Telis Finanz

What Telis Finanz does

Telis Finanz AG is the largest independent financial services provider in Germany without third-party capital participation, founded in 1992 and headquartered in Regensburg. The firm is owner-managed (inhabergeführt) and sits within the TELIS Unternehmensgruppe AG conglomerate, which also includes operating subsidiaries TELIS FINANZ Vermittlung AG, DEMA Deutsche Versicherungsmakler AG, Deutsches Maklerforum AG, and DVMA Deutsche Vermögensmakler AG. Its primary business is holistic financial consulting for private households across Germany, delivered through a nationwide network of independent financial advisors (Unternehmensberater für den privaten Haushalt).

The core product is the proprietary TELIS-System, a structured, multi-step advisory methodology that collects household financial data, runs analysis in a neutral computing center, produces a detailed Finanzgutachten, sets up a service folder, and mandates service appointments at least every 24 months. The Mandantenportal client portal provides ongoing digital access to contracts, assets, documents, and advisor communication, and supplementary tools include the Vorteilsrechner (benefits calculator) and Betriebsrenten-Check. Underlying technology is essentially a proprietary workflow methodology plus a web-based client portal, with no disclosed AI/ML components; the firm holds full German intermediary permits under §34c, §34d, §34f, and §34i GewO.

Telis makes money through commissions and fees from product partners (transaction-fee model) rather than direct fees to clients, placing banking, insurance, investment, building savings, real estate, and energy products from a network of 310+ contractual partners offering 4,000+ products. Go-to-market is sales-led via the independent advisor network, supported by a Berater finden (advisor finder) tool on telis-finanz.de and a dedicated career portal for advisor recruitment. The primary customer segment is German private households treated as small businesses, with a secondary B2B employer segment for corporate pension (Betriebsrenten) consulting; pricing to end customers is not publicly disclosed.

Name

Telis Finanz

Legal name

TELIS FINANZ Vermittlung AG

Website

https://telis-finanz.de

Company type

Private

Founded year

1992

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Telis Finanz is the largest owner-managed, independent financial services provider in Germany, offering holistic financial consulting to private households through a nationwide network of independent advisors using its proprietary TELIS-System, with intermediation revenue from 310+ product partners.

Ownership category

akta.pro rank

Product category

Independent Financial Advisory

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Hybrid Advice (Advisor + Digital) Platforms (FSAAAAAE)

akta.pro secondary industries

Retirement Planning & Long-Term Financial Planning Tools (FSAGADAI), Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE), Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF)

Keywords

• Financial advisory services
• Insurance intermediation
• Corporate pension consulting
• Wealth planning
• Investment intermediation

Headquarters

HQ city

Regensburg

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Financial Product Intermediation: TELIS FINANZ Vermittlung AG operates as an insurance representative (Versicherungsvertreterin) with permits under § 34d GewO for insurance intermediation and § 34f GewO for financial investment intermediation. Revenue is generated through commissions and fees from product partners when financial products (insurance, investments, banking products) are placed with end customers.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

TELIS FINANZ delivers holistic, systematic financial consulting for private households through its proprietary TELIS-System, pairing independent financial advisors with a network of 310+ contract partners offering 4,000+ products across banking, insurance, investment, real estate, and energy categories. Services cover retirement planning, insurance review, financing, wealth building, capital investment, state subsidies, and tax optimization, supported by the Mandantenportal client portal and recurring 24-month service appointments. The company also provides corporate pension consulting (Betriebsrenten-Beratung) for German employers alongside its private household practice.

Product overview

Telis Finanz operates the TELIS-System as its core proprietary advisory methodology — a structured, multi-step financial advisory process treating each household like a small business, delivering a detailed financial report (Finanzgutachten) and ongoing 24-month service cycle. The TELIS Mandantenportal is the companion digital client portal offering 24/7 access to financial overviews, contract management, encrypted document storage, and advisor communication. The product portfolio also includes corporate pension consulting (Betriebsrenten-Beratung) with modular components (analysis, review, governance framework, communication, documentation, administration), supported by a network of 310+ contractual product partners offering 4,000+ products across banking, insurance, investment, real estate, and energy. Supplementary digital tools include a Vorteilsrechner (benefits calculator) and Betriebsrenten-Check (pension check tool).

