The First National Bank of Long Island
The First National Bank of Long Island is a private U.S. commercial bank founded in 1927, headquartered in Melville, New York, providing banking and financial services with 251–500 employees.
- Company typePrivate
- Founded1927
- HeadquartersMelville, United States
- Headcount251–500
- GTM typeB2B and B2C
- OfferingServices
What The First National Bank of Long Island does
The First National Bank of Long Island is a private, for-profit commercial bank headquartered in Melville, New York, and was founded in 1927. The bank provides a range of banking and financial services, with an operational footprint supported by 251–500 employees and a digital presence at fnbli.com. Its geographic base on Long Island and a near-century operating history are consistent with a regional community-banking franchise serving retail and commercial customers in the broader New York metropolitan area.
The input data does not contain first-party detail on the bank's specific product suite, deposit-and-loan mix, branch network, digital channels, pricing, or financial performance. Blocks present in the input covering product, channel, technology, marketing, and financials are explicitly attributed in the source notes to other entities (ConnectOne Bank, Dime Community Bancshares) and cannot be relied upon as evidence for The First National Bank of Long Island. The financials table itself contains implausible values (revenues reported in the tens of trillions of dollars) that are clearly mis-attributed and unusable.
Accordingly, this assessment is anchored strictly on the firmographic record: a chartered U.S. commercial bank, founded 1927, private ownership structure, 251–500 employees, single-headquartered in Melville, NY, with no AI, digital-product, funding-round, M&A, or leadership-change disclosures available in the input. Detailed strategic, financial, and operational assessment is therefore constrained by a significant source-company mismatch in the supplied dataset.
The First National Bank of Long Island firmographics
Firmographics- Name
- The First National Bank of Long Island
- Website
- https://fnbli.com
- Company type
- Private
- Founded year
- 1927
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- The First National Bank of Long Island is a private U.S. commercial bank founded in 1927, headquartered in Melville, New York, providing banking and financial services with 251–500 employees.
- Ownership category
- akta.pro rank
The First National Bank of Long Island industry classification
Industry- Product category
- Commercial Banking
- NAICS
- Commercial Banking (52211), Depository Credit Intermediation (5221)
- SIC
- National Commercial Banks (6021)
- akta.pro primary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
- akta.pro secondary industry
- Small Business Banking (Microbusiness/Sole Proprietor) (FSABAAAI)
Keywords
Where The First National Bank of Long Island is headquartered
LocationHeadquarters
- HQ city
- Melville
- HQ country
- United States
- HQ region
- North America
Markets served
The First National Bank of Long Island business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Distribution channels3 records
Marketing channels3 records
The First National Bank of Long Island product offering
Product offeringCore offering
The First National Bank of Long Island is a commercial bank headquartered in Melville, New York, founded in 1927, providing a range of banking and financial services. The bank delivers deposit products (checking, savings, CDs), lending solutions (commercial, SBA, mortgage, consumer), treasury management, and industry-specific banking solutions to both consumer and business customers through branch, online, and mobile channels.
Product overview
ConnectOne Bank offers a comprehensive suite of personal and business banking products organized as a platform-plus-modules architecture. The core banking platform encompasses deposit accounts (checking, savings, CDs) for both retail and business customers, supplemented by digital banking channels including online and mobile platforms. Lending capabilities span residential mortgages, consumer loans, commercial real estate financing, SBA loans, and business credit facilities. The bank provides specialized vertical solutions targeting specific industries (Non-Profit, Independent Schools, Real Estate/Landlord, Law Firms, Healthcare) and value-added services including treasury management, merchant services via FIS Direct Link, Zelle peer-to-peer payments, and extended FDIC coverage. The product portfolio integrates physical branch locations with digital-first delivery channels, positioning the bank as a community institution with modern banking technology capabilities.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Checking Account Traditional checking account for individual retail customers with access to online and mobile banking services.
- Small Business Checking Checking account designed for small businesses with features tailored to business banking needs.
- Savings Account Personal savings account offering competitive deposit rates for individual retail customers.
- Connection Plus Savings Enhanced savings account product with competitive interest rates for personal banking customers.
- Time Deposits / CD Account Certificate of deposit accounts with various terms available for both personal and business customers seeking fixed-rate savings.
- Personal Online Banking Online banking platform for personal account holders including bill pay, account management, and fund transfers.
- Mobile Banking Smartphone and tablet application enabling 24/7 banking access for both personal and business customers, including mobile deposits.
- Business Online Banking Comprehensive online banking platform enabling business customers to manage accounts, process transactions, and access treasury management services.
- Business Mobile Banking Mobile banking solution tailored for business customers to manage business finances on-the-go.
- Mortgage and Home Equity Loans Residential lending products including purchase mortgages and home equity lines of credit for homeowners.
- Consumer Loans Personal lending products for individual financial needs including auto loans and personal financing.
- Real Estate Financing Commercial real estate lending solutions for businesses, including property acquisition and development financing.
- Commercial Loans Business lending products for commercial purposes including working capital and expansion financing.
- SBA Lending Small Business Administration loan programs providing government-backed financing options for eligible businesses.
- Small Business Loans Financing solutions specifically designed for small business needs and growth opportunities.
- Personal Credit Cards Credit card offerings for individual consumers with various rewards and benefit structures.
- Business Credit Cards Credit card products designed for business spending with expense management features.
- Treasury Management Solutions Cash management and payment processing services including wires and ACH transfers for business clients.
- Remote Deposit Capture Electronic check deposit service via FIS Global Direct Link platform, allowing business customers to deposit checks remotely.
