ExpenseIn

Name

ExpenseIn

Legal name

Mobile Dynamics Ltd

Website

https://expensein.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Expense Management Software

NAICS

Business Support Services (5614), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (51821)

SIC

Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Expense Management & Employee Reimbursements (FSAGAJAE)

akta.pro secondary industries

Expense Management & Reimbursements Administration (BPACAIAH), Employee Expense Capture & Reimbursement (T&E) (THACADAA), Corporate Travel & Expense Booking Platforms (BPAMAIAI)

Keywords

• Expense management software
• Cloud SaaS platform
• Corporate expense cards
• AI receipt scanning
• Invoice approval automation

Headquarters

HQ city

Reading

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Subscription-based SaaS: ExpenseIn charges on an active user pricing model based on the number of users who actively create or submit expenses each month. There are no long-term contracts required, with monthly rolling contracts available. The pricing is flexible and designed to reflect how organisations actually use the platform.
2. ExpenseIn Card Cashback: Eligible customers can earn up to 0.75% cashback on their ExpenseIn Card spend depending on their plan, providing additional value from everyday business purchases.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels7 records

Core offering

ExpenseIn sells a cloud-based expense management software platform that lets businesses create, approve, and report on employee expenses, mileage, and supplier invoices in a single system. The platform bundles AI-powered receipt scanning, multi-level approval workflows, automated policy enforcement, corporate card reconciliation, an integrated ExpenseIn Card, carbon reporting, and Irish Revenue ERR reporting, with native integrations to accounting, HR, and identity platforms.

Product overview

ExpenseIn is a cloud-based expense management platform consisting of a core unified product with integrated modules. The core ExpenseIn Platform handles expense creation, approval workflows, and reporting, supplemented by specialized modules including: Receipt Scanning with AI-powered OCR extraction; Mobile App for on-the-go submissions; Automated Policies for compliance enforcement; Advanced Approvals for multi-level workflows; Real-time Reporting with automated delivery; Card Reconciliation for corporate card sync; Carbon Reporting for ESG tracking (Complete plan only); ERR Revenue Reporting for Irish compliance; ExpenseIn Card featuring physical, virtual, and subscription cards with cashback; Mileage Recording with GPS sync; Invoice Approval for supplier invoices; Ad Hoc Expenses for non-employee reimbursements; and Assistive AI for finance team automation. All modules integrate with accounting software including Sage, Xero, QuickBooks, NetSuite, and AccountsIQ (which acquired ExpenseIn in January 2025).

Differentiator

Problem solved

Functional benefit

Products and services

• ExpenseIn Platform Complete cloud-based expense management software that enables businesses to create, approve, and report on expenses in one system, including expense claims, receipt scanning, approval workflows, reporting, and corporate card management.
• AI Receipt Scanning AI-powered mobile and web receipt scanning that uses OCR, computer vision, and NLP to auto-extract merchant, amount, date, and VAT, with automatic categorisation and email receipt forwarding.
• ExpenseIn Mobile App

Quantifiable outcome

• 98% annual customer retention rate
• +3 more outcomes

Named customers20 records

Segments6 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration21 records

AI capability8 records

Feature10 records

Partnerships

Nine partnerships are on record, tiered core and minor.

