Developer docs
API playgroundTry for free, no card

Search company profiles

Alisa Pankki

Full company profile

uuid0009udi

Namestring
Alisa Pankki
Legal namestring
Alisa Bank Plc
Websiteurl
alisapankki.fi
Company typeenum
Private
Founded yearint
2013
Descriptiontext

Alisa Pankki (legal entity: Alisa Bank Plc) is a Helsinki-based Finnish digital bank founded in 2013 that provides retail and business banking services, with an explicit focus on entrepreneurs and SMEs. Its core products are a fixed-price business account and invoice financing, both structured to remove friction between day-to-day banking and financial administration for small businesses. The bank operates with 101–250 employees and is positioned as a purely digital institution serving Finnish customers (operating geography: Nordic).

The company's distribution is being re-architected around a strategic partnership with Visma Solutions Oy, announced on 2025-12-17. Under this agreement, Alisa will embed its banking and invoice-financing services directly into Netvisor, Visma's accounting platform used by over 45,000 Finnish businesses, with launch planned for early Q2 2026. The integration is intended to eliminate manual reconciliation between banking and accounting systems and to surface financing inside the workflow SMEs already use for invoicing and bookkeeping.

The revenue model combines a recurring subscription-style fee on the fixed-price business account with transaction-fee revenue from invoice financing distributed through Netvisor. Leadership comprises CEO Sampsa Laine, founder/CIO Teemu Nyholm, and co-founder/chief sales officer Harri Tilev. The company is incorporated as a public limited company (Plc), though no exchange listing or detailed ownership structure is disclosed in the available sources.

Short descriptiontext

Alisa Pankki (Alisa Bank Plc) is a Finnish digital bank serving retail and business customers with a fixed-price business account and invoice financing, embedding these services into Visma's Netvisor accounting platform for over 45,000 Finnish SMEs.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
101–250
akta.pro rankint
HeadquartersHelsinki, Finland
HQ citystring
Helsinki
HQ countrystring
Finland
HQ regionstring
Europe
Markets served

Serves global market

Keyword5 values
business banking, invoice financing, small business lending, digital banking services, embedded finance
NAICS code1 code
  • Sales Financing52222
Product category
Business Banking
Social media profiles1 record
Revenue model2 records
1Banking Services
TypeSubscription Recurring
Description

Traditional banking services including fixed-price business accounts for entrepreneurs and SMEs

view.news.eu.nasdaq.com
2Invoice Financing
TypeTransaction Fee
Description

Invoice financing services provided through the Netvisor platform integration

view.news.eu.nasdaq.com
Distribution channels1 record

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales
GTM typeB2B and B2C
B2B and B2C
Offering typeServices
Services
Core offering1 text field

Alisa Pankki is a Finnish digital bank that provides banking and financing services to both personal and business customers. Its core commercial offerings are invoice financing and a fixed-price business account for entrepreneurs and SMEs. Through a 2025 cooperation agreement with Visma Solutions Oy, these services are being embedded inside the Netvisor accounting platform for rollout to over 45,000 Finnish business customers in early Q2 2026.

Differentiator
Functional benefit
Problem solved
Product overview1 text field

Alisa Pankki (Alisa Bank) offers banking and financing services to businesses, primarily focusing on invoice financing and business accounts. The company is expanding its product portfolio through a partnership with Visma Solutions Oy to integrate its services (invoice financing and fixed-price business account) into the Netvisor platform, making these services available to over 45,000 Netvisor customers. The product offering consists of core banking and financing products delivered via digital integration with accounting/ERP platforms.

Product and service2 records
1Invoice Financing
CategoryBusiness Financing
Description

A financing service allowing businesses to access funds against their outstanding invoices to support cash flow. Targeted at entrepreneurs and SMEs using Visma Netvisor accounting software.

2Fixed-Price Business Account
CategoryBusiness Banking
Description

A business banking account offered at a fixed monthly price, designed to simplify financial management and provide predictable banking costs for entrepreneurs and SMEs.

