Navitas Credit Corp.

Equipment Financingnavitascredit.com

Company typePrivate
Founded2008
HeadquartersPonte Vedra Beach, United States
Headcount251–500
GTM typeB2B
OfferingServices

Navitas Credit Corp. firmographics

Firmographics

Name: Navitas Credit Corp.
Legal name: Navitas Credit Corp.
Website: https://navitascredit.com
Company type: Private
Founded year: 2008
Operating status: Operating
Headcount range: 251–500 employees
Ownership category
akta.pro rank

Navitas Credit Corp. industry classification

Industry

Product category: Equipment Financing
NAICS: Sales Financing (522220), Credit Intermediation and Related Activities (522), Activities Related to Credit Intermediation (5223)
SIC: Services-Equipment Rental & Leasing, Nec (7359), Miscellaneous Business Credit Institution (6159)
akta.pro primary industry: SME Equipment & Asset Finance (Leasing, Fleet, Capex) (FSABABAH)
akta.pro secondary industry: Equipment & Asset Finance (SME) (FSAKAGAF)

Keywords

Equipment financing solutions
Commercial equipment lending
Small business financing
Vendor financing programs
Franchise financing services

Where Navitas Credit Corp. is headquartered

Location

Headquarters

HQ city: Ponte Vedra Beach
HQ country: United States
HQ region: North America

Offices7 records

Markets served

Navitas Credit Corp. business model

Business model

GTM type: B2B
Offering type: Services
Cost components: Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

Equipment Financing Interest and Fees: Navitas Credit Corp. generates revenue through interest income and fees from equipment financing transactions. The company originates equipment loans and leases for small and mid-sized businesses, earning interest on the financed amounts plus various transaction fees including documentation fees. As of March 31, 2026, they managed approximately $1.8 billion in owned receivables.

Pricing tiers

Model	Billing	Price
Transaction based/ take rate	Monthly	Small Ticket Financing ($5,000 - $250,000)
Transaction based/ take rate	Monthly	Mid-Market Financing ($250,000 - $5,000,000)
Transaction based/ take rate	Monthly	Standard Financing Rates

Go-to-market motion2 records

Distribution channels5 records

Marketing channels6 records

Navitas Credit Corp. product offering

Product offering

Core offering

Navitas Credit Corp. provides equipment financing loans and leases to U.S. businesses for the acquisition of commercial equipment and technology, ranging from $5,000 to $5 million with terms of 12 to 84 months. Programs are delivered through direct, vendor/dealer and originator/broker channels and include both credit-based and asset-based structures (the latter via its Ultimate Finance division). The company specializes in financing for small and mid-sized businesses across multiple verticals including franchise, technology, healthcare, and commercial equipment.

Product overview

Navitas Credit Corp. is an equipment financing company offering a unified platform of financing solutions for small and mid-sized businesses. The core product is equipment financing ranging from $5,000 to $5 million with flexible terms up to 84 months. The company provides two specialized Partner Funding divisions: Credit-Based Programs evaluating borrower financials, and Asset-Based Programs (Ultimate Finance) evaluating equipment collateral value. Navitas TurboTools™ serves as the digital platform for lead generation and embedded finance, while the Customer Portal, Vendor Portal, and Partner Portal provide dedicated access for different user types. Additional offerings include Franchise Financing ($250K-$5M), Section 179 Tax Savings Calculator, and Syndication services for portfolio transactions. The company operates across multiple industries including automotive, healthcare, restaurant, industrial, robotics, and vocational trucking.

Differentiator

Problem solved

Functional benefit

Brands

Ultimate Finance: Partner Funding Assets division of Navitas Credit Corp., specializing in asset-based lending for originators with financing from $10,000 to $2 million+ across a wide range of equipment, machinery, and titled assets.
Navitas TurboTools
Partner Funding Credit
Navitas Franchise Finance

Products and services

Equipment Financing Loans and Leases Core commercial equipment and technology financing product, providing loans and leases from $5,000 to $5 million with terms of 12 to 84 months to U.S. small and mid-sized businesses across multiple verticals.
Franchise Financing Dedicated financing solution for franchisees and franchisors, supporting new unit openings, remodels, refreshes and equipment rollouts, with a Section 179 tax savings calculator tailored to this segment.
Partner Funding — Credit-Based Programs Credit-driven equipment financing program offered to originators and brokers, accepting applications from businesses across credit tiers A+ through C/D with rates tailored to credit profile.
Partner Funding — Asset-Based Programs (Ultimate Finance) Asset-based equipment financing program delivered through the Ultimate Finance division, enabling financing for businesses based on the value of the underlying equipment rather than primarily on credit profile.
Navitas TurboTools™ Embedded Finance Engine Proprietary embedded finance platform that enables partners and vendors to integrate Navitas financing capabilities directly into their own sales channels and workflows.
Navitas Connect (Vendor Portal) Vendor portal that enables equipment dealers and manufacturers to submit financing applications, track transactions and service their financed customers through Navitas.
Partner Portal Dedicated web portal for finance originators and brokers to submit, track and manage equipment financing transactions with Navitas.
Finance Payment Calculator Online tool that allows prospective customers to estimate monthly payments for equipment financing based on amount, term and rate.
Section 179 Tax Savings Calculator Online calculator that helps businesses, particularly franchisees, estimate potential tax savings from Section 179 deductions on equipment purchases financed through Navitas.

