Quintes
Quintes is a Netherlands-based independent insurance broker and advisor operating 20+ branch offices, serving approximately 200,000 SMB and private customers with insurance products placed across 23 insurer partners and a Lloyd's coverholder underwriting subsidiary.
- Company typePrivate
- Founded1975
- HeadquartersWaardenburg, Netherlands
- Headcount501–1,000
- GTM typeB2B and B2C
- OfferingServices
What Quintes does
Quintes is a Netherlands-based independent insurance advisory and risk management firm headquartered in Waardenburg, operating a network of 20+ physical branch offices and serving approximately 200,000 customers across both the small and medium-sized business (MKB) and private individual segments. The company provides tailored insurance solutions by placing coverage with a panel of 23 insurer partners, complemented by Quintes Underwriting B.V., a wholly-owned underwriting agency that operates as a Lloyd's coverholder and authorized agent (gevolmachtigde) handling policy quoting, acceptance, administration, premium collection, and claims processing for multiple carriers.
The product portfolio spans business lines (building, cyber, business interruption, environmental damage, fleet/cargo, employee benefits, disability, and pension advisory) and personal lines (home, contents, valuables, recreational home, travel, bicycle, caravan, boat, liability, health, legal expense, pension, and funeral). The core technology is a traditional advisory model with no significant proprietary technology products; value delivery is grounded in personal advisor consultations, risk analysis, and ongoing portfolio monitoring rather than digital self-service. The stated business customer satisfaction score is 9.2 out of 10.
Quintes earns revenue primarily through commissions from placed insurance products with its 23-insurer network, supplemented by underwriting agency income from Quintes Underwriting. Pricing is quote-based and not publicly disclosed, with services delivered through personal consultations. The company has been part of Brown & Brown, Inc. (a U.S.-listed insurance intermediary founded in 1939) since 2024, operating as a wholly-owned subsidiary while retaining its Dutch brand and operational independence. The Gendt office traces its roots to a family business established in 1975.
Quintes firmographics
Firmographics- Name
- Quintes
- Legal name
- Quintes Holding B.V.
- Website
- https://quintes.nl
- Company type
- Private
- Founded year
- 1975
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Short description
- Quintes is a Netherlands-based independent insurance broker and advisor operating 20+ branch offices, serving approximately 200,000 SMB and private customers with insurance products placed across 23 insurer partners and a Lloyd's coverholder underwriting subsidiary.
- Ownership category
- akta.pro rank
Quintes industry classification
Industry- Product category
- Insurance Brokerage and Advisory
- NAICS
- Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Small Business BOP (Main Street) (FSAJAFAA)
Keywords
Where Quintes is headquartered
LocationHeadquarters
- HQ city
- Waardenburg
- HQ country
- Netherlands
- HQ region
- Europe
Offices17 records
Markets served
Quintes business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D
Revenue model
- Insurance Advisory and Commission: Quintes earns revenue through commissions from insurance products placed with their network of 23 insurers. The company acts as an independent insurance broker and advisor, providing risk analysis, policy selection, and ongoing management services to clients.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Other | Quote-based advisory services through personal consultations |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
Quintes product offering
Product offeringCore offering
Quintes is an independent insurance advisor and broker delivering risk analysis, policy selection, and ongoing portfolio management to Dutch SMBs (MKB) and private individuals. It places business across a panel of 23 partner insurers, covering business assets, employee benefits, transport/fleet, home, family, and pension/funeral risks. Through its subsidiary Quintes Underwriting B.V., it additionally operates as a Lloyd's coverholder and authorized agent handling policy lifecycle and claims on behalf of multiple insurers.
Product overview
Quintes is a Dutch insurance advisory firm providing a comprehensive range of insurance products and services for both businesses (zakelijk) and individuals (particulier). The company operates through two main divisions: Quintes Verzekeren en Risicobeheer (insurance and risk management advisory) and Quintes Underwriting (underwriting services as a Lloyd's coverholder). Business products include Mijn Onderneming (building, cyber, business damage, environmental damage insurance), Mijn Medewerkers (collective accident, employee pension, sick leave insurance), Ondernemer (accident, disability, entrepreneur pension, death risk insurance), and Onderweg (transport, cargo, fleet, company car insurance). Personal products include Wonen (home, contents, valuables, recreational home insurance), Particulier Onderweg (travel, bicycle, caravan, boat insurance), Jij en Je Gezin (liability, health, legal expense insurance), and Later (pension, funeral insurance). The company serves approximately 200,000 customers across 20+ locations in the Netherlands.
