ARC Excess & Surplus, LLC

What ARC Excess & Surplus, LLC does

ARC Excess & Surplus, LLC is a U.S. wholesale insurance brokerage founded in 1986 in Jericho, New York, specializing in Management & Professional Liability (M&P) insurance. The firm distributes specialty coverage including Directors & Officers Liability, Employment Practices Liability, Professional Liability/E&O, Management Liability, Cyber, Medical Malpractice, Miscellaneous Professional Liability, Employed Lawyers Professional Liability, and Property & Casualty through a network of retail brokers and direct enterprise relationships. ARC operates eight offices nationwide via wholly owned regional subsidiaries and is ranked the 6th largest U.S. wholesale broker by Business Insurance, placing over $1 billion in annual premium volume with all major M&P carriers.

The business model is transaction-fee brokerage: ARC earns commissions from insurance carriers for placing coverage on behalf of clients, with pricing determined by carriers based on risk assessment rather than public rate cards. The go-to-market is a relationship-driven wholesale motion, distributing through retail broker networks for mid-market and SMB accounts and direct enterprise sales for Fortune 500, technology, financial institution, and non-profit clients. Customer segments are diversified across size (SMB, mid-market, Fortune 500) and vertical (financial institutions, technology, non-profits, healthcare, professional services, real estate, life sciences), with no single segment dominating.

In May 2025 ARC became part of CRC Specialty, combining two of the strongest wholesale platforms in the U.S. The firm employs over 200 people with a deep bench of RPLU- and CPCU-credentialed producers and claims counsel, and is led by CEO Michael Cavallaro, President Robert D. Crocitto, and Executive Chairman Christopher Cavallaro. The technology backbone is a standard brokerage and risk management platform with no disclosed AI/ML capabilities, patents, or proprietary technology assets beyond the firm's human capital and carrier relationships.

Name

ARC Excess & Surplus, LLC

Legal name

ARC Excess & Surplus, LLC

Website

https://arcbrokers.com

Company type

Private

Founded year

1986

Operating status

Operating

Headcount range

101–250 employees

Short description

ARC Excess & Surplus is a U.S. wholesale insurance brokerage founded in 1986, specializing in Management & Professional Liability coverage (D&O, E&O, EPLI, Cyber, Med Mal) for SMBs, Fortune 500 firms, technology companies, financial institutions, and non-profits across eight U.S. offices, placing over $1 billion in annual premium volume.

Ownership category

akta.pro rank

Product category

Wholesale Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD)

akta.pro secondary industries

Management Liability (D&O/EPL/Fiduciary) (FSAJAGAD), Professional Umbrella / Excess (E&O/D&O Wrap) (FSAJANAH), Excess Casualty (Lead/Umbrella/XS) (FSAJAGAA)

Keywords

• Wholesale insurance brokerage
• Professional liability insurance
• Management liability insurance
• Excess and surplus lines
• Directors and officers coverage

Headquarters

HQ city

Jericho

HQ country

United States

HQ region

North America

Offices6 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: ARC earns commissions from insurance carriers for placing Management & Professional Liability Insurance coverage on behalf of clients. The wholesale broker model involves commissions based on premium volume placed with carrier partners.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

ARC Excess & Surplus, LLC is a wholesale insurance brokerage that places Management & Professional Liability Insurance coverage on behalf of clients through retail insurance brokers and carrier partnerships. The company specializes in Directors & Officers Liability, Employment Practices Liability Insurance, Professional Liability/E&O, Medical Malpractice, Miscellaneous Professional Liability, Employed Lawyer's Professional Liability, Cyber Protection, and Management Liability, and also offers Property & Casualty coverage through a dedicated P&C division. ARC serves small to medium-sized businesses, technology firms, financial institutions, non-profits, Fortune 500 companies, and healthcare providers across eight U.S. offices.

Product overview

ARC Excess & Surplus, LLC is a wholesale insurance brokerage specializing in Management & Professional Liability Insurance solutions. The core product portfolio centers on nine primary insurance products: Directors & Officers Liability (D&O), Employment Practices Liability Insurance (EPLI), Professional Liability (PL/E&O), Medical Malpractice, Miscellaneous Professional Liability (MPL), Employed Lawyer's Professional Liability (ELPL), Cyber Protection (CYB), and Management Liability (ML) which combines D&O, EPL, and Fiduciary coverage. Additionally, the company offers Property & Casualty (P&C) insurance through its specialized P&C Division. These products are distributed through eight offices nationwide as a wholesale broker serving retail brokers and their clients seeking specialty insurance coverage.

Differentiator

Problem solved

Functional benefit

Products and services

• Directors & Officers Liability (D&O)
• Employment Practices Liability Insurance (EPLI)
• Professional Liability (PL)
• Medical Malpractice (Med Mal)
• Miscellaneous Professional Liability (MPL)
• Employed Lawyer's Professional Liability (ELPL)
• Cyber Protection (CYB)
• Management Liability (ML)
• Property & Casualty (P&C)

Quantifiable outcome

• Over $1 Billion in annual premium volume written
• +2 more outcomes

Named customers8 records

Segments6 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• CRC SpecialtycoreStrategic or Co-development Partner · 5 May 2025ARC Excess & Surplus became part of CRC Specialty in May 2025, bringing together two of the strongest wholesale platforms in the U.S. This strategic combination strengthens ARC's market position in management and professional liability coverage, combining deep expertise in D&O, E&O, Employment Practices Liability, Cyber, and other specialty lines.

Scale indicators5 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Worldwide Facilities: Worldwide Facilities is a national wholesale insurance brokerage and managing general agent providing E&S placement for retail brokers. Directly comparable to ARC in wholesale E&S distribution, particularly across commercial liability and management lines.
• Jencap Insurance Services: Jencap is a national wholesale brokerage specializing in management and professional liability, commercial property, and casualty lines. Directly comparable to ARC in M&P Liability focus and wholesale distribution to retail brokers.
• Burns & Wilcox: Burns & Wilcox is a major North American wholesale brokerage specializing in excess and surplus lines, with a strong management and professional liability practice. Directly comparable to ARC in wholesale E&S distribution and specialty liability focus.
• Brown & Riding Insurance Services: Brown & Riding is a U.S. wholesale brokerage focused on specialty and E&S placements including management and professional liability. Operates with a similar relationship-based wholesale model serving retail brokers, making it a direct functional peer to ARC.
• RPS (Risk Placement Services): RPS is one of the largest U.S. wholesale insurance brokerages, placing management and professional liability, casualty, and property E&S lines through retail brokers. Comparable to ARC in size, specialty focus, and distribution model as a wholesale broker serving retail agents on hard-to-place risks.
• LOOMIS Insurance Services: LOOMIS is a specialty wholesale insurance brokerage with a strong management and professional liability practice. Comparable to ARC in specialty line focus and wholesale distribution model to retail brokers.

Broad incumbents

• Amwins: Amwins is the largest U.S. specialty insurance distributor offering wholesale brokerage, underwriting, and program administration across virtually every E&S line. As a much larger incumbent with broader services, it competes with ARC across multiple product lines and geographies.

Emerging players

• IMB Partners (formerly International Motion Brokers): IMB Partners is a specialty wholesale brokerage focused on management liability, professional liability, and transactional insurance. While smaller and more narrowly focused than ARC, it competes directly for M&P Liability placement opportunities through retail broker channels.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks2 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Subsidiaries9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ARC Excess & Surplus, LLC