Pilsenga

What Pilsenga does

Pilsenga (legally UAB Pilsenga, Lithuanian limited liability company, registration code 305930213) is a regulated fintech founded around 2020 and headquartered at Gedimino pr. 44a, Vilnius, Lithuania. The company operates an all-in-one financial platform that combines multi-currency E-Money and IBAN accounts, a digital wallet with cryptocurrency support (BTC, ETH, USDT, USDC), batch payment automation, expense management, an accounting package, and advisory services. Its core technology rests on its own IT architecture and data workflows integrated with blockchain-based processes for digital asset management, while Open Banking functionality is delivered through a partnership with Tribe Payments acting as technical service provider.

Pilsenga holds a multi-jurisdictional regulatory stack that includes Financial Crime Investigation Unit of Lithuania (IFU/FNTT) registration for exchange trading services, alignment with FCA e-money institution standards, a CASP (Crypto Asset Service Provider) license under EU MiCA, and PCI DSS Level 1 certification, allowing it to serve clients across the EEA, the United Kingdom, and the SEPA zone (excluding 19 sanctioned or high-risk jurisdictions). Distribution is deliberately constrained to a closed, invitation-and-referral network targeted at enterprise and mid-market clients, with primary customer emphasis on medium-sized companies and Spanish-speaking or Spanish-headquartered firms, supported by 24/7 dedicated account management in English, Spanish, and Italian.

The business model is transaction-based, capturing fees on E-Money, SEPA/SEPA-instant, and cryptocurrency payment flows, supplemented by professional advisory revenue. No external funding rounds, revenue figures, or ownership structure beyond the private LLC form are disclosed in the source material, and the company operates with 1–10 employees from a single Vilnius office.

Name

Pilsenga

Legal name

UAB Pilsenga

Website

https://pilsenga.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

1–10 employees

Short description

Pilsenga is a Vilnius-based, regulated Lithuanian fintech that delivers an all-in-one financial platform — multi-currency IBAN accounts, cryptocurrency payment processing, batch payments, and expense management — primarily to enterprise and mid-market companies in the EEA, UK, and SEPA zone.

Ownership category

akta.pro rank

Headquarters

HQ city

Vilnius

HQ country

Lithuania

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales, Others

Revenue model

1. E-Money Services: Electronic money services providing IBAN accounts for companies to manage financial operations, make SEPA and SEPA instant payments.
2. Payment Processing: Processing payments including cryptocurrency payments (USDC, BTC, ETH) and fiat transactions for businesses.
3. Advisory Services: Advisory services aligned with regulatory and operational requirements for financial operations.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels8 records

Core offering

Pilsenga provides an all-in-one IT platform combined with advisory services that enables businesses to centralize and manage key financial operations. Its core products are a multi-currency IBAN account supporting SEPA and SEPA instant payments in over 30 currencies, a cryptocurrency payment processor (BTC, ETH, USDT, USDC), a digital wallet, batch payments, expense management, and an integrated accounting package. Services are delivered through the Pilsenga Wallet Platform under e-money institution and CASP regulatory licensing, with 24/7 dedicated account management.

Product overview

Pilsenga is a fintech company offering an all-in-one financial ecosystem for businesses, combining technology tools with consultancy services. The core Pilsenga Platform provides a modular suite of financial products including a Dedicated IBAN Account (multi-currency IBAN supporting 30+ currencies for SEPA and SEPA instant payments), a Cryptocurrency Payment Processor (supporting BTC, ETH, USDT, USDC), a Digital Wallet for managing fiat and crypto assets, Batch Payment automation for payroll and supplier payments, Expense Management with configurable approval workflows, and an Accounting Package for financial record-keeping. These products are delivered through the Pilsenga Wallet Platform (web and mobile) and supplemented by the Pilsenga Blog content hub. Advisory services are aligned with regulatory and operational requirements, and dedicated managers are available 24/7 in English, Spanish, and Italian.