Scale indicator1 record

Each record includes

Type, Value, Description, Source

Partnership1 partner
1Visma Solutions Oy
Strategic tierCoreTypeTechnology or IntegrationAnnounced on2025-12-17
Description

Alisa Bank and Visma Solutions Oy entered into a cooperation agreement to provide Netvisor's over 45,000 customers with integrated banking and financing services. The partnership involves launching invoice financing and a fixed-price business account, planned for early Q2 2026. This integration simplifies financial management for entrepreneurs by embedding banking services directly into their existing accounting workflow.

Recent move3 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight3 records

Each record includes

Type, Description

Market position
Competitive moat3 records

Each record includes

Type, Details

Key highlights6 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Segment1 record

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile2 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

Integration1 record

Each record includes

Title, Type, Description, Source

AI maturity
App detail

Has app

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles3 records

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment1 record

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Alisa Pankki

Business Bankingalisapankki.fi

Alisa Pankki (Alisa Bank Plc) is a Finnish digital bank serving retail and business customers with a fixed-price business account and invoice financing, embedding these services into Visma's Netvisor accounting platform for over 45,000 Finnish SMEs.

What Alisa Pankki does

Alisa Pankki (legal entity: Alisa Bank Plc) is a Helsinki-based Finnish digital bank founded in 2013 that provides retail and business banking services, with an explicit focus on entrepreneurs and SMEs. Its core products are a fixed-price business account and invoice financing, both structured to remove friction between day-to-day banking and financial administration for small businesses. The bank operates with 101–250 employees and is positioned as a purely digital institution serving Finnish customers (operating geography: Nordic).

The company's distribution is being re-architected around a strategic partnership with Visma Solutions Oy, announced on 2025-12-17. Under this agreement, Alisa will embed its banking and invoice-financing services directly into Netvisor, Visma's accounting platform used by over 45,000 Finnish businesses, with launch planned for early Q2 2026. The integration is intended to eliminate manual reconciliation between banking and accounting systems and to surface financing inside the workflow SMEs already use for invoicing and bookkeeping.

The revenue model combines a recurring subscription-style fee on the fixed-price business account with transaction-fee revenue from invoice financing distributed through Netvisor. Leadership comprises CEO Sampsa Laine, founder/CIO Teemu Nyholm, and co-founder/chief sales officer Harri Tilev. The company is incorporated as a public limited company (Plc), though no exchange listing or detailed ownership structure is disclosed in the available sources.

Alisa Pankki firmographics

Firmographics
Name
Alisa Pankki
Legal name
Alisa Bank Plc
Website
https://alisapankki.fi
Company type
Private
Founded year
2013
Operating status
Operating
Headcount range
101–250 employees
Short description
Alisa Pankki (Alisa Bank Plc) is a Finnish digital bank serving retail and business customers with a fixed-price business account and invoice financing, embedding these services into Visma's Netvisor accounting platform for over 45,000 Finnish SMEs.
Ownership category
akta.pro rank

Where Alisa Pankki is headquartered

Location

Headquarters

HQ city
Helsinki
HQ country
Finland
HQ region
Europe

Markets served

Alisa Pankki business model

Business model
GTM type
B2B and B2C
Offering type
Services
Cost components
Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

  1. Banking Services: Traditional banking services including fixed-price business accounts for entrepreneurs and SMEs
  2. Invoice Financing: Invoice financing services provided through the Netvisor platform integration

Distribution channels1 record

Alisa Pankki product offering

Product offering

Core offering

Alisa Pankki is a Finnish digital bank that provides banking and financing services to both personal and business customers. Its core commercial offerings are invoice financing and a fixed-price business account for entrepreneurs and SMEs. Through a 2025 cooperation agreement with Visma Solutions Oy, these services are being embedded inside the Netvisor accounting platform for rollout to over 45,000 Finnish business customers in early Q2 2026.

Product overview

Alisa Pankki (Alisa Bank) offers banking and financing services to businesses, primarily focusing on invoice financing and business accounts. The company is expanding its product portfolio through a partnership with Visma Solutions Oy to integrate its services (invoice financing and fixed-price business account) into the Netvisor platform, making these services available to over 45,000 Netvisor customers. The product offering consists of core banking and financing products delivered via digital integration with accounting/ERP platforms.

