ImageCat

What ImageCat does

ImageCat, Inc. is a privately held risk management technology company founded in 2000 and headquartered in Long Beach, California, with a second office in London. The firm develops software and provides consulting services focused on natural catastrophe risk, exposure data quality, and post-disaster damage assessment for the insurance and reinsurance industry, governments, and NGOs. Its product portfolio centers on four software platforms: Inhance (exposure data analytics with a Data Market of 500+ global hazard layers and third-party comparison datasets), SeismiCat (portfolio and site-level seismic risk management), FACFinder (exposure aggregation and hazard mapping for facultative underwriters), and the Post-event Catalog (licensed disaster damage datasets covering 50+ historic events). Underpinning these is ImageCat's domain technology in remote sensing, GIS, and probabilistic/stochastic risk modeling, including its proprietary Robust Simulation method and a Heuristic Rules Engine for exposure data validation.

The company monetizes through a tiered model: free individual tier with pay-per-use data transactions, company-wide subscription tiers for enterprise users of Inhance and SeismiCat, data licensing via the Post-event Catalog, FACFinder platform licensing, and custom engineering/GIS consulting engagements. Go-to-market combines direct enterprise sales (notably co-developed with 20+ London market insurers for Inhance's 2014 Lloyd's launch) with product-led growth via self-serve individual access, complemented by academic and industry conference presence and a partnership ecosystem spanning NASA, NSF, FEMA, OASIS, EERI, and CRESCENT.

Leadership is founder-led: Ronald T. Eguchi (President and CEO; 300+ publications) and Charles K. Huyck (Executive Vice President and founding partner) remain active, supported by VPs of Data Services and Engineering and a Director of Earthquake Risk Services who developed the Robust Simulation method. The company is small (11-50 employees) and privately held with no disclosed external funding.

Name

ImageCat

Legal name

ImageCat, Inc.

Website

https://imagecatinc.com

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

11–50 employees

Short description

ImageCat is a privately held risk management technology company that builds software (Inhance, SeismiCat, FACFinder, Post-event Catalog) and consulting services for (re)insurers, governments, and NGOs to assess natural catastrophe exposure, validate property data, and analyze post-disaster damage.

Ownership category

akta.pro rank

Product category

Catastrophe Risk Management Software

NAICS

Software Publishers (513210), Computer Systems Design and Related Services (54151)

SIC

Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Catastrophe Risk Modeling & Analytics Services (FSAOACAL)

akta.pro secondary industries

Catastrophe Modeling & Exposure Management (FSAOAIAB), Risk Scoring, Hazard & Geospatial Analytics (FSAOAIAE), Climate Hazard & Catastrophe Modeling (Flood, Wind, Wildfire, Heat, Sea-Level Rise) (EUABALAA)

Keywords

• Catastrophe risk modeling
• Exposure data analytics
• Seismic risk management
• Post-event damage assessment
• GIS remote sensing

Headquarters

HQ city

Long Beach

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Inhance Platform Subscriptions: Subscription-based access to Inhance exposure data analytics platform with tiered plans including free individual access, premium plans with increased data volumes and analytics features, and pay-per-use transactional pricing for data access
2. Data Market Transactions: Pay-as-you-go transactional pricing for external hazard and exposure comparison data through the Inhance Data Market - users only pay for the specific data they need
3. SeismiCat Subscriptions: Subscription-based online system for individual building seismic risk assessment plus desktop tool licenses for portfolio seismic risk analysis
4. FACFinder Licensing: Platform licensing for facultative underwriting exposure aggregation and hazard mapping, with customizable modules for enterprise clients
5. Engineering Consulting Services: Custom consulting engagements for disaster risk assessment, modeling, GIS and remote sensing analysis, and structural/seismic engineering evaluations
6. Post-event Data Licensing: Licensing of ready-to-use disaster damage datasets from the post-event catalog available exclusively through Inhance Data Market in GIS-ready formats

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels6 records

Core offering

ImageCat sells catastrophe risk management software — primarily the Inhance exposure data analytics and Data Market platform, the SeismiCat seismic risk management system, FACFinder exposure aggregation for facultative underwriters, and a Post-event Catalog of disaster damage datasets. The company complements these software products with engineering, GIS/remote sensing, and disaster risk modeling consulting services for (re)insurers, governments, and NGOs.

