Abu Dhabi Exports Office

What Abu Dhabi Exports Office does

Abu Dhabi Exports Office (ADEX) is a government-owned export financing entity established in 2019 as the export financing arm of Abu Dhabi Fund for Development (ADFD). Headquartered in Abu Dhabi, UAE, ADEX provides credit facilities and guarantees to overseas buyers and importers of UAE-origin goods and services, with the stated objective of supporting UAE economic diversification by promoting non-oil exports. The organization is funded through direct budget allocations from ADFD (AED 500M in 2020, AED 735M in 2021, plus an AED 1B partnership with Emirates Development Bank in 2025) and operates under the supervision of an Export Executive Committee chaired by the ADFD Director General.

ADEX's core product suite comprises three financing instruments: Direct Loans to overseas importers (governments and private sector) of up to 90% of export contract value with tenors up to 15 years and minimum ticket sizes of USD 3 million; Direct Guarantees issued to financial institutions lending to overseas importers, with a fixed upfront commission; and Indirect Credit Lines extended to overseas financial institutions that relend to importers, with revolving tenors up to 5 years and minimum tickets of USD 100,000. A complementary Advisory Support service assists exporters and importers in structuring transactions. A minimum 40% domestic value-added requirement restricts financing to genuinely Emirati-origin exports.

The business model generates revenue through interest income on direct loans, guarantee commissions, and net interest spreads on indirect credit lines. Distribution is executed via an institutional network that spans UAE government trade-promotion bodies (Chambers of Commerce, Department of Economic Development offices, Abu Dhabi Global Market, Dubai Exports), UAE and international banks (First Abu Dhabi Bank, ADCB, Mashreq, Capital Bank of Jordan, National Bank of Egypt, Sumitomo Mitsui), and multilateral development banks (TDB, EBID). Named transactions include a USD 400M revolving facility for BGN Finance (2026), a USD 235M Trafigura syndicated loan (April 2025), and lines of credit with TDB, Capital Bank of Jordan, and National Bank of Egypt, spanning energy commodities, infrastructure, food security, defense, and aerospace sectors across 14+ countries in the Middle East, Africa, Asia, and Latin America.

Name

Abu Dhabi Exports Office

Legal name

Abu Dhabi Exports Office

Website

https://adex.ae

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Abu Dhabi Exports Office (ADEX), founded in 2019, is the export financing arm of Abu Dhabi Fund for Development. It provides direct loans, guarantees, and credit lines to overseas importers of UAE-origin goods and services across the Middle East, Africa, Asia, and Latin America.

Ownership category

akta.pro rank

Product category

Export Financing / Trade Finance

akta.pro primary industry

Export Credit Agencies (ECAs) & Trade Finance Institutions (BPADACAF)

akta.pro secondary industries

Trade Finance, Export Credit & Risk Mitigation (BPADAMAG), Export Promotion & Market Access Support (BPADAMAC)

Keywords

• Export financing
• Trade credit facilities
• Buyer credit loans
• Export guarantees
• Indirect credit lines

Headquarters

HQ city

Abu Dhabi

HQ country

United Arab Emirates

HQ region

Middle East

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Export Credit Financing: ADEX provides financing and guarantee facilities to overseas importers of UAE products and services. The organization charges interest on loans extended to foreign buyers and guarantee commissions on guarantees issued to financial institutions. Revenue is generated through interest income on direct loans and guarantee fees, with terms including fixed or floating interest rates and financing up to 100% of export contract value.
2. Credit Line Administration: ADEX extends revolving credit facilities to overseas financial institutions that relend to importers. The organization earns income through the spread between its lending rates and the rates at which overseas banks onlend to their customers. Minimum financing thresholds apply (USD 100,000 for indirect financing).

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Abu Dhabi Exports Office (ADEX) provides direct and indirect export financing solutions to overseas importers of UAE goods and services. Its core offerings include direct loans to foreign buyers, payment guarantees to financial institutions that lend to importers, and revolving credit lines opened with overseas banks that relend to importers. ADEX also offers advisory support to help exporters and buyers structure transactions.

