Alisa Pankki
Alisa Pankki (Alisa Bank Plc) is a Finnish digital bank serving retail and business customers with a fixed-price business account and invoice financing, embedding these services into Visma's Netvisor accounting platform for over 45,000 Finnish SMEs.
- Company typePrivate
- Founded2013
- HeadquartersHelsinki, Finland
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
What Alisa Pankki does
Alisa Pankki (legal entity: Alisa Bank Plc) is a Helsinki-based Finnish digital bank founded in 2013 that provides retail and business banking services, with an explicit focus on entrepreneurs and SMEs. Its core products are a fixed-price business account and invoice financing, both structured to remove friction between day-to-day banking and financial administration for small businesses. The bank operates with 101–250 employees and is positioned as a purely digital institution serving Finnish customers (operating geography: Nordic).
The company's distribution is being re-architected around a strategic partnership with Visma Solutions Oy, announced on 2025-12-17. Under this agreement, Alisa will embed its banking and invoice-financing services directly into Netvisor, Visma's accounting platform used by over 45,000 Finnish businesses, with launch planned for early Q2 2026. The integration is intended to eliminate manual reconciliation between banking and accounting systems and to surface financing inside the workflow SMEs already use for invoicing and bookkeeping.
The revenue model combines a recurring subscription-style fee on the fixed-price business account with transaction-fee revenue from invoice financing distributed through Netvisor. Leadership comprises CEO Sampsa Laine, founder/CIO Teemu Nyholm, and co-founder/chief sales officer Harri Tilev. The company is incorporated as a public limited company (Plc), though no exchange listing or detailed ownership structure is disclosed in the available sources.
Alisa Pankki firmographics
Firmographics- Name
- Alisa Pankki
- Legal name
- Alisa Bank Plc
- Website
- https://alisapankki.fi
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Alisa Pankki (Alisa Bank Plc) is a Finnish digital bank serving retail and business customers with a fixed-price business account and invoice financing, embedding these services into Visma's Netvisor accounting platform for over 45,000 Finnish SMEs.
- Ownership category
- akta.pro rank
Where Alisa Pankki is headquartered
LocationHeadquarters
- HQ city
- Helsinki
- HQ country
- Finland
- HQ region
- Europe
Markets served
Alisa Pankki business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales
Revenue model
- Banking Services: Traditional banking services including fixed-price business accounts for entrepreneurs and SMEs
- Invoice Financing: Invoice financing services provided through the Netvisor platform integration
Distribution channels1 record
Alisa Pankki product offering
Product offeringCore offering
Alisa Pankki is a Finnish digital bank that provides banking and financing services to both personal and business customers. Its core commercial offerings are invoice financing and a fixed-price business account for entrepreneurs and SMEs. Through a 2025 cooperation agreement with Visma Solutions Oy, these services are being embedded inside the Netvisor accounting platform for rollout to over 45,000 Finnish business customers in early Q2 2026.
Product overview
Alisa Pankki (Alisa Bank) offers banking and financing services to businesses, primarily focusing on invoice financing and business accounts. The company is expanding its product portfolio through a partnership with Visma Solutions Oy to integrate its services (invoice financing and fixed-price business account) into the Netvisor platform, making these services available to over 45,000 Netvisor customers. The product offering consists of core banking and financing products delivered via digital integration with accounting/ERP platforms.
Differentiator
Problem solved
Functional benefit
Products and services
- Invoice Financing A financing service allowing businesses to access funds against their outstanding invoices to support cash flow. Targeted at entrepreneurs and SMEs using Visma Netvisor accounting software.
- Fixed-Price Business Account A business banking account offered at a fixed monthly price, designed to simplify financial management and provide predictable banking costs for entrepreneurs and SMEs.
Companies that use Alisa Pankki
Customer profileSegments1 record
Ideal customer profiles2 records
Alisa Pankki technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Alisa Pankki partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Visma Solutions OycoreAlisa Bank and Visma Solutions Oy entered into a cooperation agreement to provide Netvisor's over 45,000 customers with integrated banking and financing services. The partnership involves launching invoice financing and a fixed-price business account, planned for early Q2 2026. This integration simplifies financial management for entrepreneurs by embedding banking services directly into their existing accounting workflow.
Scale indicators1 record
Recent moves3 records
Expansion highlights3 records
Alisa Pankki competitors and assessment
Company assessmentMarket position
Competitive moat3 records
Key highlights6 records
Customer concentration
Alisa Pankki social profiles
Digital presenceAlisa Pankki financial estimates
Financial estimateRevenue estimate
Valuation estimate
Alisa Pankki leadership team
Management profileNumber of profiles
Profiles3 records
Alisa Pankki funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Alisa Pankki M&A and investment
M&A and investmentM&A
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Alisa Pankki
What does Alisa Pankki do?
Alisa Pankki is a Finnish digital bank that provides banking and financing services to both personal and business customers. Its core commercial offerings are invoice financing and a fixed-price business account for entrepreneurs and SMEs. Through a 2025 cooperation agreement with Visma Solutions Oy, these services are being embedded inside the Netvisor accounting platform for rollout to over 45,000 Finnish business customers in early Q2 2026.
Is Alisa Pankki a public or private company?
Alisa Pankki is a private company. It is classified as unknown and is currently operating.
When was Alisa Pankki founded?
Alisa Pankki was founded in 2013. It employs 101 to 250 people.
Where is Alisa Pankki based?
Alisa Pankki is headquartered in Helsinki, Finland, in the Europe region.
How does Alisa Pankki make money?
Two revenue lines are on record. Banking Services are the primary driver. The others are invoice Financing.
Does Alisa Pankki have an API?
No public API is recorded for Alisa Pankki.