LendingRobot
LendingRobot is a Denver-based fintech that operates an automated robo-advisor platform enabling retail investors to build and manage diversified portfolios across peer-to-peer lending marketplaces through algorithmic loan allocation.
- Company typePrivate
- Founded2012
- HeadquartersDenver, United States
- Headcount11–50
- GTM typeB2C
- OfferingSoftware
What LendingRobot does
LendingRobot is a private, for-profit fintech company founded in 2012 and headquartered in Denver, United States. It operates a robo-advisor investment platform that automates portfolio construction and allocation across peer-to-peer (P2P) lending marketplaces. The product targets retail investors seeking diversified exposure to consumer loan assets without manually selecting, bidding on, and rebalancing hundreds of individual loans.
The underlying technology is an algorithmic engine that ingests available loan inventory from P2P marketplaces, applies scoring and diversification rules, and continuously reinvests principal and interest repayments according to user-defined risk parameters. The company maintains a legacy web property at a 'classic' subdomain, indicating at least one prior product iteration. No specific AI/ML architecture, model stack, or data assets are disclosed in the input.
The business model is consistent with P2P robo-advisory peers — likely a combination of asset-based management fees and/or subscription pricing on automated portfolios, though the input does not confirm pricing mechanics, AUM, or customer count. LendingRobot has raised an estimated $3M-plus across three disclosed funding rounds (a 2014 seed from Club Italia Investimenti 2, a 2015 round led by Runa Capital, and a 2018 round led by FinSight Ventures). With 11–50 employees and no disclosed post-2018 operational signals, the company appears to operate at a small, sustained scale within the structurally contracted P2P lending category.
LendingRobot firmographics
Firmographics- Name
- LendingRobot
- Website
- https://LendingRobot.com
- Company type
- Private
- Founded year
- 2012
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- LendingRobot is a Denver-based fintech that operates an automated robo-advisor platform enabling retail investors to build and manage diversified portfolios across peer-to-peer lending marketplaces through algorithmic loan allocation.
- Ownership category
- akta.pro rank
LendingRobot industry classification
Industry- Product category
- Robo-Advisory / Automated Peer-to-Peer Lending Investing
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310), Nondepository Credit Intermediation (5222), Consumer Lending (522291)
- SIC
- Loan Brokers (6163), Investment Advice (6282)
- akta.pro primary industry
- Consumer P2P Personal Loans (Unsecured) (FSAKAHAA)
- akta.pro secondary industries
- P2P Loan Syndication & Participation Platforms (FSAKAHAL), Pricing, Risk-Based Offer & Limit Management (FSAGAHAE)
Keywords
Where LendingRobot is headquartered
LocationHeadquarters
- HQ city
- Denver
- HQ country
- United States
- HQ region
- North America
Markets served
LendingRobot business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales
LendingRobot product offering
Product offeringCore offering
LendingRobot operates an automated investing platform for peer-to-peer lending. It manages investor portfolios by algorithmically selecting and optimizing loan investments, removing the need for investors to manually pick and rebalance individual p2p notes. The offering targets individual investors seeking diversified, hands-off exposure to consumer or small-business loans originated on p2p lending platforms.
Product overview
LendingRobot is a single unified product offering automated investing services in the peer-to-peer lending market. The platform enables investors to automate their peer lending portfolios through algorithmic portfolio management.
Differentiator
Problem solved
Functional benefit
Products and services
- LendingRobot Automated investing platform that algorithmically selects, diversifies, and optimizes peer-to-peer loan investments on behalf of individual investors, providing hands-off exposure to the p2p lending asset class.
Companies that use LendingRobot
Customer profileIdeal customer profiles1 record
LendingRobot technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
LendingRobot partnerships and signals
Strategic signalRecent moves3 records
Expansion highlights2 records
LendingRobot competitors and assessment
Company assessmentBroad incumbents
- Betterment: Major robo-advisor with automated portfolio management for retail investors. Comparable business model of algorithm-driven investment management, though focused on diversified portfolios rather than P2P credit.
- Upstart: AI-driven online lending platform offering consumer loans and auto lending. Comparable online lending category with similar retail-investor and consumer credit exposure, though operates as an originator rather than a passive investor platform.
- SoFi: Large fintech combining consumer lending, wealth management (robo-advisor), and deposit products. Overlaps with LendingRobot where SoFi offers automated investing and has historically been active in P2P/marketplace credit.
- Wealthfront: Leading robo-advisor offering automated portfolio management. Comparable as an automated investing platform, though Wealthfront's focus is on traditional asset classes rather than P2P loans.
Direct peers
- Groundfloor: Peer-to-peer real estate lending platform enabling retail investors to fund individual loans. Comparable as a P2P lending venue where LendingRobot's automation layer could be applied to loan selection.
- PeerStreet: Peer-to-peer real estate lending platform with retail investor access. Comparable as a marketplace lender whose loan inventory could be targeted by LendingRobot's automated selection engine.
- Prosper Marketplace: Major U.S. peer-to-peer consumer lending platform. Directly comparable to LendingClub as an originating P2P venue where LendingRobot's automation layer adds value for retail investors.
- Funding Circle: Online marketplace lending platform focused on small business loans. Comparable as a marketplace lending venue whose loan inventory could be accessed via LendingRobot's automation tooling.
- LendingClub: Largest U.S. peer-to-peer consumer lending platform. LendingRobot operates on top of LendingClub-style loan inventory, providing automated portfolio selection for investors who would otherwise pick loans manually on LendingClub.
Emerging players
- NSR Invest (now part of Orion Advisor Technology): Provider of P2P lending automation tools for advisors and investors - effectively the closest direct analogue to LendingRobot - now part of Orion Advisor Technology. Comparable as a robo-advisor overlay on P2P loan marketplaces.
Market position
Strengths3 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights4 records
Customer concentration
LendingRobot social profiles
Digital presenceLendingRobot financial estimates
Financial estimateRevenue estimate
Valuation estimate
LendingRobot leadership team
Management profileNumber of profiles
LendingRobot funding detail
Funding detailFunding overview
Funding rounds3 records
Investors3 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
LendingRobot M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about LendingRobot
What does LendingRobot do?
LendingRobot operates an automated investing platform for peer-to-peer lending. It manages investor portfolios by algorithmically selecting and optimizing loan investments, removing the need for investors to manually pick and rebalance individual p2p notes. The offering targets individual investors seeking diversified, hands-off exposure to consumer or small-business loans originated on p2p lending platforms.
When was LendingRobot founded?
LendingRobot was founded in 2012. It employs 11 to 50 people.
Where is LendingRobot based?
LendingRobot is headquartered in Denver, United States, in the North America region.
Who are LendingRobot's main competitors?
Broad incumbents on record are Betterment, Upstart, SoFi and Wealthfront. Direct peers are Groundfloor, PeerStreet, Prosper Marketplace, Funding Circle and LendingClub. NSR Invest (now part of Orion Advisor Technology) is listed as an emerging player.
Does LendingRobot have an API?
No public API is recorded for LendingRobot.
What industry is LendingRobot in?
LendingRobot's product category is Robo-Advisory / Automated Peer-to-Peer Lending Investing. Its primary akta.pro industry code is FSAKAHAA, Consumer P2P Personal Loans (Unsecured), with a secondary code of FSAKAHAL, P2P Loan Syndication & Participation Platforms. Its NAICS code is 522310 and its SIC code is 6163.