Metropolitan Title Company
Metropolitan Title Company is a privately-held Indiana-based title insurance and escrow services provider founded in 1857, operating 16 offices across Indiana and Michigan and serving realtors, lenders, buyers, sellers, attorneys, and builders with traditional and remote closing options.
- Company typePrivate
- Founded1857
- HeadquartersMishawaka, United States
- Headcount101–250
- GTM typeB2B
- OfferingServices
What Metropolitan Title Company does
Metropolitan Title Company is a privately-held title insurance and escrow services provider founded in 1857 and headquartered in Mishawaka, Indiana. The company operates 16 physical offices — 15 across Indiana (Angola, Bluffton, Elkhart, Fort Wayne North, Fort Wayne Southwest, Huntington, Indianapolis, Kokomo, Lafayette, LaPorte, Logansport, Mishawaka HQ, Monticello, Plymouth, Syracuse, Warsaw) and one in Niles, Michigan — and self-positions as 'Indiana's Title Company.' Its core offerings are owner's and lender's title insurance, escrow and closing services, title search, and net sheet/quote generation, delivered through a sales-led, relationship-driven model targeting realtors, mortgage lenders, residential buyers/sellers, attorneys, builders, engineers, and commercial clients.
The company's underlying technology stack is modest and oriented around workflow digitization rather than AI: the TitleCapture platform enables online title ordering, quote generation, and net sheet calculation, while remote closing options allow customers to execute transactions digitally. These tools layer on top of a fundamentally office-based, in-person service model. Recent product expansion includes DiSC Assessment services (February 2026) offered to real estate professionals as an adjacent workflow tool, suggesting an intent to deepen relationships with the realtor segment rather than pursue new verticals.
The revenue model is transaction-based: title insurance premiums and escrow/closing fees priced per transaction, with quote-based pricing disclosed through the TitleCapture platform or direct office contact. No pricing is publicly listed, and revenue is generated transaction-by-transaction across a diversified base of SMB and individual customers — realtors, lenders, attorneys, and property buyers/sellers — with no disclosed enterprise anchor accounts. The company has no disclosed outside funding, no parent company, and appears to have operated under continuous private ownership since founding, with a partner-led leadership structure including Partner Dave Smessaert and Regional Manager/Partner Michael Schmitz.
Metropolitan Title Company firmographics
Firmographics- Name
- Metropolitan Title Company
- Legal name
- Metropolitan Title Company
- Website
- https://metropolitantitle.com
- Company type
- Private
- Founded year
- 1857
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Metropolitan Title Company is a privately-held Indiana-based title insurance and escrow services provider founded in 1857, operating 16 offices across Indiana and Michigan and serving realtors, lenders, buyers, sellers, attorneys, and builders with traditional and remote closing options.
- Ownership category
- akta.pro rank
Metropolitan Title Company industry classification
Industry- Product category
- Title Insurance and Escrow Services
- NAICS
- Direct Title Insurance Carriers (524127), Title Abstract and Settlement Offices (541191)
- SIC
- Title Insurance (6361)
- akta.pro primary industry
- Title Insurance & Underwriting (BPAJAOAA)
- akta.pro secondary industries
- Title Search & Examination (BPAJAOAB), Notary & Signing Agent Services (Remote/Onsite) (BPAJAOAF)
Keywords
Where Metropolitan Title Company is headquartered
LocationHeadquarters
- HQ city
- Mishawaka
- HQ country
- United States
- HQ region
- North America
Offices17 records
Markets served
Metropolitan Title Company business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D
Revenue model
- Title Insurance: Owner and lender title insurance policies protecting property buyers and lenders against title defects, liens, and ownership disputes.
- Escrow Services: Escrow and closing services managing property transaction funds and documents through neutral third-party holding.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Quote-based pricing |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Metropolitan Title Company product offering
Product offeringCore offering
Metropolitan Title Company provides title insurance and escrow services for residential and commercial real estate transactions across Indiana and Michigan. Core offerings include owner's and lender's title insurance policies, escrow and closing services, title searches, and net sheet/quote generation, delivered through 16 local offices and the TitleCapture online ordering platform.
Product overview
Metropolitan Title Company offers a unified suite of title insurance and closing services for real estate transactions. The core offering consists of title search services, owner's and lender's title insurance policies, and escrow services, all delivered through 15 office locations across Indiana and one in Michigan. The company also provides ancillary services including DiSC assessment tools for real estate professionals and online net sheet/quote calculation tools. Services are targeted at real estate professionals, lenders, attorneys, engineers, investors, builders, and residential/commercial property owners throughout Indiana.