Quantifiable outcome

Total financing provided: $6.8 billion
+3 more outcomes

Companies that use Navitas Credit Corp.

Customer profile

Named customers3 records

Segments13 records

Ideal customer profiles4 records

Navitas Credit Corp. technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

Integration2 records

Feature5 records

Navitas Credit Corp. partnerships and signals

Strategic signal

Partnerships

Five partnerships are on record, tiered minor and core.

Equipment Leasing and Finance Association (ELFA)minorOthersNavitas is a member of the Equipment Leasing and Finance Association, the equipment leasing and finance industry's trade association.
National Equipment Finance Association (NEFA)minorOthersNavitas is a member of the National Equipment Finance Association, supporting industry networking and standards.
American Association of Commercial Finance Brokers (AACFB)minorOthersNavitas is a member of the American Association of Commercial Finance Brokers, demonstrating commitment to industry best practices.
DocuSigncoreTechnology or IntegrationNavitas uses DocuSign for digital document completion, enabling paperless transactions and expedited funding processes for customers.
Section 179 Tax AdvisorsminorStrategic or Co-development PartnerNavitas provides educational resources and calculators for Section 179 tax deductions, recommending customers consult qualified tax professionals for personalized guidance.

Scale indicators7 records

Recent moves7 records

Expansion highlights6 records

Navitas Credit Corp. competitors and assessment

Company assessment

Direct peers

Balboa Capital: Balboa Capital is a direct competitor providing equipment financing and leasing to small and mid-sized businesses across the U.S. with similar ticket sizes, multi-channel origination (vendor, direct, broker), and a comparable focus on speed of credit decision.
Marlin Business Services: Marlin (now part of HPS Investment Partners) specializes in equipment leasing and financing for small businesses, offering a similar ticket range and vendor/dealer channel model, making it one of the closest direct comparisons to Navitas' core business.
TimePayment: TimePayment is an SMB-focused equipment leasing company serving vendors and direct customers with ticket sizes similar to Navitas' small-ticket range, operating a digital partner portal model that closely mirrors Navitas' Partner Funding approach.
Crest Capital: Crest Capital provides equipment financing and leasing to small businesses nationwide with an online application platform and broad equipment-category coverage, competing head-to-head with Navitas in the sub-$250K small-ticket segment.
Currency Capital: Currency Capital is a digital-first equipment financing marketplace connecting SMB borrowers with multiple lenders; while lighter-asset than Navitas, it directly competes for the same vendor, broker, and direct SMB origination flow.
Stearns Bank: Stearns Bank is a privately held U.S. bank with a significant equipment finance division focused on SMB and vendor channel lending; its business model, ticket sizes, and vertical breadth are closely aligned with Navitas Credit.
FSG (Financial Services Group): FSG provides equipment financing, leasing, and working capital to small and mid-sized businesses across the U.S., with a vendor-channel and direct origination model that overlaps significantly with Navitas' equipment financing core offering.

Broad incumbents

DLL: DLL is one of the largest global equipment finance vendors with deep vendor-finance programs across industries; while much larger and more global than Navitas, it directly competes for vendor/dealer relationships and embedded-finance partnerships in overlapping verticals.
CIT Group (First Citizens Bank): CIT's Commercial Equipment Finance division (now part of First Citizens) is a major incumbent in SMB and middle-market equipment lending, providing direct competition on larger tickets ($1M+) while sharing Navitas' broad vertical coverage.
Wells Fargo Equipment Finance: Wells Fargo's equipment finance division is a bank-affiliated broad incumbent offering equipment loans and leases across ticket sizes and industries; it is also a financing source for the Wafra acquisition, underscoring its role as both competitor and capital provider in this space.

Market position

Weaknesses5 records

Competitive moat5 records

Key risks2 records

Key highlights7 records

Customer concentration

Navitas Credit Corp. financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Navitas Credit Corp. leadership team

Management profile

Number of profiles

Profiles2 records

Navitas Credit Corp. subsidiaries and ownership

Company hierarchy

Subsidiaries1 record

Navitas Credit Corp. funding detail

Funding detail

Funding overview

Funding rounds1 record

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Navitas Credit Corp. M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Navitas Credit Corp.

What does Navitas Credit Corp. do?

Is Navitas Credit Corp. a public or private company?

Navitas Credit Corp. is a private company. It is classified as corporate owned and is currently operating.

When was Navitas Credit Corp. founded?

Navitas Credit Corp. was founded in 2008. It employs 251 to 500 people.

Where is Navitas Credit Corp. based?

Navitas Credit Corp. is headquartered in Ponte Vedra Beach, United States, in the North America region.

How does Navitas Credit Corp. make money?

One revenue line is on record: equipment Financing Interest and Fees.

Who are Navitas Credit Corp.'s main competitors?

Direct peers on record are Balboa Capital, Marlin Business Services, TimePayment, Crest Capital, Currency Capital, Stearns Bank and FSG (Financial Services Group). Broad incumbents are DLL, CIT Group (First Citizens Bank) and Wells Fargo Equipment Finance.

Does Navitas Credit Corp. have an API?

No public API is recorded for Navitas Credit Corp..

What industry is Navitas Credit Corp. in?

Navitas Credit Corp.'s product category is Equipment Financing. Its primary akta.pro industry code is FSABABAH, SME Equipment & Asset Finance (Leasing, Fleet, Capex), with a secondary code of FSAKAGAF, Equipment & Asset Finance (SME). Its NAICS code is 522220 and its SIC code is 7359.