What Nimiq does

Nimiq is a Switzerland-domiciled non-profit Foundation (Nimiq Foundation), founded in 2017 by Philipp von Styp-Rekowsky, that develops and stewards the Nimiq blockchain and the NIM token. Its technology stack centers on the Albatross Proof-of-Stake consensus algorithm, which the company positions as delivering instant, zero-fee, energy-efficient transactions with throughput claimed at roughly 3x PayPal's. The product portfolio comprises the Nimiq Wallet (browser-based self-custodial wallet for buying, selling, swapping, and staking NIM), the Nimiq Pay mobile app (peer-to-peer NIM payments with cash-back rewards and integrations to BTC Lightning, Naka, Cryptopayment Link, and Bluecode), Cryptopayment.link (merchant-facing payment links and QR codes accepting NIM, BTC, and USDC), a Multisig Wallet, and a suite of community-built applications including games and utilities such as Crypto Map and a Staking Calculator.

Nimiq serves primarily independent individuals seeking an alternative to centralized financial rails, alongside a secondary segment of existing crypto enthusiasts. Its go-to-market is product-led and self-serve: no sign-up wallet, free mobile apps on iOS and Android, listing inside Trust Wallet, and a community-driven developer program including a $50,000 Mini Apps Competition announced in February 2026. Revenue mechanics are limited and not publicly disclosed; the principal monetization vectors are validator pool fees on staking (which yield stakers approximately 10.15% p.a. net of ~5% pool fees) and indirect transaction-fee exposure from integrated payment rails. The Foundation structure, absence of disclosed institutional funding rounds, and 11-50 employee headcount indicate a small, community-funded operating footprint.

In early 2026, Nimiq announced SynapTrack, a co-developed AI-driven blockchain fraud-detection system with the University of Birmingham, reporting 98% accuracy in tracing illicit funds across multiple blockchains and a 40% reduction in false positives versus conventional tools. The initiative signals a regulatory-readiness posture for the network but is a partnership research output rather than a commercial product. Overall, Nimiq presents as a niche, community-stewarded payment blockchain with a defined but narrow monetization profile and no disclosed enterprise revenue base.

Name

Nimiq

Legal name

Nimiq Foundation

Website

https://nimiq.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Short description

Nimiq is a Switzerland-domiciled non-profit Foundation that operates the Nimiq blockchain and NIM token, offering a self-custodial wallet, a free peer-to-peer mobile payment app (Nimiq Pay), and merchant payment tooling for independent individuals and crypto enthusiasts.

Ownership category

akta.pro rank

Product category

Blockchain Payment Platform

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Finance Services (6199)

akta.pro primary industry

Smart Contract Wallets / Account Abstraction (MPC/AA, social recovery, paymasters) (FSAPACAB)

akta.pro secondary industries

Digital Gift Cards, Vouchers & Stored-Value (Crypto) (FSADAIAN), Account Abstraction & Smart Wallet Tooling (AA SDKs, paymasters, session keys) (FSAPABAK)

Keywords

• Blockchain payments
• Cryptocurrency wallet
• Mobile crypto payments
• Proof-of-stake blockchain
• Peer-to-peer payments

Headquarters

HQ city

Puntarenas

HQ country

Costa Rica

HQ region

Latin America

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales

Revenue model

1. Staking Ecosystem: Users stake NIM to secure the network and earn rewards (~10.15% p.a.). Validators charge small fees from stakers. The platform benefits from network growth as more NIM is staked.
2. Payment Network Fees: Nimiq Pay app integrates third-party payment solutions (BTC Lightning, Bluecode, Naka) and earns from transaction volume flowing through the platform ecosystem
3. Ecosystem Services: Apps built on Nimiq (Game Store, Gift Cards, Shop) generate transaction volume. Community mini apps competition ($50,000) incentivizes ecosystem growth

Pricing tiers

Go-to-market motion1 record

Distribution channels6 records

Marketing channels6 records

Core offering

Nimiq is a blockchain-based payments platform that provides a self-custodial web wallet (Nimiq Wallet), a mobile peer-to-peer payment app (Nimiq Pay), and merchant payment-acceptance tools (Cryptopayment.link). All are powered by the proprietary Albatross Proof-of-Stake blockchain which enables instant, near-zero-fee, energy-efficient NIM transactions for individual consumers, with additional staking rewards (~10.15% p.a.) and community-built supporting apps.

