PayLane

What PayLane does

PayLane, legally Polskie ePłatności sp. z o.o. and doing business as PeP Online, is a private Polish payment service provider founded in 2005 and headquartered in Gdańsk. The company operates a payment gateway and merchant account platform aimed at e-commerce businesses, offering online card and alternative payment processing across 160 currencies and more than 30 payment methods, with settlement credited to merchants in their preferred currency and without additional conversion fees. Its product surface comprises three interlinked components: a hosted Secure Form widget that handles card capture on Polskie ePłatności infrastructure so merchants avoid direct PCI audits; a comprehensive REST API exposed via the Devzone developer portal supporting PHP, Ruby, and Python; and pre-built integration modules for the three dominant open-source e-commerce platforms — PrestaShop, Magento, and WooCommerce.

The business operates on a transaction-based fee model, with specific pricing not publicly disclosed and a dedicated pricelist page gated behind account registration. Go-to-market is API-first and product-led: merchants self-register online, download ready-made plug-ins, or integrate via API documentation without engaging a sales contact. Distribution leverages developer-relations channels (the public Devzone portal, knowledge base, and platform-marketplace listings) rather than direct sales, and the company serves a horizontal, SMB-heavy e-commerce merchant base under both the legacy PayLane and the rebranded PeP Online trade names.

Technically, the platform is a standard PCI-compliant payment gateway with a hosted-form architecture for redirect flows and a multi-language, mobile-friendly Secure Form. The firm is privately held with no disclosed institutional investors, no published funding history, no management bios beyond CEO Robert Chmielewski and founder Simon Grabowski, and no reported revenue. Scale signals include 160 currencies, 30+ payment methods, and three flagship platform integrations, but headcount is listed at 1-10 employees, indicating a small operating team relative to the global footprint claimed.

Name

PayLane

Legal name

Polskie ePłatności sp. z o.o.

Website

https://paylane.com

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

1–10 employees

Short description

PayLane (Polskie ePłatności) is a Polish payment gateway founded in 2005 that processes online card and alternative payments for SMB e-commerce merchants via a hosted Secure Form, a multi-language REST API, and pre-built plug-ins for PrestaShop, Magento, and WooCommerce across 160 currencies.

Ownership category

akta.pro rank

Product category

Online Payment Processing

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

akta.pro primary industry

Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)

akta.pro secondary industry

Payouts, Disbursements & Mass Payments Infrastructure (FSAGABAN)

Keywords

• Online payment processing
• Payment gateway services
• Merchant account services
• E-commerce payment solutions
• Multi-currency payments

Headquarters

HQ city

Gdansk

HQ country

Poland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Operations, Infrastructure, Personnel, Marketing or Sales

Revenue model

1. Payment Processing Services: Transaction-based payment processing fees charged to merchants for processing online payments. The platform supports 30+ payment methods across 160 currencies, with payments credited to merchant accounts in their preferred currency without additional conversion charges.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels3 records

Core offering

PayLane (Polskie ePłatności sp. z o.o.) provides an online payment processing platform for e-commerce merchants, offering over 30 payment methods across 160 currencies globally. The offering centers on a PCI-compliant Secure Form hosted payment widget and a multi-language REST API, supplemented by ready-to-use plugins for major e-commerce platforms such as PrestaShop, Magento, and WooCommerce.

Product overview

PeP Online is a unified payment processing platform providing online payment solutions for e-commerce. The platform centers on PeP Online as the core product, supported by the Secure Form widget for hosted payment collection and a developer-facing API for direct integrations. The offering includes plug-ins for major e-commerce platforms (PrestaShop, Magento, WooCommerce), supports 160 currencies and 30+ payment methods globally, and provides merchant administration tools for full payment control.

Differentiator

Problem solved

Functional benefit

Products and services

• PeP Online Online payment processing platform offering over 30 payment methods across 160 currencies for global e-commerce businesses, with plug-ins and integrations for major e-commerce platforms.
• Secure Form Hosted payment form widget that handles transactions without requiring PCI compliance audits; customers are redirected to Polskie ePłatności Online's hosted form, then automatically redirected back to the merchant's site after payment completion. Available in multiple language versions and as a mobile application.
• PeP Online API Developer REST API enabling direct integration of payment methods and services into merchant systems; supports multiple programming languages including PHP, Ruby, and Python, with comprehensive payment processing capabilities.

Quantifiable outcome

• Payment implementation takes only a short time with plug-ins and integrations

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature4 records

Partnerships

Three partnerships are on record, tiered core.

• PrestaShopcoreTechnology or IntegrationOfficial integration partnership providing PrestaShop merchants with plug-and-play payment processing capability through PeP Online's payment gateway.
• MagentocoreTechnology or IntegrationOfficial integration partnership enabling Magento e-commerce platform merchants to accept online payments through PeP Online's payment processing system.
• WooCommercecoreTechnology or IntegrationOfficial integration partnership providing WooCommerce WordPress merchants with easy payment acceptance through PeP Online's payment gateway.

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Stripe: Global online payment gateway offering APIs and hosted checkout for e-commerce merchants—the most direct head-to-head competitor to PayLane's hosted Secure Form and REST API offering.
• Checkout.com: Modern payment gateway and orchestration platform offering multi-currency processing and developer-first APIs to e-commerce merchants across Europe and globally—closely comparable in business model and target.
• Authorize.Net: Long-established hosted payment gateway serving SMB and mid-market e-commerce merchants with API and hosted form integrations, competing for the same SMB merchant cohort as PayLane.
• Mollie: European payment gateway offering multi-method and multi-currency processing to SMB and mid-market merchants via API and plugins—most comparable European-headquartered peer to PayLane.
• Braintree (PayPal-owned): Developer-focused payment gateway serving e-commerce merchants with multi-currency processing, SDKs and hosted fields—competing for the same API-first e-commerce developer audience as PayLane.

Broad incumbents

• PayPal: Incumbent global payments and checkout provider serving e-commerce merchants with multi-currency and merchant gateway services, directly overlapping PayLane's payment acceptance value proposition.
• Adyen: Enterprise-grade global payment processor providing multi-currency, multi-method acceptance to merchants—overlaps with PayLane at the top end of the cross-border e-commerce segment.
• Worldpay: Global merchant acquirer and gateway offering multi-currency payment processing for e-commerce merchants across European and global markets—overlaps with PayLane at the cross-border gateway layer.

Regional players

• PayU (Przelewy24): Dominant Poland-and-CEE online payment processor with deep local payment-method coverage, directly competing for Polish and regional e-commerce merchants using the same plugin-based onboarding.
• Tpay: Polish online payment gateway serving e-commerce merchants with multi-method processing and Polish banking integrations—a direct regional competitor to PayLane in its home market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/PayLane
• Facebookfacebook.com/PayLane
• LinkedInlinkedin.com/company/paylane

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about PayLane