Product overview

ImageCat is a risk management technology company offering an integrated platform of four core software products supported by professional consulting services. The flagship Inhance platform provides exposure data analytics and enhancement with a Data Market for third-party hazard and comparison data. SeismiCat offers seismic risk management for individual sites and portfolio analysis. FACFinder serves facultative insurance underwriters with exposure aggregation and hazard mapping. The Post-event Catalog provides licensed disaster damage datasets from over 50 historic events. These products are complemented by consulting services spanning disaster risk modeling, GIS and remote sensing, and engineering consulting. The architecture integrates the software platform products with professional services to deliver end-to-end risk management solutions for insurers, governments, and NGOs.

Differentiator

Problem solved

Functional benefit

Brands

• Inhance: ImageCat's flagship exposure data analytics and enhancement platform that helps insurers and brokers visualize property exposures in terms of completeness, accuracy and appropriateness.
• SeismiCat
• FACFinder
• Post-event Catalog

Products and services

• Inhance Flagship exposure data analytics and enhancement platform providing a suite of analysis tools for (re)insurers, managing general agents, and brokers to visualize property exposures in terms of completeness, accuracy, and appropriateness, with a Data Market for access to hundreds of hazard data layers and third-party comparison datasets.
• SeismiCat Seismic risk management system comprising an online platform for individual site analysis and the SeismiCat multi-site desktop tool for portfolio seismic risk analysis, with real-time seismic hazard updates and post-earthquake damage estimates, using multiple vulnerability models and Robust Simulation methods.
• FACFinder Exposure aggregation and hazard mapping platform for Facultative Insurance underwriters providing risk location identification, hazard exposure assessment, and portfolio concentration visualization using geocoding and hazard overlay for informed underwriting decisions.
• Post-event Catalog License-ready disaster damage datasets developed using evidence-based image analysis and field reconnaissance covering over 50 historic events globally, available exclusively through the Inhance Data Market in GIS-ready formats for flood, storm surge, hurricane, earthquake, and wildfire damage.
• Disaster Risk Assessment, Modeling and Management Consulting Consulting services including natural hazard loss estimation studies, hazard-frequency analysis, damage/fragility curves, exposure modeling, and integrated model development for decision support for insurers, governments, and NGOs.
• GIS and Remote Sensing Services Global leadership in fusing remotely-sensed data with GIS technologies for natural hazard risk assessment, including satellite and airborne imagery analysis and crowd-sourcing for damage assessment following catastrophic events.
• Engineering Consulting Services Structural review and earthquake risk assessment, lifeline and utility vulnerability analysis, natural hazard exposure screening, and seismic risk analysis for buildings, portfolios, and critical infrastructure.

Quantifiable outcome

• A dollar spent on hazard mitigation saves the nation about $4 in future benefits for every dollar spent
• +1 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature9 records

Partnerships

Ten partnerships are on record, tiered major and core.

