USI Consulting Group

Name

USI Consulting Group

Legal name

USI Consulting Group

Website

https://usicg.com

Company type

Private

Founded year

1975

Operating status

Operating

Headcount range

501–1,000 employees

Ownership category

akta.pro rank

Headquarters

HQ city

Glastonbury

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Retirement Plan Consulting Services: Professional consulting fees for retirement plan advisory services including plan design, benchmarking, actuarial services, and compliance consulting. Services are typically billed through ongoing consulting engagements with employer clients.
2. Pension Plan Administration: Fees for outsourced pension plan administration services including benefit calculations, participant communications, and regulatory compliance support.
3. Investment Advisory Services: Investment advisory fees for pension and retirement plan oversight, liability-driven investing strategies, and de-risking solutions. Investment advice provided through USI Advisors, Inc. and securities offered through USI Securities, Inc.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

USI Consulting Group (USICG) provides retirement plan consulting, pension plan administration, and investment advisory services to employer organizations across the United States. Its core offerings span defined contribution plan consulting (401(k), 403(b), 457), defined benefit/pension plan oversight, ESOP consulting, recordkeeper searches, and annuity placement for pension risk transfer. The firm pairs consulting engagements with proprietary technology including the RetirementFocus™ participant portal, the Funded Status Risk Optimizer, and a 4,000+ plan benchmarking database, delivering fiduciary, compliance, and plan-design guidance through affiliated USI Advisors, Inc. and USI Securities, Inc.

Product overview

USI Consulting Group (USICG) offers a comprehensive suite of retirement plan consulting and administration services across a platform-plus-modules architecture. The core platform, USI ONE Advantage, unifies investment advisory, pension plan solutions, and retirement plan solutions. Core products include 401(k)/403(b)/457 consulting, bundled retirement services, ESOP services, pension plan consulting, and annuity placement. Specialty solutions cover church plans, M&A support, OPEB, executive benefits, tribal plans, and tax-advantaged strategies including the DR-VIP. Digital capabilities include RetirementFocus web portal, USICG Mobile App, and Direct Solutions Service Center. Proprietary analytics powered by a 4,000+ plan benchmarking database enable plan design optimization. The company also provides employee education and engagement services, recordkeeper search support, and access to affiliated investment advisory (USI Advisors, Inc.) and securities services (USI Securities, Inc.).

Differentiator

Problem solved

Functional benefit

Brands

• RetirementFocus: USI Consulting Group's comprehensive online self-service tool providing pension plan participants access to interactive calculators, benefit estimates, retirement planning displays, benefit statements, and formal document packages.

Products and services

• 401(k), 403(b) & 457 Consulting Retirement plan consulting services for defined contribution plans including plan design, compliance, and investment oversight for corporate, nonprofit, and governmental employers.
• Bundled Retirement Services Program Comprehensive retirement plan administration combining recordkeeping, compliance testing, participant services, and investment management under a single service model.
• Employee Stock Ownership Plan (ESOP) Qualified retirement plan that invests primarily in company stock, providing shared ownership to eligible employees. Includes ESOP feasibility analysis, transaction consulting, plan design, and ongoing administration.
• Nonqualified Deferred Compensation Plan Deferred compensation arrangements for executives and key employees outside qualified plan limits, providing tax-advantaged salary deferral and employer contributions.
• Pension Plan Oversight & Consulting Defined benefit pension plan consulting including actuarial services, funding strategy, risk management, and regulatory compliance for corporate pension plans.
• Retirement Plan Oversight Investment advisory services for retirement plans including fiduciary governance, investment menu construction, and ongoing monitoring of plan investments.
• Annuity Placement Consulting Pension risk transfer services through single premium annuity contracts with leading insurance carriers. Includes objective analysis from experienced actuaries and annuity consultants for de-risking decisions.
• Church Plan Retirement Solutions Specialized retirement plan services for church employers including 403(b) and 401(a) plan administration tailored to religious organization requirements.
• M&A Retirement Plan Support Due diligence and integration services for retirement plans during mergers and acquisitions, including DC and DB plan alignment strategies.
• Other Post-Employment Benefits (OPEB) Consulting for other post-employment benefits including retiree health insurance, dental, vision, and life insurance benefits separate from pension plans.
• Private Client & Executive Benefits Executive compensation and benefits advisory including supplemental executive retirement plans (SERPs), equity compensation planning, and wealth building strategies.
• Tax Shelter & Wealth Building Plans Tax-advantaged retirement strategies including cash balance plans and Direct Recognition Variable Investment Plan (DR-VIP) for additional tax-deductible contributions beyond direct contribution limits.
• Tribal Plan Retirement Solutions Retirement plan services designed for tribal employers and plans, including compliance with tribal sovereignty considerations and specialized plan designs.
• Fully Outsourced Pension Administration End-to-end outsourced pension plan administration service covering benefit calculations, participant communications, regulatory compliance, and call center support for plan sponsors.
• Pension Surplus Utilization Strategy Advisory services that help employers repurpose defined benefit pension surplus through contribution holidays, benefit enhancements, pension risk transfer transactions, and Section 420 transfers.
• Smart Plan Design Services Plan design consulting that benchmarks employer retirement plans, models alternative contribution formulas, and implements re-enrollment strategies to optimize retirement outcomes.
• SECURE 2.0 LTC Distribution Feature Advisory Advisory and implementation services helping employers add the optional SECURE 2.0 long-term care insurance premium distribution feature to 401(k), 403(b), 457(b), and IRA plans in line with IRS Notice 2026-33.

