Fratarcangeli Wealth Management

What Fratarcangeli Wealth Management does

Fratarcangeli Wealth Management is a privately held, founder-led registered investment advisory firm headquartered in Bloomfield Hills, Michigan, with additional offices in Fort Lauderdale (FL), Mishawaka (IN), and New York City. Founded by Managing Principal Jeffrey Fratarcangeli and operating under an SEC-registered RIA umbrella (Thurston Springer Advisors) with broker-dealer services through Thurston Springer Financial and custody through Wells Fargo Clearing Services, the firm manages over $3.8 billion in assets under advisement (as of December 2025) for high-net-worth individuals, families, corporate executives, business owners, athletes/celebrities, retirees, and select institutional clients including endowments, foundations, and ERISA-qualified plans. The average client net worth is approximately $10 million.

The firm's service offering is a unified, multi-disciplinary wealth platform organized around an "A-B Approach" methodology: investment planning (SMAs, alternative investments, capital market access), wealth and estate planning (trust services, charitable giving, wealth transfer), retirement and education planning (IRAs, 529s, business retirement plans), institutional and business services (executive compensation, succession planning, institutional consulting), and liability/risk management including insurance placement (life, disability, specialty captives and reinsurance). Delivery is advisor-led with quarterly client meetings, a multi-channel content engine (blog, YouTube, LinkedIn, earned media), and a coordinated professional referral network anchored by CPAs and estate attorneys.

The revenue model is subscription-style and recurring: transparent percentage-of-AUM advisory fees, with the firm operating as a fiduciary (no commissions on product sales). Distribution is relationship-based enterprise field sales via the four offices and a bottom-of-funnel referral/partner network with CPAs, attorneys, and existing clients. The firm has held the Forbes #1 Best-In-State Wealth Management Team ranking in Michigan for 2024, 2025, and 2026, and has ranked repeatedly on Barron's Top 100 Independent Advisors and Forbes Top Wealth Management Teams national lists since at least 2019, supporting a recurring-fee revenue model with multi-generational client retention.

Name

Fratarcangeli Wealth Management

Legal name

Fratarcangeli Wealth Management

Website

https://fratarcangeliwealth.com

Company type

Private

Founded year

1996

Operating status

Operating

Headcount range

1–10 employees

Short description

Fratarcangeli Wealth Management is a founder-led RIA serving high-net-worth individuals, families, executives, business owners, and select institutions across Michigan, Florida, Indiana, and New York, managing over $3.8 billion via transparent AUM-based fiduciary advisory, estate planning, and institutional consulting.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Comprehensive/Full-Service RIAs & Independent Wealth Managers (FSAAACAA)

akta.pro secondary industries

Financial Planning–Led RIAs (FSAAACAB), Specialized/Niche-Vertical RIAs (e.g., Medical, Tech, Executives, Athletes) (FSAAACAL), Institutional Consulting RIAs (OCIO/Endowments/Foundations/Pensions) (FSAAACAG), Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers) (FSAAACAE)

Keywords

• Wealth management services
• Investment advisory
• Retirement planning
• Estate planning services
• Institutional consulting

Headquarters

HQ city

Bloomfield Hills

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Assets Under Management (AUM) Advisory Fees: The firm charges a transparent percentage of assets under management (AUM), creating direct alignment between the wealth manager's success and client outcomes. As a fiduciary, the firm does not earn commissions for selling products, ensuring independent advice. This recurring revenue model scales with client wealth growth.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels7 records

Core offering

Fratarcangeli Wealth Management is a fiduciary wealth advisory firm providing investment management, financial planning, retirement planning, estate and wealth transfer planning, tax-sensitive investing, insurance services, and institutional consulting. Services are delivered to high-net-worth individuals and families, corporate executives, athletes, business owners, and institutional clients through dedicated relationship managers and the firm's proprietary "A-B Approach" methodology. Securities and custody are facilitated through partnerships with Thurston Springer Financial and Wells Fargo Clearing Services.

Product overview

Fratarcangeli Wealth Management is a comprehensive wealth management firm offering a unified service model that integrates investment management, estate planning, institutional consulting, and specialized services. The core portfolio includes investment planning, advisory programs, separately managed accounts, and alternative investments (hedge funds, private equity, REITs, exchange funds) for building and growing wealth. For future planning, the firm provides education planning (529 plans), retirement planning (IRAs, business retirement plans), Envision Planning, and business/executive services. The preservation suite covers estate planning strategies, liability and risk management, tax-sensitive investing, and wealth transfer planning. Institutional clients access specialized consulting for endowments and foundations. The firm also offers insurance services including life, disability, and specialty coverage. All services operate through the firm's A-B Approach methodology, where advisors work with clients to bridge from their current financial position (A) to their desired outcomes (B).

