INPAC Wealth

What INPAC Wealth does

INPAC Wealth Solutions is a Hawaii-domiciled wealth management and financial planning firm founded in 2013 and headquartered in Honolulu. The company delivers customized investment portfolios and holistic financial planning to individuals, families, and select institutional client groups, with a stated emphasis on serving clients through every life stage — from first-home purchase and early-career financial setup, through midlife obligations management, to retirement readiness, aging, and legacy/estate planning. The firm operates through five physical offices spanning the Hawaiian islands of Oahu, Hawaii Island, Kauai, and Maui, plus a continental U.S. presence in Pittsburgh, Pennsylvania. Branded under the name INPAC (INnovative + PACific), the firm positions itself as a Pacific-region specialist.

INPAC's product and service portfolio centers on core wealth management and financial planning, augmented by specialized offerings including 1031 Exchange Options via Delaware Statutory Trusts (DST) for real estate investors, and Charitable Planned Giving services covering Qualified Charitable Distributions, Donor-Advised Funds, Charitable Remainder Trusts, and Charitable Lead Trusts. Retirement planning spans IRAs, 401(k)s, Social Security optimization, and Medicare guidance. Investment advisory services are delivered through Diversify Advisory Services (an SEC-registered investment adviser), and brokerage/securities services through DFPG Investments, LLC (a FINRA/SIPC member broker/dealer affiliate of Diversify). The firm has no disclosed proprietary technology platform; service delivery is advisor-led and supported by a content marketing engine (blog, monthly email newsletter, webinars, and active social media presence across Facebook, Twitter/X, LinkedIn, Instagram, YouTube, and Vimeo).

The business model is fee-based advisory services on assets under management, characterized as recurring/subscription-style revenue. Go-to-market combines direct advisor-client relationships with channel partnerships into institutional client pools — notably employees of Hawaiian Electric, members of Hawaiian Financial Federal Credit Union, and employees of Kaua'i County and members of Kaua'i Federal Credit Union. Additional customer segments include general individuals and families, divorcees, small business owners, first responders/military/nonprofits, and real estate investors. Pricing is not publicly disclosed and is quoted based on client assets, service tier, and advisory scope. The firm is privately held with no disclosed outside investors, no subsidiaries, and no acquisition or funding history in the source materials.

Name

INPAC Wealth

Legal name

INPAC Wealth Solutions, LLC

Website

https://inpacwealth.com

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

11–50 employees

Short description

INPAC Wealth Solutions is a Hawaii-based wealth management and financial planning firm serving individuals, families, and select institutional client groups across life stages, operating five offices across Hawaii and Pennsylvania via SEC-registered advisory affiliates.

Ownership category

akta.pro rank

Product category

Wealth Management and Financial Advisory

NAICS

Portfolio Management and Investment Advice (523940), Trusts, Estates, and Agency Accounts (525920), Funds, Trusts, and Other Financial Vehicles (525)

SIC

Investment Advice (6282), Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)

akta.pro secondary industries

Philanthropy & Foundations Advisory (Donor-Advised Funds, Endowments) (FSAAABAH), Financial Planning–Led RIAs (FSAAACAB), Broker-Dealer Affiliated Wealth Advisory (FSAEABAB)

Keywords

• Wealth management services
• Financial planning advisory
• Retirement planning services
• Estate planning guidance
• Investment advisory services

Headquarters

HQ city

Honolulu

HQ country

United States

HQ region

North America

Offices5 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Wealth Management Advisory Services: INPAC WEALTH offers wealth management services through Diversify Advisory Services, an SEC registered investment adviser. INPAC offers additional investment services and securities through DFPG Investments, LLC., a broker/dealer, member FINRA/SIPC, and an affiliate of Diversify. Revenue is generated through advisory fees associated with wealth management and financial planning services provided to individuals, families, and businesses at various life stages.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

INPAC Wealth Solutions is a wealth management and financial planning firm that delivers customized investment portfolios and holistic financial planning services to individuals, families, and businesses across multiple life stages. The firm supplements its core advisory offering with specialized services including 1031 Exchange/Delaware Statutory Trust (DST) investment options for real estate investors and Charitable Planned Giving (CPG) services encompassing QCDs, DAFs, CRTs, and CLTs. Wealth management services are offered through Diversify Advisory Services (an SEC-registered investment adviser) and securities services through DFPG Investments, LLC (a FINRA/SIPC member broker-dealer).

Product overview

INPAC Wealth offers a comprehensive wealth management and financial planning platform serving clients across all life stages. The core offering consists of customized wealth management portfolios and holistic financial planning services, supplemented by specialized services including 1031 Exchange Options (DST) for real estate investors seeking tax deferral strategies, Charitable Planned Giving (CPG) for philanthropic clients, and life-stage specific planning guidance. The firm provides planning services for young adults, early midlife individuals, retirees, and those in their aging years, addressing needs from first-home purchases through retirement transitions and legacy planning. INPAC Wealth operates through Diversify Advisory Services (SEC registered investment adviser) and DFPG Investments, LLC (FINRA/SIPC member broker/dealer).

