AML Analytics

What AML Analytics does

AML Analytics Ltd (AMLA®) is a UK-based RegTech and SupTech company founded in 2010 that specializes in the independent testing and validation of sanctions screening and transaction monitoring systems used by financial institutions and regulators. The company serves two primary customer segments: regulatory authorities, supervisors, central banks, and governments (where it conducts Thematic Reviews and deploys SupTech tools such as ORBS for market-wide risk assessment) and financial institutions including banks, virtual currency businesses, and exchanges (where it provides ongoing system testing, benchmarking, and threshold tuning). Its core technology centers on a proprietary methodology using 70+ similarity algorithms for fuzzy matching validation, synthetic transaction data for stress-testing scenarios, and the ORBS risk analytics platform that assigns risk scores to regulated entities for supervisory reporting.

The product portfolio is anchored by the AMLA® Hub integrated platform and spans ORBS, Analyser Online (hosted testing facility), Sandbox (self-assessment tool), Global Benchmark (peer benchmarking subscription), TMV (transaction monitoring validator), Red Flag Tests, Annual Assurance Testing, Threshold Analyser, Insurance Benchmark, Bespoke Test, and the free Sanctions Alert Service. AML Analytics operates a hybrid revenue model combining subscription services (annual assurance testing, Global Benchmark, SAT EU) with professional services revenue from Thematic Reviews and bespoke engagements, plus a freemium entry-point product. Distribution is exclusively direct enterprise sales to regulators and large financial institutions globally, supported by active conference participation at ACAMS, European Anti-Financial Crime Summit, and FinCrime Leaders Summit events.

The company has tested over 1,700 financial systems for more than 1,000 regulated entities across 14+ countries, completed 30+ Thematic Reviews with 50+ global regulators, and achieved measurable jurisdiction-wide improvements of up to 26% in screening scores over three-year programs. Its work contributed to Jamaica's removal from the FATF Grey List in 2024, and ORBS won the Best Risk Management Initiative at the Central Banking Awards 2024. The firm is privately held, founder-led (Justin Holder, Group CEO), bootstrapped with no disclosed external funding, and headquartered in Salisbury, Hampshire, UK with over 100 employees as of June 2025.

Name

AML Analytics

Legal name

AML Analytics Ltd

Website

https://aml-analytics.com

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

51–100 employees

Short description

AML Analytics (AMLA®) is a UK-based RegTech and SupTech company founded in 2010 that independently tests and validates sanctions screening and transaction monitoring systems for financial institutions, regulators, supervisors, central banks, and governments globally, having tested 1,700+ systems across 50+ regulator relationships.

Ownership category

akta.pro rank

Product category

AML Compliance Testing Software (RegTech/SupTech)

NAICS

Testing Laboratories and Services (541380), Testing Laboratories and Services (54138), Other Scientific and Technical Consulting Services (54169), Other Scientific and Technical Consulting Services (541690)

SIC

Services-Engineering, Accounting, Research, Management (8700), Services-Computer Programming Services (7371), Services-Testing Laboratories (8734)

akta.pro primary industry

AML/CFT & Financial Crime Compliance (FSAFAOAD)

akta.pro secondary industries

AML/CTF Transaction Monitoring & Case Management (FSAGAFAC), Name Matching, Entity Resolution & Screening Optimization (FSAMAMAE), AML/CTF & Sanctions Screening for Markets (Broker/Exchange Monitoring) (FSAFAKAE)

Keywords

• AML compliance testing
• Sanctions screening validation
• Transaction monitoring systems
• Regulatory technology solutions
• Fuzzy matching algorithms

Headquarters

HQ city

Andover

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Subscription Services (Annual Assurance Testing): Annual subscription service allowing customers to tailor tests to suit individual testing requirements and corporate risk appetite. Includes regular testing with detailed analytics and reporting.
2. Global Benchmark Subscription: Subscribe to Global Benchmark to measure sanction screening system performance and regularly benchmark scores against industry-standard aggregated scores of peers worldwide.
3. Sanctions Alert Test (EU): Subscribe to SAT (EU) and receive a new sanction screening test every time a change is made to the EU sanctions list.
4. Thematic Review Services (Regulatory): AML Analytics partners with regulators, supervisors and central banks delivering technical expertise and advanced SupTech to test and validate AML/CFT systems of regulated entities as an integral part of Thematic Reviews. No internal resource required from regulator.
5. Bespoke Testing: Custom testing solutions tailored to specific client requirements and risk appetites, including pre and post-implementation testing of new systems.
6. Sanctions Alert Service (Free): Free service providing real-time updates to important sanction lists worldwide, allowing financial institutions to monitor sanction list changes as they happen. Used as lead generation for paid services.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels6 records

