eCommission
eCommission is a fintech platform that provides commission advance funding to real estate agents and automated commission disbursement to brokerages. Founded in 1999, it has funded over $4 billion to more than 100,000 customers across 15,000+ brokerages.
- Company typePrivate
- Founded1999
- HeadquartersAustin, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What eCommission does
eCommission Financial Services, Inc. is a privately held fintech company founded in 1999 and headquartered in Austin, Texas. The company provides commission advance funding to individual real estate agents and automated commission disbursement services to real estate brokerages, addressing the structural cash-flow timing gap between when a real estate transaction closes and when an agent receives their earned commission. The company is widely credited with creating the commission advance industry for REALTORS and has operated continuously for over 25 years, serving more than 100,000 customers across 15,000+ brokerages and funding over $4 billion in cumulative commission advances.
The platform is built around two core products: Commission Advance, a non-recourse factoring product that allows agents to access up to $20,000 per pending sale (up to $60,000 total) or up to $7,500 per active listing, with funds typically wired within an hour; and Payment Gateway, a back-office automation product for brokerages that eliminates manual ACH exports and enables real-time agent payouts. The underlying technology stack is a web-based financial services platform integrating DocuSign for electronic agreements, direct deposit and wire transfer capabilities, and automated repayment processing through settlement companies. The advance is structured as a commercial purchase of a portion of an earned commission for a transparent one-time fee rather than a loan, eliminating credit checks, interest, and personal liability, and including a 20-day grace period beyond estimated closing date.
The business model is transaction-fee based, with revenue generated from a one-time fee on each commission advance and fees from brokerage disbursement services. Pricing is determined by advance amount, time until closing, and the agent's annual sales production. Go-to-market is hybrid: a self-serve online platform with a 2-minute application process, supported by dedicated account managers and a phone-based inside sales channel, and reinforced by channel partnerships with major national real estate brands such as Keller Williams, RE/MAX, and eXp Realty that recommend eCommission to their agents. The company operates with 11-50 employees, reports $2M+ in daily funding volume, and has never disclosed external funding, appearing to be self-sustaining through operating cash flow since inception.
eCommission firmographics
Firmographics- Name
- eCommission
- Legal name
- eCommission Financial Services, Inc.
- Website
- https://ecommission.com
- Company type
- Private
- Founded year
- 1999
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- eCommission is a fintech platform that provides commission advance funding to real estate agents and automated commission disbursement to brokerages. Founded in 1999, it has funded over $4 billion to more than 100,000 customers across 15,000+ brokerages.
- Ownership category
- akta.pro rank
eCommission industry classification
Industry- Product category
- Real Estate Commission Advances & Financial Services
- NAICS
- Sales Financing (52222), Sales Financing (522220)
- SIC
- Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- Supply Chain Finance (Trade Credit, PO/Inventory Financing) (FSAKAGAE)
- akta.pro secondary industry
- Accounts Payable (Invoice Processing, 2/3-Way Match, Vendor Payments) (BPAAAGAA)
Keywords
Where eCommission is headquartered
LocationHeadquarters
- HQ city
- Austin
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
eCommission business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Operations, Technology or R&D, Personnel, Marketing or Sales, Infrastructure
Revenue model
- Commission Advance Fees: eCommission purchases a portion of an agent's earned commission for a transparent, one-time fee. The fee is determined by the advance amount, time until closing, and agent's annual sales production. No interest, no debt created. The advance is repaid automatically at closing through the settlement company.
- Payment Gateway Services: Brokerages pay for automated commission disbursement services that eliminate manual ACH exports and reduce administrative overhead. Provides real-time payment capabilities for agent payouts.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Pending Sale Advance: Up to $20,000 per transaction, up to $60,000 total value, available up to 120 days before closing |
| Transaction based/ take rate | Pay-as-you-go | Active Listing Advance: Up to $7,500 per active listing with at least 60 days remaining |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels5 records
eCommission product offering
Product offeringCore offering
eCommission provides real estate commission advance funding that lets agents sell a portion of their pending commissions for a one-time flat fee, with automatic repayment at closing via settlement companies—up to $20,000 per pending sale or $7,500 per active listing, with funds wired in as little as one hour and no credit pull, interest, or debt created. The company also offers a Payment Gateway for brokerages that automates commission disbursements, eliminates manual ACH exports, and provides real-time payouts to agents.
