Rocket Financial
Rocket Financial is a private US-based Banking as a Service platform (RocketKOR) that enables FinTechs, businesses, and small-to-mid-sized banks to embed payments, banking, card issuance, and lending functionality through RESTful APIs, supported by PCI Level-1 certification and Developer Center sandbox tooling.
- Company typePrivate
- Founded2019
- HeadquartersAventura, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Rocket Financial does
Rocket Financial is a private US-based Banking as a Service (BaaS) platform founded in 2019 and headquartered in Aventura, Florida, with a secondary office in Toronto, Canada. The company sells embedded-finance infrastructure to three horizontal customer segments: FinTechs for whom embedded finance often is the product, non-FinTech businesses seeking to embed financial services into their existing offerings, and small-to-mid-sized banks looking to escape closed banking cores and expose modern RESTful APIs. Its core technology is the RocketKOR BaaS platform, which exposes payments (ACH, Same-Day ACH, Push2Debit, FedNow, Wire, International Wire), banking, card issuance, and lending capabilities through documented, non-gated Developer Centers (developer.rocketkor.net, developer.rocketcoms.com) with full-featured sandbox testing.
The company operates a portfolio of five integrated products built on the RocketKOR core: PrimaryAccount (multi-institution business banking consolidation), RocketCOMS (10DLC-compliant SMS business messaging), RocketBNK (consumer banking with Earned Wage Access, slated as "Coming Soon"), and RocketMOV (Payments as a Service). Rocket Financial holds PCI Level-1 Certification and positions compliance as a built-in platform feature, which is central to its value proposition in a regulated market. Distribution is API-first and dual-motion: self-serve developer adoption via the Developer Centers for technical buyers, complemented by direct enterprise sales engagement for bank and large-fintech customers. Pricing is not publicly disclosed; prospects are directed to contact sales.
Rocket Financial generates revenue through subscription/recurring API and platform usage fees on RocketKOR, alongside transaction fees on RocketMOV payment processing. The company operates a fully remote team distributed across geographies. No funding rounds, revenue figures, named customer logos, acquisitions, or strategic partnerships are disclosed in available source materials, and ownership appears closely held with co-founder Jerry Bokser serving as COO and Michael G. Park serving as General Counsel and Chief Compliance Officer.
Rocket Financial firmographics
Firmographics- Name
- Rocket Financial
- Legal name
- Rocket Financial Inc.
- Website
- https://rocketfncl.com
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Rocket Financial is a private US-based Banking as a Service platform (RocketKOR) that enables FinTechs, businesses, and small-to-mid-sized banks to embed payments, banking, card issuance, and lending functionality through RESTful APIs, supported by PCI Level-1 certification and Developer Center sandbox tooling.
- Ownership category
- akta.pro rank
Where Rocket Financial is headquartered
LocationHeadquarters
- HQ city
- Aventura
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Rocket Financial business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Banking as a Service Platform Fees: Rocket Financial generates revenue through API access and platform usage fees for their BaaS platform. Businesses, fintechs, and banks pay to access embedded finance capabilities including payments processing, banking services, card issuance, and lending functionality through RESTful APIs.
- Payment Processing Fees: Revenue from payment transaction processing through RocketMOV, including ACH, Same-Day ACH, Push2Debit, FedNow, Wire, and International Wire payment types.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
Rocket Financial product offering
Product offeringCore offering
Rocket Financial operates an API-first Banking-as-a-Service (BaaS) platform that enables FinTechs, businesses, and banks to launch and embed financial products. Its suite includes a core BaaS platform (RocketKOR), business banking (PrimaryAccount), business messaging (RocketCOMS), consumer banking (RocketBNK), and Payments-as-a-Service (RocketMOV) capabilities. The platform is PCI Level-1 certified and is delivered through developer centers with sandbox environments and RESTful APIs.
Product overview
Rocket Financial is a unified embedded finance platform delivering a portfolio of five integrated products. The core offering is RocketKOR, a Banking as a Service Platform that serves as the foundational layer for all financial functionality. Built on this platform are add-on modules: PrimaryAccount (business banking for account consolidation), RocketCOMS (business SMS messaging), RocketBNK (consumer banking with earned wage access), and RocketMOV (Payments as a Service for multiple payment types). All products share RESTful APIs and Developer Centers, enabling businesses to use individual modules or the full suite.
Differentiator
Problem solved
Functional benefit
Brands
- RocketKOR: Banking as a Service Platform enabling embedded banking, payments, cards, and lending functionality through RESTful APIs.
- PrimaryAccount
- RocketCOMS
- RocketBNK
- RocketMOV
Products and services
- RocketKOR Core Banking-as-a-Service (BaaS) platform that provides the foundational infrastructure enabling FinTechs, businesses, and banks to embed and launch financial products via APIs.
- PrimaryAccount Business banking solution offered as part of the platform, enabling business customers to access banking services embedded through Rocket Financial's BaaS infrastructure.
- RocketCOMS Business messaging/SMS communication service designed to support customer communications for embedded financial product users.
- RocketBNK Consumer banking product in development, intended to provide consumer-facing banking capabilities accessible through the Rocket Financial platform.
- RocketMOV Payments-as-a-Service offering that enables partners to deliver payment processing and money movement capabilities through Rocket Financial's infrastructure.
Quantifiable outcome
- 88% increase in customer engagement when finance is embedded into services
- +2 more outcomes
Companies that use Rocket Financial
Customer profileSegments3 records
Ideal customer profiles3 records
Rocket Financial technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
Rocket Financial partnerships and signals
Strategic signalScale indicators5 records
Recent moves6 records
Expansion highlights5 records
Rocket Financial competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key highlights5 records
Customer concentration
Rocket Financial social profiles
Digital presenceRocket Financial financial estimates
Financial estimateRevenue estimate
Valuation estimate
Rocket Financial leadership team
Management profileNumber of profiles
Profiles2 records
Rocket Financial subsidiaries and ownership
Company hierarchySubsidiaries5 records
Rocket Financial funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Rocket Financial M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Rocket Financial
What does Rocket Financial do?
Rocket Financial operates an API-first Banking-as-a-Service (BaaS) platform that enables FinTechs, businesses, and banks to launch and embed financial products. Its suite includes a core BaaS platform (RocketKOR), business banking (PrimaryAccount), business messaging (RocketCOMS), consumer banking (RocketBNK), and Payments-as-a-Service (RocketMOV) capabilities. The platform is PCI Level-1 certified and is delivered through developer centers with sandbox environments and RESTful APIs.
Is Rocket Financial a public or private company?
Rocket Financial is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Rocket Financial founded?
Rocket Financial was founded in 2019. It employs 11 to 50 people.
Where is Rocket Financial based?
Rocket Financial is headquartered in Aventura, United States, in the North America region.
How does Rocket Financial make money?
Two revenue lines are on record. Banking as a Service Platform Fees are the primary driver. The others are payment Processing Fees.
Does Rocket Financial have an API?
Yes. Rocket Financial offers RESTful APIs accessible through developer centers for RocketKOR (Banking as a Service) and RocketCOMS (Business Messaging). All features are accessible through well-documented, non-gated, fully searchable Developer Centers. The APIs support rapid implementation of functionality including payments, banking, cards, lending, and messaging. Full-featured Sandbox available for testing. Developer documentation is at developer.rocketkor.net.