Differentiator
Problem solved
Functional benefit
Brands
- Quintes Underwriting: The underwriting agency of Quintes, operating as an authorized agent for multiple insurers (gevolmachtigde agent) with authority to quote, accept, mutate, administer policies, collect premiums, and handle claims.
Products and services
- Mijn Onderneming (Business Insurance for Companies)
Quantifiable outcome
- Customer satisfaction score of 9.2 out of 10 from business customers
Companies that use Quintes
Customer profileNamed customers1 record
Segments2 records
Ideal customer profiles2 records
Quintes technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Quintes partnerships and signals
Strategic signalScale indicators5 records
Recent moves3 records
Expansion highlights5 records
Quintes competitors and assessment
Company assessmentDirect peers
- Voogd & Voogd Verzekeringen: Dutch independent insurance broker and risk advisor with a multi-branch network serving SMBs and individuals across the Netherlands — directly comparable to Quintes in customer segments, distribution model, and product breadth.
- MeesRisicobeheer: Netherlands-based independent risk management and insurance broker focused on corporate and SMB clients. Closely comparable to Quintes' commercial insurance advisory business and underwriting-adjacent capabilities.
- Van Bruggen Adviesgroep: Dutch financial advisory group offering insurance, mortgage, and pension products through a branch network. Comparable to Quintes in its hybrid personal/business advisory model and physical distribution footprint.
- Klap Verzekeringen: Dutch insurance broker and risk advisor serving SMB and private clients through a regional branch network. Directly comparable to Quintes in target segments and advisory-led distribution.
- Dazure: Independent Dutch insurance and risk advisor focused on medium-sized businesses and (semi-)public sector clients. Closely comparable to Quintes' MKB advisory focus and multi-insurer independent model.
Broad incumbents
- Aon Netherlands: Dutch arm of global insurance broker Aon plc, serving large corporates, mid-market, and specialty risks. Overlaps with Quintes' commercial advisory but operates at much greater scale with broader international capabilities.
- Marsh Netherlands: Dutch operations of Marsh McLennan, a global insurance broker and risk advisor. Comparable to Quintes in commercial lines broking, with significantly broader product, risk consulting, and reinsurance capabilities.
- Willis Towers Watson Netherlands: Dutch operations of WTW, a global advisory, broking, and solutions firm. Comparable to Quintes in commercial insurance and risk advisory, with deeper international reach and pension/benefits capabilities.
- Nationale-Nederlanden: Major Dutch insurer (part of NN Group) selling life, non-life, and pension products direct and via intermediaries. Comparable to Quintes in product categories but competes as a carrier rather than an independent broker.
- Centraal Beheer (Achmea): One of the largest Dutch insurance brands (part of Achmea), offering property, casualty, health, and pension products direct to consumers and businesses. Competes with Quintes in the Dutch SMB and individual markets through direct channels.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Quintes social profiles
Digital presenceQuintes compliance and trust
Trust signalCompliance3 records
Quintes financial estimates
Financial estimateRevenue estimate
Valuation estimate
Quintes leadership team
Management profileNumber of profiles
Profiles1 record
Quintes subsidiaries and ownership
Company hierarchySubsidiaries1 record
Quintes funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Quintes M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Quintes
What does Quintes do?
Quintes is an independent insurance advisor and broker delivering risk analysis, policy selection, and ongoing portfolio management to Dutch SMBs (MKB) and private individuals. It places business across a panel of 23 partner insurers, covering business assets, employee benefits, transport/fleet, home, family, and pension/funeral risks. Through its subsidiary Quintes Underwriting B.V., it additionally operates as a Lloyd's coverholder and authorized agent handling policy lifecycle and claims on behalf of multiple insurers.
Is Quintes a public or private company?
Quintes is a private company. It is classified as corporate owned and is currently operating.
When was Quintes founded?
Quintes was founded in 1975. It employs 501 to 1,000 people.
Where is Quintes based?
Quintes is headquartered in Waardenburg, Netherlands, in the Europe region.
How does Quintes make money?
One revenue line is on record: insurance Advisory and Commission.
Who are Quintes's main competitors?
Direct peers on record are Voogd & Voogd Verzekeringen, MeesRisicobeheer, Van Bruggen Adviesgroep, Klap Verzekeringen and Dazure. Broad incumbents are Aon Netherlands, Marsh Netherlands, Willis Towers Watson Netherlands, Nationale-Nederlanden and Centraal Beheer (Achmea).
Does Quintes have an API?
No public API is recorded for Quintes.
What industry is Quintes in?
Quintes's product category is Insurance Brokerage and Advisory. Its primary akta.pro industry code is FSAJAFAA, Small Business BOP (Main Street). Its NAICS code is 52421 and its SIC code is 6411.