JS Investments
- Company typePublic
- Founded1995
- HeadquartersKarachi, Pakistan
- Headcount101–250
- GTM typeB2C
- OfferingServices
JS Investments firmographics
Firmographics- Name
- JS Investments
- Legal name
- JS Investments Limited
- Website
- https://jsil.com
- Company type
- Public
- Founded year
- 1995
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
Where JS Investments is headquartered
LocationHeadquarters
- HQ city
- Karachi
- HQ country
- Pakistan
- HQ region
- Asia
Offices5 records
Markets served
JS Investments business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others
Revenue model
- Asset Management Fees: JS Investments generates revenue primarily through management fees charged on assets under management across its mutual funds, pension schemes, and separately managed accounts. Fee structures vary by fund type, with management fees ranging from 0% to 3% as disclosed in expense ratio tables.
- Performance Fees: Some funds may charge performance-based fees in addition to management fees, particularly for actively managed equity and growth-oriented products.
- Front-End Load Charges: Sales charges applied at the time of initial investment in certain funds, ranging from 0% to 3.45% depending on the fund type.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | JS Momentum Factor ETF with management fee up to 0.75% |
| Subscription | Annual | JS Cash Fund with management fee 1.25% |
| Subscription | Annual | JS Growth Fund with management fee 3% |
| Other | Annual | Separately Managed Accounts with minimum PKR 3 million investment |
Go-to-market motion2 records
Distribution channels6 records
Marketing channels7 records
JS Investments product offering
Product offeringCore offering
JS Investments Limited is an asset management company that manages investor capital across mutual funds (conventional and Shariah-compliant), voluntary pension schemes, an exchange-traded fund, and separately managed accounts. Products are distributed through the company's own branch and wealth centre network, partner banks (Standard Chartered, JS Bank, BankIslami), brokerage firms, and a digital online portal plus mobile app. The company generates revenue primarily through management fees on PKR 146.83 Billion in assets under management, supplemented by performance fees and front-end load charges.
Product overview
JS Investments Limited (JSIL) is Pakistan's oldest private sector Asset Management Company, offering a comprehensive suite of investment products. The product portfolio consists of three main categories: (1) Mutual Funds including 11 Conventional products (Money Market, Income, Equity, Balanced, and Fund of Funds) and 5 Shariah Compliant products; (2) Voluntary Pension Schemes with 3 Conventional and 3 Shariah Compliant options tailored for government employees; (3) Separately Managed Accounts for high net worth investors. Additionally, JSIL offers the JS Momentum Factor ETF - Pakistan's first Smart Beta ETF. Digital services include the JSIL Online Portal, Mobile App, and Retirement Planning Calculator. The company manages assets across conventional and Islamic finance products, serving both retail and institutional investors with minimum investments starting from accessible levels up to PKR 3 million for SMAs.
Differentiator
Problem solved
Functional benefit
Products and services
- JS Cash Fund (JSCF)
Quantifiable outcome
- Assets Under Management: PKR 146.83 Billion as of June 2026
- +2 more outcomes
Companies that use JS Investments
Customer profileNamed customers3 records
Segments4 records
Ideal customer profiles4 records
JS Investments technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
JS Investments partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered core.
- Standard Chartered BankcoreStandard Chartered Bank distributes JS Investments mutual fund products through its extensive branch network across Pakistan, serving as a key distribution channel for retail investor products.
- JS Bank LimitedcoreHolding company JS Bank provides significant distribution reach with 320+ branches, distributing JSIL products as an associated company. Parent entity with aligned ownership structure.
- BankIslami Pakistan LimitedcoreBankIslami distributes Islamic investment products including Shariah-compliant mutual funds and pension schemes through its branch network.
- Central Depository Company of Pakistan (CDC)coreCDC serves as the trustee for most JS Investments funds, providing custody and settlement services for securities held by the funds.
- JS Global Capital LimitedcoreAssociated company providing brokerage services and distribution of JSIL investment products in the capital markets.
- Al Hilal Shariah Advisors (Pvt) LimitedcoreShariah advisory firm providing Islamic compliance certification and supervision for all Shariah-compliant investment products offered by JS Investments.
- EFU Life AssurancecoreTakaful coverage provider for pension schemes, offering free accidental death and disability coverage/takaful to pension fund contributors.
- Bawaney and PartnerscoreLegal advisor providing legal counsel and services for fund formation, regulatory compliance, and corporate matters.
- KPMG Taseer Hadi & CocoreExternal auditors providing annual audit services for the company financial statements.
