PayLane
PayLane (Polskie ePłatności) is a Polish payment gateway founded in 2005 that processes online card and alternative payments for SMB e-commerce merchants via a hosted Secure Form, a multi-language REST API, and pre-built plug-ins for PrestaShop, Magento, and WooCommerce across 160 currencies.
- Company typePrivate
- Founded2005
- HeadquartersGdansk, Poland
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What PayLane does
PayLane, legally Polskie ePłatności sp. z o.o. and doing business as PeP Online, is a private Polish payment service provider founded in 2005 and headquartered in Gdańsk. The company operates a payment gateway and merchant account platform aimed at e-commerce businesses, offering online card and alternative payment processing across 160 currencies and more than 30 payment methods, with settlement credited to merchants in their preferred currency and without additional conversion fees. Its product surface comprises three interlinked components: a hosted Secure Form widget that handles card capture on Polskie ePłatności infrastructure so merchants avoid direct PCI audits; a comprehensive REST API exposed via the Devzone developer portal supporting PHP, Ruby, and Python; and pre-built integration modules for the three dominant open-source e-commerce platforms — PrestaShop, Magento, and WooCommerce.
The business operates on a transaction-based fee model, with specific pricing not publicly disclosed and a dedicated pricelist page gated behind account registration. Go-to-market is API-first and product-led: merchants self-register online, download ready-made plug-ins, or integrate via API documentation without engaging a sales contact. Distribution leverages developer-relations channels (the public Devzone portal, knowledge base, and platform-marketplace listings) rather than direct sales, and the company serves a horizontal, SMB-heavy e-commerce merchant base under both the legacy PayLane and the rebranded PeP Online trade names.
Technically, the platform is a standard PCI-compliant payment gateway with a hosted-form architecture for redirect flows and a multi-language, mobile-friendly Secure Form. The firm is privately held with no disclosed institutional investors, no published funding history, no management bios beyond CEO Robert Chmielewski and founder Simon Grabowski, and no reported revenue. Scale signals include 160 currencies, 30+ payment methods, and three flagship platform integrations, but headcount is listed at 1-10 employees, indicating a small operating team relative to the global footprint claimed.
PayLane firmographics
Firmographics- Name
- PayLane
- Legal name
- Polskie ePłatności sp. z o.o.
- Website
- https://paylane.com
- Company type
- Private
- Founded year
- 2005
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- PayLane (Polskie ePłatności) is a Polish payment gateway founded in 2005 that processes online card and alternative payments for SMB e-commerce merchants via a hosted Secure Form, a multi-language REST API, and pre-built plug-ins for PrestaShop, Magento, and WooCommerce across 160 currencies.
- Ownership category
- akta.pro rank
PayLane industry classification
Industry- Product category
- Online Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- akta.pro primary industry
- Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)
- akta.pro secondary industry
- Payouts, Disbursements & Mass Payments Infrastructure (FSAGABAN)
Keywords
Where PayLane is headquartered
LocationHeadquarters
- HQ city
- Gdansk
- HQ country
- Poland
- HQ region
- Europe
Offices1 record
Markets served
PayLane business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Operations, Infrastructure, Personnel, Marketing or Sales
Revenue model
- Payment Processing Services: Transaction-based payment processing fees charged to merchants for processing online payments. The platform supports 30+ payment methods across 160 currencies, with payments credited to merchant accounts in their preferred currency without additional conversion charges.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Standard merchant pricing for online payment processing |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels3 records
PayLane product offering
Product offeringCore offering
PayLane (Polskie ePłatności sp. z o.o.) provides an online payment processing platform for e-commerce merchants, offering over 30 payment methods across 160 currencies globally. The offering centers on a PCI-compliant Secure Form hosted payment widget and a multi-language REST API, supplemented by ready-to-use plugins for major e-commerce platforms such as PrestaShop, Magento, and WooCommerce.
Product overview
PeP Online is a unified payment processing platform providing online payment solutions for e-commerce. The platform centers on PeP Online as the core product, supported by the Secure Form widget for hosted payment collection and a developer-facing API for direct integrations. The offering includes plug-ins for major e-commerce platforms (PrestaShop, Magento, WooCommerce), supports 160 currencies and 30+ payment methods globally, and provides merchant administration tools for full payment control.
Differentiator
Problem solved
Functional benefit
Products and services
- PeP Online Online payment processing platform offering over 30 payment methods across 160 currencies for global e-commerce businesses, with plug-ins and integrations for major e-commerce platforms.
- Secure Form Hosted payment form widget that handles transactions without requiring PCI compliance audits; customers are redirected to Polskie ePłatności Online's hosted form, then automatically redirected back to the merchant's site after payment completion. Available in multiple language versions and as a mobile application.
