Credee
Credee is a private payment infrastructure and checkout intelligence platform serving over 30,000 businesses across eight countries, primarily SMBs in high-ticket verticals like healthcare, auto, home services, and e-commerce. Its AI-powered Credee Revenue Builder delivers flexible payment plans, real-time conversion scoring, and automated revenue recovery.
- Company typePrivate
- Founded-
- HeadquartersNewport Beach, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Credee does
Credee Corporation is a privately held payment infrastructure and checkout intelligence platform headquartered in Newport Beach, California, serving over 30,000 businesses across eight countries. The company operates a multi-vertical go-to-market focused on high-ticket, payment-hesitant SMB segments including healthcare, dental and medspa practices, auto services, home services, professional services, e-commerce, marketplaces, and SaaS platforms. Its core product, the Credee Revenue Builder (CRB), is an intelligent checkout engine that consolidates drag-and-drop checkout design, AI-powered conversion scoring, auto-optimized routing, smart payment matching, risk monitoring, and automated revenue recovery into a single platform.
The underlying technology is built on a claimed decade of real transaction data, with AI and predictive analytics layered across the checkout funnel to detect abandonment risk, recommend payment structures, and recover failed or dropped payments. Credee integrates into existing CRM, practice management, billing, and POS systems via embedded checkout, smart payment links (SMS/email/QR), and an API surface, and extends into physical retail through the PCI-compliant Credee Terminal. The platform maintains HIPAA-ready and PCI-DSS compliant infrastructure, positioning it for healthcare and regulated verticals.
Credee's revenue model combines transaction-based payment processing fees, recurring platform subscriptions, payment-plan facilitation margins, and optional hardware sales from the Credee Terminal. Pricing is quote-based with no public tiers, and the go-to-market is hybrid: self-serve signup for SMBs, direct enterprise sales for larger accounts, and OEM/embedded partnerships for SaaS platforms and CRMs. The company is bootstrapped with no disclosed venture funding, operates regional offices in Sydney and Manchester alongside its US headquarters, and serves 30+ industries under a long-tail distribution strategy.
Credee firmographics
Firmographics- Name
- Credee
- Legal name
- Credee Corporation
- Website
- https://credee.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Credee is a private payment infrastructure and checkout intelligence platform serving over 30,000 businesses across eight countries, primarily SMBs in high-ticket verticals like healthcare, auto, home services, and e-commerce. Its AI-powered Credee Revenue Builder delivers flexible payment plans, real-time conversion scoring, and automated revenue recovery.
- Ownership category
- akta.pro rank
Credee industry classification
Industry- Product category
- Payment Processing Software
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Activities Related to Credit Intermediation (5223)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Personalization, Testing & Conversion Rate Optimization (CRO) (BPAFAFAG)
Keywords
Where Credee is headquartered
LocationHeadquarters
- HQ city
- Newport Beach
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
Credee business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure, Supply Chain
Revenue model
- Payment Processing & Transaction Fees: Credee charges businesses for processing payments through their platform. Revenue generated from transaction fees when customers complete purchases through the flexible payment infrastructure.
- Subscription/Platform Fees: Monthly or annual platform access fees for using the Credee Revenue Builder, analytics dashboard, and checkout infrastructure. SaaS platforms, professional services, and marketplaces access the platform on subscription basis.
- Payment Plan Facilitation: Revenue generated from facilitating installment payments and flexible payment plans for businesses across healthcare, auto services, home services, and other verticals.
- Terminal Hardware Sales: Optional Credee Terminal hardware sold to businesses for in-person payment acceptance.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Quote-based enterprise pricing |
Distribution channels6 records
Marketing channels9 records
Credee product offering
Product offeringCore offering
Credee provides an AI-powered payment infrastructure and checkout intelligence platform, anchored by the Credee Revenue Builder, which enables businesses to design branded checkout flows, offer flexible payment plans, and convert hesitant customers through real-time conversion scoring, auto-optimized routing, and automated recovery. The platform is distributed via embedded checkout integrations, smart payment links (SMS/email/QR), and the optional Credee Terminal hardware for in-person payments.
Product overview
Credee is an all-in-one payment ecosystem and revenue infrastructure platform that provides intelligent automation and software tools for businesses in high-ticket industries. The platform is built around the Credee Revenue Builder as its core intelligent engine, which combines checkout design, AI-powered conversion scoring, and payment recovery into one consolidated system. Key modules include the Checkout Builder for drag-and-drop payment flow customization, Smart Links and Embedded Flow for multi-channel payment capture, Checkout Shield and Checkout Recovery for risk management, the Smart Match AI for payment routing, and the Credee Terminal hardware product for in-person payments. Additional features include the AI Conversion Engine for real-time optimization, Automated Reputation Builder for review generation, and Smart Payment Reminders for collection automation. Credee operates across eight industries including Healthcare, E-commerce, Auto Services, Wellness & Aesthetics, Professional Services, Home Services, SaaS Platforms, and Marketplaces.
Differentiator
Problem solved
Functional benefit
Brands
- Credee Terminal: Smart checkout terminal hardware product that processes payments, payment plans, and subscriptions at the point of sale with features including tap/chip/swipe, QR code support, loyalty programs, and review automation.
