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Consult Hyperion

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uuid0009no2

Namestring
Consult Hyperion
Legal namestring
Consult Hyperion
Websiteurl
chyp.com
Company typeenum
Private
Founded yearint
1986
Descriptiontext

Consult Hyperion is an independent strategic and technical consultancy specialising in digital identity, payments, and smart mobility/transit ticketing. Founded in 1986 and headquartered in Guildford, United Kingdom, the firm has served as an impartial advisor to governments, central banks, major international and domestic card schemes (Visa, Mastercard, American Express, Discover, eftpos, Interac, NPCI, Dankort), transit agencies (Transport for London, Transport for the North), banks, fintechs, and standards bodies for nearly four decades. Following its acquisition by Fime in September 2024, the firm now operates as 'Consult Hyperion, consulting by Fime,' positioned as the consulting arm of an end-to-end provider covering ideation through implementation and testing.

The company's core services span Business Consulting (strategy, roadmaps, due diligence, regulatory advisory), Technical Consulting (architecture design, specifications, supplier evaluation, implementation support), and Hyperlab (in-house R&D and testing laboratory with capabilities in mobile NFC, card testing, cryptographic security, rapid prototyping, and penetration testing). A proprietary Structured Risk Analysis (SRA) methodology underpins much of the technical consulting work. The firm holds EMVCo Associate membership, UK Crown Commercial Service (CCS) Supplier status, and Cyber Essentials certification, and contributes to standards bodies including EMVCo, ISO 20022, ISO 18013, FIDO Alliance, and OpenID Foundation. Thought leadership is delivered through the Tomorrow's Transactions platform — including the annual Live 5 trends report, whitepapers (e.g., Bank of England Digital Pound PoC), the Tomorrow's Transactions podcast, webinars, and active speaking presence at MPE, Money20/20, AAMVA, and Transport Ticketing Global.

The business model is professional services, billed on a project or retainer basis to enterprise and government clients. Pricing is not publicly disclosed and engagements are quoted per project. The firm operates globally with teams in the UK and North America, supported by an Associate/Advisor Network for project scaling. Revenue is not publicly disclosed; the firm is privately held under Fime, which is itself owned by Gallant Capital Partners.

Short descriptiontext

Consult Hyperion is an independent UK-based consultancy, founded in 1986 and now operating as 'Consult Hyperion, consulting by Fime' following Fime's 2024 acquisition. It provides strategic advisory, technical consulting, and R&D/testing services across digital identity, payments, and transit ticketing to governments, central banks, card schemes, and transit operators worldwide.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
51–100
akta.pro rankint
HeadquartersGuildford, United Kingdom
HQ citystring
Guildford
HQ countrystring
United Kingdom
HQ regionstring
Europe
Markets served

Serves global market

Offices3 records

Each record includes

City, Country, Type, Description, Source

Keyword5 values
payments consulting, digital identity advisory, transit fare consulting, smart mobility advisory, EMV technical advisory
NAICS code1 code
  • Management Consulting Services54161
SIC code1 code
  • Services-Management Consulting Services8742
Product category
Payments and Digital Identity Consulting
Social media profiles2 records
GTM motion2 records

Each record includes

Type, Description, Source

Revenue model4 records
1Professional Services - Advisory Consulting
TypeProfessional Services
Description

High-level strategic advisory services including digital identity strategy, payments strategy, and transit fare collection strategy. Engagement types include business case development, vendor selection, regulatory compliance advisory, and M&A/due diligence support. Billed as project-based or retainer engagements, typically to enterprise clients.

chyp.com
2Technical Consulting
TypeProfessional Services
Description

Technical consulting engagements covering architecture design, requirements authoring, supplier tender evaluation, implementation support, and independent due diligence. Services are project-based and billed to enterprise clients.

chyp.com
3Hyperlab - R&D, Prototyping and Testing
TypeProfessional Services
Description

Rapid prototyping, secure solution development, and certification/testing services delivered through the Hyperlab. Includes mobile NFC and card testing, penetration testing, and certification workflow support. Billed as project or service engagements.

