What Parqet does

Parqet is a German fintech founded in 2019 that operates a portfolio tracking and analytics platform for retail investors. The core product aggregates holdings across multiple brokers and banks via automatic PDF/CSV import, direct broker sync, and asset-level analytics covering dividend forecasting, cost-basis tracking, ETF composition analysis, and benchmark comparisons. The platform runs on an anonymized data architecture that maintains coverage across 35,000+ dividend-paying stocks, including 5,000+ with 30-year historical records, and supports multi-asset expansion into real estate, crypto, private equity, and insurance.

The business model is a freemium subscription with three paid tiers: Plus at €11.99/month, Investor at €29.99/month, and a standalone Parqet Terminal at €29.99/month introduced in 2026 for professional-grade stock research. A Founders Pass at €299/year provides early-access pricing. Go-to-market is product-led with a strong community emphasis and an Open Startup transparency posture, publicly disclosing user counts (380,000+) and historical revenue. Distribution has been augmented by a 2025 partnership with ING to power portfolio functionality inside ING Investing, Germany's largest direct bank, and a 2024 partnership with QPLIX for Cloud Autosync. In 2026 Parqet also embedded its data context into third-party AI assistants (Claude, ChatGPT, Perplexity), allowing users to query portfolios through external AI surfaces, and broadened geographic coverage with the Terminal spanning the US, Canada, UK, and Europe.

Name

Parqet

Legal name

Parqet Fintech GmbH

Website

https://parqet.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

1–10 employees

Short description

Parqet is a German fintech aggregating multi-broker portfolio data for 380,000+ retail investors through automated PDF/CSV import, dividend forecasting, and ETF analytics under a freemium subscription model up to €29.99/month, operating as an Open Startup.

Ownership category

akta.pro rank

Product category

Personal Portfolio Management Software

NAICS

Finance and Insurance (52), Other Activities Related to Credit Intermediation (522390)

SIC

Finance Services (6199)

akta.pro primary industry

Reconciliation, Ledgering & Money Movement Ops (Sub-ledgers, Settlement, Reporting) (FSAGALAL)

Keywords

• Portfolio tracking software
• Investment management platform
• Stock research terminal
• Dividend tracking
• Wealth aggregation software

Headquarters

HQ city

Hamburg

HQ country

Germany

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Subscription - Portfolio Tracking Tiers: Three-tier subscription model for portfolio tracking: Basis (free), Plus (€11.99/month or €143.88/year with 3 months free), and Investor (€29.99/month or €359.88/year with 1 month free). Monthly plans are cancelable anytime.
2. Subscription - Terminal: Parqet Terminal standalone product for professional stock research: €29.99/month standard or €199/year launch price (first year, then €299/year). Founders Pass bundles Terminal + Investor plan at €299/year with lifetime price guarantee.
3. Affiliate Revenue: Parqet may receive affiliate commissions when products are purchased through links on the platform. This helps fund free products and content.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels8 records

Core offering

Parqet is a German fintech software platform that enables retail investors to consolidate, visualize, and analyze their investment portfolios across multiple brokers and asset classes (stocks, ETFs, cryptocurrencies, cash, metals, real estate, and insurance). The platform ingests transactions automatically from PDF/CSV statements and broker APIs across 50+ European brokers, computes performance (IRR/TTWROR), dividend forecasts, asset allocation, and ETF composition (X-Ray), and exposes the data via web, iOS, Android apps and a developer API. Parqet Terminal is a separate paid product providing institutional-grade stock research and analysis for 5,000+ stocks with 30-year history.

Product overview

Parqet operates as a multi-module wealth management platform offering portfolio tracking as its core product alongside specialized add-on modules. The core Portfolio Tracking platform aggregates and visualizes all investment assets with performance analytics. Adjacent products include Parqet Terminal for professional stock research, the Dividend Calendar with 35,000+ securities, Parqet Insights for community trend data, Financial Calculators suite, Parqet X-Ray for ETF composition analysis, and the Parqet Connect API for developer integrations. The platform is available via web app, iOS/Android mobile apps, and includes broker synchronization (Autosync) and AI assistant integrations.

Differentiator

Problem solved

Functional benefit

Brands

• Parqet Terminal: A professional stock research and analysis platform - a standalone product for institutional-quality equity analysis alongside the portfolio tracker.

