Community First Trust
Community First Trust is an Arkansas-based independent trust company offering trust and estate administration, wealth management, and financial planning services to individuals, families, and beneficiaries through five regional offices and CFP- and CTFA-credentialed staff.
- Company typePrivate
- Founded1998
- HeadquartersHot Springs Village, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Community First Trust does
Community First Trust is a privately held independent trust company headquartered in Arkansas, regulated by the Arkansas State Bank Department and identifying itself as the first independent trust company chartered in the state. The firm provides trust and estate administration, wealth management, financial planning, and specialized special needs trust services to individuals, families, and trustees across Arkansas. Its service portfolio spans revocable, irrevocable, charitable, special needs, and asset protection trusts; investment portfolio management with strategic asset allocation through securities and fixed-income funds; and CFP-guided financial planning covering retirement, education, Medicare, and estate topics.
The firm operates through five physical offices across Arkansas and the Texarkana region (Hot Springs, Hot Springs Village, Little Rock, Texarkana, and Magnolia), staffed by credentialed professionals including CPAs, Certified Trust and Financial Advisors, Certified Financial Planners, and dedicated trust officers at each location. Its go-to-market is relationship-led: clients are acquired through referrals from tax professionals, attorneys, and insurance agents, direct consultation CTAs, and community engagement channels including a LinkedIn presence and the HEART initiative run jointly with parent company Farmers Bank & Trust. The technology layer is non-proprietary and limited to third-party integrations: Morningstar for fund research and BDReporting/Fisglobal for client portal account access. No proprietary software, mobile application, or AI capabilities are disclosed.
Revenue is generated through two primary recurring streams, trust administration fees and investment management fees calculated on assets under management, supplemented by project-based or retainer financial planning fees. Pricing is not publicly disclosed and is determined during client consultations. The firm became a subsidiary of Farmers Bank & Trust, expanding the parent bank's Trust and Wealth Management capabilities while combining customer resources.
Community First Trust firmographics
Firmographics- Name
- Community First Trust
- Legal name
- Community First Trust
- Website
- https://communityfirsttrust.com
- Company type
- Private
- Founded year
- 1998
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Community First Trust is an Arkansas-based independent trust company offering trust and estate administration, wealth management, and financial planning services to individuals, families, and beneficiaries through five regional offices and CFP- and CTFA-credentialed staff.
- Ownership category
- akta.pro rank
Community First Trust industry classification
Industry- Product category
- Trust & Wealth Management Services
- NAICS
- Trust, Fiduciary, and Custody Activities (523991), Trusts, Estates, and Agency Accounts (525920), Portfolio Management and Investment Advice (523940)
- akta.pro primary industry
- Trust Administration & Fiduciary Accounting Services (FSAAANAF)
- akta.pro secondary industries
- Personal & Family Trust Services (FSAAANAA), Family Office Trust & Fiduciary Services (FSAEAKAF)
Keywords
Where Community First Trust is headquartered
LocationHeadquarters
- HQ city
- Hot Springs Village
- HQ country
- United States
- HQ region
- North America
Offices4 records
Markets served
Community First Trust business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Trust Administration Fees: Fees for serving as trustee or co-trustee, managing distributions, paying bills, managing investments, and maintaining detailed reporting for various trust types including revocable, irrevocable, charitable, special needs, and asset protection trusts.
- Wealth Management / Investment Management: Portfolio management services with strategic asset allocation, diversification through securities and fixed-income funds, and periodic reviews. Revenue generated through investment management fees based on assets under management.
- Financial Planning Services: Comprehensive financial planning services including retirement planning, estate planning, education planning, Medicare guidance, and lifetime income strategies, delivered by Certified Financial Planner professionals.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Community First Trust product offering
Product offeringCore offering
Community First Trust is Arkansas' first independent trust company, providing trust administration, estate settlement, wealth management, and financial planning services to individuals and families. The firm acts as trustee or co-trustee, manages trust assets, executes distributions, and delivers investment portfolio management through diversified securities and fixed-income funds. Its offerings are delivered by a credentialed team of CPAs, CFTAs, CFPs, and wealth managers under Arkansas State Bank Department regulation.
Product overview
Community First Trust offers a suite of financial services centered around trust administration and estate management. The core offerings include Trust & Estate Administration (handling various trust types including revocable, irrevocable, charitable, and special needs trusts), Wealth Management (investment portfolio management with strategic asset allocation), Financial Planning (CFP-guided comprehensive planning), and Special Needs Trust services. These services are designed to work together, with trust administration forming the foundation while wealth management and financial planning provide complementary expertise for growing and protecting client assets. The company positions itself as Arkansas' first independent trust company, offering personalized fiduciary services through a team of CPAs, CFTAs, CFPs, and wealth managers.
Differentiator
Problem solved
Functional benefit
Products and services
- Trust & Estate Administration
- Wealth Management
- Financial Planning
- Special Needs Trust
Companies that use Community First Trust
Customer profileSegments4 records
Ideal customer profiles4 records
Community First Trust technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
Community First Trust partnerships and signals
Strategic signalScale indicators2 records
Recent moves5 records
Expansion highlights5 records
Community First Trust competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Community First Trust social profiles
Digital presenceCommunity First Trust financial estimates
Financial estimateRevenue estimate
Valuation estimate
Community First Trust leadership team
Management profileNumber of profiles
Profiles15 records
Community First Trust funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Community First Trust M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Community First Trust
What does Community First Trust do?
Community First Trust is Arkansas' first independent trust company, providing trust administration, estate settlement, wealth management, and financial planning services to individuals and families. The firm acts as trustee or co-trustee, manages trust assets, executes distributions, and delivers investment portfolio management through diversified securities and fixed-income funds. Its offerings are delivered by a credentialed team of CPAs, CFTAs, CFPs, and wealth managers under Arkansas State Bank Department regulation.
Is Community First Trust a public or private company?
Community First Trust is a private company. It is classified as corporate owned and is currently operating.
When was Community First Trust founded?
Community First Trust was founded in 1998. It employs 11 to 50 people.
Where is Community First Trust based?
Community First Trust is headquartered in Hot Springs Village, United States, in the North America region.
How does Community First Trust make money?
Three revenue lines are on record. Trust Administration Fees are the primary driver. The others are wealth Management / Investment Management and financial Planning Services.
Does Community First Trust have an API?
No public API is recorded for Community First Trust.
What industry is Community First Trust in?
Community First Trust's product category is Trust & Wealth Management Services. Its primary akta.pro industry code is FSAAANAF, Trust Administration & Fiduciary Accounting Services, with a secondary code of FSAAANAA, Personal & Family Trust Services. Its NAICS code is 523991.