Interwest United Insurance Brokerage

What Interwest United Insurance Brokerage does

Interwest United Insurance Brokerage is an independent insurance agency founded in 1994 by Daniella Kirfeld and headquartered at 703 Avenue U, Brooklyn, NY. The firm operates as a broker rather than a carrier, placing client policies with multiple carefully selected insurance companies to source coverage at competitive terms. Its core product portfolio centers on TLC Insurance (Individual and Corporate) for NYC taxi, ride-hailing, limousine, and ambulette drivers, and Business Owner Insurance for construction professionals, supplemented by Homeowners, Automobile Liability, Physical Damage, Commercial General Liability, Umbrella, Workers' Compensation, Disability Benefits, Flood, and Surety Bonds. The company also retails Nexar dash cam hardware and subscription services as an add-on product for TLC drivers.

The business serves a long-tail base of small commercial and individual clients across New York, New Jersey, Pennsylvania, and Florida, citing over 8,000 clients served and active policy counts exceeding 1,200 homeowner, 1,000 commercial liability/property, and 750 ambulette/TLC policies. Distribution is relationship-driven through website quote forms, phone, in-person office visits, and a content marketing engine (blog, downloadable checklist). Revenue is generated primarily through carrier commissions on placed policies, with a nascent recurring revenue stream from the Nexar subscription offering. The firm is privately held by its founder, is not PE-backed, holds no funding rounds, and maintains PIA (Professional Insurance Agents) membership for industry affiliation. Technology footprint is limited to a marketing website, third-party payment processing via USD Go Pay, and partner-supplied dash cam hardware; there is no proprietary platform, mobile app, or API.

Name

Interwest United Insurance Brokerage

Legal name

Interwest United Insurance Brokerage Inc.

Website

https://interwestunited.com

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

1–10 employees

Short description

Independent insurance brokerage founded 1994 in Brooklyn, NY, serving TLC for-hire drivers and construction professionals across NY, NJ, PA, and FL with commercial and personal lines, plus Nexar dash cam retail.

Ownership category

akta.pro rank

Product category

Commercial Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Commercial Lines Insurance Brokerage (FSAEADAB)

akta.pro secondary industries

Retail (Personal Lines) Insurance Brokerage (FSAEADAA), Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Commercial insurance brokerage
• TLC taxi insurance
• Construction insurance
• Homeowners insurance
• Workers compensation coverage

Headquarters

HQ city

Brooklyn

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: As an independent insurance agency, Interwest United earns commissions from insurance companies for placing policies (automobile liability, general liability, property, physical damage, workers compensation, flood, surety bonds). They represent multiple carefully selected insurance companies and place client policies with the company offering best coverage at best price.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

Interwest United Insurance Brokerage is an independent insurance agency that places commercial and personal insurance policies with multiple carefully selected carriers. Its core offerings center on TLC (Taxi & Limousine Commission) insurance for individual and corporate NYC drivers, business owner insurance for construction professionals, homeowners insurance, and ancillary coverages including commercial general liability, umbrella, workers' compensation, disability benefits, flood, and surety bonds. The firm also retails the Nexar dash cam as a complementary hardware add-on for rideshare drivers.

Product overview

Interwest United Insurance Brokerage operates as an independent insurance agency offering a comprehensive portfolio of commercial and personal insurance products. The core offerings center on TLC Insurance (Individual and Corporate) for NYC taxi and ride-hailing drivers, Business Owner Insurance for construction professionals, and Homeowners Insurance. These are complemented by specialized coverages including Automobile Liability (legally required for TLC drivers), Physical Damage, Commercial General Liability, Umbrella Insurance, Workers' Compensation, Disability Benefits, Flood Insurance, and Surety Bonds. The company also retails the Nexar Dash Cam as an add-on product for rideshare drivers, which provides cloud-connected dash cam hardware with subscription services. All products are distributed through direct relationships with multiple insurance carriers, with the company acting as a broker to find optimal coverage at competitive prices.

Differentiator

Problem solved

Functional benefit

Products and services

• TLC Insurance (Individual) Insurance coverage tailored for individual taxi, ride-hailing, limousine, and ambulette drivers operating under the NYC Taxi and Limousine Commission, covering auto liability and physical damage requirements for commercial passenger vehicles.
• TLC Insurance (Corporate) Fleet insurance coverage for corporate entities operating multiple vehicles under TLC licensing, including taxi companies, ride-hailing base affiliations, and limousine services.
• Business Owner Insurance Commercial insurance solutions for business owners, particularly construction professionals, covering project delays, equipment, and business operations.
• Homeowners Insurance Property insurance for homeowners, including coverage for building structure, contents, tenant improvements, and business income interruption.
• Automobile Liability Insurance Legally required TLC insurance covering third-party bodily injury, property damage, and passenger injuries when the driver is at fault; the foundational coverage required by NYC TLC regulations.
• Physical Damage Insurance Optional coverage protecting the insured's own vehicle against collision damage, theft, vandalism, and comprehensive non-accident losses; essential for drivers who rely on their vehicle for income.
• Commercial General Liability Insurance Coverage protecting businesses against third-party bodily injury, property damage, and personal/advertising injury claims arising from daily operations; foundational protection for businesses with public exposure.
• Umbrella Insurance Excess liability coverage that extends beyond the limits of existing policies (General Liability, Auto, Workers' Compensation) to cover high-cost claims and lawsuits in high-risk industries.
• Workers' Compensation Insurance Coverage for work-related employee injuries and illnesses, covering medical expenses, lost wages, rehabilitation costs, and permanent injury compensation as required in NY, NJ, and PA.
• Disability Benefits Insurance Coverage for non-work-related injuries and illnesses that prevent employees from working, providing income replacement and supporting Paid Family Leave requirements in applicable states.
• Flood Insurance Property coverage for flood damage to buildings and contents, offered as part of the comprehensive insurance portfolio in New York and New Jersey.
• Surety Bonds Contractual surety bonds for construction and commercial businesses, providing guarantee of performance and payment obligations.
• Nexar Dash Cam

Quantifiable outcome

• 30+ years in business serving thousands of clients
• +1 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

One partnership is on record.

• PIA (Professional Insurance Agents)minorOthersInterwest United Insurance Brokerage is a proud member of PIA (Professional Insurance Agents), an association for independent insurance professionals providing networking, education, and industry resources.

Scale indicators4 records

Recent moves4 records

Expansion highlights4 records

Market position

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/InterwestUnited

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Interwest United Insurance Brokerage