• Europa Re Ltd.majorStrategic or Co-development Partner · 1 April 2026Europa Re Ltd. organized the 'From Awareness to Action: Advancing Disaster Risk Protection for Workers through Parametric Insurance in Honduras' conference with ImageCat, InsuResilience Solutions Fund, and COPECO to discuss parametric insurance solutions for workers.
• National Aeronautics and Space Administration (NASA) Disasters ProgramcoreStrategic or Co-development Partner · 1 October 2025NASA Disasters Program funded development of TsunamiCAT online tsunami risk analysis platform and GAIA (Global Assessment of Infrastructure assets) open building exposure dataset for risk modeling. NASA EO and modeling technologies are utilized in these platforms to measure, monitor, and evaluate tsunami and disaster threats.
• National Science Foundation (NSF)coreStrategic or Co-development PartnerNSF awarded Rapid Response Research (RAPID) grant to ImageCat team for project 'Bridging the Data Gap: Capturing Ephemeral Data to Enhance Wildfire Resilience and Recovery after the 2025 Devastating Los Angeles Fires'. ImageCat leads collection of foundational data on wildfire impacts to communities.
• OASIS Open Loss Modeling FrameworkmajorTechnology or IntegrationImageCat is an Associate member working with OASIS technical team to provide more open access to model solutions and software through the non-profit loss modeling framework launched in January 2014.
• InsuResilience Solutions Fund (ISF)majorStrategic or Co-development PartnerCo-organized parametric insurance conference in Honduras with ImageCat to advance disaster risk protection for workers through parametric insurance products.
• University of Southern California (USC) Price SchoolcoreStrategic or Co-development PartnerNSF RAPID grant collaboration with USC Price School and Laurie Johnson Consulting. Shubharoop Ghosh (ImageCat) serves as PI leading data collection on wildfire impacts to Altadena and Palisades communities including GIS data, building permits, and insurance claims data.
• Cascadia Region Earthquake Science Center (CRESCENT)majorStrategic or Co-development PartnerImageCat attends CRESCENT Annual Meetings and Partnerships & Applications Workshops as industry research partner, contributing to discussions on seismic research, emergency planning, data access, and resilience. ZhengHui Hu presented TsunamiCAT at the 2025 annual meeting.
• Global Earthquake Model (GEM)coreStrategic or Co-development PartnerImageCat led the Global Earthquake Model's Risk Global Component, Inventory Data Capture Tools project. Developed exposure data protocols using open-source GIS and remote sensing data processing for generating building footprints and urban land use data.
• Earthquake Engineering Research Institute (EERI)majorStrategic or Co-development PartnerCo-founded Virtual Disaster Viewer platform with EERI and MCEER for sharing satellite imagery interpretations of damage following major disaster events. EERI student chapters host Friedman Family Visiting Professionals Program lectures by Ron Eguchi.
• European Commission / Group on Earth Observations (GEO)majorStrategic or Co-development PartnerCharlie Huyck presented GAIA at Human Planet Forum 2025 held by European Commission's Joint Research Centre and GEO. The forum focused on human planet data products, analytical methods, and disaster management applications.

Scale indicators6 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Moody's RMS: Moody's RMS is the largest catastrophe risk modeling vendor, serving global (re)insurers with end-to-end models, data, and software. It overlaps with ImageCat's SeismiCat and Inhance offerings but at vastly greater scale and with bundled platform coverage.
• Verisk (incl. AIR Worldwide): Verisk's Extreme Event Solutions (including AIR Worldwide) provides catastrophe modeling and analytics for insurers globally. It is a broad incumbent with overlapping seismic and exposure analytics capabilities but a much wider portfolio than ImageCat.
• CoreLogic (Cotality): CoreLogic offers property data, catastrophe risk, and geospatial analytics to insurers and lenders. Its hazard and exposure datasets directly overlap with ImageCat's Inhance Data Market and Post-event Catalog offerings.
• Aon (Impact Forecasting): Aon's Impact Forecasting unit develops catastrophe models and is offered to clients alongside Aon's reinsurance brokerage. It competes with ImageCat in serving insurance clients with modeling and exposure analytics, but as part of a much broader services portfolio.
• Guy Carpenter: Guy Carpenter is a leading reinsurance broker with proprietary catastrophe modeling and analytics capabilities. Its analytics tools target the same (re)insurance buyer as ImageCat's Inhance and FACFinder.

Direct peers

• KatRisk: KatRisk is a catastrophe modeling firm offering probabilistic and scenario-based flood, wind, and earthquake models to insurers. It competes directly with ImageCat's SeismiCat in seismic risk modeling for portfolios.
• Jupiter Intelligence: Jupiter Intelligence provides climate and physical risk analytics to financial institutions and insurers, with a focus on forward-looking hazard models. It overlaps with ImageCat's catastrophe modeling and exposure analytics but with a stronger climate-change-forward narrative.
• Four Twenty Seven (427): Four Twenty Seven provides physical climate risk analytics to financial institutions and corporations, focusing on exposure scoring and asset-level risk. It overlaps with ImageCat's exposure analytics and hazard mapping offerings.
• EigenPrism: EigenPrism is a risk analytics platform that consolidates hazard, exposure, and model outputs for real-time risk decisioning. It serves insurance and reinsurance clients similarly to Inhance, with overlap in exposure visualization and hazard overlay.

Regional players

• Perils AG: Perils provides industry-wide catastrophe loss data and indices for the European and Asian insurance markets. While more data-publication oriented than software-driven, it overlaps with ImageCat's Post-event Catalog as a source of catastrophe exposure intelligence.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key highlights6 records

Customer concentration

• Xx.com/imagecatinc
• Facebookfacebook.com/imagecat
• LinkedInlinkedin.com/company/imagecat-inc-

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ImageCat