Product overview

Abu Dhabi Exports Office (ADEX) is an export financing platform that provides a suite of credit facilities designed to facilitate international trade transactions between UAE exporters and foreign buyers. The core product portfolio consists of three main financing instruments: Direct Financing (Loans) offering non-revolving loans up to 90% of export contract value with terms up to 15 years; Direct Financing (Guarantees) providing payment guarantees to financial institutions; and Indirect Financing (Credit Lines) enabling overseas financial institutions to relend to importers. Additionally, ADEX Advisory Support offers consultation services to help exporters and buyers navigate the financing process. The platform targets governments, state-owned entities, banks, and private companies as eligible overseas buyers.

Differentiator

Problem solved

Functional benefit

Products and services

• Direct Financing (Loan) Non-revolving direct loans extended to overseas importers (government and private sector) to purchase UAE-origin goods and services. Financing up to 90% of export contract value, denominated in USD or AED, with fixed or floating interest rates, minimum finance of USD 3 million, and loan tenor up to 15 years.
• Direct Financing (Guarantee) Payment guarantees issued to financial institutions that extend loans to overseas buyers of UAE goods and services. Minimum guarantee value of USD 3 million, with a fixed commission paid upfront as a percentage of the guarantee value; guarantee tenor is determined by the lending bank's requirements.
• Indirect Financing (Credit Line) Revolving credit facilities opened with financial institutions in importing countries, which in turn relend to local buyers to purchase UAE-origin goods and services. Covers up to 100% of export contract value, with minimum finance of USD 100,000 and tenor up to 5 years.
• ADEX Advisory Support Consultation services provided to UAE national exporters and overseas buyers to help them understand ADEX products, eligibility criteria, and documentation requirements. Includes assistance in selecting appropriate credit facilities and determining optimum financing terms.

Quantifiable outcome

• 33.3% increase in export financing allocation from 2020 to 2021 (AED 500M to AED 735M)
• +2 more outcomes

Named customers8 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Eleven partnerships are on record, tiered core and supporting.

• UAE Foreign Aid AgencycoreStrategic or Co-development Partner · 22 November 2025ADEX led the USD 1 billion 'AI for Development' initiative in partnership with the UAE Foreign Aid Agency to advance digital infrastructure across Africa. The initiative was announced at the G20 summit and focuses on AI integration in education, agriculture, and infrastructure.
• African Nations (AI for Development Initiative)coreStrategic or Co-development Partner · 21 November 2025Partnership with African nations under the USD 1 billion AI for Development initiative to establish AI-enabled zones in education, agriculture, and digital infrastructure to address development challenges.
• EDGE GroupcoreStrategic or Co-development Partner · 1 September 2025Strategic partnership between ADEX and EDGE Group, a UAE-based advanced technology and defense company, to drive the UAE's export growth in defense and technology sectors.
• Strata ManufacturingcoreStrategic or Co-development Partner · 3 February 2025Strategic cooperation between ADEX and Strata, an aerospace manufacturing company, to enhance global competitiveness of UAE's industrial sector.
• National Bank of EgyptcoreChannel Partner/ Reseller/ Distributor · 6 September 2023USD 100 million line of credit agreement to boost Emirati exports to Egypt. The agreement enables Egyptian importers to access financing for purchasing UAE goods and services.
• Korea Trade Insurance Corporation (KEXIM/K-SURE)supportingStrategic or Co-development Partner · 17 January 2023Agreement to promote trade and investment between UAE and Korea by coordinating export financing and insurance services.
• Capital Bank of JordancoreChannel Partner/ Reseller/ Distributor · 14 April 2022ADEX signed a financing agreement with Capital Bank of Jordan to open a credit line of approximately AED 73.4 million (USD 20 million) to support UAE exports to Jordan. The bank acts as an intermediary, relending to importers on competitive terms to purchase Emirati goods and services.
• Export-Import Bank of Korea (KEXIM)coreStrategic or Co-development Partner · 31 March 2022Explored ways to strengthen collaboration on export financing with Korea's official export credit agency. Discussions focused on co-financing solutions for Korean organizations importing from UAE and projects executed by Korean EPC contractors using UAE materials or expertise.
• Emirates Development Bank (EDB)coreStrategic or Co-development Partner · 29 September 2021Cooperation agreement to boost export potential of national businesses by offering innovative financing solutions. Partnership was expanded in 2025 with AED 1 billion export financing initiative for UAE industries.
• Dubai ExportssupportingStrategic or Co-development Partner · 8 July 2020Partnership to co-host the UAE's major virtual international buyers forum and collaborate on strategic initiatives and data sharing to strengthen export support services.
• Abu Dhabi Global Market (ADGM)supportingStrategic or Co-development Partner · 7 June 2020MoU to develop the exports climate in the UAE, solidifying commitment to expanding the nation's exports reputation and ensuring local economic growth.