Differentiator

Problem solved

Functional benefit

Products and services

  • Invoice Financing A financing service allowing businesses to access funds against their outstanding invoices to support cash flow. Targeted at entrepreneurs and SMEs using Visma Netvisor accounting software.
  • Fixed-Price Business Account A business banking account offered at a fixed monthly price, designed to simplify financial management and provide predictable banking costs for entrepreneurs and SMEs.

Companies that use Alisa Pankki

Customer profile

Segments1 record

Ideal customer profiles2 records

Alisa Pankki technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Integration1 record

Alisa Pankki partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

  • Visma Solutions OycoreTechnology or Integration · 17 December 2025Alisa Bank and Visma Solutions Oy entered into a cooperation agreement to provide Netvisor's over 45,000 customers with integrated banking and financing services. The partnership involves launching invoice financing and a fixed-price business account, planned for early Q2 2026. This integration simplifies financial management for entrepreneurs by embedding banking services directly into their existing accounting workflow.

Scale indicators1 record

Recent moves3 records

Expansion highlights3 records

Alisa Pankki competitors and assessment

Company assessment

Market position

Competitive moat3 records

Key highlights6 records

Customer concentration

Alisa Pankki social profiles

Digital presence

Alisa Pankki financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Alisa Pankki leadership team

Management profile

Number of profiles

Profiles3 records

Alisa Pankki funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Alisa Pankki M&A and investment

M&A and investment

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Alisa Pankki

What does Alisa Pankki do?

Alisa Pankki is a Finnish digital bank that provides banking and financing services to both personal and business customers. Its core commercial offerings are invoice financing and a fixed-price business account for entrepreneurs and SMEs. Through a 2025 cooperation agreement with Visma Solutions Oy, these services are being embedded inside the Netvisor accounting platform for rollout to over 45,000 Finnish business customers in early Q2 2026.

Is Alisa Pankki a public or private company?

Alisa Pankki is a private company. It is classified as unknown and is currently operating.

When was Alisa Pankki founded?

Alisa Pankki was founded in 2013. It employs 101 to 250 people.

Where is Alisa Pankki based?

Alisa Pankki is headquartered in Helsinki, Finland, in the Europe region.

How does Alisa Pankki make money?

Two revenue lines are on record. Banking Services are the primary driver. The others are invoice Financing.

Does Alisa Pankki have an API?

No public API is recorded for Alisa Pankki.

Unlock the full company data

50 free credits on sign-up, no credit card required.

Contact sales
Live signals
KauppalehtiAlisa Pankilta negatiivinen tulosvaroitusAlisa Pankki forecast a weaker second half of 2026, with Q2 earnings before one-offs and taxes expected to be unprofitable. The company's loan growth has been slower than expected, and its plan to fully exit consumer business by autumn is not on track, leaving ongoing costs.KauppalehtiAlisa Pankin tulos alitti ennusteen – Liiketoiminnan tuotot laskivatFinnish commercial bank Alisa Pankki reported that its business revenue fell to 4.7 million euros in January–June, down from 7.4 million euros in the same period last year, as the wind-down of its retail customer business continued to weigh on results. The company's pre-tax loss widened to 1.8 million euros, exceeding analyst Inderes's forecast of a 1.4 million euro loss, while the adjusted loss before one-off items was 1.5 million euros. CEO Aki Gynther noted that invoice financing operations showed strong growth, with loan portfolio expanding 43 percent year-on-year to 42.1 million euros, and the company maintained its outlook for a profitable second half of 2026.GlobeNewswireThe banking-as-a-service cooperation between Talenom and Alisa Bank progresses: Talenom Account introduced to customersTalenom and Alisa Bank announced that the Talenom Account, a Finnish bank account issued by Alisa Bank, is now available to Talenom customers. The account integrates with Talenom's mobile and browser apps for transfers and bill payments. The Talenom Card will be released later in summer 2023.