chyp.com
4Masterclass Training
TypeProfessional Services
Description

Industry masterclass training programmes delivered by expert consultants, referenced as a service offering with links to Fime Academy.

chyp.com
Marketing channels8 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels2 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Pricing details1 tier
1No public pricing tiers — services are quoted on a per-engagement basis.
ModelOtherBilling cadenceMulti-year contract
Notes

No publicly listed pricing. Contact [email protected] for engagements. All engagements are custom project-based consulting.

chyp.com
GTM typeB2B
B2B
Offering typeServices
Services
Core offering1 text field

Consult Hyperion is an independent consultancy that delivers strategic advisory and technical consulting services across payments, digital identity, and smart mobility/transit ticketing. Engagements span business case development, vendor selection, regulatory compliance, architecture design, technical specifications, implementation support, and R&D prototyping via its in-house Hyperlab. The firm operates without selling third-party products, providing impartial guidance to governments, payment networks, banks, transit agencies, and fintechs worldwide.

Differentiator
Functional benefit
Problem solved
Quantifiable outcome1 of 3 values shown
  • The company has been involved in every major payments innovation since the introduction of chip and PIN in 1994.
+2 more records
Product overview1 text field

Consult Hyperion is an independent consultancy providing advisory and technical consulting services across three core domains: Digital Identity, Payments, and Smart Mobility/Transit Ticketing. The company offers a portfolio of services including Business Consulting (strategic advisory), Technical Consulting (with their proprietary Structured Risk Analysis methodology), and Hyperlab (R&D and testing laboratory). Their thought leadership is delivered through the Tomorrow's Transactions platform featuring the annual Live 5 publication, whitepapers, blogs, webinars and podcasts. Training is provided via Masterclass through Fime Academy. Consult Hyperion operates as part of Fime following its acquisition in September 2024.

Product and service4 records
1Business Consulting
CategoryAdvisory consulting services
Description

Advisory consulting service that helps clients understand evolving technical and business landscapes, determine strategy, build roadmaps, and execute plans across payments, identity, and transit fare collection. Targeted at enterprises and public-sector clients seeking strategic guidance.

2Technical Consulting
CategoryTechnical consulting services
Description

Technology consultancy that authors technical specifications for card and mobile payments, architects services and systems with high security requirements, and supports implementation using the proprietary Structured Risk Analysis (SRA) methodology. Targeted at organisations deploying payment, identity, and transit systems.

3Hyperlab
CategoryR&D, prototyping, and testing services
Description

In-house R&D, prototyping, and testing laboratory with deep expertise in mobile, cards, and cryptographic security. Offers rapid prototyping (including a world-leading downloadable payment terminal build), automated NFC and card testing suites, and mobile application penetration testing for clients developing secure transaction solutions.

4Masterclass
CategoryTraining services
Description

Educational training programmes delivered via Fime Academy for professionals seeking to understand payments, identity, and transit technologies, taught by expert consultants from Consult Hyperion.

Scale indicator4 records

Each record includes

Type, Value, Description, Source

Recent move6 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight7 records

Each record includes

Type, Description

Peers10 records
TypeDirect peer
Description

Payments and financial services advisory firm serving issuers, acquirers, and merchants. Comparable as an advisory firm focused exclusively on payments industry strategy and research.

TypeDirect peer
Description

Amsterdam-based consultancy specialising in digital identity, payments, and data sharing. Overlaps directly with Consult Hyperion's digital identity and payments advisory practice across European institutions.

TypeDirect peer
Description

Independent payments consultancy advising banks, schemes, merchants, and fintechs on strategy, innovation, and M&A. Highly comparable as a boutique, vendor-neutral payments advisory firm serving a similar client base.

TypeEmerging player
Description

Payments modernisation consultancy and Instant Payments Framework provider. Comparable as a specialist firm advising banks on payment architecture, PSD2, and real-time payments.

TypeBroad incumbent
Description

Big Four advisory firm serving banks, schemes, and governments on payments regulation, digital identity, and CBDC. Represents the incumbent competition for mid-to-large enterprise mandates.