Differentiator

Problem solved

Functional benefit

Products and services

• Pilsenga Platform An all-in-one IT platform and financial ecosystem for businesses, providing centralized IT tools for internal financial workflows, SEPA payments, IBAN accounts, digital wallet management, batch payments, expense management, and accounting packages. The platform is modular and scalable, combining advisory services with technology tools to support financial operations and digital transformation.
• Dedicated IBAN Account A dedicated IBAN account service providing multi-currency IBAN accounts supporting over 30 currencies and approximately 150 countries, enabling national and international SEPA and SEPA instant payments with digital wallet integration and group payment management.
• Cryptocurrency Payment Processor A cryptocurrency payment processor enabling companies to receive and process payments in Bitcoin (BTC), Ethereum (ETH), USDT (Tether), and USDC (USD Coin), with support for fiat-to-crypto and crypto-to-fiat conversions and cross-border transactions.
• Digital Wallet A digital wallet for managing digital assets including cryptocurrencies (Bitcoin, Ethereum, USDT, USDC) and fiat money, offering custody of multiple assets, two-factor authentication, and secure transaction management integrated with the broader Pilsenga ecosystem.
• Batch Payment

Quantifiable outcome

• 9/10 customers find Pilsenga's interface easy to use
• +1 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature5 records

Partnerships

One partnership is on record.

• Tribe PaymentscoreTechnology or IntegrationTribe Payments serves as Pilsenga's technical service provider for Open Banking functionality, enabling customers to securely share access to their accounts with their chosen Third Party Providers. This partnership provides API endpoints for TPPs and access to guides and support for Open Banking implementation.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Solaris SE: Solaris is a Berlin-based Banking-as-a-Service platform offering e-money accounts, SEPA payments, and crypto on/off-ramps under one regulated license, broadly comparable to Pilsenga's bundled fiat + crypto stack.
• Modulr: Modulr is a UK e-money institution providing payments infrastructure, multi-currency accounts, and open banking APIs to fintechs and corporates. It competes with Pilsenga's e-money account and Open Banking API offering, but at much larger scale as a BaaS-style provider.
• N26: N26 is a pan-European digital bank with multi-currency accounts and business banking features. While not a 1:1 substitute, N26's business accounts compete for the same medium-sized company segment that Pilsenga targets in the EEA.

Regional players

• Bitstamp: Bitstamp is a Luxembourg-licensed crypto exchange with a long-standing EU regulatory footprint, comparable to Pilsenga's CASP-licensed crypto exchange trading services under Lithuanian FIU oversight.
• Bankera: Bankera is a Lithuanian-origin fintech offering multi-currency accounts and crypto services under EU regulations, a regional peer given shared Lithuanian regulatory origins and overlapping IBAN + crypto product mix.

Direct peers

• Payoneer: Payoneer offers multi-currency receiving accounts, mass payout services, and cross-border payment solutions for SMBs and freelancers, overlapping directly with Pilsenga's batch payment and multi-currency use cases for medium-sized companies.
• Revolut: Revolut offers multi-currency accounts, IBANs, SEPA/SWIFT payments, and crypto trading to consumers and businesses across the EEA. It is the most directly comparable player to Pilsenga in multi-currency IBAN + crypto bundled offering, but at vastly greater scale.
• Bunq: Bunq is a Dutch licensed bank offering multi-currency IBAN accounts, SEPA payments, and business expense management across the EEA, closely mirroring Pilsenga's core offering to EU medium-sized companies.
• Wise: Wise (formerly TransferWise) provides multi-currency accounts with local IBANs in 40+ currencies for individuals and businesses. Pilsenga's dedicated IBAN offering competes most directly with Wise Business in the EU mid-market segment.
• Clear Junction: Clear Junction is a UK/EU-licensed payments institution providing multi-currency accounts and pay-out infrastructure for fintechs and platforms, with overlapping regulated account and SEPA capabilities.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key highlights7 records

Customer concentration

• Xx.com/pilsenga
• YouTubeyoutube.com/channel/UCcZf_SZV24phMYEyTQvAfKg
• Facebookfacebook.com/pilsenga
• LinkedInlinkedin.com/company/pilsenga
• Instagraminstagram.com/pilsenga

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Pilsenga