PrecisionLender

What PrecisionLender does

PrecisionLender is a cloud-based SaaS platform that provides relationship pricing and profitability software to commercial banks and credit unions in North America. Founded in 2009 and headquartered in Charlotte, NC, the company operates as Lender Performance Group, LLC, a subsidiary of Q2 Holdings (NYSE: QH). Its core product is a unified platform for pricing commercial credits, deposits, and treasury services with total relationship visibility, meaning bankers can evaluate the profitability of an entire customer relationship rather than pricing each account in isolation. The platform is delivered on Microsoft Azure infrastructure and organized into four modules: Commercial Credit Pricing, Treasury & Deposit Pricing, Market Insights (aggregating competitive pricing data from 150+ financial institutions), and a Small Business Package for high-volume SMB lending. A central differentiator is Andi, an AI-powered virtual insights analyst embedded in deal workflows that delivers machine-learning-driven pricing recommendations, profitability impact analysis, and relationship intelligence in real time.

The business model is a subscription SaaS model with annual billing cycles and quote-based enterprise pricing that varies by institution size, user count, and module configuration. The company does not publish pricing. Distribution runs exclusively through Q2's direct enterprise sales organization, targeting relationship managers, treasury officers, and credit teams at commercial banks and credit unions; the sales motion is consultative with demos, implementation support, and bundled onboarding. Marketing leverages Q2's Resource Hub, the Cut to Context podcast, customer case studies, and industry events. Named customers include enterprise-tier institutions (First Citizens Bank, Synovus, UMB, BECU, Columbia Bank) and mid-market and community banks and credit unions (Gulf Coast Bank & Trust, Hoosier Hills Credit Union, Hanmi Bank, Stanford FCU, Lake City Bank, Dacotah Bank, Vera Bank, Texas Security Bank, Mercantile Bank, Chesapeake Bank, United Federal Credit Union). Performance claims cite 1X higher non-interest bearing deposit growth and 4 basis points higher net interest margin for PrecisionLender clients versus similarly sized U.S. banks based on FDIC data from Q4 2024 to Q4 2025, and 25% higher deposit and loan growth for Q2 clients between 2018-2023 per S&P data.

The company employs 51-100 people, holds the PrecisionLender registered trademark, and operates across US and Canada with multiple regional application stacks. Earlier-stage institutional funding included rounds in 2014 (Century Capital Management), 2016 (Georgian and Assurant Ventures), and 2017 (Insight Venture Management led, with Georgian and Global Venture Capital), prior to integration into Q2 Holdings. The company is actively operating with all systems reported operational as of June 2026.

Name

PrecisionLender

Legal name

Lender Performance Group, LLC

Website

https://precisionlender.com

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

51–100 employees

Short description

PrecisionLender, a Q2 Holdings subsidiary, provides cloud-based relationship pricing and profitability SaaS to commercial banks and credit unions across North America. Its AI-powered Andi coaching engine and Market Insights from 150+ institutions help bankers structure optimal commercial credit, deposit, and treasury deals.

Ownership category

akta.pro rank

Product category

Commercial Banking Software

NAICS

Activities Related to Credit Intermediation (5223)

SIC

Finance Services (6199)

akta.pro primary industry

Pricing, Risk-Based Offer & Limit Management (FSAGAHAE)

akta.pro secondary industry

Credit & Overdraft Enablement (Credit Lines, Underwriting Integrations) (FSAGAAAJ)

Keywords

• Relationship pricing software
• Commercial banking platform
• Deal profitability optimization
• AI banking coaching
• Credit union pricing tools

Headquarters

HQ city

Charlotte

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations

Revenue model

1. Software Subscription (SaaS): PrecisionLender is sold as a cloud-based SaaS platform with annual subscription licensing. Financial institutions pay recurring fees for access to the relationship pricing and profitability platform, including the Andi AI coaching engine and related features.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels7 records

Core offering

PrecisionLender is a cloud-based SaaS relationship pricing and profitability platform that helps commercial banks and credit unions price credits, deposits, and treasury services while optimizing deal-level and portfolio-level profitability. It combines total relationship visibility, AI-driven coaching via its Andi engine, deal collaboration tools, and market competitive intelligence aggregated from 150+ financial institutions to enable bankers to move from commodity pricing to value-based deal structuring.