TypeEmerging player
Description

Digital identity and secure transaction consultancy with deep EMV and mobile payments expertise. Overlaps with Consult Hyperion on identity-for-payments and smart mobility use cases.

TypeBroad incumbent
Description

Research and advisory firm focused on financial services, payments, and digital identity. Comparable as a payments and identity advisory/research firm serving banks, processors, and fintechs.

TypeDirect peer
Description

Payments-focused consultancy advising banks, networks, and fintechs on EMV, tokenization, and digital payments. Directly comparable boutique serving overlapping scheme and issuer clients.

TypeBroad incumbent
Description

Parent company since September 2024 and a global leader in payments, smart mobility, and digital identity testing and certification. Sister brand offering test platforms and testing services that complement Consult Hyperion's advisory work.

TypeBroad incumbent
Description

Global professional services firm with a large payments, digital identity, and financial services advisory practice. Competes for similar mandates at scale with broader delivery capacity.

Market position
Strengths5 records

Each record includes

Headline, Details, Source

Weaknesses5 records

Each record includes

Headline, Details, Source

Competitive moat5 records

Each record includes

Type, Details

Key risks6 records

Each record includes

Headline, Details, Source

Key highlights7 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Named customers11 records

Each record includes

Name, Industry, Type, Use case, Source, UUID

Segment8 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile5 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
Yes
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Feature3 records

Each record includes

Title, Differentiator, Description, Source

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles15 records

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
Compliance3 records

Each record includes

Name, Class, Description

Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Consult Hyperion

Payments and Digital Identity Consultingchyp.com

Consult Hyperion is an independent UK-based consultancy, founded in 1986 and now operating as 'Consult Hyperion, consulting by Fime' following Fime's 2024 acquisition. It provides strategic advisory, technical consulting, and R&D/testing services across digital identity, payments, and transit ticketing to governments, central banks, card schemes, and transit operators worldwide.

What Consult Hyperion does

Consult Hyperion is an independent strategic and technical consultancy specialising in digital identity, payments, and smart mobility/transit ticketing. Founded in 1986 and headquartered in Guildford, United Kingdom, the firm has served as an impartial advisor to governments, central banks, major international and domestic card schemes (Visa, Mastercard, American Express, Discover, eftpos, Interac, NPCI, Dankort), transit agencies (Transport for London, Transport for the North), banks, fintechs, and standards bodies for nearly four decades. Following its acquisition by Fime in September 2024, the firm now operates as 'Consult Hyperion, consulting by Fime,' positioned as the consulting arm of an end-to-end provider covering ideation through implementation and testing.

The company's core services span Business Consulting (strategy, roadmaps, due diligence, regulatory advisory), Technical Consulting (architecture design, specifications, supplier evaluation, implementation support), and Hyperlab (in-house R&D and testing laboratory with capabilities in mobile NFC, card testing, cryptographic security, rapid prototyping, and penetration testing). A proprietary Structured Risk Analysis (SRA) methodology underpins much of the technical consulting work. The firm holds EMVCo Associate membership, UK Crown Commercial Service (CCS) Supplier status, and Cyber Essentials certification, and contributes to standards bodies including EMVCo, ISO 20022, ISO 18013, FIDO Alliance, and OpenID Foundation. Thought leadership is delivered through the Tomorrow's Transactions platform — including the annual Live 5 trends report, whitepapers (e.g., Bank of England Digital Pound PoC), the Tomorrow's Transactions podcast, webinars, and active speaking presence at MPE, Money20/20, AAMVA, and Transport Ticketing Global.

The business model is professional services, billed on a project or retainer basis to enterprise and government clients. Pricing is not publicly disclosed and engagements are quoted per project. The firm operates globally with teams in the UK and North America, supported by an Associate/Advisor Network for project scaling. Revenue is not publicly disclosed; the firm is privately held under Fime, which is itself owned by Gallant Capital Partners.

