Pre-Planning Solutions

What Pre-Planning Solutions does

Pre-Planning Solutions, Inc. is a privately held, founder-operated financial advisory and pre-planning consultancy founded in 1993 by Michele Miranda. Headquartered in Wellington, Florida, the firm specializes in funeral and cremation pre-planning, estate planning, life insurance, long-term care planning, annuities, and life settlements for individual consumers and families in the United States. The company is structured as a solo/micro practice (1-10 employees) with no institutional investors, parent company, or public listing evidenced in the source data.

The company's core product is the integrated PPS Legacy Plan℠ suite, which bundles three components: PPS Advance Solutions℠ (step-by-step advance funeral or cremation planning), PPS Legacy Fund℠ (a life insurance policy that pays out within 24-48 business hours without requiring a death certificate, available to applicants ages 0-99 with no medical exam), and PPS Extended Care Program℠ (post-death administrative assistance covering 12 key tasks such as notifications to Social Security, financial institutions, and employers). Ancillary services include Estate Planning (Living Trusts, Power of Attorney, Advance Health Care Directives, wills, probate), Long-Term Care Planning (five options including Medi-Cal/Medicaid, traditional and hybrid insurance), Life Insurance (Term, Whole Life, Universal, Variable), Life Settlements (brokering existing policies to institutional buyers), and Annuities (Fixed, Indexed, Immediate, Deferred, Variable). Delivery relies on a web-based platform with downloadable PDF resources and forms, complemented by phone-based direct sales via the 855-EZ-2-PLAN line and founder Michele Miranda's direct line.

Revenue is generated through commissions on insurance products (PPS Legacy Fund℠ with lump sum, 3-5-7-10 year payment plans, and 1035 Life Insurance Exchanges), professional advisory fees, annuity commissions, and transaction fees on life settlements. Core financial partnership is with M&N Marketing Insurance Services, Inc. (License #L114865) for PPS Legacy Fund℠ underwriting, supplemented by an Expert Professionals Network of Estate Planning Attorneys, Financial Advisors, and CPA Tax Preparers. Go-to-market is sales-led, driven by founder-led phone consultations and a content marketing funnel of downloadable worksheets and intake forms, targeting SMB/individual consumers domestically in the United States.

Name

Pre-Planning Solutions

Legal name

Pre-Planning Solutions, Inc.

Website

https://preplanningsolutions.com

Company type

Private

Founded year

1993

Operating status

Operating

Headcount range

1–10 employees

Short description

Pre-Planning Solutions is a founder-operated, privately held advisory firm that helps individuals and families with funeral pre-planning, estate planning, life insurance, annuities, and life settlements through its integrated PPS Legacy Plan℠ suite, serving US consumers via phone consultation and web intake.

Ownership category

akta.pro rank

Product category

Estate and Funeral Planning Services

NAICS

Death Care Services (8122), Funeral Homes and Funeral Services (812210)

SIC

Life Insurance (6311), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Final Expense / Burial Life Insurance (FSAIABAF)

akta.pro secondary industries

Retirement Income Planning & Decumulation Advisory (FSAEABAD), End-of-Life Planning & Hospice/Palliative Care Coordination (HLADALAL)

Keywords

• Funeral pre-planning
• Estate planning services
• Life insurance consulting
• Legacy planning services
• Advance planning solutions

Headquarters

HQ city

Royal Palm Beach

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Products: Life insurance policies including the PPS Legacy Fund℠ which provides immediate funds for families. Payment options include lump sum, 3-5-7-10 year payment plans, and 1035 Life Insurance Exchanges.
2. Advance Planning Services: Advisory and planning services helping families create estate plans, long-term care plans, life insurance coverage, and funeral/cremation pre-planning.
3. Annuities: Fixed, variable, indexed, and immediate/deferred annuity products offered as part of retirement strategy planning.
4. Life Settlements: Assistance with selling existing life insurance policies to third parties for cash payment, connecting clients with institutional Life Settlement funding sources.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Pre-Planning Solutions provides advance funeral and cremation planning, immediate life insurance funding through the PPS Legacy Fund℠, and post-death administrative assistance via the PPS Extended Care Program℠. The firm also offers ancillary financial planning services including estate planning, long-term care planning, life insurance, life settlements, and annuities to individuals and families seeking to create a lasting legacy.