Core offering

AML Analytics develops and sells RegTech and SupTech software for independent testing, validation, and benchmarking of sanctions screening and transaction monitoring systems used by financial institutions and regulators. Its portfolio includes the ORBS risk analytics platform, Sandbox self-assessment tool, Analyser Online hosted testing facility, TMV, Red Flag Tests, Global Benchmark, Annual Assurance Testing, Threshold Analyser, Sanctions Alert Service, SAT (EU), Insurance Benchmark, Bespoke Testing, and the integrated AMLA Hub. The company also delivers professional services in the form of Thematic Reviews for regulators, supervisors, and central banks.

Product overview

AML Analytics (AMLA®) offers a comprehensive suite of RegTech and SupTech solutions for testing, validating, and benchmarking sanction screening and transaction monitoring systems. The portfolio centers on the AMLA® Hub as an integrated platform connecting multiple testing and analytics tools. Core products include ORBS (risk analytics for supervisors), Analyser Online (customer communication and hosted testing hub), Sandbox (self-assessment testing tool), Thematic Review (regulatory supervised testing), and Global Benchmark (peer comparison). Supporting modules include TMV (transaction monitoring validation), Red Flag Tests, Annual Assurance Testing, Threshold Analyser, Sanctions Alert Service, Sanctions Alert Test (EU), Insurance Benchmark, and Bespoke Test. The ecosystem enables financial institutions and regulators to test system effectiveness and efficiency, benchmark against peers, and maintain ongoing compliance with AML/CFT requirements.

Differentiator

Problem solved

Functional benefit

Brands

• AMLA® Hub: Integrated platform providing list monitoring, screening analytics, testing and validation, benchmarking, and ongoing assurance.
• Analyser Online™
• ORBS
• Global Benchmark™
• Sandbox
• TMV (Transaction Monitoring Validator)
• Threshold Analyser
• Sanctions Alert Service
• Red Flag Tests

Products and services

• ORBS (Online Risk Based Systems) Risk analytics platform that assigns risk scores to regulated entities, enabling supervisors, regulators, and Financial Intelligence Units to identify which entities are adhering to AML/CFT standards through a unified and user-friendly interface.
• Analyser Online Customer communication hub providing hosted access to the AML Analytics testing facility for sanctions screening and transaction monitoring systems, with powerful analytics to help customers understand test results and take remedial action.
• Sandbox Self-assessment tool enabling firms to create their own sanction screening system tests tailored to corporate requirements and risk appetite, using 70+ algorithms to manipulate sanctioned records and stress test fuzzy matching capabilities.
• Global Benchmark Subscription service allowing financial institutions to measure sanction screening system performance and benchmark scores against industry-standard aggregated scores of peers worldwide.
• Thematic Review Supervisory service in which regulators and supervisors commission independent testing of sanctions screening and transaction monitoring systems across a defined population of regulated entities, producing objective and comparable results.
• TMV (Transaction Monitoring Validator) RegTech solution enabling ongoing, frequent validation and testing of transaction monitoring systems in line with current regulatory requirements.
• Red Flag Tests On-the-spot transaction monitoring system health check using Smart Scenarios with millions of rows of synthetic transaction data mimicking money laundering typologies to exercise red flag rules, including those related to Illegal Wildlife Trade.
• Annual Assurance Testing Annual subscription service allowing customers to tailor tests to suit individual testing requirements and corporate risk appetite, with regular testing and detailed analytics and reporting.
• Threshold Analyser Tool that identifies opportunities for system optimisation through threshold tuning, visualising a system's effectiveness and efficiency at different threshold levels.
• Sanctions Alert Service Free service providing real-time updates to important sanction lists worldwide, allowing financial institutions to monitor sanction list changes as they happen.
• Sanctions Alert Test (EU) Subscription service providing a new sanctions screening test every time a change is made to the EU sanctions list.
• Insurance Benchmark Benchmarking solution for insurance sector institutions to measure sanctions screening system performance against industry standards.
• Bespoke Test Custom testing service tailored to specific client requirements and risk appetites, including pre and post-implementation testing of new systems.
• AMLA Hub Integrated platform providing access to AML Analytics' capabilities covering list monitoring, screening analytics, testing and validation, benchmarking, and ongoing assurance.

