CXC Solutions
CXC Solutions, operating as Lumelight, provides integrated compliance, claims, and analytics solutions for self-insured employers, brokers, and TPAs, combining SaaS analytics (Lumelight SIR) with filings, audits, and dependent verification services across the US.
- Company typePrivate
- Founded2010
- HeadquartersDallas, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What CXC Solutions does
CXC Solutions, operating commercially as Lumelight, is a Dallas-based private company founded in 2010 that provides integrated workplace administration and compliance services to the self-insured employer benefits ecosystem. The company operates a platform-plus-modules architecture spanning three service areas: Compliance (5500 filings, ACA employer reporting, ERISA fiduciary solutions, MHPAEA/NQTL analysis, HIPAA privacy and security, compliance assessments, gag clause analysis, creditable coverage), Claims (implementation audits, medical and Rx claims audits, dependent eligibility verification, claims back-office BPO, enrollment data transformation), and Analytics (the Lumelight SIR SaaS platform). The product portfolio is organized into sub-brands including iVerifyPro for dependent eligibility verification, the Compass ERISA Suite, and Lumelight One, a premium tier offering access to senior consultants and attorneys for high-stakes strategic engagements.
The underlying technology combines a SaaS analytics layer (Lumelight SIR) with significant professional services delivery across filings, audits, and verification. The company processes billions of claims annually and aggregates data across self-insured employer cohorts to support benchmarking and reporting. Revenue is generated through subscription-based enterprise solutions (compliance and analytics) and professional services engagements (claims audits, BPO, verification), with annual billing on a quote-based pricing model. The company goes to market through a B2B2B channel partner model targeting insurance brokers and Third Party Administrators (TPAs) who serve self-insured employers, rather than selling directly to end employers. End-customers span healthcare, manufacturing, technology, and union/plan-sponsored contexts, with documented case study outcomes including multi-million-dollar penalty avoidance and savings events. The company is led by CEO Sarinder Chhabra, with Chief Legal Officer Jennifer Berman maintaining public thought leadership on ERISA and fiduciary enforcement trends.
CXC Solutions firmographics
Firmographics- Name
- CXC Solutions
- Legal name
- Lumelight
- Website
- https://cxcsolutions.com
- Company type
- Private
- Founded year
- 2010
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- CXC Solutions, operating as Lumelight, provides integrated compliance, claims, and analytics solutions for self-insured employers, brokers, and TPAs, combining SaaS analytics (Lumelight SIR) with filings, audits, and dependent verification services across the US.
- Ownership category
- akta.pro rank
CXC Solutions industry classification
Industry- Product category
- Employee Benefits Compliance Software
- NAICS
- Management Consulting Services (54161), Computer Systems Design and Related Services (54151), Custom Computer Programming Services (541511)
- SIC
- Services-Management Consulting Services (8742), Services-Computer Integrated Systems Design (7373)
- akta.pro primary industry
- Compliance Technology, GRC Platforms & Controls Automation Advisory (BPAHAFAO)
- akta.pro secondary industries
- Compliance, GRC Workflow & Audit Automation Platforms (HDAEAHAL), Document, Workflow & Policy Servicing Automation (RPA/No-Code) (FSAGAGAK), Business Intelligence, Reporting & Visualization Services (BPAEAHAD)
Keywords
Where CXC Solutions is headquartered
LocationHeadquarters
- HQ city
- Dallas
- HQ country
- United States
- HQ region
- North America
Markets served
CXC Solutions business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales
Revenue model
- Compliance Services: Compliance solutions including 5500 filings, ACA employer reporting, ERISA compliance, Mental Health Parity analysis, HIPAA privacy and security, and other regulatory filings.
- Claims Services: Claims audits, dependent eligibility verification, enrollment data transformation, business process outsourcing, and crossover claims processing.
- Analytics SaaS: Lumelight SIR SaaS analytics platform for self-insured employers, providing data insights and reporting capabilities.
- Lumelight One Premium Service: High-touch strategic alliance with senior consultants and attorneys, customized solutions and premium support.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise Solutions |
| Subscription | Annual | Lumelight One Premium Service |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels7 records
CXC Solutions product offering
Product offeringCore offering
CXC Solutions (operating as Lumelight) provides an integrated workplace administration and compliance platform for self-insured employers, brokers, and Third Party Administrators (TPAs). Its offering combines SaaS analytics (Lumelight SIR), premium consulting (Lumelight One), dependent eligibility verification (iVerifyPro), ERISA compliance tools (Compass ERISA Suite), and specialized services for ACA reporting, Mental Health Parity/NQTL analysis, 5500 filings, fiduciary solutions, claims audits, and claims back-office business process outsourcing.
Product overview
Lumelight is an integrated workplace administration and compliance company offering a platform-plus-modules architecture consisting of three integrated service areas: Compliance, Claims, and Analytics. The core analytics product is Lumelight SIR, a SaaS solution for self-insured employers. Additional offerings include Lumelight One (premium consulting), iVerifyPro (dependent eligibility verification), Compass ERISA Suite, and specialized compliance solutions such as ACA Employer Reporting, Mental Health Parity & NQTL Analysis, Fiduciary Solutions, 5500 Filings, Claims Audits, and Business Process Outsourcing. These products work together to reduce risk, lighten administrative burden, and deliver compliance management.
Differentiator
Problem solved
Functional benefit
Brands
- Lumelight One: A high-touch strategic alliance offering unparalleled access to senior consultants and attorneys, deeper strategic engagement, and customized solutions for unique client challenges.
- Lumelight SIR
- Compass ERISA Suite
- iVerifyPro
Products and services
- Lumelight SIR SaaS analytics platform purpose-built for self-insured employers and benefits advisors, integrating compliance data, claims data, and reporting/benchmarking analytics.