Consult Hyperion firmographics

Firmographics
Name
Consult Hyperion
Legal name
Consult Hyperion
Website
https://chyp.com
Company type
Private
Founded year
1986
Operating status
Operating
Headcount range
51–100 employees
Short description
Consult Hyperion is an independent UK-based consultancy, founded in 1986 and now operating as 'Consult Hyperion, consulting by Fime' following Fime's 2024 acquisition. It provides strategic advisory, technical consulting, and R&D/testing services across digital identity, payments, and transit ticketing to governments, central banks, card schemes, and transit operators worldwide.
Ownership category
akta.pro rank

Where Consult Hyperion is headquartered

Location

Headquarters

HQ city
Guildford
HQ country
United Kingdom
HQ region
Europe

Offices3 records

Markets served

Consult Hyperion business model

Business model
GTM type
B2B
Offering type
Services
Cost components
Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

  1. Professional Services - Advisory Consulting: High-level strategic advisory services including digital identity strategy, payments strategy, and transit fare collection strategy. Engagement types include business case development, vendor selection, regulatory compliance advisory, and M&A/due diligence support. Billed as project-based or retainer engagements, typically to enterprise clients.
  2. Technical Consulting: Technical consulting engagements covering architecture design, requirements authoring, supplier tender evaluation, implementation support, and independent due diligence. Services are project-based and billed to enterprise clients.
  3. Hyperlab - R&D, Prototyping and Testing: Rapid prototyping, secure solution development, and certification/testing services delivered through the Hyperlab. Includes mobile NFC and card testing, penetration testing, and certification workflow support. Billed as project or service engagements.
  4. Masterclass Training: Industry masterclass training programmes delivered by expert consultants, referenced as a service offering with links to Fime Academy.

Pricing tiers

ModelBillingPrice
OtherMulti-year contractNo public pricing tiers — services are quoted on a per-engagement basis.

Go-to-market motion2 records

Distribution channels2 records

Marketing channels8 records

Consult Hyperion product offering

Product offering

Core offering

Consult Hyperion is an independent consultancy that delivers strategic advisory and technical consulting services across payments, digital identity, and smart mobility/transit ticketing. Engagements span business case development, vendor selection, regulatory compliance, architecture design, technical specifications, implementation support, and R&D prototyping via its in-house Hyperlab. The firm operates without selling third-party products, providing impartial guidance to governments, payment networks, banks, transit agencies, and fintechs worldwide.

Product overview

Consult Hyperion is an independent consultancy providing advisory and technical consulting services across three core domains: Digital Identity, Payments, and Smart Mobility/Transit Ticketing. The company offers a portfolio of services including Business Consulting (strategic advisory), Technical Consulting (with their proprietary Structured Risk Analysis methodology), and Hyperlab (R&D and testing laboratory). Their thought leadership is delivered through the Tomorrow's Transactions platform featuring the annual Live 5 publication, whitepapers, blogs, webinars and podcasts. Training is provided via Masterclass through Fime Academy. Consult Hyperion operates as part of Fime following its acquisition in September 2024.

Differentiator

Problem solved

Functional benefit

Products and services

  • Business Consulting Advisory consulting service that helps clients understand evolving technical and business landscapes, determine strategy, build roadmaps, and execute plans across payments, identity, and transit fare collection. Targeted at enterprises and public-sector clients seeking strategic guidance.
  • Technical Consulting Technology consultancy that authors technical specifications for card and mobile payments, architects services and systems with high security requirements, and supports implementation using the proprietary Structured Risk Analysis (SRA) methodology. Targeted at organisations deploying payment, identity, and transit systems.
  • Hyperlab In-house R&D, prototyping, and testing laboratory with deep expertise in mobile, cards, and cryptographic security. Offers rapid prototyping (including a world-leading downloadable payment terminal build), automated NFC and card testing suites, and mobile application penetration testing for clients developing secure transaction solutions.
  • Masterclass Educational training programmes delivered via Fime Academy for professionals seeking to understand payments, identity, and transit technologies, taught by expert consultants from Consult Hyperion.

