Crédit Industriel et Commercial
Crédit Industriel et Commercial (CIC) is a historic French banking institution founded in 1859, headquartered in Paris, with 10,000+ employees. It offers insurance and financial services through its commercial bank network under AMF regulatory oversight.
- Company typePrivate
- Founded1859
- HeadquartersParis, France
- Headcount5,001–10,000
- GTM typeB2B and B2C
- OfferingServices
What Crédit Industriel et Commercial does
Crédit Industriel et Commercial (CIC) is a historic French banking institution founded in 1859 and headquartered in Paris, France, with 10,000+ employees. The firm operates as a private, for-profit entity that distributes insurance and other financial services through its commercial bank network. It is among the oldest continuously operating banking brands in France, with the trade name "CIC" (Crédit Industriel et Commercial).
The company is subject to oversight by the Autorité des Marchés Financiers (AMF), the French financial markets regulator, to which it files Universal Registration Documents (Document d'enregistrement universel). On 2025-04-08, CIC filed its 2025 URD under number D.26-0234, making it publicly available via its investor relations site. The firm's capital structure remains active in capital markets, evidenced by the 2025-12-29 announcement of early redemption of undated subordinated notes (ISIN FR0000165847), a Tier 1 capital instrument.
The available data does not disclose specific products, pricing models, technology stack, customer segments, distribution channel details, named customers, partnerships, M&A activity, leadership roster, or AI/ML capabilities. Geographic reach is limited to France within Western Europe per disclosed operating geographies. Revenue, headcount trends, and ownership structure are also not disclosed in the source material, leaving material gaps for investment diligence.
Crédit Industriel et Commercial firmographics
Firmographics- Name
- Crédit Industriel et Commercial
- Legal name
- Crédit Industriel et Commercial
- Website
- https://cic.fr
- Company type
- Private
- Founded year
- 1859
- Operating status
- Operating
- Headcount range
- 5,001–10,000 employees
- Short description
- Crédit Industriel et Commercial (CIC) is a historic French banking institution founded in 1859, headquartered in Paris, with 10,000+ employees. It offers insurance and financial services through its commercial bank network under AMF regulatory oversight.
- Ownership category
- akta.pro rank
Where Crédit Industriel et Commercial is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Markets served
Crédit Industriel et Commercial business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Others
Crédit Industriel et Commercial product offering
Product offeringCore offering
Crédit Industriel et Commercial (CIC) is a historic French banking institution that delivers commercial banking services together with insurance and broader financial services distributed through its bank branch network. The institution serves individual, business, and corporate clients in France, operating under French banking regulations and filing Universal Registration Documents with the AMF. Its core activity is the provision of traditional banking, financing, and insurance products, supplemented by capital-markets funding activity such as the issuance and administration of subordinated notes.
Differentiator
Problem solved
Functional benefit
Companies that use Crédit Industriel et Commercial
Customer profileIdeal customer profiles2 records
Crédit Industriel et Commercial technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Crédit Industriel et Commercial partnerships and signals
Strategic signalRecent moves3 records
Expansion highlights2 records
Crédit Industriel et Commercial competitors and assessment
Company assessmentBroad incumbents
- Natixis: French corporate and investment banking arm of Groupe BPCE, serving corporates, institutions, and asset managers. Comparable to CIC as a French-headquartered bank with diversified financial services, though more focused on capital markets.
- HSBC France: French subsidiary of global banking giant HSBC, serving corporate, institutional, and affluent retail clients. Comparable to CIC in French commercial banking services, though with a global parent and more international orientation.
Direct peers
- BNP Paribas: France's largest listed bank, offering commercial banking, insurance, and financial services to retail, corporate, and institutional clients. Directly comparable to CIC as a diversified French bank with insurance distribution capabilities.
- Groupe BPCE (Banque Populaire / Caisse d'Epargne): French cooperative banking group combining Banque Populaire and Caisse d'Epargne networks with Natixis. Directly comparable to CIC as a major French retail/commercial bank with insurance (Natixis Assurances) and asset management.
- Crédit Agricole: Leading French banking group with extensive retail network, insurance (Crédit Agricole Assurances), and asset management. Directly comparable to CIC as a major French commercial bank with insurance distribution.
- La Banque Postale: French commercial bank subsidiary of La Poste serving retail customers, SMEs, and local public sector. Comparable to CIC in French retail/commercial banking, deposit-taking, and insurance distribution (CNP Assurances partnership).
- Société Générale: Major French commercial and investment bank serving retail, corporate, and institutional clients. Comparable to CIC in domestic French banking footprint, deposit-taking, and integrated financial services offering.
- LCL (Le Crédit Lyonnais): Major French commercial bank subsidiary of Crédit Agricole, serving retail, professionals, SMEs, and corporates across France. Comparable to CIC in branch-based French commercial banking and SME/corporate lending focus.
- Crédit Mutuel: French cooperative banking group of which CIC is historically affiliated, offering retail banking, insurance, and financial services. The closest structural and operational peer to CIC, sharing mutual banking heritage and the French market focus.
Regional players
- ING Bank France: French subsidiary of Dutch bank ING, offering retail and commercial banking services. Comparable to CIC in French commercial banking, though operating as a regional player with a foreign parent and distinct digital banking emphasis.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights5 records
Customer concentration
Crédit Industriel et Commercial social profiles
Digital presenceCrédit Industriel et Commercial financial estimates
Financial estimateRevenue estimate
Valuation estimate
Crédit Industriel et Commercial leadership team
Management profileNumber of profiles
Crédit Industriel et Commercial funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Crédit Industriel et Commercial M&A and investment
M&A and investmentM&A
Investments36 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Crédit Industriel et Commercial
What does Crédit Industriel et Commercial do?
Crédit Industriel et Commercial (CIC) is a historic French banking institution that delivers commercial banking services together with insurance and broader financial services distributed through its bank branch network. The institution serves individual, business, and corporate clients in France, operating under French banking regulations and filing Universal Registration Documents with the AMF. Its core activity is the provision of traditional banking, financing, and insurance products, supplemented by capital-markets funding activity such as the issuance and administration of subordinated notes.
Is Crédit Industriel et Commercial a public or private company?
Crédit Industriel et Commercial is a private company. It is classified as unknown and is currently operating.
When was Crédit Industriel et Commercial founded?
Crédit Industriel et Commercial was founded in 1859. It employs 5,001 to 10,000 people.
Where is Crédit Industriel et Commercial based?
Crédit Industriel et Commercial is headquartered in Paris, France, in the Europe region.
Who are Crédit Industriel et Commercial's main competitors?
Broad incumbents on record are Natixis and HSBC France. Direct peers are BNP Paribas, Groupe BPCE (Banque Populaire / Caisse d'Epargne), Crédit Agricole, La Banque Postale, Société Générale, LCL (Le Crédit Lyonnais) and Crédit Mutuel. ING Bank France is listed as a regional player.
Does Crédit Industriel et Commercial have an API?
No public API is recorded for Crédit Industriel et Commercial.