- Lumelight One Premium high-touch strategic alliance service providing access to senior consultants and attorneys, deeper strategic engagement, and customized solutions for complex employee benefits challenges.
- iVerifyPro Dependent eligibility verification tool that brings accuracy, transparency, and ease to verification interactions for employers and employees.
- Compass ERISA Suite ERISA compliance suite providing fiduciary solutions and comprehensive plan management tools for retirement and welfare benefit plans.
- ACA Employer Reporting End-to-end ACA Employer Reporting service handled by compliance experts for Affordable Care Act compliance, including high-volume reporting support.
- Mental Health Parity & NQTL Analysis Comprehensive comparative analyses service for Mental Health Parity and Addiction Equity Act (MHPAEA) compliance, including NQTL analysis.
- Fiduciary Solutions Fiduciary compliance solutions providing documentation, oversight, and defensible decision-making support for employer governance practices.
- 5500 Filings ERISA Form 5500 filing services for retirement and welfare benefit plans.
- Claims Audits Claims auditing services including implementation audits, medical and Rx claims audits, and union health plan audits to ensure accuracy and accountability.
- Business Process Outsourcing Business process outsourcing (BPO) services for claims back-office operations and administration.
Quantifiable outcome
- Payroll company eliminated $32M penalty through compliance support
- +3 more outcomes
Companies that use CXC Solutions
Customer profileNamed customers6 records
Segments4 records
Ideal customer profiles4 records
CXC Solutions technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
CXC Solutions partnerships and signals
Strategic signalScale indicators7 records
Recent moves6 records
Expansion highlights6 records
CXC Solutions competitors and assessment
Company assessmentDirect peers
- Benefitfocus (Voya Financial): Benefits administration SaaS platform offering ACA reporting, 5500 filings, and benefits workflow for employers and brokers. Closely comparable to Lumelight's compliance + analytics stack, though broader in scope across full benefits enrollment.
- WEX Health: Benefits administration and consumer-directed healthcare accounts platform serving TPAs, brokers, and employers. Comparable channel-led distribution and overlap on compliance, claims, and benefits back-office.
- bswift (CVS Health/Aetna): Benefits administration platform serving employers and brokers with ACA, 5500, and COBRA compliance tooling. Directly overlaps Lumelight's broker/TPA channel model and compliance product line.
- PlanSource (iSolved): Cloud benefits administration platform for employers and brokers, including compliance reporting and decision-support tools. Comparable mid-market SaaS positioning and broker-led distribution.
Broad incumbents
- Workday Benefits & Wellbeing: Enterprise HCM and benefits platform increasingly offering compliance reporting and benefits decision support. Comparable employer target market and analytics positioning, with much broader scope.
- Empower Retirement: Large retirement plan administrator and fiduciary services provider. Adjacent to Lumelight's fiduciary and ERISA compliance work, particularly for retirement plan 5500 filings and fiduciary oversight.
- Paychex: Payroll, HR, and benefits administration provider with strong SMB and broker relationships. Overlaps Lumelight's compliance and benefits administration offerings through its PEO and benefits services.
- Paycor: Mid-market HR, payroll, and benefits platform increasingly bundling compliance reporting. Comparable employer target market and channel relationships through brokers and TPAs.
- ADP Workforce Now / Benefits: Large incumbent HR/payroll/benefits platform offering ACA reporting, 5500 filing services, and benefits administration at national scale. Competes with Lumelight for employer wallet share but as part of a much broader HR suite.
Emerging players
- Millennium Trust Company: Specialized custodian and fiduciary services provider for employer-sponsored plans. Comparable in fiduciary and ERISA compliance niche but with a narrower product set than Lumelight.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat6 records
Key risks6 records
Key highlights6 records
Customer concentration
CXC Solutions social profiles
Digital presenceCXC Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
CXC Solutions leadership team
Management profileNumber of profiles
Profiles2 records
CXC Solutions funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CXC Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CXC Solutions
What does CXC Solutions do?
CXC Solutions (operating as Lumelight) provides an integrated workplace administration and compliance platform for self-insured employers, brokers, and Third Party Administrators (TPAs). Its offering combines SaaS analytics (Lumelight SIR), premium consulting (Lumelight One), dependent eligibility verification (iVerifyPro), ERISA compliance tools (Compass ERISA Suite), and specialized services for ACA reporting, Mental Health Parity/NQTL analysis, 5500 filings, fiduciary solutions, claims audits, and claims back-office business process outsourcing.
Is CXC Solutions a public or private company?
CXC Solutions is a private company. It is classified as unknown and is currently operating.
When was CXC Solutions founded?
CXC Solutions was founded in 2010. It employs 11 to 50 people.
Where is CXC Solutions based?
CXC Solutions is headquartered in Dallas, United States, in the North America region.
How does CXC Solutions make money?
Four revenue lines are on record. Compliance Services are the primary driver. The others are claims Services, analytics SaaS and lumelight One Premium Service.
Who are CXC Solutions's main competitors?
Direct peers on record are Benefitfocus (Voya Financial), WEX Health, bswift (CVS Health/Aetna) and PlanSource (iSolved). Broad incumbents are Workday Benefits & Wellbeing, Empower Retirement, Paychex, Paycor and ADP Workforce Now / Benefits. Millennium Trust Company is listed as an emerging player.
Does CXC Solutions have an API?
No public API is recorded for CXC Solutions.
What industry is CXC Solutions in?
CXC Solutions's product category is Employee Benefits Compliance Software. Its primary akta.pro industry code is BPAHAFAO, Compliance Technology, GRC Platforms & Controls Automation Advisory, with a secondary code of HDAEAHAL, Compliance, GRC Workflow & Audit Automation Platforms. Its NAICS code is 54161 and its SIC code is 8742.