease-of-implementation as the primary technical differentiator.

The business model is not publicly disclosed; no pricing model, revenue mechanics, customer segmentation details, distribution channels, or marketing channels are documented in the available source data. There is no information on ownership structure, investors, founders, parent entities, management team, partnerships, certifications, regulatory actions, or mergers and acquisitions. The company does not have a disclosed mobile application, public API, or documented integration partnerships with payment processors or platforms. Operating geographies, customer counts, and revenue figures are also not available, representing significant data gaps for any deeper analytical assessment.

Based on observable signals, CPOS appears to be an early-to-mid stage private company in the competitive SMB payments and operations software market, where incumbents such as Square, Stripe, and the platform-native Tap to Pay offerings from Apple and Google already operate at scale. CPOS's strategic emphasis on hardware-free payment acceptance is a wedge into the broader integrated SMB platform positioning, though no evidence of traction, customer adoption, or capital formation is available to validate scale.

Name

CPOS

Website

https://cpos.com

Company type

Private

Founded year

2014

Headcount range

11–50 employees

Short description

CPOS is an Ottawa-based private company founded in 2014 that provides SMB-facing technology, with its current public-facing product centered on Tap to Pay contactless payment acceptance via smartphone, positioned as part of an integrated platform replacing multiple SaaS tools.

Ownership category

akta.pro rank

Product category

Mobile Payment Processing

akta.pro primary industry

mPOS & SoftPOS (Tap-to-Phone) Solutions (FSAMADAB)

Keywords

• Contactless payments
• Mobile point of sale
• Tap to Pay
• SMB software platform
• Payment processing

Headquarters

HQ city

Ottawa

HQ country

Canada

HQ region

North America

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Core offering

CPOS provides a Tap to Pay contactless payment solution that turns a compatible smartphone into a card reader, allowing merchants to accept card payments without dedicated point-of-sale hardware. The company also positions itself as an integrated platform that replaces 3–5 separate SaaS tools with one unified system to streamline SMB operations and efficiency.

Product overview

CPOS offers Tap to Pay technology that transforms compatible smartphones into card readers, allowing merchants to accept contactless payments without additional hardware.

Differentiator

Problem solved

Functional benefit

Products and services

• Tap to Pay A contactless payment solution that enables merchants to accept card payments using a smartphone, eliminating the need for dedicated point-of-sale hardware.

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Recent moves2 records

Expansion highlights1 record

Direct peers

• Square (Block): Square pioneered mPOS and Tap-to-Pay acceptance on smartphones, directly competing with CPOS for small and mid-sized merchants seeking hardware-free contactless payments.
• SumUp: SumUp is a global mPOS and Tap-to-Pay provider focused on SMBs, with very similar value proposition: smartphone-based contactless acceptance replacing dedicated card readers.
• Zettle by PayPal: PayPal's Zettle offers card readers and Tap to Pay on phone for SMBs, with comparable pricing model and merchant target to CPOS.
• Stripe Terminal: Stripe Terminal provides software-driven POS acceptance including Tap-to-Pay on iPhone/Android, targeting developers and online-first merchants — overlapping CPOS on the SoftPOS side.
• Lightspeed Commerce: Montreal-headquartered omnichannel POS and payments platform for retail and restaurant SMBs — a direct North American peer in the integrated POS + payments stack CPOS targets.

Broad incumbents

• Apple Tap to Pay on iPhone: Apple's platform-level Tap-to-Pay on iPhone enables any iPhone to accept contactless payments, providing the underlying infrastructure CPOS and similar ISVs build on — comparable but as a platform incumbent.
• Google Wallet for Business / Tap to Pay: Google's Android-side tap-to-pay capability competes directly at the platform layer, and Google Pay for Business offers SMB acceptance — adjacent to CPOS's smartphone-based contactless play.
• Shopify POS: Shopify's POS offering bundles Tap-to-Pay acceptance into its broader commerce platform, overlapping with CPOS on the integrated SMB software stack thesis.
• Clover (Fiserv): Clover is a large-scale POS and payments platform from Fiserv serving SMBs with hardware + software bundles, adjacent to CPOS but more hardware-centric.

Emerging players

• Toast: Toast is a vertical SaaS + payments provider for restaurants with its own Tap-to-Pay options, comparable to CPOS as a software-led payments platform pursuing SMB verticals.

Market position

Strengths3 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/cposinc
• LinkedInlinkedin.com/company/cposinc

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CPOS