• SAAF EducationcoreStrategic or Co-development Partner · 13 April 2026ExpenseIn partnered with SAAF Education to deliver a modern expense management solution to the UK education sector. The partnership enables education establishments (schools, academies, and Multi-Academy Trusts) to automate and simplify expense processes, replace paper-based workflows, and gain real-time visibility across multiple decentralised locations. SAAF Education provides finance, payroll, HR and recruitment support to over 1,000 schools, and this collaboration combines their sector expertise with ExpenseIn's technology.
• AccountsIQcoreStrategic or Co-development PartnerAccountsIQ acquired ExpenseIn in January 2025 to strengthen its financial management software suite. ExpenseIn now operates as an AccountsIQ company, bringing expense management capabilities to AccountsIQ's finance suite. The acquisition enables ExpenseIn to innovate and scale with the AIQ team, helping businesses take control of their finances with smarter, more connected solutions.
• PerkminorGTM or Marketing PartnerPerk is a travel management partner integrated with ExpenseIn. The partnership provides customers with a complete end-to-end travel and expense solution. As two customer-driven organisations, they combine their expertise to deliver greater value to customers.
• SagecoreTechnology or IntegrationSage integration allows seamless data sync between ExpenseIn and Sage accounting software (Sage 50, Sage 200, Sage Intacct, Sage Accounting). Expense claims are seamlessly imported from ExpenseIn to Sage, with processes that previously took 3 days now taking a couple of hours.
• XerocoreTechnology or IntegrationXero integration enables seamless synchronisation of expense data between ExpenseIn and Xero accounting software, allowing businesses to streamline their financial workflows.
• QuickBookscoreTechnology or IntegrationQuickBooks integration allows ExpenseIn users to sync expense data with QuickBooks accounting software, reducing manual data entry and improving financial accuracy.
• NetSuitecoreTechnology or IntegrationNetSuite integration enables ExpenseIn users to export expense data to Oracle NetSuite for comprehensive financial management and reporting.
• Amazon AWScoreTechnology or IntegrationAmazon AWS is ExpenseIn's hosting partner, managing servers and data centres. AWS certifications including ISO 27001 and PCI Data Security Standard ensure data is processed and stored to industry-leading standards in the London UK AWS Region.
• StripecoreTechnology or IntegrationStripe powers the ExpenseIn Card, providing the card infrastructure for the business expense card solution. For UK customers, cards are issued by Stripe Payments UK Limited (authorised by FCA, firm reference number: 900461); for Ireland customers, by Stripe Technology Europe Limited (authorised by Central Bank of Ireland, firm reference number: C187865).

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Brex: Brex is a US-based corporate card and spend management platform that has expanded into expense automation and bill pay. Although US-anchored, it overlaps with ExpenseIn on the corporate card + expense management bundle and competes for multinational customers.
• Ramp: Ramp is a US-based corporate card and finance automation platform combining cards, expense management, bill pay, and AI-driven insights. It is a broader-category incumbent expanding into the same mid-market expense + card space where ExpenseIn operates.
• SAP Concur: SAP Concur is the enterprise incumbent in travel and expense management, offering Expense, Invoice, and Travel products used by large global organisations. It competes with ExpenseIn at the upper end of the mid-market and exerts downward pricing pressure across the category.

Direct peers

• Pleo: Pleo is a Copenhagen-headquartered business expense card and spend management platform serving European SMBs and mid-market companies. It mirrors ExpenseIn's strategy of pairing corporate cards with automated expense/receipt workflows and ERP integrations.
• Emburse: Emburse offers expense, invoice, and payment automation software including flagship products like Emburse Expense, Certify, and Nexonia. It directly competes with ExpenseIn in receipt scanning, policy enforcement, and corporate card reconciliation for mid-market organisations.
• Soldo: Soldo is a London-based spend management platform combining corporate cards, expense controls, and finance automation — directly comparable to ExpenseIn's ExpenseIn Card + expense management bundle, particularly for UK and European mid-market customers.
• Spendesk: Spendesk is a Paris-based all-in-one spend management platform combining prepaid cards, expense management, invoice processing, and approval workflows. It targets European SMB and mid-market customers with a very similar product surface to ExpenseIn.
• Expensify: Expensify is a global SaaS expense management platform offering receipt scanning, card management, approvals, and integrations with major accounting software. It is the most direct functional peer to ExpenseIn across product scope and target customers (SMB to mid-market).
• Zoho Expense: Zoho Expense is part of the Zoho One suite, offering expense management with receipt scanning, policy enforcement, and multi-currency support for SMB customers. It is a direct horizontal competitor, especially for customers already on the Zoho platform.
• Rydoo: Rydoo is a European expense, travel, and invoice management SaaS headquartered in Belgium, serving mid-market and enterprise customers with very similar functionality (receipt OCR, policy controls, multi-currency, ERP integrations) — making it the closest European geographic and product peer to ExpenseIn.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/expensein
• Xx.com/expensein

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ExpenseIn