kd

Name

kd

Legal name

Kdinc

Website

https://kdinc.co.za

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Short description

kd.inc is a privately held South African investment firm founded in 2017 that acquires and grows portfolio subsidiaries across digital platforms, fintech, healthcare, education, engineering infrastructure, and property development, targeting unbanked, unconnected, and underserved populations in South Africa and the broader African continent through 11 operating brands including MojaPay, SafePozi, and LogiMed.

Ownership category

akta.pro rank

Product category

Private Equity / Multi-Sector Investment Management

NAICS

Management of Companies and Enterprises (551), All Other Financial Investment Activities (52399)

SIC

Investors, Nec (6799)

akta.pro industry

PRIMARYBPAGABAM

Microfinance, Financial Inclusion & Inclusive Markets

Business & Public Services/Nonprofit, NGO & Social Services/International Development & Poverty Alleviation

Keywords

• Private equity investment
• Venture capital Africa
• Digital inclusion platforms
• Financial inclusion services
• Portfolio company management

Headquarters

HQ city

Fourways

HQ country

South Africa

HQ region

Africa

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Investment returns from portfolio companies: kd.inc describes itself as an 'ingeniously disruptive investment firm & a strategic partner in Africa' whose 'core investment sectors are driven by the economic needs in South Africa, and the rest of the African continent.' Revenue is generated through ownership and growth of subsidiaries across digital, healthcare, education, engineering infrastructure, property development, and financial sectors.

Go-to-market motion2 records

Core offering

kd.inc is a privately held South African investment firm that acquires and grows portfolio companies (subsidiaries) across six core sectors — digital platforms, healthcare, education, engineering infrastructure, property development, and financial services — to deliver digital inclusion solutions for Africa's unbanked, unconnected, uneducated, and underserved populations. The firm's operating model is "multi-dimensional sector integration," where subsidiaries (SafePozi, MojaPay, LogiMed, Maisha, Innovity, DigiAudit, AsanteDigital, Afrinova, Kako, Lefatshe, Motse) do not operate in silos but are integrated to combine fintech, telecoms, healthcare, education, and PropTech capabilities serving townships and rural areas.

Differentiator

Problem solved

Functional benefit

Brands

• SafePozi: Subsidiary platform operating under the kd.inc portfolio (link: safepozi.co.za).
• AsanteDigital
• Afrinova
• Kako
• MojaPay
• LogiMed
• Lefatshe
• DigiAudit
• Maisha
• Innovity
• Motse

Products and services

• SafePozi Digital platform subsidiary in kd.inc's investment portfolio, aligned with the firm's financial inclusion and digital enablement focus for underserved populations in South Africa.
• AsanteDigital Africa-focused digital subsidiary delivering digital platforms that empower underserved communities, aligned with kd.inc's digital inclusion mission.
• Afrinova Digital subsidiary supporting kd.inc's multi-dimensional sector integration strategy across African markets.
• Kako Africa-focused digital subsidiary in kd.inc's portfolio, part of the group's broader digital platforms and financial inclusion efforts.
• MojaPay Mobile and web payment platform subsidiary supporting kd.inc's fintech and financial inclusion mission for underserved populations.
• LogiMed Healthcare and medical logistics subsidiary operating within kd.inc's healthcare investment sector.
• Lefatshe Property-focused subsidiary supporting kd.inc's property development investment sector.
• DigiAudit Digital audit subsidiary supporting kd.inc's digital platforms investment sector.
• Maisha Digital subsidiary aligned with kd.inc's digital platforms and community empowerment initiatives.
• Innovity Innovation-focused digital subsidiary supporting kd.inc's technology-driven investment thesis.
• Motse Subsidiary aligned with kd.inc's education, engineering infrastructure, and community empowerment investment focus.

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Direct peers

• Silvertree Brands: South African holding company that builds and invests in consumer-facing digital brands across multiple verticals. Like kd.inc, it operates a multi-brand portfolio model with shared back-office and growth infrastructure, but is more commercially mature and consumer-focused rather than inclusion-focused.
• TymeBank: South African digital-first retail bank explicitly targeting unbanked and underserved populations with low-cost banking products. Directly comparable to kd.inc's MojaPay and SafePozi financial inclusion thesis, though operating as a regulated bank rather than an investment-holding subsidiary.
• Onafriq (formerly MFS Africa): Pan-African digital payments network enabling cross-border money transfers and mobile wallet interoperability across 40+ African markets. Comparable to kd.inc's MojaPay payments subsidiary in serving unbanked and underserved populations, but with established network effects and institutional backing.
• Lesaka Technologies: South African-listed fintech providing digital payments, banking, and financial inclusion services to underserved consumers and SMEs across Southern Africa. Comparable to kd.inc's MojaPay and SafePozi subsidiaries in serving the unbanked through digital financial platforms.

Broad incumbents

• Discovery Limited: Large South African financial services holding group operating across insurance, banking, and health through integrated shared-value models. Comparable to kd.inc as a multi-vertical South African holding pursuing inclusive market segments, but at vastly greater scale and with public-market financial discipline.
• Naspers / Prosus: South African-headquartered global internet and digital inclusion investor with major African e-commerce and fintech exposure. Comparable as a multi-vertical digital platform investor operating across emerging markets, though at vastly larger scale and with global capital access.
• Capitec Bank: Large South African retail bank serving mass-market and previously underbanked consumers with simplified digital banking products. Comparable to kd.inc's financial inclusion mission and South African base, though as a publicly-listed incumbent rather than a venture-stage holding.

Emerging players

• Jumo: Pan-African fintech operating digital financial services platforms targeting underbanked consumers and SMEs across multiple African markets. Comparable in mission to kd.inc's financial inclusion focus and in multi-market emerging-economy exposure.
• Entersekt: South African fintech providing mobile authentication, payments, and digital identity solutions to banks and enterprises. Comparable to kd.inc's DigiAudit and fintech subsidiaries in serving the South African digital financial services ecosystem.
• Luno: South African-founded cryptocurrency and digital wealth platform serving emerging markets including South Africa and Nigeria. Comparable to kd.inc's digital platform and fintech subsidiaries in targeting digitally-engaged African consumers.

Market position

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about kd