Differentiator

Problem solved

Functional benefit

Brands

• TELIS-System: The company's proprietary systematic advisory approach for private households that guarantees consistent high-quality, holistic, and tailored consulting services.

Products and services

• TELIS-System A systematic, holistic financial advisory methodology for private households, structured in steps: data collection, financial analysis in a neutral computing center, generation of a detailed financial report (Finanzgutachten), individual in-office consultation, service folder setup, and recurring service appointments every 24 months; targets an economic advantage of 10% of net income per year for the client household.
• TELIS Mandantenportal (Client Portal) A proprietary client web portal for TELIS-System clients offering secure overview of income and expenses, contract management, asset and liability tracking, encrypted document storage (Datentresor), advisor contact, appointment organization, and household cost-reduction comparison tools.
• Betriebsrenten-Beratung (Corporate Pension Consulting) Needs-based occupational pension (Betriebliche Altersversorgung) consulting for German employers combining analysis, diagnosis, and implementation with existing coverage review, legally compliant governance frameworks, company brand communication, liability- and audit-secure documentation, and ongoing administrative support.
• Produktpartner-Netzwerk (Product Partner Network) A network of more than 310 contractual product partners providing access to over 4,000 financial products across bank products, building savings, managed investment strategies, real estate, investment funds, motor insurance, capital/life/health insurance, property/accident/legal expense insurance, other investments, and energy providers for tailored client offerings.

Quantifiable outcome

• 10% of net income per year economic advantage for clients
• +1 more outcomes

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• 310+ Product Partners (insurance companies, banks, investment firms)coreChannel Partner/ Reseller/ DistributorTELIS works with over 310 contract partners offering 4,000+ financial products including bank products, insurance (life, health, property, accident, legal protection), building savings, investments, real estate, and energy products. This network enables independent, customized product selection for clients.

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• BCA AG: Germany's largest broker pool for insurance and financial products, offering independent product access and back-office services to financial advisors — comparable to Telis in intermediation focus and product breadth across insurance/investment products.
• MLP SE: Publicly listed German financial advisory group serving private and corporate clients across banking, insurance, wealth and real estate financing, with a multi-product, advisor-led distribution model overlapping with Telis's TELIS-System offering.
• Jung, DMS & Cie. (JDC Group): Publicly listed German financial services platform providing intermediation, advisory and digital infrastructure for advisors and insurers — overlaps with Telis in advisor-network intermediation and multi-product distribution to private households.
• A.S.I. Wirtschaftsberatung: German independent financial advisor network focused on academics and private households, providing systematic financial consulting across insurance, investment and financing — closely mirrors Telis's advisor-driven, multi-product household model.
• Deutsche Vermögensberatung (DVAG): Germany's largest independent financial advisory network, also distributing insurance, investment and financing products to private households via a nationwide Berater field force — directly comparable to Telis in customer segment, independent-broker model and product breadth.
• Plansecur Finanzberatung: German independent financial advisor group providing structured, multi-product financial planning to private households — comparable in customer segment, independence positioning and holistic advisory scope to Telis.
• OVB Holding AG: European cross-border financial advisory group with a strong German footprint providing holistic household financial planning via independent advisors — comparable model and target customer to Telis, with broader CEE presence.
• Swiss Life Select Deutschland: German financial advisory network (part of Swiss Life Group) offering independent, multi-product consulting to private households across insurance, investment and financing — competes head-to-head with Telis on independent advisor-led private-client services.
• Horbach Wirtschaftsberatung: German independent financial advisory firm serving private households with holistic planning across insurance, investment and financing through a Berater network — directly comparable to Telis's holistic household approach.

Emerging players

• Finanzcheck (Finanzcheck.de / Smava Group): Digital German financial product comparison and brokerage platform for credit, insurance and investment products — represents the digital-first distribution model that competes with Telis on the commoditized portion of Telis's catalogue.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/telisfinanz
• Facebookfacebook.com/TELIS-FINANZ-DINGOLFING-1357063010986391
• LinkedInlinkedin.com/company/telis-finanz-ag

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Telis Finanz