Quantifiable outcome

  • The company has been involved in every major payments innovation since the introduction of chip and PIN in 1994.
  • +2 more outcomes

Companies that use Consult Hyperion

Customer profile

Named customers11 records

Segments8 records

Ideal customer profiles5 records

Consult Hyperion technology and API

Technology

Technology focussed Yes

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Feature3 records

Consult Hyperion partnerships and signals

Strategic signal

Scale indicators4 records

Recent moves6 records

Expansion highlights7 records

Consult Hyperion competitors and assessment

Company assessment

Direct peers

  • Mercator Advisory Group: Payments and financial services advisory firm serving issuers, acquirers, and merchants. Comparable as an advisory firm focused exclusively on payments industry strategy and research.
  • Innopay: Amsterdam-based consultancy specialising in digital identity, payments, and data sharing. Overlaps directly with Consult Hyperion's digital identity and payments advisory practice across European institutions.
  • Edgar, Dunn & Company: Independent payments consultancy advising banks, schemes, merchants, and fintechs on strategy, innovation, and M&A. Highly comparable as a boutique, vendor-neutral payments advisory firm serving a similar client base.
  • Opus Consulting: Payments-focused consultancy advising banks, networks, and fintechs on EMV, tokenization, and digital payments. Directly comparable boutique serving overlapping scheme and issuer clients.

Emerging players

  • Icon Solutions: Payments modernisation consultancy and Instant Payments Framework provider. Comparable as a specialist firm advising banks on payment architecture, PSD2, and real-time payments.
  • Bell Identification: Digital identity and secure transaction consultancy with deep EMV and mobile payments expertise. Overlaps with Consult Hyperion on identity-for-payments and smart mobility use cases.

Broad incumbents

  • KPMG (Financial Services - Payments & Identity): Big Four advisory firm serving banks, schemes, and governments on payments regulation, digital identity, and CBDC. Represents the incumbent competition for mid-to-large enterprise mandates.
  • Aite-Novarica Group: Research and advisory firm focused on financial services, payments, and digital identity. Comparable as a payments and identity advisory/research firm serving banks, processors, and fintechs.
  • Fime: Parent company since September 2024 and a global leader in payments, smart mobility, and digital identity testing and certification. Sister brand offering test platforms and testing services that complement Consult Hyperion's advisory work.
  • Deloitte (Financial Services - Payments): Global professional services firm with a large payments, digital identity, and financial services advisory practice. Competes for similar mandates at scale with broader delivery capacity.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Consult Hyperion social profiles

Digital presence

Consult Hyperion compliance and trust

Trust signal

Compliance3 records

Consult Hyperion financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Consult Hyperion leadership team

Management profile

Number of profiles

Profiles15 records

Consult Hyperion funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Consult Hyperion M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Consult Hyperion

What does Consult Hyperion do?

Consult Hyperion is an independent consultancy that delivers strategic advisory and technical consulting services across payments, digital identity, and smart mobility/transit ticketing. Engagements span business case development, vendor selection, regulatory compliance, architecture design, technical specifications, implementation support, and R&D prototyping via its in-house Hyperlab. The firm operates without selling third-party products, providing impartial guidance to governments, payment networks, banks, transit agencies, and fintechs worldwide.

Is Consult Hyperion a public or private company?

Consult Hyperion is a private company. It is classified as corporate owned and is currently operating.

When was Consult Hyperion founded?

Consult Hyperion was founded in 1986. It employs 51 to 100 people.

Where is Consult Hyperion based?

Consult Hyperion is headquartered in Guildford, United Kingdom, in the Europe region.

How does Consult Hyperion make money?

Four revenue lines are on record. Professional Services - Advisory Consulting is the primary driver. The others are technical Consulting, hyperlab - R&D, Prototyping and Testing and masterclass Training.

Who are Consult Hyperion's main competitors?

Direct peers on record are Mercator Advisory Group, Innopay, Edgar, Dunn & Company and Opus Consulting. Emerging players are Icon Solutions and Bell Identification. Broad incumbents are KPMG (Financial Services - Payments & Identity), Aite-Novarica Group, Fime and Deloitte (Financial Services - Payments).

Does Consult Hyperion have an API?

No public API is recorded for Consult Hyperion.