Named customers3 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

AI capability6 records

Feature4 records

Partnerships

One partnership is on record.

• Hooker & Holcombe, Inc.coreOthers · 1 May 2023USI Consulting Group acquired Hooker & Holcombe, Inc., a Connecticut-based retirement plan consultant specializing in retirement, actuarial, and investment consulting services. The acquisition enhanced USI's retirement consulting expertise across the United States. Hooker & Holcombe was led by president Richard S. Sych with 68 employees, based in Bloomfield, Connecticut.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• CAPTRUST: CAPTRUST is one of the largest independent retirement plan consulting firms in the U.S., offering plan design, investment advisory, and fiduciary services to corporate, government, and nonprofit plan sponsors. Directly comparable to USICG in target market (employer plan sponsors), core service mix (DC and DB consulting, advisory), and mid-to-large employer segment.
• SageView Advisory Group: SageView is an independent retirement plan consulting firm providing plan design, investment advisory, and actuarial services to corporate plan sponsors. Closely comparable to USICG in offering DC consulting, DB administration, and benchmarking services to mid-market and large employers.
• Mercer: Mercer's U.S. retirement business provides retirement plan consulting, actuarial, and investment advisory services to corporate plan sponsors, including pension de-risking and DC plan design. Comparable to USICG in service breadth and target employer clients, though Mercer operates within a much larger global consulting franchise.
• Pavilion Financial Corporation: Pavilion Financial Corporation provides independent investment consulting and retirement plan advisory services to institutional and corporate clients. Comparable to USICG in offering actuarial, investment advisory, and plan design services to retirement plan sponsors with an independent, fee-based model.

Broad incumbents

• Aon: Aon's Retirement & Investment practice offers retirement plan consulting, actuarial, and investment advisory services to large corporate plan sponsors. Overlaps with USICG on DB and DC consulting, pension risk transfer, and actuarial services, but operates as part of a global risk and HR consulting platform.
• Willis Towers Watson (WTW): WTW provides retirement plan consulting, actuarial, and investment advisory services to large corporate and public-sector plan sponsors. Comparable to USICG in retirement consulting and actuarial work but operates at materially larger scale as part of a global advisory firm.
• Empower Retirement: Empower is one of the largest U.S. retirement plan recordkeepers and has expanded into investment advisory and consulting through acquisitions. Competes with USICG on bundled retirement services for mid-market employers, especially as it integrates acquired advisory businesses.
• Fidelity Investments (Workplace Investing): Fidelity's Workplace Investing division provides recordkeeping, administration, and investment advisory services for employer-sponsored retirement plans. Overlaps with USICG on DC consulting and bundled retirement services for plan sponsors, particularly in mid-to-large employer segment.
• Charles Schwab Retirement Plan Services: Schwab provides retirement plan recordkeeping, administration, and integrated participant services through Schwab Retirement Plan Services (the platform USICG integrates with for participant access). Competes with USICG on bundled retirement services and is a key technology partner and adjacent competitor.
• Principal Financial Group: Principal provides retirement plan recordkeeping, administration, and investment advisory services for employer-sponsored plans. Comparable to USICG in DC plan administration and bundled services for corporate and small/mid-market plan sponsors.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/usi-consulting-group

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about USI Consulting Group