Products and services

• Portfolio Tracking Core subscription product that aggregates and visualizes investment portfolios across brokers and asset classes (stocks, ETFs, funds, crypto, metals, real estate, insurance). Provides automatic transaction import, dividend calendar, performance analytics (IRR/TTWROR), ETF X-Ray composition analysis, tax dashboards, and benchmark comparison. Sold via a three-tier freemium subscription (Basis free, Plus €11.99/month, Investor €29.99/month).
• Parqet Terminal Standalone subscription product for professional stock research and analysis, offering fundamental data, earnings/dividend tracking, insider and filings data, screener functionality, and direct peer comparison charts. Sold separately at €29.99/month or €199/year (first year launch price, then €299/year).
• Parqet Connect API Public developer API enabling third-party applications (dashboards, AI assistants, banking apps) to connect to Parqet user accounts with explicit consent, providing read and write access to holdings, performance metrics, cash flows, and activities. Documented at developer.parqet.com with a dedicated changelog and JavaScript SDK; MCP available.

Quantifiable outcome

• Start portfolio setup in under 5 minutes with drag-and-drop PDF import
• +2 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

AI capability6 records

Feature6 records

Partnerships

Six partnerships are on record, tiered core.

• ING GermanycoreGTM or Marketing Partner · 1 July 2025Official partner in ING Germany's 'ING Investing' loyalty program launched July 1, 2025. Parqet is provided as a benefit to ING Investing members, who receive free premium access to Parqet through the loyalty program. This drives user acquisition from ING's customer base.
• QPLIX GmbHcoreTechnology or Integration · 5 November 2024Strategic partnership with QPLIX, a BaFin-licensed wealth tech provider. QPLIX enables Cloud Autosync functionality for Trade Republic broker synchronization in Parqet's web app. The partnership provides the legal and technical foundation for automated broker data sync without users sharing credentials directly with Parqet.
• Claude (Anthropic)coreTechnology or IntegrationAI integration allowing users to connect their Parqet portfolio to Claude. Users can ask questions about their portfolio and receive answers mapped to their real holdings, sectors, and cash flows. Integration launched April 24, 2026 as part of Parqet Integrations ecosystem.
• ChatGPT (OpenAI)coreTechnology or IntegrationAI integration allowing users to discuss stock picks and strategies with ChatGPT based on their actual portfolio data rather than generic assumptions. Integration launched April 24, 2026 as part of Parqet Integrations ecosystem.
• SupabasecoreTechnology or IntegrationAccount authentication provided by Supabase, one of the world's leading providers. Industry-leading security standards with data stored in Germany. Parqet cannot view user passwords. EU Standard Contractual Clauses in place.
• StripecoreTechnology or IntegrationPayment processing for subscriptions. Stripe Payments Europe Ltd handles credit card and payment processing. Parqet never sees payment data. World-leading provider with complete payment handling.

Scale indicators7 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Getquin: Berlin-based wealth-tracking app targeting German and European retail investors. Getquin is Parqet's closest direct competitor — both serve DIY investors managing portfolios across multiple German brokers with consolidation, analytics, and dividend features.
• Empower (Personal Capital): US-leading personal financial management platform with millions of users tracking net worth, portfolio performance, and fees across multiple institutions. Comparable to Parqet in cross-account wealth consolidation, with deeper advisor services.
• Sharesight: Global (Australia/NZ origin) portfolio tracker with strong dividend tracking and tax reporting. Sharesight's dividend calendar, broker import, and multi-currency support directly parallel Parqet's core feature set.
• Kubera: Multi-asset net-worth tracker covering stocks, crypto, real estate, and alternative assets in a single dashboard. Kubera competes with Parqet's expanding alternative-asset tracking ambitions (real estate, insurance).
• Delta: Mobile-first portfolio tracker for stocks, ETFs, and crypto with multi-broker aggregation. Comparable to Parqet's mobile-first experience and cross-asset consolidation, with strong app-store presence.
• TradingView: Charting, screener, and stock-analysis platform with a global retail-investor audience. Comparable to Parqet Terminal for chart-based research and screener functionality.
• Snowball Analytics: European-focused portfolio analytics and dividend tracking platform. Shares Parqet's DACH retail-investor target audience with comparable dividend-calendar and ETF overlap features.
• Simply Wall St: Visual stock-analysis platform with portfolio tracking and fundamental data visualization. Comparable to Parqet Terminal's emphasis on visual, accessible institutional-quality equity analysis.

Broad incumbents

• Morningstar: Global investment-research giant with portfolio analytics, stock research, and fund data. Competes with Parqet Terminal as a broader incumbent offering fundamental data, analyst ratings, and screeners alongside portfolio tracking.

Regional players

• finanzen.net Zero: German financial portal offering free securities portfolio tracking alongside news and market data. A regional incumbent with overlapping audience and free-tier portfolio features in the DACH market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/ParqetApp
• Facebookfacebook.com/parqetcom
• LinkedInlinkedin.com/company/parqet

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Parqet