Differentiator

Problem solved

Functional benefit

Products and services

• Wealth Management Customized investment portfolios and wealth management strategies delivered by Wealth Management Advisors to help clients prepare for every stage of life — from first-home purchases through retirement transitions. Offered through Diversify Advisory Services (SEC-registered investment adviser) and DFPG Investments, LLC (FINRA/SIPC broker-dealer).
• Planning & Guidance for Every Stage of Life Holistic, life-stage-tailored financial planning encompassing young-adult retirement preparation and benefits maximization, early-midlife obligations management (mortgages, student loans, family costs), retirement readiness (IRAs, 401(k)s, Social Security, Medicare), and aging-and-wisdom planning (assisted living preparation, health planning, wills and trusts).
• 1031 Exchange Options (DST) Delaware Statutory Trust investment options enabling real estate investors to defer capital gains taxes through 1031 exchange transactions, providing passive real estate exposure after sale of appreciated property.
• Charitable Planned Giving (CPG) Philanthropic planning services including Qualified Charitable Distributions (QCDs), Donor-Advised Funds (DAFs), Charitable Remainder Trusts (CRTs), and Charitable Lead Trusts (CLTs) — for first responders, military, nonprofits, charitable foundations, and high-net-worth individuals pursuing charitable legacy.
• Financial Planning Holistic financial planning services covering short-term and long-term goals, cash flow management, retirement planning, risk management strategies, tax planning integration, and overall wealth management strategy delivered through personalized advisor relationships.

Named customers4 records

Segments8 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core and major.

• Diversify Advisory ServicescoreStrategic or Co-development PartnerINPAC WEALTH offers wealth management services through Diversify Advisory Services, an SEC registered investment adviser. This is a core operational partnership where INPAC provides services under Diversify's regulatory umbrella.
• DFPG Investments, LLCcoreStrategic or Co-development PartnerINPAC offers additional investment services and securities through DFPG Investments, LLC., a broker/dealer, member FINRA/SIPC, and an affiliate of Diversify. This partnership provides the securities and brokerage infrastructure for INPAC's investment services.
• Hawaiian Electric EmployeesmajorChannel Partner/ Reseller/ DistributorINPAC serves employees of Hawaiian Electric as a primary customer segment, providing specialized wealth management and retirement planning services tailored to utility company employee benefits and retirement packages.
• Hawaiian Financial Federal Credit UnionmajorChannel Partner/ Reseller/ DistributorINPAC serves members of Hawaiian Financial Federal Credit Union as a primary customer segment, offering integrated financial planning and wealth management services to credit union members.
• Kaua'i Federal Credit UnionmajorChannel Partner/ Reseller/ DistributorINPAC serves employees of the County of Kaua'i and members of Kaua'i Federal Credit Union, providing specialized financial services to this local government and credit union community.

Scale indicators1 record

Expansion highlights5 records

Direct peers

• Creative Planning: Large national RIA offering holistic financial planning, wealth management, and specialty services across life stages; directly comparable business model to INPAC's planning-led advisory approach, though at significantly greater scale.
• Edelman Financial Engines: National RIA combining personalized financial planning with employer-sponsored advisory programs; closely mirrors INPAC's employer-group and credit-union partnership GTM motion and holistic planning value proposition.

Regional players

• First Hawaiian Bank Wealth Management: Hawaii-headquartered bank's wealth management division; competes directly with INPAC for high-net-worth and mass-affluent clients in the same Hawaii geography, with the advantage of bank-affiliated deposit and lending products.
• Bank of Hawaii Private Banking: Private banking and wealth division of Hawaii's largest bank; targets the same Hawaiian HNW segment as INPAC with broader institutional trust and lending capabilities, but with a less entrepreneurial/independent advisory feel.

Broad incumbents

• Ameriprise Financial: Large diversified wealth manager with a vast advisor network delivering financial planning, investment, and insurance solutions; overlaps with INPAC's holistic planning and dual RIA/BD service model but at national scale.
• Edward Jones: National retail wealth advisory franchise built on branch-level, advisor-led relationships serving individuals and families; comparable in its life-stage financial planning emphasis and community-presence strategy to INPAC's local-office model.
• Raymond James Financial Services: Diversified financial services firm with a large independent advisor channel offering wealth management, retirement planning, and specialty products (including 1031/DST); competes with INPAC across the same advisory service set.
• Fisher Investments: Large private RIA focused on personalized portfolio management and discretionary investment management for high-net-worth clients; comparable in RIA-anchored wealth management model though much larger AUM and narrower planning scope.

Others

• Cetera Advisor Networks: Independent broker-dealer and RIA platform supporting mid-size advisory practices with compliance, technology, and product infrastructure; comparable to the BD/RIA platform role DFPG Investments plays for INPAC.
• Commonwealth Financial Network: Independent broker-dealer/RIA platform serving mid-size wealth management firms with back-office and product support; parallel in function to the DFPG/Diversify infrastructure INPAC relies on.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/InpacWealthSolutions
• LinkedInlinkedin.com/company/inpac-wealth-solutions/about

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about INPAC Wealth