Peachtree Financial Solutions

What Peachtree Financial Solutions does

Peachtree Financial Solutions is a Pennsylvania-headquartered, privately held financial services firm that has operated continuously since 1996 as an asset purchaser in the structured-settlement, annuity, and lottery-payment markets. The company buys future periodic payment streams — arising from personal-injury and other tort structured settlements, retirement/inherited/pension annuities, and lottery or casino jackpot annuity prizes — at a discounted price in exchange for an immediate lump-sum cash payment to the seller. Each transaction is conducted under the federal Structured Settlement Protection Act framework, requiring court approval and coordination with the issuing insurance company; the firm does not make loans and explicitly structures every transaction as an asset purchase. Headquartered at 1200 Morris Drive in Chesterbrook, PA, with a secondary office in Las Vegas, the company employs 251-500 people and serves individual consumers across roughly 25 U.S. states for lottery buyouts and a broader state footprint for structured settlements and annuities.

The company's four product lines are: (1) Structured Settlement Buyout Services; (2) Annuity Buyout Services; (3) Lottery Winnings Buyout Services; and (4) Pre-Settlement Funding Matching Services, in which Peachtree functions as a broker matching plaintiffs in personal-injury, premises-liability, medical-malpractice, and wrongful-death cases with third-party funding companies. Revenue is generated transactionally through (a) the spread between the discounted purchase price paid to sellers and the full face value of future payments collected over time on direct asset purchases, and (b) referral fees and commissions earned on pre-settlement funding matches. Pricing is bespoke per case; quotes are provided free of charge on a no-obligation basis, and transaction timelines typically span 30-90 days given the court-supervised approval process.

Distribution runs entirely through direct-to-consumer channels — inbound phone calls to multiple toll-free numbers, the peachtreefinancial.com website with web-form capture, and an active educational blog ("Peachtree People") covering structured-settlement, annuity, and financial-education content that drives organic search. Peachtree operates as a wholly-owned subsidiary within The J.G. Wentworth Company family of companies, alongside sibling entities (J.G. Wentworth Life Settlements, Stone Street Capital, Olive Branch Funding, and Lottery Funding) that share operational infrastructure and brand positioning across the structured-settlement, life-settlement, pre-settlement-funding, and debt-settlement verticals.

Name

Peachtree Financial Solutions

Legal name

Peachtree Financial Solutions, LLC

Website

https://peachtreefinancial.com

Company type

Private

Founded year

1996

Operating status

Operating

Headcount range

251–500 employees

Short description

Peachtree Financial Solutions, founded in 1996 and headquartered in Chesterbrook, PA, purchases structured-settlement, annuity, and lottery annuity payments from individual consumers for lump-sum cash, and brokers pre-settlement funding for personal-injury plaintiffs, operating within The J.G. Wentworth Company family of companies.

Ownership category

akta.pro rank

Headquarters

HQ city

Wayne

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Structured Settlement and Annuity Purchase: Peachtree purchases future payments from structured settlements, annuities, and lottery winnings at a discounted lump sum. The company earns revenue from the spread between the discounted purchase price paid to sellers and the full face value of future payments collected over time.
2. Pre-Settlement Funding Matching: For pre-settlement funding, Peachtree matches plaintiffs with funding companies. They facilitate the connection between plaintiffs awaiting lawsuit settlements and companies that provide cash advances against expected settlements. Peachtree earns referral fees or commissions for matching customers with appropriate funding partners.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Peachtree Financial Solutions purchases future periodic payments from individuals for an immediate lump sum of cash. Its core offerings are: (1) structured settlement buyouts from personal injury and other legal settlements, (2) annuity buyouts covering retirement, inherited, qualified, non-qualified, and pension annuities, (3) lottery prize cashouts for winners with annuity payouts, and (4) pre-settlement funding matching, where Peachtree connects plaintiffs awaiting lawsuit settlements with partner funding companies. The company earns revenue from the discount spread on its purchases and referral commissions on pre-settlement matches.

