John Marshall Bank
- Company typePublic
- Founded1999
- HeadquartersReston, United States
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
John Marshall Bank firmographics
Firmographics- Name
- John Marshall Bank
- Legal name
- John Marshall Bank
- Website
- https://johnmarshallbank.com
- Company type
- Public
- Founded year
- 1999
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
John Marshall Bank industry classification
Industry- Product category
- Community Banking
- NAICS
- Commercial Banking (522110), Depository Credit Intermediation (5221)
- SIC
- State Commercial Banks (6022)
- akta.pro primary industry
- SME Sector/Specialty Banking (Vertical-focused: Healthcare, Agri, Tech, etc.) (FSABABAI)
- akta.pro secondary industries
- SME Business Lending (Term Loans, Lines of Credit, Overdrafts) (FSABABAB), Real Estate (Commercial Property, REITs) (FSABACAH)
Keywords
Where John Marshall Bank is headquartered
LocationHeadquarters
- HQ city
- Reston
- HQ country
- United States
- HQ region
- North America
Offices8 records
Markets served
John Marshall Bank business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Revenue model
- Net Interest Income: Interest income from loan portfolio (total loans $1.97 billion as of Q1 2026) minus interest paid on deposits. Core earnings driver for the bank.
- SBA Lending: Small Business Administration loan programs including SBA 7(a), SBA Express, and SBA 8(a) loans. The bank is an SBA Preferred Lender.
- Deposit Account Fees: Monthly service fees, overdraft fees, and other account-related charges on checking and savings accounts.
- Treasury Management Services: Cash management, Positive Pay, wire transfers, ACH payments, and other business banking services.
- Mortgage Banking: Home mortgages including Home Pursuit low down payment program and HELOCs for consumer customers.
- Dividends: Quarterly cash dividends of $0.09 per share, with aggregate payment of approximately $1.3 million.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Multi-year contract | Sunny Money CD - 8-Month Term |
| Subscription | Multi-year contract | Flex Your Funds CD - 12-Month Term |
| Unit Pricing | Monthly | Home Pursuit Mortgage |
| Other | Monthly | SBA Express Loans |
| Subscription | Monthly | Commercial Banking Deluxe |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels6 records
John Marshall Bank product offering
Product offeringCore offering
John Marshall Bank is a community bank that provides business and personal banking services through eight full-service branches and digital channels in the Washington D.C. Metro area. Its product set spans commercial and SBA lending, treasury management (including Positive Pay fraud prevention and Escrow Optimizer), business checking and savings, residential mortgages and HELOCs, and consumer deposit accounts. The bank verticalizes its offerings with industry-specialist teams serving government contractors, healthcare practices, commercial real estate, nonprofits, property managers, title/escrow firms, and professional services firms.
Product overview
John Marshall Bank is a community bank offering a unified, full-service banking platform with products organized around two customer segments: Business and Personal. The core business banking platform includes Commercial Banking Deluxe checking, Treasury Management Services, Escrow Optimizer, SBA loans (including SBA Express Loans up to $500,000 and SBA 8(a) Program), and Positive Pay fraud protection. The personal banking platform encompasses checking and savings accounts, online and mobile banking, mortgages (Home Pursuit Mortgage with 4.99% rate/5.91% APR, and HELOC), and Zelle person-to-person payments. The bank also provides specialized industry banking verticals including Government Contractor Lending, Commercial Real Estate Lending, Health Services (with Total Practice Financing), Nonprofit Banking, Property Management, Title & Escrow Services, General and Trade Contractors, Professional Services, and Charter/Private Schools banking. These industry segments share common treasury and lending infrastructure while offering tailored solutions. Deposit products include promotional CDs (Sunny Money CD at 4.25% APY and Flex Your Funds CD at 3.50% APY). All customer segments access banking services through Business and Personal Online/Mobile Banking platforms with integrated fraud protection tools.
Differentiator
Problem solved
Functional benefit
Brands
- Commercial Banking Deluxe: Business checking account promotion with savings benefits
- Sunny Money CD
- Flex Your Funds CD
- Home Pursuit Mortgage
- Freedom Checking
- Escrow Optimizer
- Supreme Checking
Products and services
- Commercial Banking Deluxe Premium business checking account with enhanced features and benefits designed to help businesses save up to $2,800 annually through relationship-based banking services.
- Escrow Optimizer Treasury management solution that simplifies the management of third-party funds for businesses, particularly beneficial for title and escrow companies.
- SBA Express Loans Small Business Administration Express Loans offering up to $500,000 for small businesses with expedited approval processes.
- SBA 8(a) Program Specialized SBA 8(a) business development program for socially and economically disadvantaged businesses.
- Home Pursuit Mortgage Low down payment mortgage program offering 4.99% rate and 5.91% APR, designed for families and professionals seeking to purchase homes.
- HELOC Home Equity Line of Credit allowing homeowners to access equity in their properties for various financial needs.
- Positive Pay Fraud prevention tool that allows businesses to proactively monitor and validate issued checks, reducing unauthorized transactions and fraudulent duplicate checks, with integrations to QuickBooks, Sage, NetSuite, Deltek, and Ryno.
- Zelle Person-to-Person Payments Person-to-person payment network enabling users to send and receive money with friends, family, and trusted contacts using email addresses or mobile phone numbers.
- Business Online Banking Comprehensive online banking platform for business customers to manage accounts, transfer funds, pay bills, and access treasury management services including Positive Pay and QuickBooks integration.