- PeP Online API Developer REST API enabling direct integration of payment methods and services into merchant systems; supports multiple programming languages including PHP, Ruby, and Python, with comprehensive payment processing capabilities.
Quantifiable outcome
- Payment implementation takes only a short time with plug-ins and integrations
Companies that use PayLane
Customer profileSegments1 record
Ideal customer profiles1 record
PayLane technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
Feature4 records
PayLane partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- PrestaShopcoreOfficial integration partnership providing PrestaShop merchants with plug-and-play payment processing capability through PeP Online's payment gateway.
- MagentocoreOfficial integration partnership enabling Magento e-commerce platform merchants to accept online payments through PeP Online's payment processing system.
- WooCommercecoreOfficial integration partnership providing WooCommerce WordPress merchants with easy payment acceptance through PeP Online's payment gateway.
Scale indicators4 records
Recent moves5 records
Expansion highlights5 records
PayLane competitors and assessment
Company assessmentDirect peers
- Stripe: Global online payment gateway offering APIs and hosted checkout for e-commerce merchants—the most direct head-to-head competitor to PayLane's hosted Secure Form and REST API offering.
- Checkout.com: Modern payment gateway and orchestration platform offering multi-currency processing and developer-first APIs to e-commerce merchants across Europe and globally—closely comparable in business model and target.
- Authorize.Net: Long-established hosted payment gateway serving SMB and mid-market e-commerce merchants with API and hosted form integrations, competing for the same SMB merchant cohort as PayLane.
- Mollie: European payment gateway offering multi-method and multi-currency processing to SMB and mid-market merchants via API and plugins—most comparable European-headquartered peer to PayLane.
- Braintree (PayPal-owned): Developer-focused payment gateway serving e-commerce merchants with multi-currency processing, SDKs and hosted fields—competing for the same API-first e-commerce developer audience as PayLane.
Broad incumbents
- PayPal: Incumbent global payments and checkout provider serving e-commerce merchants with multi-currency and merchant gateway services, directly overlapping PayLane's payment acceptance value proposition.
- Adyen: Enterprise-grade global payment processor providing multi-currency, multi-method acceptance to merchants—overlaps with PayLane at the top end of the cross-border e-commerce segment.
- Worldpay: Global merchant acquirer and gateway offering multi-currency payment processing for e-commerce merchants across European and global markets—overlaps with PayLane at the cross-border gateway layer.
Regional players
- PayU (Przelewy24): Dominant Poland-and-CEE online payment processor with deep local payment-method coverage, directly competing for Polish and regional e-commerce merchants using the same plugin-based onboarding.
- Tpay: Polish online payment gateway serving e-commerce merchants with multi-method processing and Polish banking integrations—a direct regional competitor to PayLane in its home market.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
PayLane social profiles
Digital presencePayLane financial estimates
Financial estimateRevenue estimate
Valuation estimate
PayLane leadership team
Management profileNumber of profiles
Profiles2 records
PayLane funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
PayLane M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about PayLane
What does PayLane do?
PayLane (Polskie ePłatności sp. z o.o.) provides an online payment processing platform for e-commerce merchants, offering over 30 payment methods across 160 currencies globally. The offering centers on a PCI-compliant Secure Form hosted payment widget and a multi-language REST API, supplemented by ready-to-use plugins for major e-commerce platforms such as PrestaShop, Magento, and WooCommerce.
Is PayLane a public or private company?
PayLane is a private company. It is classified as unknown and is currently operating.
When was PayLane founded?
PayLane was founded in 2005. It employs 1 to 10 people.
Where is PayLane based?
PayLane is headquartered in Gdansk, Poland, in the Europe region.
How does PayLane make money?
One revenue line is on record: payment Processing Services.
Who are PayLane's main competitors?
Direct peers on record are Stripe, Checkout.com, Authorize.Net, Mollie and Braintree (PayPal-owned). Broad incumbents are PayPal, Adyen and Worldpay. Regional players are PayU (Przelewy24) and Tpay.
Does PayLane have an API?
Yes. Extensive API for integrating any payment method and service tailored to business needs. Supports multiple programming languages including PHP, Ruby, and Python. The API enables developers to integrate payment functionality directly into e-commerce platforms with full control over payment operations. Developer documentation is at devzone.pep.pl/en.
What industry is PayLane in?
PayLane's product category is Online Payment Processing. Its primary akta.pro industry code is FSAGABAE, Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure, with a secondary code of FSAGABAN, Payouts, Disbursements & Mass Payments Infrastructure. Its NAICS code is 52232.