Product overview

Peachtree Financial Solutions is a financial services company that has been providing cash solutions since 1996. The company operates as a purchaser of future payment streams, helping individuals access lump sum cash by selling their structured settlement payments, annuities, and lottery winnings. The core offering consists of four main services: (1) Structured Settlement Buyout Services for individuals receiving periodic payments from legal settlements; (2) Annuity Buyout Services covering various annuity types including retirement, inherited, and qualified/non-qualified annuities; (3) Lottery Winnings Buyout Services for lottery prize winners; and (4) Pre-Settlement Funding Matching Services that connect plaintiffs with funding companies. The company is part of The J.G. Wentworth Company Family of Companies and is regulated by the Structured Settlement Protection Act, requiring court approval for transactions.

Differentiator

Problem solved

Functional benefit

Products and services

• Structured Settlement Buyout Services Peachtree purchases future structured settlement payments from individuals in exchange for an immediate lump sum cash payment, helping recipients access their money sooner from personal injury, medical malpractice, wrongful death, and other tort settlements.
• Annuity Buyout Services The company purchases annuity payments, including retirement annuities, inherited annuities, fixed annuities, qualified and non-qualified annuities, and pension annuities, for a lump sum, with options to sell all, a portion, or a specific period of payments.

Quantifiable outcome

• Tens of thousands of people helped since 1996

Named customers4 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Seven partnerships are on record, tiered core and supporting.

• J.G. Wentworth Life Settlements, LLCcoreOthersAffiliate company within The J.G. Wentworth Company family of companies. Peachtree Financial Solutions is part of the same corporate family and shares resources, branding, and operational infrastructure.
• J.G. Wentworth Originations, LLCcoreOthersAffiliate company within The J.G. Wentworth Company family of companies operating in the structured settlement and related financial services space.
• Peachtree Pre-Settlement Funding, LLCcoreOthersSister company and affiliate within the Peachtree brand that provides pre-settlement funding services directly, complementing Peachtree Financial Solutions' brokerage/matching role.
• Stone Street Capital, LLCsupportingOthersAffiliate company within The J.G. Wentworth Company family specializing in settlement funding services, sharing operational synergies and brand association.
• Olive Branch Funding, LLCsupportingOthersAffiliate company within The J.G. Wentworth Company family of companies providing structured settlement and related financial services.
• Insurance companies issuing structured settlement annuitiescoreOthersLife insurance companies that issue annuities funding structured settlements. Peachtree works with these companies to process payment transfers when customers sell their future payments. Transaction requires insurance company approval of policy changes.
• Pre-settlement funding companiescoreOthersCompanies that provide pre-settlement funding advances to plaintiffs. Peachtree matches customers with these companies, acting as a broker/referral service. The companies evaluate case merits and provide cash advances in exchange for a portion of settlement proceeds.

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Brady Capital: Financial firm purchasing future structured settlement and lottery payments for lump sums, mirroring the core transaction-based business model.
• DRB Capital: Direct competitor purchasing structured settlement payments, annuity payments, and lottery winnings at a discount for lump sum cash, serving essentially the same customer segments via a similar transaction-based model.
• Novation Settlement Solutions: Direct competitor offering structured settlement and annuity payment purchases, competing head-to-head in the same buyer market and regulatory framework.
• CBC Settlement Funding: Long-tenured direct competitor that purchases future structured settlement and annuity payments, with similar court-supervised processes and target customer base.
• Fairfield Funding: Direct competitor purchasing structured settlement, annuity, and lottery payments, with similar funding amounts and state-by-state regulatory approach.
• Anovia Payments (formerly Singer Xenos): Structured settlement purchasing company combining the Singer Xenos brand with Anovia, operating in the same structured settlement and annuity buyout space with regulatory and court-process operating model.
• Gaccione Pomilio: Structured settlement purchasing firm operating in the same niche with similar court-supervised processes for buying future payment streams.

Broad incumbents

• J.G. Wentworth Life Settlements: The parent-affiliated company in The J.G. Wentworth family of companies; operates an adjacent and partially overlapping structured settlement and life settlement business within the same corporate umbrella as Peachtree.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/peachtreecash
• Facebookfacebook.com/peachtreefinancial
• LinkedInlinkedin.com/company/peachtree-settlement-funding

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries3 records

Funding overview

Funding rounds1 record

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Peachtree Financial Solutions