Product overview

Pre-Planning Solutions offers a unified pre-planning platform built around The PPS Legacy Plan℠, which consists of four integrated core products: PPS Advance Solutions℠ (funeral/cremation pre-planning), PPS Legacy Fund℠ (immediate life insurance payout without death certificate), and PPS Extended Care Program℠ (post-death administrative assistance). The company also provides ancillary financial planning services including Estate Planning, Long-Term Care, Life Insurance, Life Settlements, and Annuities. The PPS Legacy Plan℠ serves as the umbrella framework that connects these products to bridge the financial and administrative gap between death and estate settlement.

Differentiator

Problem solved

Functional benefit

Brands

• PPS Advance Solutions℠: Advance funeral or cremation planning services
• PPS Legacy Fund℠
• PPS Extended Care Program℠
• PPS Legacy Plan℠
• PPS Bereavement Fund℠

Products and services

• PPS Legacy Plan℠ Umbrella pre-planning framework that integrates the PPS Advance Solutions℠, PPS Legacy Fund℠, and PPS Extended Care Program℠ into a comprehensive plan that reduces family stress at time of loss and provides financial and emotional support during the gap between death and estate settlement.
• PPS Advance Solutions℠ Funeral and cremation pre-planning service that helps individuals gather basic information, state their final wishes, and determine funding amounts for their legacy in advance.
• PPS Legacy Fund℠ Life insurance policy that pays out within 24-48 business hours after funeral or cremation arrangements are signed for, without requiring a death certificate, providing immediate tax-free funds to beneficiaries with payment options including lump sum, 3-5-7-10 year plans, and 1035 Life Insurance Exchanges.
• PPS Extended Care Program℠ Practical assistance service helping bereaved families with 12 key administrative tasks following a death, including setting appointments with advisors, notifying financial institutions, Social Security, and employers.
• Estate Planning Services Comprehensive estate planning services including Living Trusts, Power of Attorney, Advance Health Care Directive, Will preparation, and probate guidance delivered with partner attorneys.
• Long-Term Care Planning Long-term care planning offering five options including government programs (Medi-Cal/Medicaid), traditional insurance, hybrid policies with life insurance, hybrid policies with annuities, and personal savings strategies.
• Life Insurance Services Life insurance planning services covering Term Insurance (Level and Decreasing), Whole Life/Permanent, Universal, Variable, and Variable Universal Life policies.
• Life Settlements Service enabling seniors to sell existing life insurance policies to institutional third-party investors for cash payments greater than surrender value, including valuation, intake, and funding source connections.
• Annuities Retirement income planning with multiple annuity types including Fixed Indexed, Immediate, Deferred, Fixed, and Variable annuities offering tax-deferred growth and various payment options.

Quantifiable outcome

• PPS Legacy Fund℠ pays out within 24-48 business hours once funeral/cremation arrangements are signed for
• +3 more outcomes

Named customers1 record

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

One partnership is on record.

• Expert Professionals NetworkcoreStrategic or Co-development PartnerPre-Planning Solutions partners with expert professionals including Estate Planning Attorneys, Financial Advisors, and CPA Tax Preparers to assist with comprehensive planning. The company states 'We partner with expert professionals to assist with our COMPREHENSIVE PLANNING so that you don't have to do the heavy lifting.'

Recent moves5 records

Expansion highlights2 records

Market position

Weaknesses3 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/preplantoday
• LinkedInlinkedin.com/company/pre-planning-solutions

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Pre-Planning Solutions