What Kinvo does

Kinvo is a Brazilian financial technology company that operates an investment consolidation and portfolio-tracking platform primarily serving individual retail investors in Brazil. The platform — available on web and mobile (Google Play and Apple App Store) — aggregates a user's positions across multiple asset classes including equities (ações), real-estate investment funds (FIIs), and investment funds, and overlays real-time market data from B3, the local exchanges, displaying indices such as IBOV, IFIX, and IDIV. Kinvo Tecnologia da Informação Ltda. is registered in São Paulo with CNPJ 17.265.079/0001-85 and operates from a headquarters in São Paulo's Itaim Bibi district and a secondary office in Salvador, Bahia, with a headcount banded at 11–50 employees.

The product surface is organized around a freemium model. The free tier supports portfolio consolidation for up to ten assets and basic distribution analysis. The Premium subscription — priced at R$ 179.90/year (or R$ 19.90/month across twelve installments) — unlocks unlimited asset tracking, dividend analysis and notifications, real-profitability analysis, risk vs. return analysis, tax position summaries, and PDF/Excel reporting. Layered modules include the proprietary Índice Kinvo (a financial-health and dividend scoring index), an investment simulator, an asset comparator operated in partnership with BTG Pactual, recommended portfolios sourced from broker research, a market agenda with dividend-calendar events, and Kinvo Trade for real-time trading via BTG Pactual. Educational content — free e-books on equities and cryptocurrencies plus a personalized-portfolio quiz — is used for top-of-funnel acquisition.

Revenue is generated predominantly through recurring Premium subscription fees, with an indirect commerce leg from BTG Pactual account-opening referrals routed through the platform. Distribution is digital-first and Brazil-only, combining self-serve sign-ups on the website and app stores, content marketing, organic social media (Instagram, Facebook, YouTube, LinkedIn), and a core partnership with BTG Pactual Digital that functions as both a referral channel and an embedded-trading integration. The company is privately held, independently operated with no disclosed institutional control, and the underlying ownership structure is not detailed in the available sources.

Name

Kinvo

Legal name

Kinvo Tecnologia da Informação Ltda.

Website

https://kinvo.com.br

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

11–50 employees

Short description

Kinvo is a Brazilian fintech that operates a freemium web and mobile platform consolidating individual investors' portfolios across equities, FIIs, and funds, with dividend tracking, B3 market data, a proprietary health index, and BTG Pactual-anchored referral and trading features.

Ownership category

akta.pro rank

Product category

Personal Investment Tracking Software

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282)

akta.pro primary industry

Robo-Advisors & Model Portfolios (Crypto) (FSADAHAD)

Keywords

• Investment tracking software
• Portfolio consolidation platform
• Personal finance app
• Dividend tracking tool
• Stock analysis platform

Headquarters

HQ city

Bahia

HQ country

Brazil

HQ region

Latin America

Offices2 records

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations

Revenue model

1. Premium Subscription: Annual or monthly subscription providing unlimited access to advanced features including unlimited asset tracking, dividend notifications, profitability analysis, and real-time trade features via BTG partnership.

Pricing tiers

Distribution channels3 records

Marketing channels4 records

Core offering

Kinvo operates a Brazilian investment consolidation and portfolio tracking platform available on web and mobile. Users can aggregate holdings across multiple brokerages and asset classes (stocks, FIIs, funds), view real-time market data and local indices (IBOV, IFIX, IDIV), receive dividend notifications, access the proprietary Kinvo Index for company scoring, and execute real-time trades through an integrated BTG Pactual trading module.

Product overview

Kinvo is an investment consolidation and tracking platform offering a free tier (Kinvo Free) with basic portfolio consolidation and a premium subscription (Kinvo Premium, R$ 179.90/year) with unlimited asset detailing, dividend analysis, real-time profitability tracking, and trading features. The platform integrates portfolio consolidation tools, an investment simulator, asset comparator, recommended portfolios from BTG Pactual and other houses, detailed reports, the proprietary Kinvo Index for evaluating asset health, and a market agenda for dividend tracking. Educational offerings include free e-books and a personalized portfolio quiz.

Differentiator

Problem solved

Functional benefit

Products and services

• Kinvo Premium
• Kinvo Free
• Kinvo Trade
• Simulador de Investimentos (Investment Simulator)
• Carteiras Recomendadas (Recommended Portfolios)
• Índice Kinvo (Kinvo Index)
• Agenda do Mercado (Market Agenda)

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

One partnership is on record.

• BTG PactualcoreGTM or Marketing PartnerStrategic partnership with BTG Pactual Digital for account opening referrals, real-time trading features (Kinvo Trade), and integrated market analysis tools. Users are directed to open BTG Pactual accounts through dedicated links on the Kinvo platform.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Sharesight: Global (Australia/NZ-origin) investment tracking platform that consolidates holdings across brokers, tracks dividends, and produces tax reports. Same core value proposition as Kinvo but focused on non-Brazilian markets.
• Status Invest: Brazilian platform offering portfolio tracking, dividend/earnings calendars, and fundamentals for stocks and FIIs. Directly comparable in target customer (Brazilian retail investors) and core functionality (consolidation + analysis).
• Investidor10: Brazilian retail-investor platform offering stock and FII analysis, dividend tracking, and portfolio tools. Comparable in customer base and content-led acquisition model.
• TradeMap: Brazilian investment tracking and analysis platform focused on individual investors trading on B3. Overlaps with Kinvo on portfolio monitoring, asset comparison, and Brazilian-market specialization.
• Gorila Investimentos: Brazilian investment consolidation and tracking platform for individual investors, with portfolio analytics and dividend tracking. Closest direct competitor to Kinvo in the Brazilian retail wealth tracking category.

Broad incumbents

• XP Inc. Major Brazilian brokerage and wealth platform with embedded portfolio tools, research, and recommended portfolios. Competes for the same retail investor mindshare and is a potential threat if it deepens in-app analytics.
• BTG Pactual Digital: Brazil's largest digital brokerage and Kinvo's primary partner. Offers its own portfolio dashboard and analysis tools to clients, making it both a distribution partner and a potential disintermediation risk.
• Empower (Personal Capital): US-based large-scale personal wealth management and portfolio tracking platform. Same product wedge (consolidation + analytics + advisory) as Kinvo, but at much greater scale and with a primarily US customer base.

Emerging players

• CoinStats: Crypto and multi-asset portfolio tracking app with similar consolidation and alert features. Adjacent competitor as Kinvo's users increasingly hold digital assets alongside Brazilian equities.
• Foolish: Brazilian retail investor platform providing analysis, recommendations, and portfolio tools. Targets a similar audience as Kinvo with a research/content-led GTM.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• YouTubeyoutube.com/@KinvoApp
• Facebookfacebook.com/appkinvo
• LinkedInlinkedin.com/company/kinvoapp
• Instagraminstagram.com/kinvoapp
• Xx.com/kinvoapp

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds1 record

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Kinvo