Rabo AgriFinance
Rabo AgriFinance is a wholly-owned subsidiary of Rabobank that provides integrated agricultural financing—including operating, real estate, input, equipment, and clean energy loans, crop and livestock insurance, and commodity and interest rate hedging—to U.S. farmers, ranchers, and agribusinesses.
- Company typePrivate
- Founded-
- HeadquartersChesterfield, United States
- Headcount501–1,000
- GTM typeB2B
- OfferingServices
What Rabo AgriFinance does
Rabo AgriFinance LLC is a wholly-owned subsidiary of Rabobank, a Netherlands-headquartered global banking cooperative, operating as part of Rabobank's Wholesale Banking North America division. The company provides integrated agricultural financing solutions to farmers, ranchers, and agribusinesses across the United States, combining lending products (operating loans, real estate loans, input financing, equipment financing via a De Lage Landen partnership, and clean energy financing) with crop and livestock insurance offered through its Rabo AgInsurance Services division and risk management services spanning interest rate and commodity hedging. The platform targets agricultural producers whose financing needs align with production cycles, seasonal cash flows, and exposure to commodity and weather volatility.
The technology stack centers on an integrated agricultural financing platform that coordinates capital, insurance, and market tools into a single client strategy, supported by digital self-service portals (grower.raboag.com for individual producers, dealer.raboag.com for equipment dealers, and RaboAg Connect) layered on top of Rabobank's wholesale banking relationship managers. Distribution occurs through three motions: Rabobank's direct enterprise relationship team for large commercial operations, dealer/equipment financing programs via the DLL channel partnership, and digital self-serve channels for SMB and individual producers. Revenue is generated primarily through interest on loans and revolving credit facilities, insurance premiums, transaction fees on cash management, and fees for hedging and risk management advisory, with pricing determined through individual credit and risk assessment rather than standardized public tiers.
The company operates with 501-1,000 employees headquartered in Chesterfield, USA, and conducts business under a California Financing Law License (#603F585) and a California Insurance Agency License (#OF13095, doing business as Rabo AgInsurance Services). It benefits from Rabobank's global food, agribusiness, and energy franchise while maintaining exclusive focus on agricultural finance as its core specialization, and currently does not disclose revenue figures or independent capital structure beyond its parent ownership.
Rabo AgriFinance firmographics
Firmographics- Name
- Rabo AgriFinance
- Legal name
- Rabo AgriFinance LLC
- Website
- https://raboag.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Short description
- Rabo AgriFinance is a wholly-owned subsidiary of Rabobank that provides integrated agricultural financing—including operating, real estate, input, equipment, and clean energy loans, crop and livestock insurance, and commodity and interest rate hedging—to U.S. farmers, ranchers, and agribusinesses.
- Ownership category
- akta.pro rank
Rabo AgriFinance industry classification
Industry- Product category
- Agricultural Lending
- NAICS
- Support Activities for Crop Production (11511), Support Activities for Animal Production (11521)
- SIC
- National Commercial Banks (6021), Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- SME Lending Platforms & Embedded SME Credit (FSAKAGAJ)
- akta.pro secondary industry
- SME Commercial Real Estate (CRE) Lending (FSABABAG)
Keywords
Where Rabo AgriFinance is headquartered
LocationHeadquarters
- HQ city
- Chesterfield
- HQ country
- United States
- HQ region
- North America
Markets served
Rabo AgriFinance business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Supply Chain
Revenue model
- Agricultural Lending: Provides credit facilities including operating loans, real estate loans, equipment financing, input financing, and clean energy financing. Revenue generated through interest on loans and credit facilities, with flexible revolving lines of credit designed for agricultural production cycles.
- Agricultural Insurance: Offers insurance products through Rabo AgInsurance Services including livestock protection (Dairy Revenue Protection, Livestock Gross Margin, Livestock Risk Protection, Pasture/Range/Forage) and crop insurance (Area Risk Protection, Crop Hail Coverage, Revenue Protection, Yield). Revenue from insurance premiums.
- Risk Management Services: Provides interest rate hedging and commodity hedging services to help manage financial and commodity price volatility. Revenue generated through fees for risk management advisory and hedging instruments.
- Cash Management: Offers cash management services for agricultural operations, providing additional revenue through transaction fees and service charges.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Customized agricultural financing packages |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Rabo AgriFinance product offering
Product offeringCore offering
Rabo AgriFinance provides integrated agricultural financing solutions that combine lending, insurance, and risk management for farmers, ranchers, and agribusinesses. Core offerings include operating loans, real estate loans, input financing, equipment financing (via DLL partnership), and clean energy financing, complemented by Rabo AgInsurance Services livestock and crop insurance products and Markets capabilities for interest rate and commodity hedging. Customers access services through dedicated digital portals and Rabobank's North American banking network.
Product overview
Rabo AgriFinance provides an integrated agricultural financing platform combining lending, insurance, and risk management solutions. The core offerings include five financing products: Clean Energy Financing, Equipment Financing (via DLL partnership), Input Financing, Operating Loans, and Real Estate Loans. These are complemented by Rabo AgInsurance Services offering livestock insurance (Dairy Revenue Protection, Livestock Gross Margin, Livestock Risk Protection, Pasture/Range/Forage) and crop insurance (Area Risk Protection, Crop Hail Coverage, Revenue Protection, Yield Protection). Markets capabilities include Interest Rate Hedging and Commodity Hedging. Digital access is provided through dealer and grower online portals (dealer.raboag.com and grower.raboag.com). The platform integrates capital, insurance, and market tools into a cohesive financial strategy for agricultural operations.