Differentiator
Problem solved
Functional benefit
Products and services
- Title Insurance Services
- Escrow Services
- Title Search
- Title and Net Sheet Quote Platform (TitleCapture)
- DiSC Assessment Services for Real Estate Professionals
Companies that use Metropolitan Title Company
Customer profileNamed customers2 records
Segments8 records
Ideal customer profiles4 records
Metropolitan Title Company technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Metropolitan Title Company partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- TitleCapturecoreTitleCapture provides the online ordering platform used by Metropolitan Title for customers to place title orders, get quotes, and generate net sheets. This digital platform enables remote transaction capabilities and online service access.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
Metropolitan Title Company competitors and assessment
Company assessmentBroad incumbents
- First American Financial Corporation: One of the largest national title insurance underwriters and escrow/closing service providers in the U.S. Competes directly with Metropolitan Title for Indiana lender and realtor business, but operates as a much larger diversified financial services company across all 50 states.
- Fidelity National Financial: The largest U.S. title insurance underwriter (parent of Chicago Title, Fidelity National Title, and other brands) with national scale in title, escrow, and closing services. Provides the primary large-scale competitive alternative to Metropolitan Title in the Indiana market.
- Stewart Information Services Corporation: National title insurance underwriter and direct title/escrow operator with a multi-state branch network. Competes with Metropolitan Title for lender and real estate agent title business while offering broader geographic coverage and capital capacity.
- Old Republic International Corporation: Diversified insurance holding company with a large U.S. title insurance subsidiary (Old Republic Title) that issues title policies nationally. Competes in Indiana and adjacent states with both underwriting and agency/escrow services comparable to Metropolitan Title's offering.
- WFG National Title Insurance Company: National title insurance underwriter with a distributed agency model and growing branch network that competes for Indiana lender and realtor title business. Comparable in product mix (title insurance, escrow, closings) with national distribution versus Metropolitan Title's regional focus.
Direct peers
- Investors Title Company: Public, mid-sized title insurance underwriter and agency with a regional, multi-branch operating model comparable in scale and approach to Metropolitan Title. Closely comparable as a regional title franchise competing with national underwriters.
- Title Resources Group: Multi-state title insurance underwriter with a distributed agency model and regional operations, competing for similar lender, realtor, and direct consumer relationships. Similar mid-scale, multi-branch operating profile to Metropolitan Title.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Metropolitan Title Company social profiles
Digital presenceMetropolitan Title Company financial estimates
Financial estimateRevenue estimate
Valuation estimate
Metropolitan Title Company leadership team
Management profileNumber of profiles
Profiles5 records
Metropolitan Title Company funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Metropolitan Title Company M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Metropolitan Title Company
What does Metropolitan Title Company do?
Metropolitan Title Company provides title insurance and escrow services for residential and commercial real estate transactions across Indiana and Michigan. Core offerings include owner's and lender's title insurance policies, escrow and closing services, title searches, and net sheet/quote generation, delivered through 16 local offices and the TitleCapture online ordering platform.
Is Metropolitan Title Company a public or private company?
Metropolitan Title Company is a private company. It is classified as management employee owned and is currently operating.
When was Metropolitan Title Company founded?
Metropolitan Title Company was founded in 1857. It employs 101 to 250 people.
Where is Metropolitan Title Company based?
Metropolitan Title Company is headquartered in Mishawaka, United States, in the North America region.
How does Metropolitan Title Company make money?
Two revenue lines are on record. Title Insurance is the primary driver. The others are escrow Services.
Who are Metropolitan Title Company's main competitors?
Broad incumbents on record are First American Financial Corporation, Fidelity National Financial, Stewart Information Services Corporation, Old Republic International Corporation and WFG National Title Insurance Company. Direct peers are Investors Title Company and Title Resources Group.
Does Metropolitan Title Company have an API?
No public API is recorded for Metropolitan Title Company.
What industry is Metropolitan Title Company in?
Metropolitan Title Company's product category is Title Insurance and Escrow Services. Its primary akta.pro industry code is BPAJAOAA, Title Insurance & Underwriting, with a secondary code of BPAJAOAB, Title Search & Examination. Its NAICS code is 524127 and its SIC code is 6361.