Scale indicators10 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Bpifrance: France's public investment bank and export credit agency providing export financing, guarantees, and insurance to French exporters. Directly comparable to ADEX in mandate and product mix; substantially larger scale and broader product offering.
• UK Export Finance (UKEF): The UK's export credit department providing loans, guarantees, and insurance to support UK exports. Direct peer to ADEX as a government-backed ECA with a buyer-credit, guarantee, and insurance product suite targeting overseas buyers of national exports.
• Export-Import Bank of India (EXIM Bank of India): India's official ECA providing Lines of Credit, buyer credit, and guarantees to support Indian exports and overseas project execution. Comparable to ADEX in mandate and product set; larger scale and longer operating history.
• US Export-Import Bank (US EXIM): The official US export credit agency, providing direct loans, loan guarantees, and export credit insurance to support US exports. Directly comparable to ADEX as a national ECA with sovereign backing, similar product suite (buyer credit, guarantees, working capital), and a similar mandate to support national exporters.
• Japan Bank for International Cooperation (JBIC): Japan's policy-based financial institution providing export financing, overseas investment loans, and untied loans to support Japanese exports and resource imports. Comparable to ADEX in mandate and product set, but with a far larger balance sheet and longer tenors.
• Export-Import Bank of Korea (KEXIM): Korea's official ECA offering export financing, guarantees, and trade insurance to support Korean exports. Already a documented ADEX cooperation partner (MoU on co-financing solutions). Closest direct peer given the comparable Asian-export-driven mandate and direct financing product set.
• SACE (now部分 of SACE-MAE): Italy's export credit agency offering export credit insurance, guarantees, and financing to support Italian exports. Comparable to ADEX in mandate, government ownership, and product suite, though more weighted toward credit insurance and reinsurance.
• African Export-Import Bank (Afreximbank): A pan-African multilateral trade finance institution providing credit facilities, guarantees, and trade information to support African trade. Direct comparable to ADEX in mandate, with significant overlap in target geographies (Africa) and product set; ADEX has partnered with EBID, a peer institution.

Broad incumbents

• Euler Hermes (Allianz Trade): The world's largest trade credit insurer, now part of Allianz, offering export credit insurance, bonds, and guarantees. A broader incumbent relative to ADEX — overlaps on the guarantee product and credit risk underwriting, but is a private insurance-led platform rather than a sovereign-mandated development lender.

Regional players

• Etihad Credit Insurance (ECI): UAE's federal export credit company providing trade credit insurance, bonding, and risk management to UAE exporters. A documented ADEX cooperation partner; sits in the same UAE ecosystem and is complementary on the credit-insurance side rather than a direct credit-line competitor.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xtwitter.com/AbuDhabiExports
• YouTubeyoutube.com/@AbuDhabiExports
• Facebookfacebook.com/AbuDhabiExports
• LinkedInlinkedin.com/in/abudhabi-exports-5869821a1/?originalSubdomain=ae
• Instagraminstagram.com/AbuDhabiExports

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments5 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Abu Dhabi Exports Office