Differentiator
Problem solved
Functional benefit
Products and services
- Operating Loans
Companies that use Rabo AgriFinance
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles4 records
Rabo AgriFinance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Rabo AgriFinance partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- De Lage Landen (DLL)coreDLL provides equipment financing products and services for Rabobank's agricultural clients including leasing options, direct asset finance, and fleet solutions. Equipment Financing products are provided by De Lage Landen International B.V. under this partnership.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
Rabo AgriFinance competitors and assessment
Company assessmentDirect peers
- John Deere Financial: The captive finance arm of Deere & Company, providing equipment financing, leases, and credit to agricultural producers purchasing John Deere equipment. Directly competes with Rabo AgriFinance's equipment financing offering and is consistently cited among the top ag equipment finance providers.
- CNH Industrial Capital: The captive finance business of CNH Industrial (parent of Case IH and New Holland), offering financing and leasing for agricultural and construction equipment. Competes head-to-head with Rabo AgriFinance in equipment financing and is listed alongside it as a top ag equipment finance provider.
- AGCO Finance: Joint venture financing offering for AGCO equipment buyers, providing retail and lease financing for tractors and other agricultural machinery. Directly competes with Rabo AgriFinance in equipment financing and is consistently listed among top ag equipment finance providers.
- Wells Fargo Equipment Finance: The equipment financing arm of Wells Fargo, offering loans, leases, and financing solutions across multiple asset classes including agriculture. Listed alongside Rabo AgriFinance among top ag equipment finance providers and competes in both equipment financing and broader agricultural commercial lending.
- Compeer Financial: A Farm Credit System cooperative serving agriculture and rural clients across Illinois, Minnesota, Wisconsin, and beyond. Provides lending, leasing, and financial services to farmers and agribusinesses, directly competing with Rabo AgriFinance in agricultural operating loans, real estate loans, and crop insurance.
- GreenStone Farm Credit Services: A Michigan-based Farm Credit System cooperative providing loans, leases, and financial services to agricultural producers across the Midwest. Directly competes with Rabo AgriFinance across operating loans, real estate loans, equipment financing, and crop insurance.
Broad incumbents
- Farm Credit System: A nationwide network of government-sponsored enterprise banks (CoBank and 4 Farm Credit Banks serving 56 Associations) providing agricultural lending, crop insurance, and related financial services. The dominant agricultural lender in the US by loan volume, with a structural tax-advantaged funding advantage over private lenders like Rabo AgriFinance.
- Bank of America (Agricultural Lending): Major US commercial bank with an agricultural lending practice serving large agribusinesses and commercial farming operations. Competes with Rabo AgriFinance for enterprise and mid-market agricultural clients while offering the broader commercial banking services that pure-play ag lenders cannot match.
Others
- DLL (De Lage Landen): Global vendor finance company owned by Rabobank that already partners with Rabo AgriFinance to deliver equipment financing. While not a direct competitor in operating loans, DLL competes in the equipment financing space through other dealer relationships, creating both partnership and partial competitive overlap.
Regional players
- MetLife Agricultural Investments: Institutional investor providing agricultural mortgage loans and real estate financing to US farmers and agribusinesses. Competes with Rabo AgriFinance specifically in farmland real estate loans but operates primarily as a portfolio investor rather than a relationship-based agricultural lender.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Rabo AgriFinance social profiles
Digital presenceRabo AgriFinance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Rabo AgriFinance leadership team
Management profileNumber of profiles
Profiles1 record
Rabo AgriFinance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Rabo AgriFinance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Rabo AgriFinance
What does Rabo AgriFinance do?
Rabo AgriFinance provides integrated agricultural financing solutions that combine lending, insurance, and risk management for farmers, ranchers, and agribusinesses. Core offerings include operating loans, real estate loans, input financing, equipment financing (via DLL partnership), and clean energy financing, complemented by Rabo AgInsurance Services livestock and crop insurance products and Markets capabilities for interest rate and commodity hedging. Customers access services through dedicated digital portals and Rabobank's North American banking network.
Is Rabo AgriFinance a public or private company?
Rabo AgriFinance is a private company. It is classified as corporate owned and is currently operating.
When was Rabo AgriFinance founded?
Rabo AgriFinance was founded in -1. It employs 501 to 1,000 people.
Where is Rabo AgriFinance based?
Rabo AgriFinance is headquartered in Chesterfield, United States, in the North America region.
How does Rabo AgriFinance make money?
Four revenue lines are on record. Agricultural Lending is the primary driver. The others are agricultural Insurance, risk Management Services and cash Management.
Who are Rabo AgriFinance's main competitors?
Direct peers on record are John Deere Financial, CNH Industrial Capital, AGCO Finance, Wells Fargo Equipment Finance, Compeer Financial and GreenStone Farm Credit Services. Broad incumbents are Farm Credit System and Bank of America (Agricultural Lending). DLL (De Lage Landen) is listed as an others. MetLife Agricultural Investments is listed as a regional player.
Does Rabo AgriFinance have an API?
No public API is recorded for Rabo AgriFinance.
What industry is Rabo AgriFinance in?
Rabo AgriFinance's product category is Agricultural Lending. Its primary akta.pro industry code is FSAKAGAJ, SME Lending Platforms & Embedded SME Credit, with a secondary code of FSABABAG, SME Commercial Real Estate (CRE) Lending. Its NAICS code is 11511 and its SIC code is 6021.