Differentiator

Problem solved

Functional benefit

Products and services

• Investment Planning Strategic investment management services including portfolio construction, asset allocation, and ongoing portfolio monitoring and rebalancing to help clients pursue their investment goals.
• Advisory Programs Comprehensive advisory services providing personalized investment guidance and financial planning support tailored to individual client needs and objectives.
• Separately Managed Accounts Individual investment accounts managed separately with customized strategies, allowing for greater control and personalization of investment holdings.
• Alternative Investments Access to non-traditional investment vehicles including hedge funds, private equity, REITs, and exchange funds for qualified investors seeking diversified exposure beyond public markets.
• Education Planning Planning services focused on funding educational goals, including 529 plans and education savings plans for families preparing for future academic expenses.
• Retirement Planning Comprehensive retirement strategy development including IRA accounts and business retirement plan design for individuals and business owners planning for retirement.
• Envision Planning Goals-based financial planning methodology that helps clients define their vision and develop strategies to achieve financial objectives across different life stages.
• Business and Executive Services Specialized financial services for business owners and corporate executives, including executive compensation planning and business succession strategies.
• Estate Planning Strategies Comprehensive estate planning services including trust services, charitable giving strategies, and wealth transfer planning to preserve and transfer family wealth across generations.
• Liability and Risk Management Risk assessment and management services designed to protect client assets through appropriate insurance coverage and liability planning strategies.
• Tax-Sensitive Investing Investment strategies that incorporate tax efficiency, including tax-loss harvesting and asset location optimization to minimize tax burden.
• Wealth Transfer Planning Strategic planning to facilitate the transfer of wealth across generations while minimizing estate and gift tax implications.
• Institutional Consulting Advisory services for institutional clients including endowments and foundations, providing investment policy development and portfolio management.
• Investment Products (Annuities, Bonds, ETFs, Mutual Funds) Access to a comprehensive range of investment vehicles including annuities, bonds, ETFs, and mutual funds to build diversified portfolios.
• Insurance Services Insurance analysis and placement services including life insurance, disability insurance, and specialty coverage such as captives and reinsurance for business owners.

Quantifiable outcome

• Consistent top-tier rankings on Forbes Best-In-State Wealth Management Teams list (#1 in Michigan 2024, 2025, 2026)
• +2 more outcomes

Named customers7 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Antonella Improta Memorial FoundationminorOthersThe Foundation provides access to service animals for children with lifelong disabilities. Jeffrey Fratarcangeli serves as founding board chair and helps lead its fundraising and long-term sustainability. Established after a team member tragically lost his young daughter.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Bessemer Trust: Privately held wealth and investment management firm specializing in ultra-high-net-worth families with multi-generational wealth transfer, estate, and family office services. Directly comparable in HNW and multi-generational focus.
• Creative Planning: Large independent RIA offering comprehensive financial planning, investment management, estate planning, and tax services to HNW individuals nationwide. Comparable in fiduciary, fee-only AUM-based model and full-service wealth offering.
• Mercer Advisors: National RIA providing comprehensive wealth management, tax planning, estate, and investment advisory services to HNW individuals and families across multiple states. Comparable multi-state HNW footprint and holistic planning offering.
• Focus Financial Partners: Partnership of independent, fiduciary wealth management firms serving HNW clients; provides back-office, technology, and M&A platform. Comparable in client focus, though larger scale and consolidator model.
• Corient: Independent, national wealth management firm serving ultra-HNW and HNW clients with comprehensive planning, investment management, and family-office services. Closely comparable in client segment and integrated service model.
• Hightower Advisors: National RIA platform serving HNW individuals, families, and institutions with comprehensive wealth planning; operates through partner firms. Comparable in client segment and service breadth, with similar advisor-team structure.
• Carson Group: Independent wealth management firm and advisor platform serving HNW households through financial planning, investment management, and coaching services. Comparable in fiduciary planning-led model and advisor-centric structure.
• Mariner Wealth Advisors: Independent, national RIA serving high-net-worth and institutional clients with comprehensive wealth planning, investment management, and family-office-style services. Closely comparable in service scope, HNW focus, and multi-state footprint to Fratarcangeli Wealth Management.

Broad incumbents

• Edelman Financial Engines: Large independent RIA offering wealth management, financial planning, and investment advisory services across a broad U.S. footprint. Comparable in core RIA services, with broader, more mass-affluent-leaning client mix.
• Goldman Sachs Private Wealth Management: Private wealth division of a major global investment bank serving ultra-HNW individuals and families with investment advisory, estate planning, and banking services. Comparable in HNW and UHNW focus, though operates within a much broader institutional platform.

Market position

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@fratarcangeliwealth
• LinkedInlinkedin.com/company/fratarcangeliwealth

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fratarcangeli Wealth Management