Muthoot Homefin

Muthoot Homefin is an India-based, privately held housing finance company founded in 2014 that provides housing loan services to retail borrowers, headquartered in Goregaon (Mumbai) with 501-1,000 employees.

Company typePrivate
Founded2011
HeadquartersMumbai, India
Headcount1,001–5,000
GTM typeB2C
OfferingServices

What Muthoot Homefin does

Muthoot Homefin is an India-based, privately held housing finance company (HFC) that provides housing loan services to Indian consumers. The firm was founded in 2014 and is headquartered in Goregaon, a Mumbai suburb, with a workforce of 501-1,000 employees as of the most recent disclosure. The "Muthoot" branding signals affiliation with the broader Muthoot group, a well-known South Indian financial services conglomerate, suggesting the HFC benefits from group-level brand equity, referral channels, and shared back-office infrastructure typical of Indian HFC subsidiaries.

The company's product surface, as evidenced in the source material, is narrowly described as housing loan services — a single-line lending product focused on residential property financing for retail borrowers. No details on loan ticket sizes, LTV ranges, fixed versus floating-rate mix, tenure, or target borrower segment (salaried vs. self-employed, prime vs. affordable housing) are disclosed in the available data. There is also no information on technology stack, origination channels (digital vs. branch-led), underwriting approach, or proprietary credit-scoring infrastructure.

The business model is consistent with a standard Indian HFC structure: earning net interest income (NII) on the spread between the cost of borrowed funds (bank lines, NHB refinance, NCDs, deposits where permitted) and the home loan rate charged to borrowers, supplemented by processing fees and ancillary charges. No pricing, fee schedule, or GTM motion data was available, and the company's website returned only a verification/loading page rather than substantive content. As a result, this description is constrained to firmographic and category-level facts only; granular operating and financial characterization will require additional primary-source disclosure.

Muthoot Homefin firmographics

Firmographics

Name: Muthoot Homefin
Website: https://muthoothomefin.com
Company type: Private
Founded year: 2011
Headcount range: 1,001–5,000 employees
Short description: Muthoot Homefin is an India-based, privately held housing finance company founded in 2014 that provides housing loan services to retail borrowers, headquartered in Goregaon (Mumbai) with 501-1,000 employees.
Ownership category
akta.pro rank

Muthoot Homefin industry classification

Industry

Product category: Housing Finance
NAICS: Nondepository Credit Intermediation (5222), Mortgage and Nonmortgage Loan Brokers (522310)
SIC: Mortgage Bankers & Loan Correspondents (6162)
akta.pro primary industry: Manufactured / Mobile Home Mortgage Origination (FSALAAAK)

Keywords

Housing finance
Home loans
Mortgage lending
Property finance
Housing credit

Where Muthoot Homefin is headquartered

Location

Headquarters

HQ city: Mumbai
HQ country: India
HQ region: Asia

Markets served

Muthoot Homefin business model

Business model

GTM type: B2C
Offering type: Services
Cost components: Personnel, Operations, Technology or R&D, Marketing or Sales

Muthoot Homefin product offering

Product offering

Core offering

Muthoot Homefin is a private housing finance company (HFC) that provides housing loan services in India. Operating from Goregaon with 501-1000 employees, the company extends credit for residential property financing needs of individual customers in the Indian market. It was founded in 2014 and operates as a for-profit entity.

Product overview

No product information available. The source content shows only a website verification/loading page without any product, service, or company detail.

Differentiator

Problem solved

Functional benefit

Products and services

Housing Loan Services

Companies that use Muthoot Homefin

Customer profile

Ideal customer profiles1 record

Muthoot Homefin technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

Muthoot Homefin partnerships and signals

Strategic signal

Recent moves2 records

Expansion highlights1 record

Muthoot Homefin competitors and assessment

Company assessment

Direct peers

Aadhar Housing Finance: India-listed HFC focused on affordable and lower-income housing loans. Closest pure-play comparable in product, customer segment (EWS/LIG), and NBFC-HFC structure to Muthoot Homefin.
Aavas Financiers: Listed Indian HFC serving self-employed and salaried customers in affordable housing. Highly comparable in target segment, loan-ticket size, and geographic focus on Tier-2/3 markets.
Home First Finance Company India: Listed Indian HFC with a similar affordable-housing focus and branch-led origination model. Comparable in customer profile (salaried + self-employed) and loan-ticket sizing.
Can Fin Homes: Established Indian HFC with national branch network originating home loans. Comparable in NBFC-HFC structure, though more diversified across ticket sizes than Muthoot Homefin.
IIFL Home Finance: Indian HFC focused on affordable and self-construction housing for salaried and self-employed borrowers. Directly comparable in product mix and customer segment.

Broad incumbents

PNB Housing Finance: Large, bank-affiliated Indian HFC with broader product mix including prime housing and LAP. Comparable in core housing-finance activity but operates at significantly larger scale.
LIC Housing Finance: One of India's largest HFCs with diversified retail and project loan offerings. Comparable in core mortgage origination but materially larger and more diversified than Muthoot Homefin.
Bajaj Housing Finance: Recently listed Indian HFC under the Bajaj Group with retail home loan and loan-against-property products. Comparable in NBFC-HFC structure and parent-brand leverage; operates at larger scale.
Indiabulls Housing Finance: Large Indian HFC with retail home loan and commercial mortgage origination. Comparable in core housing-finance activity, though historically more weighted to higher-ticket and urban segments.

Emerging players

Shriram Housing Finance: Indian HFC targeting self-employed and affordable-housing customers with a strong south-India presence. Comparable in customer profile and branch-led origination model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key highlights4 records

Customer concentration

Muthoot Homefin financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Muthoot Homefin leadership team

Management profile

Number of profiles

Muthoot Homefin funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Muthoot Homefin M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Muthoot Homefin

What does Muthoot Homefin do?

When was Muthoot Homefin founded?

Muthoot Homefin was founded in 2011. It employs 1,001 to 5,000 people.

Where is Muthoot Homefin based?

Muthoot Homefin is headquartered in Mumbai, India, in the Asia region.

Who are Muthoot Homefin's main competitors?

Direct peers on record are Aadhar Housing Finance, Aavas Financiers, Home First Finance Company India, Can Fin Homes and IIFL Home Finance. Broad incumbents are PNB Housing Finance, LIC Housing Finance, Bajaj Housing Finance and Indiabulls Housing Finance. Shriram Housing Finance is listed as an emerging player.

Does Muthoot Homefin have an API?

No public API is recorded for Muthoot Homefin.

What industry is Muthoot Homefin in?

Muthoot Homefin's product category is Housing Finance. Its primary akta.pro industry code is FSALAAAK, Manufactured / Mobile Home Mortgage Origination. Its NAICS code is 5222 and its SIC code is 6162.