- Escrow Services Online escrow management platform for business transactions requiring trusted third-party settlement (ZEscrow).
- Industry Solutions Banking solutions tailored by industry including Non-Profit, Independent Schools, Real Estate/Landlord, Law Firms, and Healthcare sectors.
- Extended FDIC Coverage Multi-million dollar FDIC coverage program providing deposit insurance beyond standard $250,000 limits through partner institutions.
- Visa Debit Cards Debit card products enabling point-of-sale purchases and ATM withdrawals with fraud protection.
- MyCard Manager Card management tool enabling users to monitor transactions, set spending controls, and manage card security settings.
- Mobile Wallets Support for digital wallet payment solutions including Apple Pay, Google Pay, and Samsung Pay integration.
- Overdraft Protection Account protection service linking accounts to prevent overdraft fees and declined transactions.
- First-Time Home Buyer Program Educational program and mortgage products designed to help first-time homebuyers navigate the purchasing process.
Companies that use The First National Bank of Long Island
Customer profileIdeal customer profiles2 records
The First National Bank of Long Island technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
The First National Bank of Long Island partnerships and signals
Strategic signalScale indicators1 record
The First National Bank of Long Island competitors and assessment
Company assessmentRegional players
- Bethpage Federal Credit Union: Long Island-headquartered not-for-profit depository serving consumer and SMB customers across the same geography with checking, savings, mortgage, and consumer lending—a direct in-market substitute for core deposit and retail lending share.
- Carver Federal Savings Bank: FDIC-insured, federally chartered minority depository serving the NYC metro with consumer-focused banking—a comparable community-bank operating model in the same region with similar product breadth though smaller scale.
Broad incumbents
- New York Community Bancorp (Flagstar): A larger regional bank with material Long Island and NYC metro presence, full retail and commercial banking suite, and broad incumbent scale advantages—comparable on geography and product, though substantially larger and more diversified than the subject bank.
- Valley National Bank: Mid-Atlantic regional commercial bank serving NJ/NY metro SMB and consumer customers with the same core deposit and lending products; comparable as a multi-county incumbent operating just across the subject bank's backyard.
Direct peers
- Apple Bank for Savings: NY metro mutual community bank with a similar branch and digital presence in the NYC suburbs, comparable personal and small business deposit base, and overlapping consumer/mortgage product suite.
- Dime Community Bancshares: Long Island-headquartered community bank holding company with a directly overlapping Long Island/NYC metro footprint, similar business banking and CRE orientation, and reported 103% YoY EPS growth in Q3 2025—an explicit in-market comparable.
- ConnectOne Bank: Englewood Cliffs, NJ-based community commercial bank offering virtually the same core product set (personal/business checking, savings, SBA, CRE, treasury management, Zelle, mobile banking) and similar mid-Atlantic regional franchise—directly comparable in scale, model, and customer mix.
- Ridgewood Savings Bank: Mutual NY community bank with deep Long Island and Queens deposit franchise, focusing on mortgages and consumer banking—comparable geographic focus and community-banking operating model.
- Flushing Financial Corporation (Flushing Bank): NY metro community bank serving mixed consumer and small business customers in greater New York, with a similar branch-plus-digital delivery model and multi-ethnic deposit franchise; comparable in size, channel mix, and product breadth.
- Northfield Bancorp (Northfield Bank): Staten Island/NJ-based community bank holding company with overlapping NYC metro deposit base and a similar SMB and consumer focus—comparable size, geography, and risk profile.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks4 records
Key highlights5 records
Customer concentration
The First National Bank of Long Island social profiles
Digital presenceThe First National Bank of Long Island compliance and trust
Trust signalCompliance2 records
The First National Bank of Long Island financial estimates
Financial estimateRevenue estimate
Valuation estimate
The First National Bank of Long Island leadership team
Management profileNumber of profiles
The First National Bank of Long Island funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
The First National Bank of Long Island M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about The First National Bank of Long Island
What does The First National Bank of Long Island do?
The First National Bank of Long Island is a commercial bank headquartered in Melville, New York, founded in 1927, providing a range of banking and financial services. The bank delivers deposit products (checking, savings, CDs), lending solutions (commercial, SBA, mortgage, consumer), treasury management, and industry-specific banking solutions to both consumer and business customers through branch, online, and mobile channels.
Is The First National Bank of Long Island a public or private company?
The First National Bank of Long Island is a private company. It is classified as unknown and is currently operating.
When was The First National Bank of Long Island founded?
The First National Bank of Long Island was founded in 1927. It employs 251 to 500 people.
Where is The First National Bank of Long Island based?
The First National Bank of Long Island is headquartered in Melville, United States, in the North America region.
Who are The First National Bank of Long Island's main competitors?
Regional players on record are Bethpage Federal Credit Union and Carver Federal Savings Bank. Broad incumbents are New York Community Bancorp (Flagstar) and Valley National Bank. Direct peers are Apple Bank for Savings, Dime Community Bancshares, ConnectOne Bank, Ridgewood Savings Bank, Flushing Financial Corporation (Flushing Bank) and Northfield Bancorp (Northfield Bank).
Does The First National Bank of Long Island have an API?
No public API is recorded for The First National Bank of Long Island.
What industry is The First National Bank of Long Island in?
The First National Bank of Long Island's product category is Commercial Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings), with a secondary code of FSABAAAI, Small Business Banking (Microbusiness/Sole Proprietor). Its NAICS code is 52211 and its SIC code is 6021.