Products and services
- Credee Revenue Builder An AI-powered checkout intelligence platform that acts as a co-pilot for businesses, allowing them to design custom payment flows, set rules, and apply AI-powered recommendations to prevent checkout abandonment. It combines checkout design, AI conversion scoring, smart routing, Checkout Shield risk monitoring, and automated recovery into one revenue infrastructure system.
- Credee Terminal A smart physical point-of-sale terminal that processes payments, payment plans, and subscriptions in person. Features lightning-fast tap, chip, swipe, and QR code payment support, PCI-compliant encrypted processing, hardware-level tamper protection, all-day battery, and WiFi connectivity with auto-updates. Lets merchants route customers to the right payment structure at the register.
- Flexible Payment Plans Structured payment options ranging from full upfront payments to monthly plans, automatically generated and matched to customers based on their budget at point of sale. Available to businesses across healthcare, e-commerce, auto services, wellness and aesthetics, home services, professional services, SaaS, and marketplaces.
Quantifiable outcome
- Trusted by 30,000+ businesses globally
- +4 more outcomes
Companies that use Credee
Customer profileNamed customers2 records
Segments8 records
Ideal customer profiles7 records
Credee technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
AI capability7 records
Feature9 records
Credee partnerships and signals
Strategic signalScale indicators4 records
Recent moves6 records
Expansion highlights5 records
Credee competitors and assessment
Company assessmentDirect peers
- Affirm: Affirm is a leading BNPL provider that enables merchants to offer installment payments at checkout. Like Credee, it focuses on flexible payment-plan conversion in e-commerce and other high-ticket verticals, though Affirm underwrites credit directly rather than relying solely on partner lenders.
- Klarna: Klarna offers pay-in-installments and pay-later solutions integrated at merchant checkout across global markets. It is comparable to Credee in addressing checkout conversion and flexible payments, with deeper international presence and direct consumer banking offerings.
- Afterpay: Afterpay (owned by Block) provides BNPL at checkout for merchants, focused on converting higher-ticket e-commerce carts. Comparable to Credee in checkout-payment-plan facilitation, with a stronger consumer brand in retail.
- Sezzle: Sezzle offers interest-free installment payments at checkout for merchants and consumers. It is comparable to Credee as a BNPL/checkout conversion platform with a multi-vertical merchant base and similar SMB-friendly positioning.
- Splitit: Splitit enables installment payments on existing credit cards at merchant checkout, targeting higher-ticket verticals. Comparable to Credee in providing checkout-time flexible payments without new credit lines for the consumer.
Broad incumbents
- Stripe: Stripe is a broad payments infrastructure platform serving SMBs and enterprises with processing, checkout, and embedded finance APIs. Comparable to Credee as a payment and checkout infrastructure layer, with much broader scope and significantly more capital.
- Block (Square): Block operates Square, a leading SMB payments and POS platform including hardware terminals and Afterpay. Comparable to Credee in combining payment processing, hardware, and flexible payment options for SMBs, with far greater scale and capital.
- PayPal: PayPal offers payment processing, checkout, and BNPL (Pay in 4, Pay Monthly) across global merchants. Comparable to Credee in addressing SMB checkout conversion and flexible payments, with established consumer brand and direct lending capabilities.
Emerging players
- Toast: Toast provides POS hardware and integrated payments tailored to restaurants, with embedded checkout and flexible payment features. Comparable to Credee as a vertical-focused payment infrastructure plus hardware provider targeting SMBs, though concentrated in food service.
- Perpay: Perpay offers BNPL checkout for e-commerce and a consumer credit product. Comparable to Credee in providing flexible payment options at SMB checkout, though with a more consumer-credit-centric model and smaller merchant footprint.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Credee social profiles
Digital presenceCredee compliance and trust
Trust signalCompliance2 records
Credee financial estimates
Financial estimateRevenue estimate
Valuation estimate
Credee leadership team
Management profileNumber of profiles
Credee funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Credee M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Credee
What does Credee do?
Credee provides an AI-powered payment infrastructure and checkout intelligence platform, anchored by the Credee Revenue Builder, which enables businesses to design branded checkout flows, offer flexible payment plans, and convert hesitant customers through real-time conversion scoring, auto-optimized routing, and automated recovery. The platform is distributed via embedded checkout integrations, smart payment links (SMS/email/QR), and the optional Credee Terminal hardware for in-person payments.
Is Credee a public or private company?
Credee is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Credee founded?
Credee was founded in -1. It employs 11 to 50 people.
Where is Credee based?
Credee is headquartered in Newport Beach, United States, in the North America region.
How does Credee make money?
Four revenue lines are on record. Payment Processing & Transaction Fees are the primary driver. The others are subscription/Platform Fees, payment Plan Facilitation and terminal Hardware Sales.
Who are Credee's main competitors?
Direct peers on record are Affirm, Klarna, Afterpay, Sezzle and Splitit. Broad incumbents are Stripe, Block (Square) and PayPal. Emerging players are Toast and Perpay.
Does Credee have an API?
No public API is recorded for Credee.
What industry is Credee in?
Credee's product category is Payment Processing Software. Its primary akta.pro industry code is BPAFAFAG, Personalization, Testing & Conversion Rate Optimization (CRO). Its NAICS code is 52232 and its SIC code is 7372.