Product overview

Nimiq is a blockchain-based payment platform offering universal money solutions for independent individuals. The product portfolio centers on the Nimiq Wallet as the core product for managing NIM tokens, complemented by the Nimiq Pay mobile app for peer-to-peer real-world payments, and Cryptopayment.link for merchant payment acceptance. Additional offerings include the Multisig Wallet for shared wallet control, Crypto Map for discovering acceptance points, and a suite of community-built applications including games (Nimiq 2048, Pixels, NimWorld, Nimiq Space), staking tools (Staking Calculator), and utilities (Nim Stalker transaction visualizer, Nimiq FM music generator, donation tools). The ecosystem is powered by the Albatross consensus mechanism providing energy-efficient blockchain infrastructure with staking rewards of approximately 10.13% annually. The platform recently announced the $50,000 Mini Apps Competition to encourage third-party development.

Differentiator

Problem solved

Functional benefit

Brands

• Nimiq Wallet: The main cryptocurrency wallet for storing, buying, selling, and swapping NIM and other cryptocurrencies.
• Nimiq Pay
• Cryptopayment.link
• Multisig Wallet
• Albatross
• Crypto Map

Products and services

• Nimiq Wallet Self-custodial cryptocurrency wallet (no sign-up required) for buying, selling, staking, and swapping NIM token; users hold their own keys and interact directly with the Nimiq blockchain.
• Nimiq Pay 100% free mobile payment app (iOS and Android) focused exclusively on fast, real-world peer-to-peer NIM payments with built-in cash-back rewards and partner integrations including BTC Lightning, Naka, Bluecode, and Cryptopayment Link.
• Cryptopayment.link Merchant payment solution that lets businesses generate custom payment links and QR codes in seconds to accept NIM, Bitcoin, and USDC, working seamlessly with the Nimiq Pay app.
• Multisig Wallet Multi-signature wallet allowing users to share wallet access with family, friends, and business partners for enhanced security.
• Crypto Map Interactive map application for discovering crypto-friendly locations worldwide where users can spend NIM and other cryptocurrencies.
• Staking Calculator Calculator tool for projecting staking rewards based on NIM amount and current network distribution, powered by the Albatross Proof-of-Stake algorithm.
• Nimiq Gift Cards Digital gift cards enabling users to gift NIM tokens to friends and family with themed designs for various occasions.
• NIM Donations Donation infrastructure tool that lets creators, streamers, and organizations accept NIM cryptocurrency donations through personalized buttons and QR codes.
• Nimiq Shop E-commerce store selling Nimiq-branded merchandise and swag payable in NIM tokens.
• Nimiq Game Store E-commerce platform where users purchase PC games using NIM cryptocurrency, demonstrating real-world crypto spending.
• Nim Stalker Blockchain transaction graph visualizer letting users search any Nimiq address and explore the web of related transactions.

Quantifiable outcome

• 98% accuracy in tracing blockchain fraud (tested on Bybit hack data)
• +4 more outcomes

Named customers5 records

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Feature6 records

Partnerships

Six partnerships are on record, tiered core.

• University of BirminghamcoreStrategic or Co-development Partner · 25 February 2026Collaboration on SynapTrack - AI-driven blockchain fraud detection system developed by University of Birmingham computer scientists in partnership with Nimiq. System achieves 98% accuracy in tracing illicit funds across multiple blockchains, significantly outperforming conventional tools with 40% false positive rates. Partnership aims to expand operations and seek regulatory readiness.
• Lightning NetworkcoreTechnology or IntegrationNative integration enabling BTC Lightning payments within the Nimiq ecosystem. Users can pay with Bitcoin Lightning through Nimiq Pay app, expanding payment options beyond NIM token.
• Cryptopayment LinkcoreTechnology or IntegrationNative integration partner enabling merchants to accept NIM, BTC, and USDC payments. Create payment links and QR codes in seconds. Works seamlessly with Nimiq Pay app.
• BluecodecoreTechnology or IntegrationPayment integration partner for Nimiq Pay - enables acceptance of Bluecode payments in the Nimiq ecosystem, expanding real-world payment acceptance points.
• NakacoreTechnology or IntegrationPayment integration partner - Naka payments accepted through Nimiq Pay app, bringing additional payment options to the Nimiq ecosystem.
• Trust WalletcoreTechnology or IntegrationWallet integration partner - Nimiq wallet available through Trust Wallet application, providing access to Nimiq ecosystem through one of the most popular crypto wallets globally.

Scale indicators7 records

Recent moves5 records

Expansion highlights5 records

Market position

Competitive moat5 records

Key highlights7 records

Customer concentration

• Xx.com/nimiq
• LinkedInlinkedin.com/company/nimiq

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Nimiq