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Live signals
Biometric UpdateSearch for clarity on UK digital ID leads to trial pitch, consultation proposalsTwo opinion pieces have emerged offering clarity on the UK's digital ID plans, with one proposing the Isle of Wight as a controlled trial environment for the system and another analyzing the Cabinet Office consultation proposals. The authors address key questions around private sector involvement, the role of Digital Verification Services Trust Framework, and how digital credentials could expand financial services access for people without traditional documents. Consult Hyperion's SVP Steve Pannifer encourages financial services companies to engage with the consultation and promote credential issuance into private sector digital wallets, noting that Consult Hyperion was acquired by Fime in 2024.The PaypersFime acquires Consult HyperionFime has acquired Consult Hyperion to strengthen its ability to provide comprehensive consulting and advisory services across payments, smart mobility, and digital identity. The combination of Fime’s global presence with Consult Hyperion’s specialized knowledge aims to create a service offering that meets diverse customer needs from startups to established businesses.Consult HyperionFime Acquires Consult Hyperion, Creating a Global Consulting Leader in Payments, Smart Mobility, and Digital IdentityFime has acquired Consult Hyperion, a consultancy firm specializing in payments, smart mobility, and digital identity. This transaction aims to combine Fime’s global reach with Consult Hyperion’s specialized expertise to offer comprehensive advisory services from ideation to implementation. The combined entity will serve clients ranging from startups to market leaders across these key technology sectors.FimeFime acquires Consult Hyperion, creating a global consulting leader in Payments, Smart Mobility, and Digital Identity.Fime has acquired Consult Hyperion, a consultancy firm specializing in payments, smart mobility, and digital identity. This acquisition enhances Fime's capabilities to provide comprehensive consulting and advisory services across these sectors, positioning it to better serve a wide range of clients. Together, they aim to drive innovation and security in these rapidly evolving industries.Identity Verification Software & Mobile Check DepositKyc compliance costing banks eu50 million a year as financial sanctions soarA joint report by Mitek and Consult Hyperion indicates that typical European banks face annual KYC compliance costs of €50 million, driven by rising regulatory fines and customer abandonment rates. The study suggests that implementing digital identity verification technology could save banks up to €10 million annually and prevent potential revenue losses exceeding €150 million over five years.GlobeNewswireMitek Hosts Telefónica, Accenture and Consult Hyperion on Expert Panel at Mobile World CongressMitek announced that Sarah Clark will host an expert panel on digital identity at the GSMA Mobile World Congress in Barcelona on March 1, 2018. The panel features representatives from Accenture, Telefónica, and other firms, discussing identity verification to combat fraud. Mitek is the official identity verification provider for the event, verifying over 100,000 attendees.GSMACONSULT HYPERION AND THE GSMA PUBLISH REPORT CONTRASTING HCE AND SIM SECURE ELEMENT APPROACHES TO NFC PAYMENTSDigital payments consultancy Consult Hyperion and the GSMA have published a joint report comparing Host Card Emulation (HCE) and SIM Secure Element approaches for NFC mobile payments, concluding that the two methods are complementary rather than competing. The guide, targeting financial institutions, analyzes that HCE simplifies certain aspects of the NFC ecosystem but requires new security approaches, while SIM Secure Element offers proven deployment but needs simplified provisioning. The report advises banks to build flexibility into their mobile payment strategies and consider hybrid models that combine both approaches based on local market conditions.GlobeNewswireConsult Hyperion's David Birch to Lead Consumer-Centric Innovations in Fraud and Identity Management Panel at Money2020David Birch, director of Consult Hyperion, will lead a panel on consumer-centric fraud and identity management at Money2020 on Oct. 7, 2013. The session addresses account takeover fraud, which holds back online payments, and explores solutions like crowdsourcing and identity federation. Birch notes global card fraud is projected to quadruple by 2023.GlobeNewswireFacebook's Sam Lessin, Wired's David Wolman and Consult Hyperion's Dave Birch Help Your Organization Navigate the Perfect Payments StormConsult Hyperion and BayPay host an unconference on Oct. 4 in Palo Alto, featuring Sam Lessin, David Wolman, and Dave Birch. Topics include mobile wallets, Bitcoin, and EMV migration. Attendees receive a complimentary copy of Wolman's book and Birch's reader.