Quantifiable outcome

• Jurisdiction-wide score improvement of up to 26% in three years following Thematic Review programs
• +7 more outcomes

Named customers10 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• World Wildlife Fund (WWF)coreStrategic or Co-development Partner · 11 October 2021Global partnership with WWF and ACAMS launched in 2020 to develop specialized certification program for detecting IWT-related transactions. AML Analytics developed Red Flag Test solution to identify vulnerabilities in transaction monitoring systems and validate Red Flags associated with Illegal Wildlife Trade. Collaboration aims to provide actionable intelligence for financial institutions to improve detection of IWT transactions.
• Bank of JamaicacoreStrategic or Co-development PartnerAML Analytics appointed to conduct sanctions screening and transaction monitoring system Thematic Reviews of the DTI sector - the BOJ's first foray into SupTech tools. SupTech deployment has shown promise in scaling and automating routine supervisory work. Outputs directly incorporated into DTI risk matrix for enhanced supervisory scrutiny.
• South African Reserve Bank (SARB)coreStrategic or Co-development PartnerConducted the world's first sanctions screening Thematic Review in 2014 for SARB Banking Supervision Department. Partnered again in 2017 for second Thematic Review where SARB demonstrated 10% uplift in accuracy across entire market. Working relationship continues to this day, over a decade after inception.
• AMLC PhilippinescoreStrategic or Co-development PartnerAML Analytics' Thematic Review of the Philippines led to the publication of the Guidance on Sanction Screening by AMLC Philippines. Direct influence on regulatory guidance for the jurisdiction.
• ACAMScoreStrategic or Co-development PartnerPartnership with ACAMS (the largest international AML and financial crime prevention community) and WWF for specialized certification program to train individuals to detect and report suspicious transactions linked to Illegal Wildlife Trade.
• RegTech Association of Hong KongminorStrategic or Co-development PartnerCollaboration expanding to wider RegTech community through the RegTech Association of Hong Kong to support HKMA's two-year RegTech promotion roadmap.
• Mandarin Oriental Hotel GroupminorGTM or Marketing PartnerHost venue partner for global launch event in Hong Kong for ORBS proactive SupTech regulatory reporting tool launch to the Hong Kong market.

Scale indicators10 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Refinitiv (LSEG) World-Check: Industry-standard sanctions, PEP and adverse media screening data and platform. Comparable end-customer (FIs running sanctions screening) and overlapping domain, but positioned as screening data/infrastructure rather than independent testing of screening effectiveness.
• NICE Actimize: Large incumbent AML, sanctions screening, and transaction monitoring suite used by global banks. Comparable in serving the same sanctions/AML compliance buyer at FIs, but operates as a broad operational platform rather than a specialist testing/validation vendor.
• LexisNexis Risk Solutions: Major incumbent providing sanctions, KYC, AML and financial crime data and screening infrastructure globally. Comparable in serving FIs and regulators for AML compliance effectiveness, but as a much broader data and screening suite rather than independent testing.
• SAS Anti-Money Laundering: Enterprise AML and financial crime platform used by large banks and regulators. Comparable in serving global FIs and supervisory authorities, but as a broad operational AML suite rather than specialist Thematic Review / testing.

Direct peers

• ComplyAdvantage: AI-driven AML and sanctions screening SaaS platform serving banks and fintechs. Comparable customer base (FIs needing to validate sanctions screening effectiveness) and overlapping value proposition in reducing false positives that AML Analytics quantifies through testing.
• Silent Eight: AI-driven sanctions and name screening platform used by FIs for alert adjudication. Direct peer in the sanctions/AML compliance screening space where AML Analytics tests and benchmarks the underlying effectiveness of similar screening technology.
• ThetaRay: AI-based transaction monitoring and sanctions screening platform for banks and regulators. Comparable in targeting both FIs and regulators, with overlapping screening effectiveness validation use cases.
• Featurespace: Adaptive behavioral analytics for fraud and AML transaction monitoring. Relevant as a transaction monitoring system that AML Analytics' TMV and Red Flag Test products are positioned to validate and benchmark.
• Napier AI: AML transaction monitoring and sanctions screening platform with strong financial institution adoption. Overlaps with AML Analytics on the sanctions screening and transaction monitoring validation use cases that AML Analytics independently tests.

Emerging players

• Quantexa: Entity resolution and financial crime detection platform increasingly used for AML and sanctions use cases. Overlaps with AML Analytics' fuzzy matching / entity resolution testing focus, but as a competing operational platform rather than independent test provider.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/sanctionsalerts

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about AML Analytics