Product overview
eCommission operates as a two-product financial technology platform serving the real estate industry. The core offering consists of Commission Advance, which provides real estate agents with early access to earned but unpaid commissions before closing, and Payment Gateway, a back-office automation tool for brokerages that streamlines commission disbursements. These products work together as an end-to-end commission management system: Commission Advance addresses agent cash-flow needs by enabling access to pending commissions, while Payment Gateway handles the brokerage-side disbursement workflow, modernizing payouts and reducing manual administrative work.
Differentiator
Problem solved
Functional benefit
Products and services
- Commission Advance A financial service for real estate agents that allows them to access a portion of their pending commissions before closing. The advance is structured as a sale of earned commission (not a loan) for a one-time flat fee, with automatic repayment at closing through the settlement company. Agents can access up to $20,000 per pending residential sale (up to $60,000 total value) or up to $7,500 per active listing, with funds wired within approximately one hour and no credit pull, interest, or debt created.
- Payment Gateway An automated commission disbursement platform built for real estate brokerages that eliminates manual ACH exports, reduces administrative overhead, and provides real-time payouts to agents. It removes operational errors, removes the brokerage's need to store agent banking data, and gives brokerages full control and transparency over payout timing and amounts.
Quantifiable outcome
- 90% of advances close as scheduled
- +3 more outcomes
Companies that use eCommission
Customer profileNamed customers14 records
Segments3 records
Ideal customer profiles2 records
eCommission technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
eCommission partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core.
- Keller WilliamscoreMajor national real estate brokerage that recommends eCommission to its agents as a preferred commission advance partner. One of the largest real estate brands in America.
- RE/MAXcoreNational real estate franchise that recommends eCommission to its network of agents for commission advance services.
- EXP (eXp)coreCloud-based real estate brokerage that recommends eCommission to its agents as an endorsed working capital solution.
- DocuSigncoreElectronic signature platform used for agent and broker agreements. Enables digital document signing for commission advance applications.
Scale indicators8 records
Recent moves5 records
Expansion highlights4 records
eCommission competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key risks7 records
Key highlights6 records
Customer concentration
eCommission social profiles
Digital presenceeCommission financial estimates
Financial estimateRevenue estimate
Valuation estimate
eCommission leadership team
Management profileNumber of profiles
Profiles1 record
eCommission funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
eCommission M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about eCommission
What does eCommission do?
eCommission provides real estate commission advance funding that lets agents sell a portion of their pending commissions for a one-time flat fee, with automatic repayment at closing via settlement companies—up to $20,000 per pending sale or $7,500 per active listing, with funds wired in as little as one hour and no credit pull, interest, or debt created. The company also offers a Payment Gateway for brokerages that automates commission disbursements, eliminates manual ACH exports, and provides real-time payouts to agents.
Is eCommission a public or private company?
eCommission is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was eCommission founded?
eCommission was founded in 1999. It employs 11 to 50 people.
Where is eCommission based?
eCommission is headquartered in Austin, United States, in the North America region.
How does eCommission make money?
Two revenue lines are on record. Commission Advance Fees are the primary driver. The others are payment Gateway Services.
Does eCommission have an API?
No public API is recorded for eCommission.
What industry is eCommission in?
eCommission's product category is Real Estate Commission Advances & Financial Services. Its primary akta.pro industry code is FSAKAGAE, Supply Chain Finance (Trade Credit, PO/Inventory Financing), with a secondary code of BPAAAGAA, Accounts Payable (Invoice Processing, 2/3-Way Match, Vendor Payments). Its NAICS code is 52222 and its SIC code is 6153.