- Business Mobile Banking Mobile banking application for business customers to access accounts, transfer funds, and manage finances on-the-go.
- Personal Online Banking Online banking platform for personal customers to view balances, transfer funds, pay bills, and manage personal finances.
Quantifiable outcome
- Q1 2026 net income of $6.1 million, a 27% increase year-over-year
- +4 more outcomes
Companies that use John Marshall Bank
Customer profileNamed customers5 records
Segments9 records
Ideal customer profiles2 records
John Marshall Bank technology and API
TechnologyAPI detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
Feature5 records
John Marshall Bank partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Dunlap Bennett & LudwigminorDunlap Bennett & Ludwig and John Marshall Bank co-hosted a free Veteran Business Summit in Vienna on November 6, 2025, aimed at supporting veteran entrepreneurs through expert-led sessions and networking opportunities covering financing, legal considerations, certifications, and succession planning.
Scale indicators9 records
Recent moves7 records
Expansion highlights5 records
John Marshall Bank competitors and assessment
Company assessmentDirect peers
- Eagle Bancorp: Eagle Bancorp is the parent of EagleBank, a Bethesda, Maryland-based community bank serving the Washington DC Metro area with commercial lending, CRE, and government contractor banking. It is the most direct geographic and product peer to John Marshall Bank.
- Sandy Spring Bancorp: Sandy Spring Bancorp is a Maryland-based community bank holding company with similar commercial and consumer banking products, including CRE, SBA, and treasury management, serving the Mid-Atlantic region with comparable scale and customer mix to JMB.
- Burke & Herbert Financial Services: Burke & Herbert is an Alexandria, Virginia-based community bank with a long DMV history, similar SMB and commercial lending focus, and recently went public—providing a close size and geography comp to JMB.
- FVCBankcorp: FVCBankcorp is a Northern Virginia-based community bank with significant CRE and commercial lending exposure in the DC Metro market, sharing JMB's vertical orientation toward professional services and government-adjacent borrowers.
- Chain Bridge Bancorp: Chain Bridge Bancorp is a DC-area community bank that recently IPO'd, with private banking and commercial lending operations. It competes for similar high-net-worth and SMB customers in the DC Metro footprint.
- Capital Bancorp: Capital Bancorp is a Rockville, Maryland-based community bank holding company with commercial lending, CRE, and small-business banking products that mirror JMB's SMB-focused relationship model in the DC Metro region.
- MainStreet Bancshares: MainStreet Bancshares is the parent of MainStreet Bank, a Fairfax, Virginia-based community bank with similar commercial and SBA lending focus in the Northern Virginia/DC Metro corridor, directly comparable in size and vertical mix.
- C&F Financial: C&F Financial is a Virginia-based bank holding company whose banking subsidiary serves Virginia communities with commercial and consumer banking. Similar community-bank scale and Mid-Atlantic geography make it a relevant comparable.
- National Bankshares: National Bankshares is a Virginia community bank holding company providing commercial and consumer banking in Southwestern Virginia. It is a useful comp for JMB's community-bank operating model and asset size, though at a different regional focus.
Broad incumbents
- Atlantic Union Bankshares: Atlantic Union Bankshares is one of the largest Virginia-headquartered regional banks, with a much broader commercial, CRE, wealth, and capital markets product set across Virginia and the Mid-Atlantic. It competes with JMB for the same commercial customers but at significantly larger scale.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
John Marshall Bank social profiles
Digital presenceJohn Marshall Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
John Marshall Bank leadership team
Management profileNumber of profiles
Profiles8 records
John Marshall Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
John Marshall Bank M&A and investment
M&A and investmentM&A2 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about John Marshall Bank
What does John Marshall Bank do?
John Marshall Bank is a community bank that provides business and personal banking services through eight full-service branches and digital channels in the Washington D.C. Metro area. Its product set spans commercial and SBA lending, treasury management (including Positive Pay fraud prevention and Escrow Optimizer), business checking and savings, residential mortgages and HELOCs, and consumer deposit accounts. The bank verticalizes its offerings with industry-specialist teams serving government contractors, healthcare practices, commercial real estate, nonprofits, property managers, title/escrow firms, and professional services firms.
Is John Marshall Bank a public or private company?
John Marshall Bank is a public company. It is classified as public and is currently operating.
When was John Marshall Bank founded?
John Marshall Bank was founded in 1999. It employs 101 to 250 people.
Where is John Marshall Bank based?
John Marshall Bank is headquartered in Reston, United States, in the North America region.
How does John Marshall Bank make money?
Six revenue lines are on record. Net Interest Income is the primary driver. The others are SBA Lending, deposit Account Fees, treasury Management Services, mortgage Banking and dividends.
Who are John Marshall Bank's main competitors?
Direct peers on record are Eagle Bancorp, Sandy Spring Bancorp, Burke & Herbert Financial Services, FVCBankcorp, Chain Bridge Bancorp, Capital Bancorp, MainStreet Bancshares, C&F Financial and National Bankshares. Atlantic Union Bankshares is listed as a broad incumbent.
Does John Marshall Bank have an API?
No public API is recorded for John Marshall Bank.
What industry is John Marshall Bank in?
John Marshall Bank's product category is Community Banking. Its primary akta.pro industry code is FSABABAI, SME Sector/Specialty Banking (Vertical-focused: Healthcare, Agri, Tech, etc.), with a secondary code of FSABABAB, SME Business Lending (Term Loans, Lines of Credit, Overdrafts). Its NAICS code is 522110 and its SIC code is 6022.