Product overview

PrecisionLender is a core commercial banking product within Q2's relationship pricing and profitability platform. It provides a powerful, unified platform for pricing credits, deposits, and treasury services with total relationship visibility. The product consists of several integrated modules including Commercial Credit Pricing, Treasury & Deposit Pricing, Market Insights, and Small Business Package. A key differentiator is Andi, an AI-powered coaching engine embedded within deal workflows that surfaces pricing guidance, profitability impacts, and relationship opportunities. The platform enables financial institutions to move away from commodity pricing to value-based structuring, providing actionable insights to relationship managers, treasury officers, and credit teams.

Differentiator

Problem solved

Functional benefit

Brands

• Andi: AI-powered virtual insights analyst and coaching engine that provides in-the-moment pricing guidance, relationship intelligence, and market insights for commercial deal structuring.

Products and services

• PrecisionLender (Relationship Pricing & Profitability Platform)

Quantifiable outcome

• 1X higher growth rate in non-interest bearing deposits for Q2 PrecisionLender clients vs similarly sized U.S. banks (FDIC data, Q4 2024 to Q4 2025)
• +4 more outcomes

Named customers16 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability6 records

Feature6 records

Scale indicators8 records

Recent moves5 records

Expansion highlights5 records

Emerging players

• MX Technologies: MX is a financial data platform providing account aggregation, analytics, and money management to banks and credit unions. Its data-driven insights into customer relationships overlap with PrecisionLender's relationship awareness and cross-sell use cases.

Direct peers

• nCino: nCino is a cloud banking platform purpose-built for commercial and small business lending. It competes directly with PrecisionLender/Q2 by offering pricing, deal structuring, and relationship management workflows to commercial banks and credit unions.
• Abrigo: Abrigo provides risk management, lending, and compliance software to community banks and credit unions. Its commercial loan origination and analytics capabilities overlap with PrecisionLender's commercial credit pricing and profitability positioning.

Broad incumbents

• Salesforce (Financial Services Cloud): Salesforce Financial Services Cloud provides relationship management and commercial banking workflows used by banks. It overlaps with PrecisionLender's relationship visibility and deal collaboration capabilities, particularly for banks standardizing on Salesforce as their CRM layer.
• Temenos: Temenos is a global core and digital banking platform vendor with commercial banking and profitability analytics modules. While internationally focused, it competes for the same commercial banking software wallet that PrecisionLender targets.
• Finastra: Finastra is a large global core banking and lending technology vendor. Its retail, corporate, and digital banking suites include pricing, profitability, and commercial loan capabilities that overlap with PrecisionLender's footprint in commercial credit and treasury pricing.
• Jack Henry & Associates: Jack Henry provides core banking, lending, and commercial banking technology to community and mid-sized banks. Its lending and analytics solutions compete with PrecisionLender's commercial banking pricing and profitability suite, particularly in the community bank segment.
• Fiserv: Fiserv offers core banking, digital, and lending technology through its Financial Institutions and Merchant Solutions businesses. Its commercial banking and account processing capabilities overlap with PrecisionLender's target use cases at large and mid-sized FIs.
• Moody's Analytics (Banking Solutions): Moody's Analytics offers credit, pricing, and profitability tools used by large financial institutions. While broader than PrecisionLender's niche, its Asset Liability Management, profitability analytics, and risk-based pricing offerings are competitive alternatives for larger banks.
• FIS (Fidelity National Information Services): FIS is one of the largest global banking technology providers, with commercial lending, treasury, and core banking platforms. It competes broadly with Q2/PrecisionLender across mid-sized and large financial institutions, particularly in treasury and deposit pricing.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/precisionlender
• Facebookfacebook.com/precisionlender
• LinkedInlinkedin.com/company/precisionlender
• Instagraminstagram.com/q2software

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds3 records

Investors5 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about PrecisionLender