- Grant Thornton Anjum Rahman & Co.coreFund auditors providing audit services for multiple funds managed by JS Investments.
- Gohar DeveloperscoreStrategic partnership to launch Pakistan's first Shariah-compliant Green Hotel REIT, combining real estate development expertise with Islamic investment structuring.
- JS Global Capital LimitedcoreAuthorized participant for JS Momentum Factor ETF, enabling creation and redemption of ETF units in the secondary market.
- Adam Securities LimitedcoreAuthorized participant for JS Momentum Factor ETF, enabling creation and redemption of ETF units in the secondary market.
Scale indicators6 records
Recent moves8 records
Expansion highlights6 records
JS Investments competitors and assessment
Company assessmentDirect peers
- NBP Fund Management Limited: Subsidiary of National Bank of Pakistan. One of the largest AMCs in Pakistan by AUM. Direct competitor offering conventional and Shariah-compliant mutual funds and pension schemes with bank-affiliated distribution.
- Lakson Investments Limited: Part of the Lakson Group. Manages mutual funds and offers investment advisory services. Direct competitor for retail and HNWI clients in the Pakistani asset management market.
- ABL Asset Management Company Limited: Subsidiary of Allied Bank Limited. Offers mutual funds and pension schemes. Direct competitor in the Pakistani mutual fund industry with bank-affiliated distribution and parent bank balance sheet.
- National Investment Trust (NIT): Pakistan's largest Asset Management Company by AUM, government-owned. Operates open-end and closed-end mutual funds across conventional and Shariah-compliant categories. Direct competitor for retail and institutional AUM in the same Pakistani market with overlapping product suites.
- UBL Fund Managers Limited: Subsidiary of United Bank Limited. Manages a comprehensive suite of conventional and Islamic mutual funds and pension schemes. Direct competitor using UBL's branch network for distribution.
- Faysal Asset Management Limited: Subsidiary of Faysal Bank. Operates Shariah-compliant and conventional mutual funds and pension schemes. Direct competitor in Pakistani retail and institutional asset management with strong Islamic finance positioning.
- AKD Investment Management Limited: Affiliated with the AKD Group and brokerage operations. Manages mutual funds including equity-oriented mandates. Direct competitor for equity and balanced fund mandates in Pakistan.
- HBL Asset Management Limited: Subsidiary of Habib Bank Limited (Pakistan's largest bank). Manages mutual funds and pension schemes leveraging HBL's nationwide branch network. Direct competitor with stronger parent balance sheet and proprietary branch distribution.
- MCB-Arif Habib Savings and Investments Limited: One of Pakistan's largest private AMCs, joint venture between MCB Bank and Arif Habib Group. Offers a comparable suite of mutual funds, pension schemes, and SMAs. Direct competitor for retail and institutional mandates across Pakistan.
- Atlas Asset Management Limited: Part of the Atlas Group. Manages mutual funds and investment plans across conventional and Islamic categories. Direct competitor for retail and HNWI AUM in Pakistan.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
JS Investments social profiles
Digital presenceJS Investments financial estimates
Financial estimateRevenue estimate
Valuation estimate
JS Investments leadership team
Management profileNumber of profiles
Profiles16 records
JS Investments funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
JS Investments M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about JS Investments
What does JS Investments do?
JS Investments Limited is an asset management company that manages investor capital across mutual funds (conventional and Shariah-compliant), voluntary pension schemes, an exchange-traded fund, and separately managed accounts. Products are distributed through the company's own branch and wealth centre network, partner banks (Standard Chartered, JS Bank, BankIslami), brokerage firms, and a digital online portal plus mobile app. The company generates revenue primarily through management fees on PKR 146.83 Billion in assets under management, supplemented by performance fees and front-end load charges.
Is JS Investments a public or private company?
JS Investments is a public company. It is classified as public and is currently operating.
When was JS Investments founded?
JS Investments was founded in 1995. It employs 101 to 250 people.
Where is JS Investments based?
JS Investments is headquartered in Karachi, Pakistan, in the Asia region.
How does JS Investments make money?
Three revenue lines are on record. Asset Management Fees are the primary driver. The others are performance Fees and front-End Load Charges.
Who are JS Investments's main competitors?
Direct peers on record are NBP Fund Management Limited, Lakson Investments Limited, ABL Asset Management Company Limited, National Investment Trust (NIT), UBL Fund Managers Limited, Faysal Asset Management Limited, AKD Investment Management Limited, HBL Asset Management Limited, MCB-Arif Habib Savings and Investments Limited and Atlas Asset Management Limited.
Does JS Investments have an API?
No public API is recorded for JS Investments.